8-K Announcements
6Material company update
Apr 22, 2026·SEC
Material company update
Jan 27, 2026·SEC
Material company update
Dec 31, 2025·SEC
CB Financial Services, Inc.(CBFV)Earnings, Financials & Key Ratios
CBFV•NASDAQ•Banking & Credit
40.8× P/E·Price updated Jun 13, 2026
AboutCB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. It operates through its main office and 13 branch offices in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio, as well as one loan production offices in Allegheny County. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.Show more
- Net Interest Income$51M+10.5%
- Total Revenue$69M-13.3%
- Net Income$5M-61.1%
- Return on Equity3.22%-63.3%
- Net Interest Margin3.28%+5.8%
- Efficiency Ratio54.76%+30.5%
- ROA0.32%-62.2%
- Equity / Assets10.18%+2.3%
- Book Value per Share29.69+6.8%
- Tangible BV/Share27.85+7.3%
- Debt/Equity0.22-6.3%
CBFV Key Insights
CB Financial Services, Inc. (CBFV) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 54.8% efficiency ratio
- ✓Well capitalized: 10.2% equity/assets
- ✓Healthy dividend yield of 2.6%
- ✓Trading near 52-week high
- ✓Trading at only 1.3x book value
✗Weaknesses
- ✗Dividend payout exceeds 100% of earnings
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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CBFV Price & Volume
CB Financial Services, Inc. (CBFV) stock price & volume — 10-year historical chart
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CBFV Growth Metrics
CB Financial Services, Inc. (CBFV) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years5.94%
5 Years4.73%
3 Years7.83%
TTM-
Profit CAGR
10 Years-5.26%
5 Years-
3 Years-24.18%
TTM-61.06%
EPS CAGR
10 Years-7.79%
5 Years-
3 Years-24.99%
TTM-64.85%
Return on Capital
10 Years8.36%
5 Years10.22%
3 Years10.19%
Last Year2.9%
CBFV Recent Earnings
CB Financial Services, Inc. (CBFV) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (89%)●Beat Revenue 2/12 qtrs (22%)
Q2 2026Latest
Apr 22, 2026EPS
$0.72
Est $0.71
+1.4%
Revenue
$15M
Est $15M
-1.2%
Q2 2026
Mar 13, 2026EPS
$0.89
Revenue
$22M
Q1 2026
Jan 27, 2026EPS
$0.72
Est $0.81
-11.7%
Revenue
$16M
Est $15M
+3.7%
Q4 2025
Oct 23, 2025EPS
$0.74
Est $0.66
+12.1%
Revenue
$9M
Est $15M
-42.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.72vs $0.71+1.4% | $15Mvs $15M-1.2% |
| Q2 2026 | Mar 13, 2026 | $0.89 | $22M |
| Q1 2026 | Jan 27, 2026 | $0.72vs $0.81-11.7% | $16Mvs $15M+3.7% |
| Q4 2025 | Oct 23, 2025 | $0.74vs $0.66+12.1% | $9Mvs $15M-42.3% |
Based on last 12 quarters of dataView full earnings history →
CBFV Peer Comparison
CB Financial Services, Inc. (CBFV) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CZWI | 206.63M | 21.46 | 14.70 | -9.41% | 16.01% | 7.81% | 0.28 | |
 FUNC | 272.21M | 41.87 | 11.11 | 6.6% | 20.51% | 12.61% | 0.56 | |
 BFST | 955.92M | 29.24 | 10.52 | 11.84% | 17.16% | 10.19% | 0.61 | |
 FXNC | 272.95M | 30.19 | 15.40 | 27.11% | 15.35% | 9.98% | 0.23 | |
 MNSB | 183.64M | 24.93 | 14.16 | -1.44% | 11.53% | 7.26% | 0.32 | |
 NKSH | 231.36M | 36.33 | 14.59 | 7.88% | 18.57% | 9.04% | 0.01 | |
 CARE | 662.03M | 29.88 | 21.34 | 6.24% | 12.46% | 7.65% | 0.43 | |
 FIS | 20.26B | 39.20 | 52.27 | 5.43% | 22.91% | 18.45% | 0.29 |
Compare CBFV vs Peers
CB Financial Services, Inc. (CBFV) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CBFV Income Statement
CB Financial Services, Inc. (CBFV) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 29.06M | 37.61M | 43.09M | 41.83M | 40.07M | 42.84M | 44.45M | 45.96M | 50.77M |
NII Growth % | -0.3% | 29.41% | 14.57% | -2.93% | -4.2% | 6.93% | 3.74% | 3.4% | 10.48% |
Net Interest Margin % | 3.11% | 2.94% | 3.26% | 2.95% | 2.81% | 3.04% | 3.05% | 3.1% | 3.28% |
Interest Income | 32.43M | 43.63M | 51.03M | 47.47M | 43.47M | 47.63M | 62.12M | 76.02M | 75.94M |
Interest Expense | 3.37M | 5.95M | 7.86M | 5.56M | 3.4M | 4.78M | 17.67M | 30.06M | 25.16M |
Loan Loss Provision | 1.87M | 2.52M | 725K | 4M | -1.13M | 3.78M | -502K | 570K | 589K |
Non-Interest Income | 6.85M | 7.16M | 6.67M | 7.02M | 6.58M | 7.12M | -2.09M | 3.18M | -7.29M |
Non-Interest Income % | 17.45% | 14.09% | 11.57% | 12.89% | 13.15% | 13.01% | -3.47% | 4.02% | -10.63% |
Total Revenue | 39.29M▲ 0% | 50.78M▲ 29.3% | 57.7M▲ 13.6% | 54.49M▼ 5.6% | 50.06M▼ 8.1% | 54.74M▲ 9.4% | 60.03M▲ 9.7% | 79.2M▲ 31.9% | 68.64M▼ 13.3% |
Revenue Growth % | 2.2% | 29.26% | 13.63% | -5.57% | -8.13% | 9.37% | 9.66% | 31.93% | -13.33% |
Non-Interest Expense | 24.23M | 33.72M | 33.07M | 54.32M | 33.08M | 32.1M | 12.58M | 33.23M | 37.59M |
Efficiency Ratio | 61.66% | 66.4% | 57.3% | 99.69% | 66.09% | 58.64% | 20.95% | 41.95% | 54.76% |
Operating Income | 9.82M▲ 0% | 8.59M▼ 12.5% | 16.06M▲ 86.9% | -9.39M▼ 158.5% | 14.7M▲ 256.5% | 14.08M▼ 4.2% | 30.29M▲ 115.1% | 15.34M▼ 49.3% | 5.3M▼ 65.5% |
Operating Margin % | 24.99% | 16.92% | 27.82% | -17.24% | 29.36% | 25.72% | 50.45% | 19.37% | 7.72% |
Operating Income Growth % | -8.17% | -12.51% | 86.91% | -158.5% | 256.46% | -4.19% | 115.09% | -49.34% | -65.46% |
Pretax Income | 9.82M▲ 0% | 8.59M▼ 12.5% | 16.06M▲ 86.9% | -9.39M▼ 158.5% | 14.7M▲ 256.5% | 14.08M▼ 4.2% | 30.29M▲ 115.1% | 15.34M▼ 49.3% | 5.3M▼ 65.5% |
Pretax Margin % | 24.99% | 16.92% | 27.82% | -17.24% | 29.36% | 25.72% | 50.45% | 19.37% | 7.72% |
Income Tax | 2.87M | 1.54M | 1.73M | 1.25M | 3.13M | 2.83M | 7.74M | 2.75M | 397K |
Effective Tax Rate % | 29.27% | 17.9% | 10.77% | -13.29% | 21.27% | 20.12% | 25.54% | 17.92% | 7.49% |
Net Income | 6.94M▲ 0% | 7.05M▲ 1.6% | 14.33M▲ 103.2% | -10.64M▼ 174.3% | 11.57M▲ 208.7% | 11.25M▼ 2.8% | 22.55M▲ 100.5% | 12.59M▼ 44.2% | 4.9M▼ 61.1% |
Net Margin % | 17.67% | 13.89% | 24.83% | -19.53% | 23.11% | 20.54% | 37.56% | 15.9% | 7.14% |
Net Income Growth % | -8.39% | 1.56% | 103.16% | -174.27% | 208.74% | -2.79% | 100.5% | -44.15% | -61.07% |
Net Income (Continuing) | 6.94M | 7.05M | 14.33M | -10.64M | 11.57M | 11.25M | 22.55M | 12.59M | 4.9M |
EPS (Diluted) | 1.69▲ 0% | 1.40▼ 17.2% | 2.63▲ 87.9% | -1.97▼ 174.9% | 2.15▲ 209.1% | 2.18▲ 1.4% | 4.40▲ 101.8% | 2.38▼ 45.9% | 0.92▼ 61.3% |
EPS Growth % | -9.14% | -17.16% | 87.86% | -174.9% | 209.14% | 1.4% | 101.83% | -45.91% | -61.34% |
EPS (Basic) | 1.70 | 1.42 | 2.64 | -1.97 | 2.15 | 2.19 | 4.41 | 2.45 | 0.97 |
Diluted Shares Outstanding | 4.11M | 5.03M | 5.45M | 5.41M | 5.39M | 5.15M | 5.12M | 5.3M | 5.31M |
CBFV Balance Sheet
CB Financial Services, Inc. (CBFV) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 144.21M | 278.76M | 274.89M | 303.81M | 341.78M | 291.06M | 272.73M | 309.09M | 31.69M |
Cash & Due from Banks | 20.62M | 53.35M | 80.22M | 160.91M | 119.67M | 103.7M | 68.22M | 49.57M | 31.69M |
Short Term Investments | 123.58M | 225.41M | 194.68M | 142.9M | 222.11M | 187.36M | 204.51M | 259.51M | 0 |
Total Investments | 859.18M | 1.13B | 1.14B | 1.18B | 1.23B | 1.23B | 1.31B | 1.35B | 1.43B |
Investments Growth % | 10.11% | 31.37% | 1% | 3.28% | 4.82% | -0.57% | 6.57% | 2.91% | 6.4% |
Long-Term Investments | 735.6M | 903.31M | 945.34M | 1.03B | 1.01B | 1.04B | 1.1B | 1.09B | 1.43B |
Accounts Receivables | 10.59M | 13.9M | 15.85M | 15.21M | 12.86M | 21.14M | 0 | 0 | 0 |
Goodwill & Intangibles | 8.24M | 39.36M | 38.95M | 18.13M | 15.03M | 13.24M | 10.69M | 9.73M | 9.73M |
Goodwill | 4.95M | 28.43M | 28.43M | 9.73M | 9.73M | 9.73M | 9.73M | 9.73M | 9.73M |
Intangible Assets | 3.28M | 10.93M | 10.53M | 8.4M | 5.29M | 3.51M | 958K | 0 | 0 |
PP&E (Net) | 16.71M | 23.45M | 22.28M | 20.3M | 18.4M | 17.84M | 19.7M | 20.71M | 19.65M |
Other Assets | 19.15M | 22.92M | 24.22M | 24.78M | 25.33M | 25.89M | 49.69M | 55.68M | 54.58M |
Total Current Assets | 154.79M | 292.66M | 290.74M | 319.02M | 354.64M | 312.2M | 272.73M | 309.09M | 31.69M |
Total Non-Current Assets | 779.7M | 989.04M | 1.03B | 1.1B | 1.07B | 1.1B | 1.18B | 1.17B | 1.52B |
Total Assets | 934.49M▲ 0% | 1.28B▲ 37.0% | 1.32B▲ 3.2% | 1.42B▲ 7.2% | 1.43B▲ 0.6% | 1.41B▼ 1.2% | 1.46B▲ 3.3% | 1.48B▲ 1.7% | 1.55B▲ 4.5% |
Asset Growth % | 10.45% | 36.97% | 3.25% | 7.2% | 0.62% | -1.16% | 3.35% | 1.75% | 4.46% |
Return on Assets (ROA) | 0.78% | 0.64% | 1.1% | -0.78% | 0.81% | 0.79% | 1.57% | 0.86% | 0.32% |
Accounts Payable | 3.78M | 6.44M | 7.51M | 8.57M | 8.88M | 7.58M | 0 | 0 | 0 |
Total Debt | 64.11M | 81.96M | 44.57M | 49.05M | 56.87M | 22.7M | 34.68M | 34.72M | 34.76M |
Net Debt | 43.48M | 28.61M | -35.65M | -111.86M | -62.81M | -81M | -33.55M | -14.85M | 3.06M |
Long-Term Debt | 24.5M | 20M | 8M | 6M | 14.6M | 14.64M | 34.68M | 14.72M | 14.76M |
Short-Term Debt | 39.6M | 61.96M | 36.57M | 43.05M | 42.27M | 8.06M | 0 | 20M | 20M |
Other Liabilities | 0 | -30.98M | 0 | 0 | 0 | 0 | 14.42M | 15.95M | 15.59M |
Total Current Liabilities | 816.73M | 1.16B | 1.16B | 1.28B | 1.28B | 1.28B | 1.27B | 1.3B | 1.36B |
Total Non-Current Liabilities | 24.5M | -10.98M | 8M | 6M | 14.6M | 14.64M | 49.1M | 30.67M | 30.35M |
Total Liabilities | 841.23M | 1.14B | 1.17B | 1.28B | 1.29B | 1.3B | 1.32B | 1.33B | 1.39B |
Total Equity | 93.26M▲ 0% | 137.63M▲ 47.6% | 151.1M▲ 9.8% | 134.53M▼ 11.0% | 133.12M▼ 1.0% | 110.16M▼ 17.3% | 139.83M▲ 26.9% | 147.38M▲ 5.4% | 157.54M▲ 6.9% |
Equity Growth % | 4.23% | 47.58% | 9.79% | -10.96% | -1.05% | -17.25% | 26.94% | 5.39% | 6.89% |
Equity / Assets (Capital Ratio) | 9.98% | 10.75% | 11.43% | 9.5% | 9.34% | 7.82% | 9.6% | 9.95% | 10.18% |
Return on Equity (ROE) | 7.6% | 6.11% | 9.92% | -7.45% | 8.65% | 9.25% | 18.04% | 8.77% | 3.22% |
Book Value per Share | 22.69 | 27.35 | 27.73 | 24.88 | 24.69 | 21.39 | 27.30 | 27.79 | 29.69 |
Tangible BV per Share | 20.68 | 19.53 | 20.58 | 21.53 | 21.90 | 18.82 | 25.21 | 25.96 | 27.85 |
Common Stock | 1.82M | 2.37M | 2.37M | 2.37M | 2.37M | 2.38M | 2.4M | 2.41M | 2.43M |
Additional Paid-in Capital | 42.09M | 83.22M | 82.97M | 82.72M | 83.29M | 83.95M | 85.33M | 86.37M | 87.64M |
Retained Earnings | 55.28M | 57.84M | 66.95M | 51.13M | 57.53M | 63.86M | 83.39M | 90.86M | 90.63M |
Accumulated OCI | -1.34M | -1.44M | 2.65M | 3.4M | -927K | -26.24M | -16.75M | -17.23M | -3.41M |
Treasury Stock | -4.59M | -4.37M | -3.84M | -5.09M | -9.14M | -13.8M | -14.54M | -15.03M | -19.75M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CBFV Cash Flow Statement
CB Financial Services, Inc. (CBFV) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 11.6M | 13.66M | 17.87M | 14.08M | 13.05M | 14.15M | 14.24M | 6.75M | 17.81M |
Operating CF Growth % | 9.76% | 17.71% | 30.84% | -21.23% | -7.26% | 8.4% | 0.6% | -52.59% | 163.81% |
Net Income | 6.94M | 7.05M | 14.33M | -10.64M | 11.57M | 11.25M | 22.55M | 12.59M | 4.9M |
Depreciation & Amortization | 2.5M | 3.04M | 3.73M | 3.34M | 2.44M | 2.7M | 2.74M | 2.42M | 1.81M |
Deferred Taxes | 57K | -44K | -35K | -62K | -70K | -57K | -29K | -49K | -65K |
Other Non-Cash Items | 2.52M | 3.96M | -802K | 22.83M | -3.33M | -109K | -16.87M | -5.5M | 13.72M |
Working Capital Changes | -778K | -842K | 329K | -1.89M | 1.88M | -234K | 4.72M | -3.53M | -3.36M |
Cash from Investing | -85.89M | 27.47M | -11.04M | -36.9M | -60.14M | -28.31M | -54.73M | -36.38M | -82.61M |
Purchase of Investments | -44.66M | -11.23M | -50.2M | -68.96M | -135.01M | -26.83M | -100.21M | -70.22M | -169.14M |
Sale/Maturity of Investments | 27.2M | 96.78M | 83.75M | 122.11M | 50.4M | 29.24M | 85.19M | 15.36M | 119.51M |
Net Investment Activity | -17.46M | 85.56M | 33.55M | 53.15M | -84.61M | 2.42M | -15.02M | -54.87M | -49.63M |
Acquisitions | 0 | 20.63M | 0 | 0 | 0 | 0 | 26.97M | 0 | 0 |
Other Investing | -64.58M | -74.29M | -44.53M | -89.72M | 26.86M | -30.21M | -63.38M | 21.8M | -32.98M |
Cash from Financing | 80.63M | -8.39M | 20.03M | 103.51M | 5.85M | -1.82M | 5.01M | 10.98M | 46.92M |
Dividends Paid | -3.6M | -4.53M | -5.21M | -5.18M | -5.17M | -4.92M | -5.11M | -5.13M | -5.13M |
Share Repurchases | -10K | -317K | -71K | -1.92M | -4.14M | -4.8M | -843K | -965K | -6.84M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.61M |
Net Stock Activity | -10K | -317K | -71K | -1.92M | -4.14M | -4.8M | -843K | -965K | -4.23M |
Debt Issuance (Net) | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 0 | 0 |
Other Financing | 75.16M | 31.91M | 31.72M | 106.13M | 7.34M | 42.11M | -972K | 17.08M | 56.29M |
Net Change in Cash | 6.34M▲ 0% | 32.73M▲ 416.3% | 26.86M▼ 17.9% | 80.69M▲ 200.4% | -41.24M▼ 151.1% | -15.97M▲ 61.3% | -35.48M▼ 122.1% | -18.65M▲ 47.4% | -17.88M▲ 4.1% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 14.28M | 20.62M | 53.35M | 80.22M | 160.91M | 119.67M | 103.7M | 68.22M | 49.57M |
Cash at End | 20.62M | 53.35M | 80.22M | 160.91M | 119.67M | 103.7M | 68.22M | 49.57M | 31.69M |
Interest Paid | 3.28M | 5.78M | 7.46M | 5.78M | 0 | 0 | 0 | 0 | 25.64M |
Income Taxes Paid | 3.25M | 850K | 2.79M | 3.01M | 1.6M | 3.25M | 2.88M | 6.34M | 300K |
Free Cash Flow | 7.76M▲ 0% | 8.33M▲ 7.4% | 16.92M▲ 103.1% | 13.76M▼ 18.7% | 10.67M▼ 22.4% | 13.64M▲ 27.9% | 10.94M▼ 19.8% | 3.44M▼ 68.6% | 17.16M▲ 399.5% |
FCF Growth % | -3.39% | 7.39% | 103.12% | -18.72% | -22.43% | 27.85% | -19.78% | -68.61% | 399.48% |
CBFV Banking Ratios
CB Financial Services, Inc. (CBFV) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.6% | 7.6% | 6.11% | 9.92% | -7.45% | 8.65% | 9.25% | 18.04% | 8.77% | 3.22% |
| Return on Assets (ROA) | 0.9% | 0.78% | 0.64% | 1.1% | -0.78% | 0.81% | 0.79% | 1.57% | 0.86% | 0.32% |
| Net Interest Margin | 3.45% | 3.11% | 2.94% | 3.26% | 2.95% | 2.81% | 3.04% | 3.05% | 3.1% | 3.28% |
| Efficiency Ratio | 59.41% | 61.66% | 66.4% | 57.3% | 99.69% | 66.09% | 58.64% | 20.95% | 41.95% | 54.76% |
| Equity / Assets | 10.57% | 9.98% | 10.75% | 11.43% | 9.5% | 9.34% | 7.82% | 9.6% | 9.95% | 10.18% |
| Book Value / Share | 21.9 | 22.69 | 27.35 | 27.73 | 24.88 | 24.69 | 21.39 | 27.3 | 27.79 | 29.69 |
| NII Growth | -0.18% | -0.3% | 29.41% | 14.57% | -2.93% | -4.2% | 6.93% | 3.74% | 3.4% | 10.48% |
| Dividend Payout | 47.39% | 51.8% | 64.22% | 36.4% | - | 44.67% | 43.74% | 22.67% | 40.73% | 104.71% |
Related:CBFV Dividend History·CBFV Revenue History·CBFV Price History·CBFV P/E History·CBFV Financial Ratios·CBFV Institutional Holders
CBFV SEC Filings & Documents
CB Financial Services, Inc. (CBFV) SEC filings — annual & quarterly reports (10-K, 10-Q)
CBFV Frequently Asked Questions
CB Financial Services, Inc. (CBFV) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
CB Financial Services, Inc. (CBFV) saw revenue decline by 13.3% over the past year.
Yes, CB Financial Services, Inc. (CBFV) is profitable, generating $4.9M in net income for fiscal year 2025 (7.1% net margin).
Dividend & Returns
Yes, CB Financial Services, Inc. (CBFV) pays a dividend with a yield of 2.58%. This makes it attractive for income-focused investors.
CB Financial Services, Inc. (CBFV) has a return on equity (ROE) of 3.2%. This is below average, suggesting room for improvement.
Industry Metrics
CB Financial Services, Inc. (CBFV) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
CB Financial Services, Inc. (CBFV) has an efficiency ratio of 54.8%. This is excellent, indicating strong cost control.