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BCBPBCB Bancorp, Inc.
$8.69$151M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
BCBP logo

BCB Bancorp, Inc.

BCBP
NASDAQ · Regional Banks
$8.69
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$151M
P/E-10.3x
52W High$11.71
Volume743.36K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Persistent Margin Compression Strains BCB Bancorp Solvency

BCB Bancorp faces a challenging outlook characterized by persistent net interest margin compression at 0.7% and significant credit provisioning volatility, exemplified by a $20.8 million charge in 2025Q1. The bank's heavy concentration in New Jersey commercial...

GrowthContracting
ProfitabilityNegative
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

BCBP price & volume

Price trend, volume and key moving averages

Launch Terminal
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Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

3/12 Beats

EPS beat 3 of last 12 quarters

02

Valuation risk

-165% Peers

P/E is 165% below peer median

03

Market leadership

RS 43 · Lag

Laggard (Underperforming 57% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Nov 3

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
BCBP+10.90%
S&P 500 (^GSPC)+12.39%
1-Year Return
BCBP+3.21%
S&P 500 (^GSPC)+15.77%
3-Year Return
BCBP-10.29%
S&P 500 (^GSPC)+77.05%
5-Year Return
BCBP-20.70%
S&P 500 (^GSPC)+72.18%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
-10.3x
Forward P/E
N/A
EV/EBITDA
N/A
FCF YieldCash Flow
23.1%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
-10.3x
8.0x
0th· Low
EV/EBITDA
N/A
11.3x
N/A
Price/FCF
4.3x
5.8x
40th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$87M-8.9% YoY
Net income
-$13M-167.3% YoY
Free cash flow
$35M-47.6% YoY
Operating margin
-21.1%-48.8 pts YoY
ROIC (TTM)-1.9%
Avg ROIC 5Y-
ROE (TTM)-4%
Piotroski Score3 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate3/12 (27%)
Revenue Beat Rate4/12 (36%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Aug 3, 2026
-$0.85-446.9%
vs $0.24
$23M-10.5%
vs $26M
Q2 2026
Apr 21, 2026
$0.26+4.0%
vs $0.25
$25M-3.3%
vs $26M
Q2 2026
Mar 9, 2026
-$0.70
vs —
$29M
vs —
Q1 2026
Jan 30, 2026
-$0.73+8.2%
vs -$0.80
$26M+44.6%
vs $18M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
GlobeNewsWire·5d ago
BCB Bancorp, Inc. Announces Closing of Public Offering and Full Exercise of Underwriter's Over-Allotment Option, for Aggregate Gross Proceeds of $98 Million

BAYONNE, N.J., Sept. 18, 2026 (GLOBE NEWSWIRE) -- BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), announced today the closing of its previously announced underwritten public offering of 12,650,000 shares of its common stock, including the full exercise of the underwriter's option to purchase up to 1,650,000 additional shares, at a public offering price of $7.75 per share. The aggregate gross proceeds from the offering were approximately $98,037,500, before deducting underwriting discounts and commissions and estimated offering expenses payable by the Company.

GlobeNewsWire·Sep 16, 2026
BCB Bancorp, Inc. Announces Pricing of Common Stock Offering

BAYONNE, N.J., Sept. 16, 2026 (GLOBE NEWSWIRE) -- BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), announced today the pricing of an underwritten public offering of 11,000,000 shares of its common stock for total gross proceeds of $85,250,000 before deducting underwriting discounts and commissions and estimated offering expenses payable by the Company. The offering is expected to close on September 18, 2026, subject to satisfaction of customary closing conditions.

GlobeNewsWire·Sep 16, 2026
BCB Bancorp, Inc. Announces Launch of Common Stock Offering; Expects to Report Net Loss for the 2026 Third Quarter

BAYONNE, N.J., Sept. 16, 2026 (GLOBE NEWSWIRE) -- BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), announced today that it has launched an underwritten public offering of shares of its common stock, without par value. In addition, the Company intends to grant the underwriters a 30-day right to purchase additional shares of its common stock.

Defense World·Sep 10, 2026
BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP) Share Price Crosses Below 200 Day Moving Average – Time to Sell?

BCB Bancorp, Inc. (NJ) (NASDAQ: BCBP - Get Free Report)'s stock price passed below its two hundred day moving average during trading on Wednesday. The stock has a two hundred day moving average of $9.56 and traded as low as $8.55. BCB Bancorp, Inc. (NJ) shares last traded at $8.61, with a volume of 181,720

Filtered for BCB Bancorp, Inc.More Headlines
04

Compare before deciding

Benchmark BCBP against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for BCB Bancorp, Inc. (BCBP)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
BCBP logoBCBPBCB Bancorp, Inc.Current
$8.69$150.89M-10.35-8.89%-14.48%-3.99%7.11%
OCFC logoOCFCOceanFirst Financial Corp.
$17.00$1.02B14.53-1.7%12.02%2.59%—
KRNY logoKRNYKearny Financial Corp.
$9.34$587.79M22.249.53%20.36%4.77%—
NBTB logoNBTBNBT Bancorp Inc.
$50.48$2.63B15.1614.54%22.65%11.26%—
CTBI logoCTBICommunity Trust Bancorp, Inc.
$74.40$1.35B13.7013.69%24.85%12.27%—
FUNC logoFUNCFirst United Corporation
$42.76$275.97M11.348.34%20.89%12.7%—

Compare BCBP vs Peers

BCB Bancorp, Inc. (BCBP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs OCFC

Most directly comparable listed peer for BCBP.

Scale Benchmark

vs V

Larger-name benchmark to compare BCBP against a more recognizable public peer.

Peer Set

Compare Top 5

vs OCFC, KRNY, NBTB, CTBI

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

BCBP SEC Filings & Documents

BCB Bancorp, Inc. (BCBP) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Sep 3, 2026·SEC

Material company update

Aug 7, 2026·SEC

Material company update

Aug 3, 2026·SEC

10-K Annual Reports

3
FY 2026

Mar 9, 2026·SEC

FY 2025

Mar 7, 2025·SEC

FY 2024

Mar 8, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 10, 2026·SEC

FY 2026

May 1, 2026·SEC

FY 2025

Nov 5, 2025·SEC

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BCBP Frequently Asked Questions

BCB Bancorp, Inc. (BCBP) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is BCB Bancorp, Inc. growing?

BCB Bancorp, Inc. (BCBP) saw revenue decline by 8.9% over the past year.

Is BCBP profitable?

BCB Bancorp, Inc. (BCBP) reported a net loss of $17.6M for fiscal year 2025.

Dividend & Returns
Does BCBP pay dividends?

Yes, BCB Bancorp, Inc. (BCBP) pays a dividend with a yield of 7.11%. This makes it attractive for income-focused investors.

What is BCBP's return on equity?

BCB Bancorp, Inc. (BCBP) has a return on equity (ROE) of -4.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics
What is BCB Bancorp, Inc.'s net interest margin?

BCB Bancorp, Inc. (BCBP) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.

What is BCB Bancorp, Inc.'s efficiency ratio?

BCB Bancorp, Inc. (BCBP) has an efficiency ratio of 72.6%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in BCBP back in 2002?

Total return calculator · dividends reinvested · 24+ years of data

See returns →