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Colony Bankcorp, Inc.(CBAN)Earnings, Financials & Key Ratios
CBAN•NASDAQ•Banking & Credit
$19.72
$369M mkt cap·12.4× P/E·Price updated May 6, 2026
AboutColony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.Show more
- Net Interest Income$92M+20.8%
- Total Revenue$186M+5.4%
- Net Income$28M+18.4%
- Return on Equity8.63%-3.5%
- Net Interest Margin2.46%+0.6%
- Efficiency Ratio47.51%+1.3%
- ROA0.83%+6.6%
- Equity / Assets10.06%+12.3%
- Book Value per Share21.13+33.1%
- Tangible BV/Share17.10+32.4%
- Debt/Equity0.71-19.8%
CBAN Key Insights
Colony Bankcorp, Inc. (CBAN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 19.0%
- ✓Efficient operations: 47.5% efficiency ratio
- ✓Well capitalized: 10.1% equity/assets
- ✓Healthy dividend yield of 2.3%
- ✓Trading at only 0.9x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
CBAN Price & Volume
Colony Bankcorp, Inc. (CBAN) stock price & volume — 10-year historical chart
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CBAN Growth Metrics
Colony Bankcorp, Inc. (CBAN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years13.31%
5 Years16.33%
3 Years13.72%
TTM-
Profit CAGR
10 Years12.93%
5 Years19.05%
3 Years13.07%
TTM18.37%
EPS CAGR
10 Years8.4%
5 Years5.1%
3 Years11.73%
TTM17.78%
Return on Capital
10 Years6.4%
5 Years5.29%
3 Years4.34%
Last Year1.68%
CBAN Recent Earnings
Colony Bankcorp, Inc. (CBAN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 2/12 qtrs (20%)●Beat Revenue 4/12 qtrs (44%)
Q2 2026Latest
Apr 22, 2026EPS
$0.45
Est $0.45
+0.0%
Revenue
$40M
Est $40M
-0.8%
Q2 2026
Mar 13, 2026EPS
$0.42
Revenue
$52M
Q1 2026
Jan 28, 2026EPS
$0.48
Est $0.46
+4.3%
Revenue
$37M
Est $36M
+1.4%
Q4 2025
Oct 22, 2025EPS
$0.47
Est $0.47
+0.0%
Revenue
$33M
Est $38M
-13.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.45vs $0.45+0.0% | $40Mvs $40M-0.8% |
| Q2 2026 | Mar 13, 2026 | $0.42 | $52M |
| Q1 2026 | Jan 28, 2026 | $0.48vs $0.46+4.3% | $37Mvs $36M+1.4% |
| Q4 2025 | Oct 22, 2025 | $0.47vs $0.47+0.0% | $33Mvs $38M-13.3% |
Based on last 12 quarters of dataView full earnings history →
CBAN Peer Comparison
Colony Bankcorp, Inc. (CBAN) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 SBCF | 3.06B | 31.36 | 19.85 | 7.49% | 5.83% | 0.44 | ||
 HOMB | 5.32B | 27.03 | 13.45 | 9.47% | 10.86% | 0.30 | ||
 SFBS | 4.35B | 79.67 | 15.75 | 4.13% | 14.95% | 0.81 | ||
 HBCP | 504.25M | 64.42 | 10.97 | 4.93% | 11.03% | 0.13 | ||
 CZWI | 202.59M | 21.04 | 14.41 | -9.41% | 7.81% | 0.28 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 GABC | 1.64B | 43.72 | 14.29 | 54.54% | 10.25% | 0.16 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 |
Compare CBAN vs Peers
Colony Bankcorp, Inc. (CBAN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CBAN Income Statement
Colony Bankcorp, Inc. (CBAN) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 38.89M | 40.61M | 47.85M | 55.24M | 66.19M | 80.67M | 78.24M | 76.08M | 91.9M |
| NII Growth % | 2.42% | 4.41% | 17.82% | 15.46% | 19.81% | 21.88% | -3.01% | -2.77% | 20.8% |
| Net Interest Margin % | 3.16% | 3.24% | 3.16% | 3.13% | 2.46% | 2.75% | 2.56% | 2.45% | 2.46% |
| Interest Income | 45.77M | 48.84M | 60.25M | 63.13M | 70.59M | 91.49M | 124.92M | 137.24M | 149.95M |
| Interest Expense | 6.87M | 8.22M | 12.64M | 7.88M | 4.4M | 10.87M | 46.67M | 61.16M | 58.05M |
| Loan Loss Provision | 390K | 201K | 1.1M | 6.56M | 700K | 3.37M | 3.6M | 3.05M | 4.5M |
| Non-Interest Income | 9.88M | 9.81M | 14.24M | 24.24M | 36.29M | 35.07M | 35.63M | 39.38M | 36.15M |
| Non-Interest Income % | 17.76% | 16.72% | 19.11% | 27.75% | 33.96% | 27.71% | 22.19% | 22.29% | 19.43% |
| Total Revenue | 55.65M▲ 0% | 58.64M▲ 5.4% | 74.49M▲ 27.0% | 87.37M▲ 17.3% | 106.88M▲ 22.3% | 126.56M▲ 18.4% | 160.55M▲ 26.9% | 176.62M▲ 10.0% | 186.11M▲ 5.4% |
| Revenue Growth % | 2.79% | 5.38% | 27.02% | 17.29% | 22.33% | 18.42% | 26.85% | 10.01% | 5.37% |
| Non-Interest Expense | 33.86M | 35.3M | 48.14M | 58.3M | 78.63M | 89.47M | 83.06M | 82.83M | 88.42M |
| Efficiency Ratio | 60.84% | 60.19% | 64.62% | 66.73% | 73.57% | 70.7% | 51.74% | 46.9% | 47.51% |
| Operating Income | 14.53M▲ 0% | 14.92M▲ 2.7% | 12.61M▼ 15.5% | 14.63M▲ 16.0% | 23.15M▲ 58.3% | 22.85M▼ 1.3% | 27.21M▲ 19.1% | 29.57M▲ 8.7% | 35.13M▲ 18.8% |
| Operating Margin % | 26.11% | 25.44% | 16.93% | 16.75% | 21.66% | 18.06% | 16.95% | 16.74% | 18.88% |
| Operating Income Growth % | 16% | 2.67% | -15.47% | 16.03% | 58.26% | -1.3% | 19.08% | 8.65% | 18.83% |
| Pretax Income | 14.53M▲ 0% | 14.92M▲ 2.7% | 12.61M▼ 15.5% | 14.63M▲ 16.0% | 23.15M▲ 58.3% | 22.85M▼ 1.3% | 27.21M▲ 19.1% | 29.57M▲ 8.7% | 35.13M▲ 18.8% |
| Pretax Margin % | 26.11% | 25.44% | 16.93% | 16.75% | 21.66% | 18.06% | 16.95% | 16.74% | 18.88% |
| Income Tax | 6.78M | 3M | 2.4M | 2.81M | 4.5M | 3.31M | 5.47M | 5.7M | 6.88M |
| Effective Tax Rate % | 46.65% | 20.11% | 19.02% | 19.24% | 19.41% | 14.48% | 20.09% | 19.27% | 19.59% |
| Net Income | 7.75M▲ 0% | 11.92M▲ 53.7% | 10.21M▼ 14.3% | 11.81M▲ 15.7% | 18.66M▲ 57.9% | 19.54M▲ 4.7% | 21.75M▲ 11.3% | 23.87M▲ 9.8% | 28.25M▲ 18.4% |
| Net Margin % | 13.93% | 20.32% | 13.71% | 13.52% | 17.46% | 15.44% | 13.55% | 13.51% | 15.18% |
| Net Income Growth % | -10.63% | 53.75% | -14.32% | 15.71% | 57.93% | 4.73% | 11.28% | 9.75% | 18.37% |
| Net Income (Continuing) | 7.75M | 11.92M | 10.21M | 11.81M | 18.66M | 19.54M | 21.75M | 23.87M | 28.25M |
| EPS (Diluted) | 0.87▲ 0% | 1.40▲ 60.9% | 1.12▼ 20.0% | 1.24▲ 10.7% | 1.66▲ 33.9% | 1.14▼ 31.3% | 1.24▲ 8.8% | 1.36▲ 9.7% | 1.59▲ 16.9% |
| EPS Growth % | 3.57% | 60.92% | -20% | 10.71% | 33.87% | -31.33% | 8.77% | 9.68% | 16.91% |
| EPS (Basic) | 0.89 | 1.41 | 1.12 | 1.24 | 1.66 | 1.14 | 1.24 | 1.36 | 1.59 |
| Diluted Shares Outstanding | 8.63M | 8.54M | 9.13M | 9.5M | 11.25M | 17.19M | 17.58M | 17.56M | 17.79M |
CBAN Balance Sheet
Colony Bankcorp, Inc. (CBAN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 412.06M | 363.44M | 362.9M | 398.03M | 957.14M | 453.14M | 432.72M | 64.84M | 411.12M |
| Cash & Due from Banks | 57.81M | 10.38M | 15.57M | 17.22M | 18.98M | 20.58M | 25.34M | 26.05M | 27.31M |
| Short Term Investments | 354.25M | 353.07M | 347.33M | 380.81M | 938.16M | 432.55M | 407.38M | 38.8M | 383.82M |
| Total Investments | 1.11B | 1.13B | 1.32B | 1.48B | 2.32B | 2.65B | 2.77B | 2.68B | 3.23B |
| Investments Growth % | 4.01% | 1.69% | 17.11% | 12.1% | 56.04% | 14.49% | 4.35% | -3.21% | 20.51% |
| Long-Term Investments | 757.28M | 777.23M | 976.32M | 1.1B | 1.38B | 2.22B | 2.36B | 2.64B | 3B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 44.77K | 758.82K | 19.53M | 18.26M | 60.3M | 54.59M | 53.12M | 51.9M | 71.72M |
| Goodwill | 0 | 202.24K | 16.48M | 15.99M | 52.91M | 48.92M | 48.92M | 48.92M | 63.87M |
| Intangible Assets | 44.77K | 556.57K | 3.06M | 2.27M | 7.39M | 5.66M | 4.19M | 2.98M | 7.85M |
| PP&E (Net) | 27.64M | 28.83M | 32.48M | 32.06M | 43.03M | 41.61M | 39.87M | 37.83M | 37.05M |
| Other Assets | 35.73M | 78.15M | 122.58M | 212.43M | 250.38M | 140.67M | 143.35M | 294.51M | -3B |
| Total Current Assets | 412.06M | 363.44M | 362.9M | 398.03M | 957.14M | 453.14M | 432.72M | 64.84M | 411.12M |
| Total Non-Current Assets | 820.7M | 888.43M | 1.15B | 1.37B | 1.73B | 2.48B | 2.62B | 3.04B | 128.35M |
| Total Assets | 1.23B▲ 0% | 1.25B▲ 1.6% | 1.52B▲ 21.0% | 1.76B▲ 16.4% | 2.69B▲ 52.6% | 2.94B▲ 9.1% | 3.05B▲ 4.0% | 3.11B▲ 1.8% | 3.74B▲ 20.1% |
| Asset Growth % | 1.84% | 1.55% | 21.04% | 16.41% | 52.59% | 9.1% | 3.98% | 1.85% | 20.12% |
| Return on Assets (ROA) | 0.63% | 0.96% | 0.74% | 0.72% | 0.84% | 0.69% | 0.73% | 0.77% | 0.83% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 71.73M | 68.23M | 85.79M | 60.29M | 88.45M | 203.35M | 238.44M | 248.04M | 268.43M |
| Net Debt | 13.92M | 57.85M | 70.22M | 43.07M | 69.47M | 182.77M | 213.11M | 221.99M | 241.12M |
| Long-Term Debt | 71.73M | 68.23M | 80.48M | 54.98M | 83.14M | 203.35M | 238.44M | 248.04M | 173.13M |
| Short-Term Debt | 0 | 0 | 5.31M | 5.31M | 5.31M | 0 | 0 | 0 | 86.36M |
| Other Liabilities | 2.72M | 2.83M | 5.27M | 114.17M | 10.95M | 11.95M | 15.25M | 15.13M | 3.09B |
| Total Current Liabilities | 1.07B | 1.09B | 1.3B | 1.45B | 2.38B | 2.49B | 2.54B | 2.57B | 86.36M |
| Total Non-Current Liabilities | 74.45M | 71.06M | 85.75M | 169.15M | 94.09M | 215.31M | 253.7M | 263.16M | 3.28B |
| Total Liabilities | 1.14B | 1.16B | 1.38B | 1.62B | 2.47B | 2.71B | 2.8B | 2.83B | 3.36B |
| Total Equity | 90.32M▲ 0% | 95.69M▲ 5.9% | 130.51M▲ 36.4% | 144.49M▲ 10.7% | 217.71M▲ 50.7% | 230.27M▲ 5.8% | 254.94M▲ 10.7% | 278.68M▲ 9.3% | 375.92M▲ 34.9% |
| Equity Growth % | -3.28% | 5.94% | 36.38% | 10.71% | 50.67% | 5.77% | 10.71% | 9.31% | 34.9% |
| Equity / Assets (Capital Ratio) | 7.33% | 7.64% | 8.61% | 8.19% | 8.09% | 7.84% | 8.35% | 8.96% | 10.06% |
| Return on Equity (ROE) | 8.44% | 12.81% | 9.03% | 8.59% | 10.3% | 8.72% | 8.96% | 8.95% | 8.63% |
| Book Value per Share | 10.46 | 11.21 | 14.29 | 15.21 | 19.34 | 13.39 | 14.50 | 15.87 | 21.13 |
| Tangible BV per Share | 10.46 | 11.12 | 12.15 | 13.29 | 13.99 | 10.22 | 11.48 | 12.92 | 17.10 |
| Common Stock | 8.44M | 8.45M | 9.5M | 9.5M | 13.67M | 17.6M | 17.56M | 17.52M | 21.25M |
| Additional Paid-in Capital | 29.14M | 25.98M | 43.67M | 43.22M | 111.02M | 167.54M | 168.61M | 168.35M | 228.58M |
| Retained Earnings | 59.23M | 69.46M | 76.98M | 84.99M | 99.19M | 111.57M | 124.4M | 140.37M | 160.58M |
| Accumulated OCI | -6.49M | -8.19M | 362K | 6.78M | -6.18M | -66.44M | -55.64M | -47.57M | -34.49M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CBAN Cash Flow Statement
Colony Bankcorp, Inc. (CBAN) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 12.55M | 14.91M | 3.88M | -19.09M | 36.1M | 49.74M | 20.98M | 23.4M | 9.59M |
| Operating CF Growth % | -6.3% | 18.86% | -74% | -592.49% | 289.09% | 37.77% | -57.82% | 11.52% | -59.01% |
| Net Income | 7.75M | 11.92M | 10.21M | 11.81M | 18.66M | 19.54M | 21.75M | 23.87M | 28.25M |
| Depreciation & Amortization | 3.1M | 1.83M | 2.9M | 5.86M | 8.63M | 11.63M | 8.7M | 8.13M | 93K |
| Deferred Taxes | 2.83M | 273.18K | 0 | 0 | -2.74M | 1.13M | -485K | 755K | 96K |
| Other Non-Cash Items | -1.16M | 609.82K | -10.22M | -38.21M | 13.08M | 23.64M | -7.58M | -8.64M | -11.08M |
| Working Capital Changes | 28K | 268K | 953K | 1.41M | -2.12M | -7.95M | -3.1M | -2.01M | -8.56M |
| Cash from Investing | -32.83M | -9.32M | 6.75M | -130.27M | -208.33M | -448.23M | -98.75M | 101.16M | 1.29M |
| Purchase of Investments | -87.16M | -63.68M | -72.48M | -181.69M | -470M | -174.22M | -3.92M | -56.62M | 0 |
| Sale/Maturity of Investments | 54.59M | 61.69M | 138.83M | 155.07M | 201.14M | 130.68M | 57.08M | 120.42M | 0 |
| Net Investment Activity | -32.57M | -1.99M | 66.34M | -26.62M | -268.86M | -43.54M | 53.16M | 63.8M | 0 |
| Acquisitions | 0 | -10.04M | -467K | 0 | 33.3M | 0 | 0 | 0 | 0 |
| Other Investing | 1.09M | 5.48M | -55.65M | -99.41M | 33.06M | -401.8M | -148.29M | 38.44M | 1.29M |
| Cash from Financing | 14.61M | -3.25M | 33.26M | 228.77M | 185.95M | 281.93M | 80.41M | 23.15M | -10.72M |
| Dividends Paid | -1.16M | -1.69M | -2.69M | -3.8M | -4.46M | -7.16M | -7.72M | -7.9M | -8.04M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | -406K | -1.3M | -2.37M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 59.47M | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | 0 | 0 | 0 | 59.47M | -406K | -1.3M | -2.37M |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 0 |
| Other Financing | 23.63M | 1.93M | 19.39M | 151.28M | 298.21M | 115.62M | 53.54M | 22.86M | -311K |
| Net Change in Cash | -5.68M▲ 0% | 2.34M▲ 141.3% | 43.94M▲ 1775.2% | 79.41M▲ 80.7% | 13.73M▼ 82.7% | -116.55M▼ 949.1% | 2.64M▲ 102.3% | 147.71M▲ 5486.7% | 163K▼ 99.9% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 28.82M | 57.81M | 60.16M | 104.09M | 183.51M | 197.23M | 80.68M | 83.32M | 28.69M |
| Cash at End | 23.15M | 60.16M | 104.09M | 183.51M | 197.23M | 80.68M | 83.32M | 231.03M | 28.86M |
| Interest Paid | 0 | 8.2M | 12.24M | 7.82M | 4.39M | 10.22M | 44.85M | 61.75M | 57.29M |
| Income Taxes Paid | 0 | 2.69M | 2M | 2.45M | 3.86M | 3.84M | 5.21M | 4.72M | 4.44M |
| Free Cash Flow | 11.2M▲ 0% | 12.15M▲ 8.5% | 392K▼ 96.8% | -23.34M▼ 6052.8% | 30.27M▲ 229.7% | 46.85M▲ 54.8% | 17.36M▼ 62.9% | 22.32M▲ 28.5% | -6.9M▼ 130.9% |
| FCF Growth % | 10.58% | 8.52% | -96.77% | -6052.81% | 229.7% | 54.78% | -62.93% | 28.54% | -130.91% |
CBAN Banking Ratios
Colony Bankcorp, Inc. (CBAN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.19% | 8.44% | 12.81% | 9.03% | 8.59% | 10.3% | 8.72% | 8.96% | 8.95% | 8.63% |
| Return on Assets (ROA) | 0.73% | 0.63% | 0.96% | 0.74% | 0.72% | 0.84% | 0.69% | 0.73% | 0.77% | 0.83% |
| Net Interest Margin | 3.14% | 3.16% | 3.24% | 3.16% | 3.13% | 2.46% | 2.75% | 2.56% | 2.45% | 2.46% |
| Efficiency Ratio | 62.93% | 60.84% | 60.19% | 64.62% | 66.73% | 73.57% | 70.7% | 51.74% | 46.9% | 47.51% |
| Equity / Assets | 7.72% | 7.33% | 7.64% | 8.61% | 8.19% | 8.09% | 7.84% | 8.35% | 8.96% | 10.06% |
| Book Value / Share | 10.97 | 10.46 | 11.21 | 14.29 | 15.21 | 19.34 | 13.39 | 14.5 | 15.87 | 21.13 |
| NII Growth | 1.04% | 2.42% | 4.41% | 17.82% | 15.46% | 19.81% | 21.88% | -3.01% | -2.77% | 20.8% |
| Dividend Payout | - | 10.89% | 14.16% | 26.36% | 32.16% | 23.92% | 36.63% | 35.51% | 33.09% | 28.45% |
CBAN SEC Filings & Documents
Colony Bankcorp, Inc. (CBAN) SEC filings — annual & quarterly reports (10-K, 10-Q)
CBAN Frequently Asked Questions
Colony Bankcorp, Inc. (CBAN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Colony Bankcorp, Inc. (CBAN) grew revenue by 5.4% over the past year. This is steady growth.
Yes, Colony Bankcorp, Inc. (CBAN) is profitable, generating $28.3M in net income for fiscal year 2025 (15.2% net margin).
Dividend & Returns
Yes, Colony Bankcorp, Inc. (CBAN) pays a dividend with a yield of 2.29%. This makes it attractive for income-focused investors.
Colony Bankcorp, Inc. (CBAN) has a return on equity (ROE) of 8.6%. This is below average, suggesting room for improvement.
Industry Metrics
Colony Bankcorp, Inc. (CBAN) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.
Colony Bankcorp, Inc. (CBAN) has an efficiency ratio of 47.5%. This is excellent, indicating strong cost control.
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Colony Bankcorp, Inc. (CBAN) financial analysis — history, returns, DCA and operating performance tools
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Revenue History
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Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
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