8-K Announcements
6Apr 23, 2026·SEC
Apr 8, 2026·SEC
Feb 27, 2026·SEC
Popular, Inc. (BPOP) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Popular, Inc. (BPOP) stock price & volume — 10-year historical chart
Popular, Inc. (BPOP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Popular, Inc. (BPOP) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $3.78vs $3.30+14.5% | $836Mvs $850M-1.6% |
| Q1 2026 | Jan 27, 2026 | $3.38vs $3.02+11.9% | $900Mvs $839M+7.2% |
| Q4 2025 | Oct 23, 2025 | $3.14vs $2.95+6.4% | $779Mvs $821M-5.1% |
| Q3 2025 | Jul 23, 2025 | $3.09vs $2.54+21.7% | $762Mvs $804M-5.2% |
Popular, Inc. (BPOP) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Popular, Inc. (BPOP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Popular, Inc. (BPOP) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1.5B | 1.73B | 1.89B | 1.86B | 1.96B | 2.17B | 2.13B | 2.28B | 2.54B |
| NII Growth % | 5.62% | 15.51% | 9.04% | -1.85% | 5.44% | 10.72% | -1.65% | 7.07% | 11.34% |
| Net Interest Margin % | 3.39% | 3.64% | 3.63% | 2.82% | 2.61% | 3.2% | 3.01% | 3.12% | 3.37% |
| Interest Income | 1.73B | 2.02B | 2.26B | 2.09B | 2.12B | 2.47B | 3.25B | 3.67B | 3.78B |
| Interest Expense | 223.98M | 286.97M | 369.1M | 234.94M | 165.05M | 298.55M | 1.11B | 1.39B | 1.24B |
| Loan Loss Provision | 325.42M | 228.07M | 165.78M | 292.54M | -193.46M | 83.03M | 208.61M | 256.94M | 260.16M |
| Non-Interest Income | 392.97M | 624.51M | 531.82M | 400.27M | 520.76M | 769.92M | 512.65M | 516.23M | 645.41M |
| Non-Interest Income % | 18.55% | 23.6% | 19.04% | 16.06% | 19.7% | 23.79% | 13.64% | 12.32% | 14.57% |
| Total Revenue | 2.12B▲ 0% | 2.65B▲ 24.9% | 2.79B▲ 5.5% | 2.49B▼ 10.8% | 2.64B▲ 6.1% | 3.24B▲ 22.4% | 3.76B▲ 16.1% | 4.19B▲ 11.5% | 4.43B▲ 5.7% |
| Revenue Growth % | 10.84% | 24.89% | 5.53% | -10.77% | 6.08% | 22.41% | 16.14% | 11.48% | 5.7% |
| Non-Interest Expense | 1.23B | 1.39B | 1.44B | 1.35B | 1.43B | 1.62B | 1.76B | 1.74B | 1.92B |
| Efficiency Ratio | 58.1% | 52.66% | 51.54% | 54.01% | 54.02% | 50.04% | 46.83% | 41.65% | 43.35% |
| Operating Income | 338.51M▲ 0% | 737.74M▲ 117.9% | 818.32M▲ 10.9% | 618.56M▼ 24.4% | 1.24B▲ 101.1% | 1.23B▼ 0.7% | 675.54M▼ 45.3% | 796.62M▲ 17.9% | 1.01B▲ 26.4% |
| Operating Margin % | 15.98% | 27.88% | 29.3% | 24.82% | 47.06% | 38.17% | 17.98% | 19.01% | 22.73% |
| Operating Income Growth % | 15.01% | 117.94% | 10.92% | -24.41% | 101.1% | -0.72% | -45.3% | 17.92% | 26.38% |
| Pretax Income | 338.51M▲ 0% | 737.74M▲ 117.9% | 818.32M▲ 10.9% | 618.56M▼ 24.4% | 1.24B▲ 101.1% | 1.23B▼ 0.7% | 675.54M▼ 45.3% | 796.62M▲ 17.9% | 1.01B▲ 26.4% |
| Pretax Margin % | 15.98% | 27.88% | 29.3% | 24.82% | 47.06% | 38.17% | 17.98% | 19.01% | 22.73% |
| Income Tax | 230.83M | 119.58M | 147.18M | 111.94M | 309.02M | 132.33M | 134.2M | 182.41M | 173.63M |
| Effective Tax Rate % | 68.19% | 16.21% | 17.99% | 18.1% | 24.84% | 10.72% | 19.87% | 22.9% | 17.25% |
| Net Income | 107.68M▲ 0% | 618.16M▲ 474.1% | 671.13M▲ 8.6% | 506.62M▼ 24.5% | 934.89M▲ 84.5% | 1.1B▲ 17.9% | 541.34M▼ 50.9% | 614.21M▲ 13.5% | 833.16M▲ 35.6% |
| Net Margin % | 5.08% | 23.36% | 24.03% | 20.33% | 35.37% | 34.08% | 14.41% | 14.66% | 18.81% |
| Net Income Growth % | -50.31% | 474.06% | 8.57% | -24.51% | 84.53% | 17.94% | -50.91% | 13.46% | 35.65% |
| Net Income (Continuing) | 107.68M | 618.16M | 671.13M | 506.62M | 934.89M | 1.1B | 541.34M | 614.21M | 833.16M |
| EPS (Diluted) | 1.02▲ 0% | 6.06▲ 494.1% | 6.88▲ 13.5% | 5.87▼ 14.7% | 11.46▲ 95.2% | 14.63▲ 27.7% | 7.52▼ 48.6% | 8.56▲ 13.8% | 12.30▲ 43.7% |
| EPS Growth % | -50.49% | 494.12% | 13.53% | -14.68% | 95.23% | 27.66% | -48.6% | 13.83% | 43.69% |
| EPS (Basic) | 1.02 | 6.07 | 6.89 | 5.88 | 11.49 | 14.65 | 7.53 | 8.56 | 12.31 |
| Diluted Shares Outstanding | 102.05M | 101.31M | 97M | 85.97M | 81.42M | 75.27M | 71.79M | 71.62M | 67.61M |
Popular, Inc. (BPOP) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 15.44B | 17.58B | 21.1B | 33.57B | 42.84B | 23.76B | 24.08B | 25.02B | 439.32M |
| Cash & Due from Banks | 5.66B | 4.57B | 3.65B | 12.13B | 17.97B | 6.08B | 7.42B | 6.8B | 402.75M |
| Short Term Investments | 9.78B | 13.02B | 17.45B | 21.44B | 24.87B | 17.68B | 16.66B | 18.22B | 36.57M |
| Total Investments | 33.8B | 38.57B | 43.9B | 49.37B | 52.7B | 57.96B | 59.61B | 62.79B | 71.65B |
| Investments Growth % | 11.14% | 14.14% | 13.8% | 12.47% | 6.75% | 9.97% | 2.86% | 5.34% | 14.11% |
| Long-Term Investments | 24.01B | 25.55B | 26.45B | 27.93B | 27.83B | 40.28B | 42.96B | 44.58B | 71.61B |
| Accounts Receivables | 7.51M | 40.09M | 47.05M | 65.43M | 65.46M | 35.1M | 23.1M | 588K | 245K |
| Goodwill & Intangibles | 831M | 867.73M | 850.81M | 811.98M | 857.32M | 968.72M | 932.3M | 917.88M | 795.03M |
| Goodwill | 627.29M | 671.12M | 671.12M | 671.12M | 720.29M | 827.43M | 804.43M | 802.95M | 789.95M |
| Intangible Assets | 203.7M | 196.61M | 179.69M | 140.86M | 137.03M | 141.29M | 127.87M | 114.93M | 5.08M |
| PP&E (Net) | 547.14M | 569.81M | 719.39M | 657.63M | 649.45M | 643.17M | 702.48M | 714.35M | 685.82M |
| Other Assets | 783.68M | 572.9M | 477.29M | 357.25M | 379.59M | 430.81M | 442.02M | 449.02M | 1.81B |
| Total Current Assets | 17.1B | 19.03B | 22.73B | 35.31B | 44.73B | 24.36B | 24.72B | 25.46B | 439.32M |
| Total Non-Current Assets | 27.18B | 28.58B | 29.39B | 30.61B | 30.37B | 43.28B | 46.04B | 47.59B | 74.91B |
| Total Assets | 44.28B▲ 0% | 47.6B▲ 7.5% | 52.12B▲ 9.5% | 65.93B▲ 26.5% | 75.1B▲ 13.9% | 67.64B▼ 9.9% | 70.76B▲ 4.6% | 73.05B▲ 3.2% | 75.35B▲ 3.2% |
| Asset Growth % | 14.53% | 7.51% | 9.48% | 26.5% | 13.91% | -9.93% | 4.61% | 3.23% | 3.15% |
| Return on Assets (ROA) | 0.26% | 1.35% | 1.35% | 0.86% | 1.33% | 1.54% | 0.78% | 0.85% | 1.12% |
| Accounts Payable | 0 | 111.08M | 113.8M | 828.62M | 138.82M | 125.2M | 148.47M | 647.08M | 741.15M |
| Total Debt | 2.02B | 1.67B | 1.58B | 1.58B | 1.34B | 1.58B | 1.24B | 1.31B | 1.58B |
| Net Debt | -3.63B | -2.89B | -2.07B | -10.55B | -16.62B | -4.51B | -6.18B | -5.49B | 1.18B |
| Long-Term Debt | 1.52B | 1.24B | 1.1B | 1.22B | 988.56M | 886.71M | 986.95M | 896.29M | 759.58M |
| Short-Term Debt | 487.13M | 415.83M | 296.04M | 178.49M | 179.41M | 527.88M | 102.34M | 288.94M | 689M |
| Other Liabilities | 1.7B | 375.25M | 341.33M | 354.57M | 298.26M | 238.63M | 220.03M | 205.63M | 207.49M |
| Total Current Liabilities | 35.94B | 40.51B | 44.44B | 58.11B | 67.63B | 62.22B | 64.21B | 66.15B | 68B |
| Total Non-Current Liabilities | 3.23B | 1.63B | 1.63B | 1.75B | 1.46B | 1.29B | 1.36B | 1.23B | 1.1B |
| Total Liabilities | 39.17B | 42.17B | 46.1B | 59.9B | 69.13B | 63.54B | 65.61B | 67.43B | 69.1B |
| Total Equity | 5.1B▲ 0% | 5.44B▲ 6.5% | 6.02B▲ 10.7% | 6.03B▲ 0.2% | 5.97B▼ 1.0% | 4.09B▼ 31.4% | 5.15B▲ 25.7% | 5.61B▲ 9.1% | 6.25B▲ 11.3% |
| Equity Growth % | -1.81% | 6.49% | 10.7% | 0.2% | -0.98% | -31.43% | 25.74% | 9.06% | 11.33% |
| Equity / Assets (Capital Ratio) | 11.53% | 11.42% | 11.55% | 9.14% | 7.95% | 6.05% | 7.27% | 7.68% | 8.29% |
| Return on Equity (ROE) | 2.09% | 11.73% | 11.72% | 8.41% | 15.58% | 21.92% | 11.72% | 11.42% | 14.05% |
| Book Value per Share | 50.02 | 53.65 | 62.03 | 70.12 | 73.32 | 54.38 | 71.69 | 78.37 | 92.42 |
| Tangible BV per Share | 41.87 | 45.08 | 53.26 | 60.68 | 62.79 | 41.51 | 58.71 | 65.55 | 80.67 |
| Common Stock | 1.04M | 1.04M | 1.04M | 1.04M | 1.05M | 1.05M | 1.05M | 1.05M | 1.05M |
| Additional Paid-in Capital | 4.3B | 4.37B | 4.45B | 4.57B | 4.65B | 0 | 0 | 0 | 4.92B |
| Retained Earnings | 1.19B | 1.65B | 2.15B | 2.26B | 2.97B | 3.83B | 4.19B | 4.57B | 5.21B |
| Accumulated OCI | -350.65M | -427.97M | -169.94M | 189.99M | -325.07M | 2.27B | 2.95B | 3.25B | -1.18B |
| Treasury Stock | -90.14M | -205.51M | -459.81M | -1.02B | -1.35B | -2.03B | -2.02B | -2.23B | -2.72B |
| Preferred Stock | 50.16M | 50.16M | 50.16M | 22.14M | 22.14M | 22.14M | 22.14M | 22.14M | 22.14M |
Popular, Inc. (BPOP) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 636.48M | 847.5M | 705.37M | 678.77M | 1.01B | 1.01B | 686.61M | 674.72M | 878.45M |
| Operating CF Growth % | 6.69% | 33.15% | -16.77% | -3.77% | 48.08% | 0.93% | -32.32% | -1.73% | 30.19% |
| Net Income | 107.68M | 618.16M | 671.13M | 506.62M | 934.89M | 1.1B | 541.34M | 614.21M | 833.16M |
| Depreciation & Amortization | 57.74M | 62.63M | 67.44M | 64.85M | 64.24M | 58.38M | 61.69M | 60.02M | 54.98M |
| Deferred Taxes | 207.43M | -12.32M | 141.33M | 75.04M | 229.37M | -33.13M | -43.14M | 23.71M | 6.38M |
| Other Non-Cash Items | -114.29M | -371.44M | -477.61M | -434.2M | -1.02B | -479.54M | 92.33M | -51.49M | -22.63M |
| Working Capital Changes | 377.92M | 539.96M | 290.77M | 458.2M | 783.65M | 349.46M | 17.62M | 8.6M | -20.38M |
| Cash from Investing | -5.35B | -4.39B | -4.17B | -13.07B | -10.52B | 5.35B | -2.61B | -1.63B | -1.76B |
| Purchase of Investments | -6.54B | -10.06B | -18.75B | -29.44B | -20.59B | -24.16B | -18.12B | -34.37B | -36.81B |
| Sale/Maturity of Investments | 2.08B | 8.07B | 15.69B | 18.26B | 9.86B | 32.13B | 18.71B | 35.09B | 37.62B |
| Net Investment Activity | -4.45B | -2B | -3.06B | -11.18B | -10.72B | 7.97B | 587.39M | 725.36M | 807.64M |
| Acquisitions | 0 | -1.84B | 0 | 0 | -155.83M | 219.88M | 0 | 0 | 0 |
| Other Investing | -835.18M | -468.86M | -1.03B | -1.83B | 431.79M | -2.73B | -2.99B | -2.14B | -2.37B |
| Cash from Financing | 4.75B | 3.53B | 3.46B | 12.49B | 9.45B | -6.32B | 1.88B | 959.58M | 864.58M |
| Dividends Paid | -95.91M | -105.44M | -115.81M | -133.65M | -141.47M | -161.52M | -159.86M | -180.46M | -197.57M |
| Share Repurchases | -75.66M | -125.26M | -250.58M | -528.5M | -350.54M | -631.89M | -461K | -213.92M | -504.72M |
| Stock Issued | 7.02M | 7.27M | 8.72M | 9.09M | 4.67M | 5.84M | 6.31M | 6.86M | 7.12M |
| Net Stock Activity | -68.65M | -118M | -241.86M | -519.4M | -345.86M | -626.06M | 5.85M | -207.06M | -497.6M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K |
| Other Financing | 4.86B | 4.15B | 3.95B | 13.03B | 10.1B | -5.72B | 2.3B | 1.22B | 1.28B |
| Net Change in Cash | 38.43M▲ 0% | -9.38M▼ 124.4% | -8.93M▲ 4.8% | 102.77M▲ 1251.1% | -62.58M▼ 160.9% | 41.65M▲ 166.5% | -48.58M▼ 216.7% | 1.83M▲ 103.8% | -16.42M▼ 996.6% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 374.2M | 412.63M | 403.25M | 394.32M | 497.09M | 434.51M | 476.16M | 427.57M | 429.41M |
| Cash at End | 412.63M | 403.25M | 394.32M | 497.09M | 434.51M | 476.16M | 427.57M | 429.41M | 412.99M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 573.79M▲ 0% | 766.95M▲ 33.7% | 619.32M▼ 19.2% | 618.62M▼ 0.1% | 931.47M▲ 50.6% | 910.75M▼ 2.2% | 478.57M▼ 47.5% | 461.31M▼ 3.6% | 680.99M▲ 47.6% |
| FCF Growth % | 15.62% | 33.67% | -19.25% | -0.11% | 50.57% | -2.22% | -47.45% | -3.61% | 47.62% |
Popular, Inc. (BPOP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 4.21% | 2.09% | 11.73% | 11.72% | 8.41% | 15.58% | 21.92% | 11.72% | 11.42% | 14.05% |
| Return on Assets (ROA) | 0.58% | 0.26% | 1.35% | 1.35% | 0.86% | 1.33% | 1.54% | 0.78% | 0.85% | 1.12% |
| Net Interest Margin | 3.68% | 3.39% | 3.64% | 3.63% | 2.82% | 2.61% | 3.2% | 3.01% | 3.12% | 3.37% |
| Efficiency Ratio | 64.59% | 58.1% | 52.66% | 51.54% | 54.01% | 54.02% | 50.04% | 46.83% | 41.65% | 43.35% |
| Equity / Assets | 13.44% | 11.53% | 11.42% | 11.55% | 9.14% | 7.95% | 6.05% | 7.27% | 7.68% | 8.29% |
| Book Value / Share | 50.28 | 50.02 | 53.65 | 62.03 | 70.12 | 73.32 | 54.38 | 71.69 | 78.37 | 92.42 |
| NII Growth | 0.93% | 5.62% | 15.51% | 9.04% | -1.85% | 5.44% | 10.72% | -1.65% | 7.07% | 11.34% |
| Dividend Payout | 30.43% | 89.07% | 17.06% | 17.26% | 26.38% | 15.13% | 14.65% | 29.53% | 29.38% | 23.71% |
Popular, Inc. (BPOP) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 23, 2026·SEC
Apr 8, 2026·SEC
Feb 27, 2026·SEC
Popular, Inc. (BPOP) stock FAQ — growth, dividends, profitability & financials explained
Popular, Inc. (BPOP) grew revenue by 5.7% over the past year. This is steady growth.
Yes, Popular, Inc. (BPOP) is profitable, generating $833.2M in net income for fiscal year 2025 (18.8% net margin).
Yes, Popular, Inc. (BPOP) pays a dividend with a yield of 1.95%. This makes it attractive for income-focused investors.
Popular, Inc. (BPOP) has a return on equity (ROE) of 14.0%. This is reasonable for most industries.
Popular, Inc. (BPOP) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
Popular, Inc. (BPOP) has an efficiency ratio of 43.3%. This is excellent, indicating strong cost control.
Popular, Inc. (BPOP) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates