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6Apr 20, 2026·SEC
Feb 24, 2026·SEC
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Bank of Hawaii Corporation (BOH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Bank of Hawaii Corporation (BOH) stock price & volume — 10-year historical chart
Bank of Hawaii Corporation (BOH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Bank of Hawaii Corporation (BOH) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 20, 2026 | $1.30vs $1.33-2.3% | $192Mvs $194M-0.8% |
| Q1 2026 | Jan 26, 2026 | $1.39vs $1.25+11.2% | $190Mvs $185M+2.6% |
| Q4 2025 | Oct 27, 2025 | $1.20vs $1.17+2.6% | $204Mvs $181M+12.8% |
| Q3 2025 | Jul 28, 2025 | $1.06vs $1.04+1.9% | $171Mvs $182M-6.1% |
Bank of Hawaii Corporation (BOH) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Bank of Hawaii Corporation (BOH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Bank of Hawaii Corporation (BOH) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 417.58M | 457.24M | 486.35M | 497.71M | 496.32M | 497.29M | 540.56M | 497.02M | 466.58M | 512.34M |
| NII Growth % | 5.96% | 9.5% | 6.37% | 2.34% | -0.28% | 0.19% | 8.7% | -8.05% | -6.13% | 43.33% |
| Net Interest Margin % | 2.53% | 2.68% | 2.84% | 2.75% | 2.41% | 2.18% | 2.29% | 2.09% | 1.98% | 2.13% |
| Interest Income | 457.9M | 503.79M | 550.17M | 587.4M | 546.42M | 526.72M | 597.37M | 810.38M | 863.75M | 879.75M |
| Interest Expense | 40.32M | 46.56M | 63.82M | 89.68M | 50.1M | 29.43M | 56.81M | 313.35M | 397.17M | 367.4M |
| Loan Loss Provision | 4.75M | 16.9M | 13.43M | 16M | 117.8M | -50.5M | -7.8M | 9M | 11.15M | 6.31M |
| Non-Interest Income | 193M | 185.42M | 168.92M | 183.34M | 184.41M | 162.7M | 157.54M | 155.4M | 165.76M | 192.73M |
| Non-Interest Income % | 29.65% | 26.9% | 23.49% | 23.79% | 25.23% | 23.6% | 20.87% | 16.09% | 16.1% | 17.97% |
| Total Revenue | 650.9M▲ 0% | 689.21M▲ 5.9% | 719.1M▲ 4.3% | 770.74M▲ 7.2% | 730.83M▼ 5.2% | 689.41M▼ 5.7% | 754.91M▲ 9.5% | 965.77M▲ 27.9% | 1.03B▲ 6.6% | 1.07B▲ 0% |
| Revenue Growth % | 6.06% | 5.89% | 4.34% | 7.18% | -5.18% | -5.67% | 9.5% | 27.93% | 6.6% | 20.26% |
| Non-Interest Expense | 346.23M | 357.69M | 371.62M | 379.23M | 373.81M | 384.93M | 415.26M | 416.31M | 423.34M | 434.97M |
| Efficiency Ratio | 53.19% | 51.9% | 51.68% | 49.2% | 51.15% | 55.83% | 55.01% | 43.11% | 41.12% | 40.56% |
| Operating Income | 259.59M▲ 0% | 268.06M▲ 3.3% | 270.23M▲ 0.8% | 285.83M▲ 5.8% | 189.12M▼ 33.8% | 325.55M▲ 72.1% | 290.63M▼ 10.7% | 227.12M▼ 21.9% | 197.85M▼ 12.9% | 263.8M▲ 0% |
| Operating Margin % | 39.88% | 38.89% | 37.58% | 37.08% | 25.88% | 47.22% | 38.5% | 23.52% | 19.22% | 24.6% |
| Operating Income Growth % | 12.28% | 3.26% | 0.81% | 5.77% | -33.83% | 72.14% | -10.73% | -21.86% | -12.89% | - |
| Pretax Income | 259.59M▲ 0% | 268.06M▲ 3.3% | 270.23M▲ 0.8% | 285.83M▲ 5.8% | 189.12M▼ 33.8% | 325.55M▲ 72.1% | 290.63M▼ 10.7% | 227.12M▼ 21.9% | 197.85M▼ 12.9% | 235.9M▲ 0% |
| Pretax Margin % | 39.88% | 38.89% | 37.58% | 37.08% | 25.88% | 47.22% | 38.5% | 23.52% | 19.22% | 22% |
| Income Tax | 78.13M | 83.39M | 50.62M | 59.91M | 35.32M | 72.18M | 64.83M | 55.91M | 47.86M | 51.77M |
| Effective Tax Rate % | 30.1% | 31.11% | 18.73% | 20.96% | 18.68% | 22.17% | 22.31% | 24.62% | 24.19% | 21.95% |
| Net Income | 181.46M▲ 0% | 184.67M▲ 1.8% | 219.6M▲ 18.9% | 225.91M▲ 2.9% | 153.8M▼ 31.9% | 253.37M▲ 64.7% | 225.8M▼ 10.9% | 171.2M▼ 24.2% | 149.99M▼ 12.4% | 184.13M▲ 0% |
| Net Margin % | 27.88% | 26.79% | 30.54% | 29.31% | 21.05% | 36.75% | 29.91% | 17.73% | 14.57% | 17.17% |
| Net Income Growth % | 12.92% | 1.77% | 18.91% | 2.87% | -31.92% | 64.74% | -10.88% | -24.18% | -12.39% | 30.38% |
| Net Income (Continuing) | 181.46M | 184.67M | 219.6M | 225.91M | 153.8M | 253.37M | 225.8M | 171.2M | 149.99M | 184.13M |
| EPS (Diluted) | 4.23▲ 0% | 4.33▲ 2.4% | 5.23▲ 20.8% | 5.56▲ 6.3% | 3.86▼ 30.6% | 6.25▲ 61.9% | 5.48▼ 12.3% | 4.14▼ 24.5% | 3.46▼ 16.4% | 4.61▲ 0% |
| EPS Growth % | 14.32% | 2.36% | 20.79% | 6.31% | -30.58% | 61.92% | -12.32% | -24.45% | -16.43% | 22.52% |
| EPS (Basic) | 4.26 | 4.37 | 5.26 | 5.59 | 3.87 | 6.29 | 5.50 | 4.16 | 3.48 | - |
| Diluted Shares Outstanding | 42.88M | 42.61M | 42M | 40.65M | 39.89M | 40.05M | 39.79M | 39.43M | 39.7M | 39.98M |
Bank of Hawaii Corporation (BOH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.36B | 2.5B | 2.34B | 2.92B | 4.07B | 4.47B | 3.17B | 3.41B | 2.62B | 12.16B |
| Cash & Due from Banks | 172.26M | 266.44M | 327.11M | 304.08M | 281.07M | 198.9M | 320.4M | 1B | 763.57M | 985.22M |
| Short Term Investments | 2.19B | 2.23B | 2.01B | 2.62B | 3.79B | 4.28B | 2.84B | 2.41B | 1.85B | 2.47B |
| Total Investments | 14.89B | 15.88B | 15.85B | 16.66B | 18.99B | 21.18B | 21.92B | 21.47B | 21.54B | 21.75B |
| Investments Growth % | 6.45% | 6.61% | -0.14% | 5.07% | 14.02% | 11.49% | 3.51% | -2.03% | 0.32% | 7.12% |
| Long-Term Investments | 12.71B | 13.64B | 13.85B | 14.04B | 15.2B | 16.9B | 19.07B | 19.07B | 19.69B | 77.93B |
| Accounts Receivables | 59.03M | 99.75M | 70.23M | 66.66M | 61.68M | 58.56M | 73.17M | 83.6M | 83.35M | 84.25M |
| Goodwill & Intangibles | 55.18M | 56.14M | 55.83M | 56.54M | 51.17M | 53.77M | 54.14M | 52.4M | 50.72M | 31.52M |
| Goodwill | 31.52M | 31.52M | 31.52M | 31.52M | 31.52M | 31.52M | 31.52M | 31.52M | 31.52M | 13.15M |
| Intangible Assets | 23.66M | 24.62M | 24.31M | 25.02M | 19.65M | 22.25M | 22.62M | 20.88M | 19.2M | 18.36M |
| PP&E (Net) | 113.5M | 130.93M | 151.84M | 289.23M | 299.24M | 295.01M | 299.08M | 280.96M | 264.64M | 196.09M |
