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BYFCBroadway Financial Corp.
$11.89$110M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
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BYFC logo

Broadway Financial Corp.

BYFC
NASDAQ · Regional Banks
$11.89
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$110M
P/E-3.7x
52W High$12.35
Volume997
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Stagnant Margins Mask Persistent Structural Liquidity Risks

Broadway Financial Corporation faces significant headwinds as it struggles to achieve organic growth, with total assets remaining stagnant between $1.3 billion and $1.4 billion over the last ten quarters. The bank's reliance on government-subsidized capital pr...

GrowthMixed
ProfitabilityNegative
ValuationAttractive
TechnicalsHealthy
Explore valuation models
MARKET ACTION

BYFC price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

0/12 Beats

EPS beat 0 of last 12 quarters

02

Valuation risk

-127% Peers

P/E is 127% below peer median

03

Market leadership

RS 89 · Leader

High momentum (Outperforming 89% of market)

04

Healthy Uptrend

Uptrend

Price > 50DMA > 200DMA

Next CatalystEstimated earnings · Oct 28

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
BYFC+56.26%
S&P 500 (^GSPC)+12.39%
1-Year Return
BYFC+62.01%
S&P 500 (^GSPC)+15.77%
3-Year Return
BYFC+56.47%
S&P 500 (^GSPC)+76.09%
5-Year Return
BYFC-59.28%
S&P 500 (^GSPC)+64.87%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
-3.7x
Forward P/E
N/A
EV/EBITDA
N/A
FCF YieldCash Flow
N/A

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
-3.7x
13.3x
0th· Low
EV/EBITDA
N/A
48.1x
N/A
Price/FCF
N/A
11.9x
N/A
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$35M+4.7% YoY
Net income
-$25M-1385.4% YoY
Free cash flow
-$13K-101.0% YoY
Operating margin
-38.8%-43.0 pts YoY
ROIC (TTM)-3.7%
Avg ROIC 5Y-
ROE (TTM)-9%
Piotroski Score5 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 28, 2026
$0.02
vs —
$19M
vs —
Q2 2026
Apr 28, 2026
$0.09
vs —
$17M
vs —
Q2 2026
Mar 31, 2026
$0.04
vs —
$17M
vs —
Q4 2025
Dec 23, 2025
-$0.03
vs —
$16M
vs —
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

1 Stories
Business Wire·Jul 28, 2026
Broadway Financial Corporation Reports Second Quarter 2026 Results Reflecting Strong Loan and Deposit Growth and Enhanced Operating Performance

LOS ANGELES--(BUSINESS WIRE)--Broadway Financial Corporation (“Broadway”, “we”, or the “Company”) (NASDAQ: BYFC), parent company of City First Bank, National Association (the “Bank”, and collectively, with the Company, “City First Broadway”), reported net income attributable to common stockholders of $218 thousand during the second quarter of 2026, compared to net income attributable to common stockholders of $409 thousand for the first quarter of 2026, and net income attributable to common sto.

Filtered for Broadway Financial Corp.More Headlines
04

Compare before deciding

Benchmark BYFC against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Broadway Financial Corp. (BYFC)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
BYFC logoBYFCBroadway Financial Corp.Current
$11.89$110.28M-3.684.73%-39.34%-9.05%2.93%
CARV logoCARVCarver Bancorp, Inc.
$1.73$8.81M-1.3422.8%-35.2%-44.42%—
MGYR logoMGYRMagyar Bancorp, Inc.
$19.23$124.28M12.3312.95%18.32%9.28%—
NECB logoNECBNortheast Community Bancorp, Inc.
$26.38$364.45M8.121.33%27.87%12%—
HONE logoHONEHarborOne Bancorp, Inc.
$12.10$522.22M18.330.96%8.56%4.56%—
NWFL logoNWFLNorwood Financial Corp.
$33.34$363.1M11.0072.29%19.97%10.98%—

Compare BYFC vs Peers

Broadway Financial Corp. (BYFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CARV

Most directly comparable listed peer for BYFC.

Scale Benchmark

vs RKT

Larger-name benchmark to compare BYFC against a more recognizable public peer.

Peer Set

Compare Top 5

vs CARV, MGYR, NECB, HONE

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

BYFC SEC Filings & Documents

Broadway Financial Corp. (BYFC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 28, 2026·SEC

Material company update

Jun 23, 2026·SEC

Material company update

Jun 18, 2026·SEC

10-K Annual Reports

3
FY 2026

Mar 31, 2026·SEC

FY 2025

Mar 31, 2025·SEC

FY 2024

May 20, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 15, 2026·SEC

FY 2026

Feb 13, 2026·SEC

FY 2025

Dec 31, 2025·SEC

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BYFC Frequently Asked Questions

Broadway Financial Corp. (BYFC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Broadway Financial Corp. growing?

Broadway Financial Corp. (BYFC) grew revenue by 4.7% over the past year. Growth has been modest.

Is BYFC profitable?

Broadway Financial Corp. (BYFC) reported a net loss of $20.5M for fiscal year 2025.

Dividend & Returns
Does BYFC pay dividends?

Yes, Broadway Financial Corp. (BYFC) pays a dividend with a yield of 2.93%. This makes it attractive for income-focused investors.

What is BYFC's return on equity?

Broadway Financial Corp. (BYFC) has a return on equity (ROE) of -9.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics
What is Broadway Financial Corp.'s net interest margin?

Broadway Financial Corp. (BYFC) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.

What is Broadway Financial Corp.'s efficiency ratio?

Broadway Financial Corp. (BYFC) has an efficiency ratio of 90.7%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in BYFC back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →