HBAN cuts its 2026 NII and revenue outlook and lowers 2027 EPS targets as higher rates and pricing pressure weigh on margins.
Citizens Financial Group is demonstrating a nascent recovery in top-line performance, evidenced by a 12.3% NII growth rate in 2026Q1, though this is tempered by a stubbornly flat 0.7% net interest margin. While the bank maintains a stable capital position with...
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Revenue growth is showing signs of acceleration with a 12.3% NII increase in 2026Q1, yet the net interest margin remains constrained at a stagnant 0.7% level.
A majority of Wall Street analysts hold 'Buy' or 'Strong Buy' ratings on CFG, indicating widespread confidence in the bank’s prospects. This consensus supports a bullish outlook and aligns with recent positive earnings trends.
CFG has delivered a 4% compound annual growth rate in revenue over the past 13 years and is projected to achieve a 22% CAGR in net income over the next three years. These growth rates underscore the bank’s expanding profitability base.
Trailing EPS rose from $3.04 to $3.90 in FY 2025, reflecting a 16.1% annual earnings growth projection and an 11.8% revenue growth forecast. This upward trajectory positions CFG for continued earnings expansion.
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 16, 2026 | $1.30+4.8% vs $1.24 | $2.3B+1.4% vs $2.3B |
Q2 2026 Apr 16, 2026 | $1.13+3.7% vs $1.09 | $2.2B+0.2% vs $2.2B |
Q1 2026 Jan 21, 2026 | $1.13+2.7% vs $1.10 | $2.2B+0.3% vs $2.2B |
Q4 2025 Oct 15, 2025 | $1.05+1.9% vs $1.03 | $2.1B+0.9% vs $2.1B |
HBAN cuts its 2026 NII and revenue outlook and lowers 2027 EPS targets as higher rates and pricing pressure weigh on margins.
Squarepoint Ops LLC lifted its position in shares of Citizens Financial Group, Inc. (NYSE: CFG) by 77.9% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm owned 20,098 shares of the bank's stock after buying an additional 8,801 shares during the
Bank of America Corp DE acquired a new position in Citizens Financial Group, Inc. (NYSE: CFG) in the undefined quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The firm acquired 3,188,042 shares of the bank's stock, valued at approximately $223,386,000. Bank of America Corp DE
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced today that Citizens Bank, N.A. has increased its prime lending rate to 7.00 percent from 6.75 percent, effective Thursday, September 17, 2026. About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest financial institutions, with $233.8 billion in assets as of June 30, 2026. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail,.
Benchmark CFG against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Citizens Financial Group, Inc. (CFG)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $64.61 | $27.32B | 16.74 | -5.85% | 16.42% | 7.24% | 2.68% | |
| $27.39 | $23.37B | 11.96 | 6.25% | 23.13% | 11.75% | — | |
| $15.38 | $31.07B | 11.06 | 10.58% | 16.64% | 8.57% | — | |
| $20.24 | $21.85B | 13.32 | 69.31% | 28.68% | 10.12% | — | |
| $219.58 | $31.82B | 12.92 | -4.98% | 23.71% | 10.25% | — | |
| $51.69 | $46.85B | 14.60 | 8.37% | 15.91% | 8.86% | — |
Citizens Financial Group, Inc. (CFG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Citizens Financial Group, Inc. (CFG) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 21, 2026·SEC
Jul 16, 2026·SEC
Apr 24, 2026·SEC
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Citizens Financial Group, Inc. (CFG) stock FAQ — growth, dividends, profitability & financials explained
Citizens Financial Group, Inc. (CFG) saw revenue decline by 5.9% over the past year.
Yes, Citizens Financial Group, Inc. (CFG) is profitable, generating $1.98B in net income for fiscal year 2025 (16.4% net margin).
Yes, Citizens Financial Group, Inc. (CFG) pays a dividend with a yield of 2.68%. This makes it attractive for income-focused investors.
Citizens Financial Group, Inc. (CFG) has a return on equity (ROE) of 7.2%. This is below average, suggesting room for improvement.
Citizens Financial Group, Inc. (CFG) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Citizens Financial Group, Inc. (CFG) has an efficiency ratio of 48.9%. This is excellent, indicating strong cost control.