| Other Assets | 986.46M | 472.09M | 501.02M | 584.46M | 779.38M | 841.25M | 678.74M | 581.52M | 611.36M | 587.56M |
| Total Current Assets | 2.63B | 2.79B | 2.59B | 3.13B | 4.26B | 4.65B | 3.32B | 3.57B | 2.81B | 3.66B |
| Total Non-Current Assets | 13.86B | 14.3B | 14.56B | 14.97B | 16.35B | 18.13B | 20.28B | 20.16B | 20.79B | 20.36B |
| Total Assets | 16.49B▲ 0% | 17.09B▲ 3.6% | 17.14B▲ 0.3% | 18.1B▲ 5.6% | 20.6B▲ 13.9% | 22.78B▲ 10.6% | 23.61B▲ 3.6% | 23.73B▲ 0.5% | 23.6B▼ 0.6% | 24.01B▲ 0% |
| Asset Growth % | 6.71% | 3.62% | 0.32% | 5.55% | 13.86% | 10.59% | 3.61% | 0.54% | -0.56% | 4.09% |
| Return on Assets (ROA) | 1.14% | 1.1% | 1.28% | 1.28% | 0.79% | 1.17% | 0.97% | 0.72% | 0.63% | 0.77% |
| Accounts Payable | 5.33M | 6.95M | 8.25M | 8.04M | 5.12M | 2.5M | 9.7M | 41.02M | 34.8M | 27.58M |
| Total Debt | 800.93M | 766.01M | 640.14M | 798.08M | 768.48M | 564.09M | 1.24B | 805.37M | 747.07M | 699.89M |
| Net Debt | 628.67M | 499.57M | 313.03M | 494M | 487.42M | 365.19M | 915.91M | -195.57M | -16.5M | -285.33M |
| Long-Term Debt | 257.15M | 250M | 125M | 75M | 50M | 0 | 400M | 550M | 550M | 558.2M |
| Short-Term Debt | 532.99M | 505.29M | 504.5M | 604.31M | 600.59M | 450.49M | 725.49M | 150.49M | 100M | 50M |
| Other Liabilities | 204.32M | 200.26M | 200.14M | 218.06M | 243.92M | 246.63M | 428.18M | 417.61M | 518.44M | 784.7M |
| Total Current Liabilities | 14.86B | 15.4B | 15.54B | 16.4B | 18.82B | 20.81B | 21.35B | 21.25B | 20.77B | 20.79B |
| Total Non-Current Liabilities | 472.26M | 460.98M | 335.78M | 411.84M | 411.82M | 360.23M | 939M | 1.07B | 1.17B | 1.43B |
| Total Liabilities | 15.33B | 15.86B | 15.88B | 16.81B | 19.23B | 21.17B | 22.29B | 22.32B | 21.93B | 22.22B |
| Total Equity | 1.16B▲ 0% | 1.23B▲ 6.1% | 1.27B▲ 2.9% | 1.29B▲ 1.5% | 1.37B▲ 6.8% | 1.61B▲ 17.3% | 1.32B▼ 18.3% | 1.41B▲ 7.4% | 1.67B▲ 17.9% | 1.79B▲ 0% |
| Equity Growth % | 4.06% | 6.05% | 2.95% | 1.47% | 6.81% | 17.25% | -18.28% | 7.38% | 17.93% | 52.28% |
| Equity / Assets (Capital Ratio) | 7.04% | 7.21% | 7.4% | 7.11% | 6.67% | 7.07% | 5.58% | 5.96% | 7.07% | 7.46% |
| Return on Equity (ROE) | 15.93% | 15.43% | 17.57% | 17.68% | 11.56% | 16.97% | 15.42% | 12.54% | 9.73% | 10.28% |
| Book Value per Share | 27.09 | 28.91 | 30.20 | 31.66 | 34.46 | 40.24 | 33.10 | 35.87 | 42.01 | 44.80 |
| Tangible BV per Share | 25.80 | 27.59 | 28.87 | 30.27 | 33.17 | 38.89 | 31.74 | 34.54 | 40.73 | 44.01 |
| Common Stock | 576K | 576K | 577K | 579K | 580K | 581K | 582K | 583K | 585K | 587K |
| Additional Paid-in Capital | 551.63M | 561.16M | 571.7M | 582.57M | 591.36M | 602.51M | 620.58M | 636.42M | 647.4M | 659.92M |
| Retained Earnings | 1.42B | 1.51B | 1.64B | 1.76B | 1.81B | 1.95B | 2.06B | 2.11B | 2.13B | 2.18B |
| Accumulated OCI | -33.91M | -34.72M | -51.04M | -31.11M | 7.82M | -66.38M | -434.66M | -396.69M | -343.39M | -276.25M |
| Treasury Stock | -772.2M | -807.37M | -894.35M | -1.03B | -1.04B | -1.06B | -1.11B | -1.11B | -1.12B | -1.12B |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 180M | 180M | 180M | 345M | 345M |
Bank of Hawaii Corporation (BOH) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 226.53M | 175.15M | 317.92M | 234.24M | 146.42M | 377.15M | 332.96M | 150.22M | 178.45M | 178.45M |
| Operating CF Growth % | -3.2% | -22.68% | 81.52% | -26.32% | -37.49% | 157.59% | -11.72% | -54.88% | 18.79% | 576.48% |
| Net Income | 181.46M | 184.67M | 219.6M | 225.91M | 153.8M | 253.37M | 225.8M | 171.2M | 149.99M | 184.13M |
| Depreciation & Amortization | 12.87M | 13.05M | 14.39M | 29.88M | 32.49M | 32.58M | 33.22M | 32.99M | 31.52M | 30.24M |
| Deferred Taxes | 7.19M | 4.18M | -6.27M | -15.41M | -42.59M | 3.02M | -2.71M | -11.21M | -12.22M | -4.94M |
| Other Non-Cash Items | 16.46M | 26.5M | 54.24M | 5.56M | 123.07M | 46.93M | 46.98M | 27.06M | 27.58M | -29.17M |
| Working Capital Changes | 1.76M | -60.62M | 27.82M | -20.04M | -127.93M | 27.99M | 13.61M | -85.48M | -32.87M | 36.67M |
| Cash from Investing | -960.85M | -1.02B | -74.67M | -773.27M | -2.37B | -2.42B | -1.25B | 562.79M | 20.99M | -438.71M |
| Purchase of Investments | -1.04B | -1.42B | -586.55M | -2.84B | -3.78B | -4.78B | -1.15B | -511K | -470.81M | -475.68M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
| Net Investment Activity | -1.04B | -1.42B | -585.56M | -2.84B | -3.78B | -4.78B | -1.15B | 489K | -469.81M | -473.68M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -1.12B | -817.27M | -664.69M | -549.89M | -988.19M | -332.52M | -1.4B | -325.26M | -99.83M | -268.96M |
| Cash from Financing | 858.21M | 414.99M | -165.14M | 571.72M | 2.28B | 1.99B | 761.79M | -113.84M | -436.81M | -80.83M |
| Dividends Paid | -81.16M | -87.07M | -98.5M | -105.48M | -107.43M | -113.61M | -120.43M | -119.67M | -124.96M | -133.91M |
| Share Repurchases | -61.81M | -47.08M | -91.99M | -137.65M | -18.01M | -31.26M | -55.06M | -14.29M | -5.3M | -3.9M |
| Stock Issued | 9.08M | 13.1M | 7.87M | 7.87M | 9.39M | 13.61M | 6.8M | 5.88M | 5.44M | 5.22M |
| Net Stock Activity | -52.73M | -33.98M | -84.11M | -129.78M | -8.62M | -17.65M | -48.27M | -8.41M | 136K | 1.32M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1.56M |
| Other Financing | 1.07B | 563.73M | 143.27M | 757.24M | 2.43B | 2.15B | 255.59M | 439.35M | -422.01M | 102.35M |
| Net Change in Cash | 123.89M▲ 0% | -431.76M▼ 448.5% | 78.12M▲ 118.1% | 32.69M▼ 58.2% | 55.43M▲ 69.6% | -53.65M▼ 196.8% | -158.67M▼ 195.7% | 599.18M▲ 477.6% | -237.37M▼ 139.6% | -287.54M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 755.72M | 879.61M | 447.85M | 525.97M | 558.66M | 614.09M | 560.43M | 401.77M | 1B | 768.68M |
| Cash at End | 879.61M | 447.85M | 525.97M | 558.66M | 614.09M | 560.43M | 401.77M | 1B | 763.57M | 985.22M |
| Interest Paid | 39.48M | 44.95M | 62.52M | 89.89M | 53.03M | 32.04M | 49.61M | 282.02M | 403.39M | 380.25M |
| Income Taxes Paid | 57.01M | 67.88M | 42.48M | 58.15M | 60.18M | 48.76M | 53.02M | 52.25M | 31.24M | 28.6M |
| Free Cash Flow | 211.35M▲ 0% | 144.68M▼ 31.5% | 282.62M▲ 95.3% | 180.34M▼ 36.2% | 113.13M▼ 37.3% | 354.78M▲ 213.6% | 304.2M▼ 14.3% | 140.82M▼ 53.7% | 168.77M▲ 19.8% | 234.81M▲ 0% |
| FCF Growth % | -3.88% | -31.55% | 95.35% | -36.19% | -37.27% | 213.61% | -14.26% | -53.71% | 19.85% | 157.64% |
Bank of Hawaii Corporation (BOH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 15.93% | 15.43% | 17.57% | 17.68% | 11.56% | 16.97% | 15.42% | 12.54% | 9.73% | 10.28% |
| Return on Assets (ROA) | 1.14% | 1.1% | 1.28% | 1.28% | 0.79% | 1.17% | 0.97% | 0.72% | 0.63% | 0.77% |
| Net Interest Margin | 2.53% | 2.68% | 2.84% | 2.75% | 2.41% | 2.18% | 2.29% | 2.09% | 1.98% | 2.13% |
| Efficiency Ratio | 53.19% | 51.9% | 51.68% | 49.2% | 51.15% | 55.83% | 55.01% | 43.11% | 41.12% | 40.56% |
| Equity / Assets | 7.04% | 7.21% | 7.4% | 7.11% | 6.67% | 7.07% | 5.58% | 5.96% | 7.07% | 7.46% |
| Book Value / Share | 27.09 | 28.91 | 30.2 | 31.66 | 34.46 | 40.24 | 33.1 | 35.87 | 42.01 | 44.8 |
| NII Growth | 5.96% | 9.5% | 6.37% | 2.34% | -0.28% | 0.19% | 8.7% | -8.05% | -6.13% | 10.85% |
| Dividend Payout | 44.72% | 47.15% | 44.85% | 46.69% | 69.85% | 43.66% | 49.85% | 65.3% | 74.88% | 61.28% |
Bank of Hawaii Corporation (BOH) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 20, 2026·SEC
Feb 24, 2026·SEC
Feb 3, 2026·SEC
Bank of Hawaii Corporation (BOH) stock FAQ — growth, dividends, profitability & financials explained
Bank of Hawaii Corporation (BOH) grew revenue by 6.6% over the past year. This is steady growth.
Yes, Bank of Hawaii Corporation (BOH) is profitable, generating $184.1M in net income for fiscal year 2024 (14.6% net margin).
Yes, Bank of Hawaii Corporation (BOH) pays a dividend with a yield of 3.51%. This makes it attractive for income-focused investors.
Bank of Hawaii Corporation (BOH) has a return on equity (ROE) of 9.7%. This is below average, suggesting room for improvement.
Bank of Hawaii Corporation (BOH) has a net interest margin (NIM) of 2.0%. NIM has been under pressure due to interest rate environment.
Bank of Hawaii Corporation (BOH) has an efficiency ratio of 41.1%. This is excellent, indicating strong cost control.
Bank of Hawaii Corporation (BOH) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates