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BPOP logoPopular, Inc.(BPOP)Earnings, Financials & Key Ratios

BPOP•NASDAQ•Banking & Credit
$150.04
$9.75B mkt cap·12.2× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryBanks with large fee businesses
AboutPopular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and British Virgin Islands. The company provides savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; and certificates of deposit. It also offers commercial and industrial, commercial multi-family, commercial real estate, and residential mortgage loans; consumer loans, including personal loans, credit cards, automobile loans, home equity lines of credit, and other loans to individual borrowers; construction loans; and lease financing comprising automobile loans/leases. In addition, the company provides investment banking, auto and equipment leasing and financing, broker-dealer, and insurance services; debit cards; and online banking services. As of December 31, 2021, it operated 169 branches; and 616 ATMs in Puerto Rico, 23 ATMs in the Virgin Islands, and 91 ATMs in the United States Mainland. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.Show more
  • Net Interest Income$2.54B+11.3%
  • Total Revenue$4.43B+5.7%
  • Net Income$833M+35.6%
  • Return on Equity14.05%+23.0%
  • Net Interest Margin3.37%+7.9%
  • Efficiency Ratio43.35%+4.1%
  • ROA1.12%+31.5%
  • Equity / Assets8.29%+7.9%
  • Book Value per Share92.42+17.9%
  • Tangible BV/Share80.67+23.1%
  • Debt/Equity0.25+8.3%
Analysis→Technical→

BPOP Key Insights

Popular, Inc. (BPOP) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong Piotroski F-Score: 7/9
  • ✓Efficient operations: 43.3% efficiency ratio
  • ✓12 consecutive years of dividend growth
  • ✓Share count reduced 5.6% through buybacks
  • ✓Trading near 52-week high

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

BPOP Price & Volume

Popular, Inc. (BPOP) stock price & volume — 10-year historical chart

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BPOP Growth Metrics

Popular, Inc. (BPOP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years7.63%
5 Years12.19%
3 Years11.03%
TTM-

Profit CAGR

10 Years-0.72%
5 Years10.46%
3 Years-8.92%
TTM35.65%

EPS CAGR

10 Years3.58%
5 Years15.95%
3 Years-5.62%
TTM43.93%

Return on Capital

10 Years10.94%
5 Years14.54%
3 Years12.43%
Last Year14.14%

BPOP Recent Earnings

Popular, Inc. (BPOP) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 23, 2026
EPS
$3.78
Est $3.30
+14.5%
Revenue
$836M
Est $850M
-1.6%
Q1 2026
Jan 27, 2026
EPS
$3.38
Est $3.02
+11.9%
Revenue
$900M
Est $839M
+7.2%
Q4 2025
Oct 23, 2025
EPS
$3.14
Est $2.95
+6.4%
Revenue
$779M
Est $821M
-5.1%
Q3 2025
Jul 23, 2025
EPS
$3.09
Est $2.54
+21.7%
Revenue
$762M
Est $804M
-5.2%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 23, 2026
$3.78vs $3.30+14.5%
$836Mvs $850M-1.6%
Q1 2026Jan 27, 2026
$3.38vs $3.02+11.9%
$900Mvs $839M+7.2%
Q4 2025Oct 23, 2025
$3.14vs $2.95+6.4%
$779Mvs $821M-5.1%
Q3 2025Jul 23, 2025
$3.09vs $2.54+21.7%
$762Mvs $804M-5.2%
Based on last 12 quarters of dataView full earnings history →

BPOP Peer Comparison

Popular, Inc. (BPOP) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
FBP logoFBPFirst BanCorp.Direct Competitor3.78B24.2811.295.35%18.37%0.19
OFG logoOFGOFG BancorpDirect Competitor1.98B45.9610.244.84%15.21%0.42
IBCP logoIBCPIndependent Bank CorporationDirect Competitor696.01M33.8110.34-0.3%14.2%0.23
WSFS logoWSFSWSFS Financial CorporationDirect Competitor3.8B72.1114.17-3.05%10.65%0.11
HOPE logoHOPEHope Bancorp, Inc.Direct Competitor1.62B12.6327.46-3.23%2.62%0.17
CFG logoCFGCitizens Financial Group, Inc.Product Competitor28.31B65.6221.661.31%6.6%0.51
HBAN logoHBANHuntington Bancshares IncorporatedProduct Competitor26.34B16.6411.974.38%10.04%0.76
RF logoRFRegions Financial CorporationProduct Competitor24.49B28.2112.322.51%11.29%0.26

Compare BPOP vs Peers

Popular, Inc. (BPOP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs FBP

Most directly comparable listed peer for BPOP.

Scale Benchmark

vs V

Larger-name benchmark to compare BPOP against a more recognizable public peer.

Peer Set

Compare Top 5

vs FBP, OFG, IBCP, WSFS

BPOP Income Statement

Popular, Inc. (BPOP) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Net Interest Income1.5B1.73B1.89B1.86B1.96B2.17B2.13B2.28B2.54B
NII Growth %5.62%15.51%9.04%-1.85%5.44%10.72%-1.65%7.07%11.34%
Net Interest Margin %3.39%3.64%3.63%2.82%2.61%3.2%3.01%3.12%3.37%
Interest Income1.73B2.02B2.26B2.09B2.12B2.47B3.25B3.67B3.78B
Interest Expense223.98M286.97M369.1M234.94M165.05M298.55M1.11B1.39B1.24B
Loan Loss Provision325.42M228.07M165.78M292.54M-193.46M83.03M208.61M256.94M260.16M
Non-Interest Income392.97M624.51M531.82M400.27M520.76M769.92M512.65M516.23M645.41M
Non-Interest Income %18.55%23.6%19.04%16.06%19.7%23.79%13.64%12.32%14.57%
Total Revenue
2.12B▲ 0%
2.65B▲ 24.9%
2.79B▲ 5.5%
2.49B▼ 10.8%
2.64B▲ 6.1%
3.24B▲ 22.4%
3.76B▲ 16.1%
4.19B▲ 11.5%
4.43B▲ 5.7%
Revenue Growth %10.84%24.89%5.53%-10.77%6.08%22.41%16.14%11.48%5.7%
Non-Interest Expense1.23B1.39B1.44B1.35B1.43B1.62B1.76B1.74B1.92B
Efficiency Ratio58.1%52.66%51.54%54.01%54.02%50.04%46.83%41.65%43.35%
Operating Income
338.51M▲ 0%
737.74M▲ 117.9%
818.32M▲ 10.9%
618.56M▼ 24.4%
1.24B▲ 101.1%
1.23B▼ 0.7%
675.54M▼ 45.3%
796.62M▲ 17.9%
1.01B▲ 26.4%
Operating Margin %15.98%27.88%29.3%24.82%47.06%38.17%17.98%19.01%22.73%
Operating Income Growth %15.01%117.94%10.92%-24.41%101.1%-0.72%-45.3%17.92%26.38%
Pretax Income
338.51M▲ 0%
737.74M▲ 117.9%
818.32M▲ 10.9%
618.56M▼ 24.4%
1.24B▲ 101.1%
1.23B▼ 0.7%
675.54M▼ 45.3%
796.62M▲ 17.9%
1.01B▲ 26.4%
Pretax Margin %15.98%27.88%29.3%24.82%47.06%38.17%17.98%19.01%22.73%
Income Tax230.83M119.58M147.18M111.94M309.02M132.33M134.2M182.41M173.63M
Effective Tax Rate %68.19%16.21%17.99%18.1%24.84%10.72%19.87%22.9%17.25%
Net Income
107.68M▲ 0%
618.16M▲ 474.1%
671.13M▲ 8.6%
506.62M▼ 24.5%
934.89M▲ 84.5%
1.1B▲ 17.9%
541.34M▼ 50.9%
614.21M▲ 13.5%
833.16M▲ 35.6%
Net Margin %5.08%23.36%24.03%20.33%35.37%34.08%14.41%14.66%18.81%
Net Income Growth %-50.31%474.06%8.57%-24.51%84.53%17.94%-50.91%13.46%35.65%
Net Income (Continuing)107.68M618.16M671.13M506.62M934.89M1.1B541.34M614.21M833.16M
EPS (Diluted)
1.02▲ 0%
6.06▲ 494.1%
6.88▲ 13.5%
5.87▼ 14.7%
11.46▲ 95.2%
14.63▲ 27.7%
7.52▼ 48.6%
8.56▲ 13.8%
12.30▲ 43.7%
EPS Growth %-50.49%494.12%13.53%-14.68%95.23%27.66%-48.6%13.83%43.69%
EPS (Basic)1.026.076.895.8811.4914.657.538.5612.31
Diluted Shares Outstanding102.05M101.31M97M85.97M81.42M75.27M71.79M71.62M67.61M

BPOP Balance Sheet

Popular, Inc. (BPOP) balance sheet — assets, liabilities & shareholders' equity

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash & Short Term Investments15.44B17.58B21.1B33.57B42.84B23.76B24.08B25.02B439.32M
Cash & Due from Banks5.66B4.57B3.65B12.13B17.97B6.08B7.42B6.8B402.75M
Short Term Investments9.78B13.02B17.45B21.44B24.87B17.68B16.66B18.22B36.57M
Total Investments33.8B38.57B43.9B49.37B52.7B57.96B59.61B62.79B71.65B
Investments Growth %11.14%14.14%13.8%12.47%6.75%9.97%2.86%5.34%14.11%
Long-Term Investments24.01B25.55B26.45B27.93B27.83B40.28B42.96B44.58B71.61B
Accounts Receivables7.51M40.09M47.05M65.43M65.46M35.1M23.1M588K245K
Goodwill & Intangibles831M867.73M850.81M811.98M857.32M968.72M932.3M917.88M795.03M
Goodwill627.29M671.12M671.12M671.12M720.29M827.43M804.43M802.95M789.95M
Intangible Assets203.7M196.61M179.69M140.86M137.03M141.29M127.87M114.93M5.08M
PP&E (Net)547.14M569.81M719.39M657.63M649.45M643.17M702.48M714.35M685.82M
Other Assets783.68M572.9M477.29M357.25M379.59M430.81M442.02M449.02M1.81B
Total Current Assets17.1B19.03B22.73B35.31B44.73B24.36B24.72B25.46B439.32M
Total Non-Current Assets27.18B28.58B29.39B30.61B30.37B43.28B46.04B47.59B74.91B
Total Assets
44.28B▲ 0%
47.6B▲ 7.5%
52.12B▲ 9.5%
65.93B▲ 26.5%
75.1B▲ 13.9%
67.64B▼ 9.9%
70.76B▲ 4.6%
73.05B▲ 3.2%
75.35B▲ 3.2%
Asset Growth %14.53%7.51%9.48%26.5%13.91%-9.93%4.61%3.23%3.15%
Return on Assets (ROA)0.26%1.35%1.35%0.86%1.33%1.54%0.78%0.85%1.12%
Accounts Payable0111.08M113.8M828.62M138.82M125.2M148.47M647.08M741.15M
Total Debt2.02B1.67B1.58B1.58B1.34B1.58B1.24B1.31B1.58B
Net Debt-3.63B-2.89B-2.07B-10.55B-16.62B-4.51B-6.18B-5.49B1.18B
Long-Term Debt1.52B1.24B1.1B1.22B988.56M886.71M986.95M896.29M759.58M
Short-Term Debt487.13M415.83M296.04M178.49M179.41M527.88M102.34M288.94M689M
Other Liabilities1.7B375.25M341.33M354.57M298.26M238.63M220.03M205.63M207.49M
Total Current Liabilities35.94B40.51B44.44B58.11B67.63B62.22B64.21B66.15B68B
Total Non-Current Liabilities3.23B1.63B1.63B1.75B1.46B1.29B1.36B1.23B1.1B
Total Liabilities39.17B42.17B46.1B59.9B69.13B63.54B65.61B67.43B69.1B
Total Equity
5.1B▲ 0%
5.44B▲ 6.5%
6.02B▲ 10.7%
6.03B▲ 0.2%
5.97B▼ 1.0%
4.09B▼ 31.4%
5.15B▲ 25.7%
5.61B▲ 9.1%
6.25B▲ 11.3%
Equity Growth %-1.81%6.49%10.7%0.2%-0.98%-31.43%25.74%9.06%11.33%
Equity / Assets (Capital Ratio)11.53%11.42%11.55%9.14%7.95%6.05%7.27%7.68%8.29%
Return on Equity (ROE)2.09%11.73%11.72%8.41%15.58%21.92%11.72%11.42%14.05%
Book Value per Share50.0253.6562.0370.1273.3254.3871.6978.3792.42
Tangible BV per Share41.8745.0853.2660.6862.7941.5158.7165.5580.67
Common Stock1.04M1.04M1.04M1.04M1.05M1.05M1.05M1.05M1.05M
Additional Paid-in Capital4.3B4.37B4.45B4.57B4.65B0004.92B
Retained Earnings1.19B1.65B2.15B2.26B2.97B3.83B4.19B4.57B5.21B
Accumulated OCI-350.65M-427.97M-169.94M189.99M-325.07M2.27B2.95B3.25B-1.18B
Treasury Stock-90.14M-205.51M-459.81M-1.02B-1.35B-2.03B-2.02B-2.23B-2.72B
Preferred Stock50.16M50.16M50.16M22.14M22.14M22.14M22.14M22.14M22.14M

BPOP Cash Flow Statement

Popular, Inc. (BPOP) cash flow — operating, investing & free cash flow history

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations636.48M847.5M705.37M678.77M1.01B1.01B686.61M674.72M878.45M
Operating CF Growth %6.69%33.15%-16.77%-3.77%48.08%0.93%-32.32%-1.73%30.19%
Net Income107.68M618.16M671.13M506.62M934.89M1.1B541.34M614.21M833.16M
Depreciation & Amortization57.74M62.63M67.44M64.85M64.24M58.38M61.69M60.02M54.98M
Deferred Taxes207.43M-12.32M141.33M75.04M229.37M-33.13M-43.14M23.71M6.38M
Other Non-Cash Items-114.29M-371.44M-477.61M-434.2M-1.02B-479.54M92.33M-51.49M-22.63M
Working Capital Changes377.92M539.96M290.77M458.2M783.65M349.46M17.62M8.6M-20.38M
Cash from Investing-5.35B-4.39B-4.17B-13.07B-10.52B5.35B-2.61B-1.63B-1.76B
Purchase of Investments-6.54B-10.06B-18.75B-29.44B-20.59B-24.16B-18.12B-34.37B-36.81B
Sale/Maturity of Investments2.08B8.07B15.69B18.26B9.86B32.13B18.71B35.09B37.62B
Net Investment Activity-4.45B-2B-3.06B-11.18B-10.72B7.97B587.39M725.36M807.64M
Acquisitions0-1.84B00-155.83M219.88M000
Other Investing-835.18M-468.86M-1.03B-1.83B431.79M-2.73B-2.99B-2.14B-2.37B
Cash from Financing4.75B3.53B3.46B12.49B9.45B-6.32B1.88B959.58M864.58M
Dividends Paid-95.91M-105.44M-115.81M-133.65M-141.47M-161.52M-159.86M-180.46M-197.57M
Share Repurchases-75.66M-125.26M-250.58M-528.5M-350.54M-631.89M-461K-213.92M-504.72M
Stock Issued7.02M7.27M8.72M9.09M4.67M5.84M6.31M6.86M7.12M
Net Stock Activity-68.65M-118M-241.86M-519.4M-345.86M-626.06M5.85M-207.06M-497.6M
Debt Issuance (Net)1000K-1000K-1000K1000K-1000K1000K-1000K1000K1000K
Other Financing4.86B4.15B3.95B13.03B10.1B-5.72B2.3B1.22B1.28B
Net Change in Cash
38.43M▲ 0%
-9.38M▼ 124.4%
-8.93M▲ 4.8%
102.77M▲ 1251.1%
-62.58M▼ 160.9%
41.65M▲ 166.5%
-48.58M▼ 216.7%
1.83M▲ 103.8%
-16.42M▼ 996.6%
Exchange Rate Effect000000000
Cash at Beginning374.2M412.63M403.25M394.32M497.09M434.51M476.16M427.57M429.41M
Cash at End412.63M403.25M394.32M497.09M434.51M476.16M427.57M429.41M412.99M
Interest Paid000000000
Income Taxes Paid000000000
Free Cash Flow
573.79M▲ 0%
766.95M▲ 33.7%
619.32M▼ 19.2%
618.62M▼ 0.1%
931.47M▲ 50.6%
910.75M▼ 2.2%
478.57M▼ 47.5%
461.31M▼ 3.6%
680.99M▲ 47.6%
FCF Growth %15.62%33.67%-19.25%-0.11%50.57%-2.22%-47.45%-3.61%47.62%

BPOP Banking Ratios

Popular, Inc. (BPOP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Return on Equity (ROE)4.21%2.09%11.73%11.72%8.41%15.58%21.92%11.72%11.42%14.05%
Return on Assets (ROA)0.58%0.26%1.35%1.35%0.86%1.33%1.54%0.78%0.85%1.12%
Net Interest Margin3.68%3.39%3.64%3.63%2.82%2.61%3.2%3.01%3.12%3.37%
Efficiency Ratio64.59%58.1%52.66%51.54%54.01%54.02%50.04%46.83%41.65%43.35%
Equity / Assets13.44%11.53%11.42%11.55%9.14%7.95%6.05%7.27%7.68%8.29%
Book Value / Share50.2850.0253.6562.0370.1273.3254.3871.6978.3792.42
NII Growth0.93%5.62%15.51%9.04%-1.85%5.44%10.72%-1.65%7.07%11.34%
Dividend Payout30.43%89.07%17.06%17.26%26.38%15.13%14.65%29.53%29.38%23.71%

BPOP SEC Filings & Documents

Popular, Inc. (BPOP) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 23, 2026·SEC

Material company update

Apr 8, 2026·SEC

Material company update

Feb 27, 2026·SEC

10-K Annual Reports

2
FY 2026

Mar 2, 2026·SEC

FY 2025

Mar 3, 2025·SEC

10-Q Quarterly Reports

3
FY 2025

Nov 10, 2025·SEC

FY 2025

Aug 11, 2025·SEC

FY 2025

May 12, 2025·SEC

BPOP Frequently Asked Questions

Popular, Inc. (BPOP) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Popular, Inc. (BPOP) grew revenue by 5.7% over the past year. This is steady growth.

Yes, Popular, Inc. (BPOP) is profitable, generating $833.2M in net income for fiscal year 2025 (18.8% net margin).

Dividend & Returns

Yes, Popular, Inc. (BPOP) pays a dividend with a yield of 1.95%. This makes it attractive for income-focused investors.

Popular, Inc. (BPOP) has a return on equity (ROE) of 14.0%. This is reasonable for most industries.

Industry Metrics

Popular, Inc. (BPOP) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.

Popular, Inc. (BPOP) has an efficiency ratio of 43.3%. This is excellent, indicating strong cost control.

Explore More BPOP

Popular, Inc. (BPOP) financial analysis — history, returns, DCA and operating performance tools

Full BPOP Stock Analysis

Analyst verdict, bull/bear case, risk factors and peer comparison

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Total Return Calculator

Historical returns with dividends reinvested

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DCA Calculator

Dollar cost averaging vs lump sum

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

→

Price History

Long-term charts & historical price data

→

Revenue History

Sales growth patterns & revenue breakdown

→

Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

→
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