VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
CHMG
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
CHMGChemung Financial Corporation
$81.22$391M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
CHMG logo

Chemung Financial Corporation

CHMG
NASDAQ · Regional Banks
$81.22
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$391M
P/E25.9x
52W High$86.37
Volume37.62K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Stable Trust Revenue Offsets Margin Compression Pressures

Chemung Financial Corporation maintains a conservative growth trajectory, leveraging its specialized trust-based business model to differentiate revenue streams in a competitive regional market. While the bank has successfully navigated interest rate volatilit...

GrowthMixed
ProfitabilityModerate
ValuationExpensive
TechnicalsMixed
Explore valuation models
MARKET ACTION

CHMG price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+76% Peers

P/E is 76% above peer median

03

Market leadership

RS 87 · Leader

High momentum (Outperforming 87% of market)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 22

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
CHMG+50.94%
S&P 500 (^GSPC)+12.39%
1-Year Return
CHMG+56.71%
S&P 500 (^GSPC)+15.77%
3-Year Return
CHMG+114.97%
S&P 500 (^GSPC)+75.50%
5-Year Return
CHMG+98.53%
S&P 500 (^GSPC)+71.01%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
25.9x
Forward P/EExpansion
10.7x
EV/EBITDA100th %ile
16.5x
FCF YieldCash Flow
11.2%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
25.9x
9.4x
100th· High
EV/EBITDA
16.5x
7.0x
100th· High
Price/FCF
8.9x
6.2x
100th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$94M-1.9% YoY
Net income
$15M-36.2% YoY
Free cash flow
$44M+67.3% YoY
Operating margin
14.2%-5.9 pts YoY
ROIC (TTM)5%
Avg ROIC 5Y-
ROE (TTM)6.4%
Piotroski Score4 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (70%)
Revenue Beat Rate4/12 (40%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 22, 2026
$1.82+2.8%
vs $1.77
$31M+2.1%
vs $31M
Q2 2026
Apr 17, 2026
$1.91+17.2%
vs $1.63
$30M+2.4%
vs $29M
Q2 2026
Mar 13, 2026
$1.61
vs —
$41M
vs —
Q1 2026
Jan 26, 2026
$1.61+0.6%
vs $1.60
$31M+3.5%
vs $29M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Zacks Investment Research·Aug 24, 2026
3 Bank Stocks With Recent Dividend Increases Worth Considering

Dividend hikes from Unity Bancorp, Stock Yards Bancorp and Chemung Financial highlight their profitability, capital strength and income appeal.

GlobeNewsWire·Aug 19, 2026
Chemung Financial Corporation Announces Dividend Increase

ELMIRA, N.Y., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Chemung Financial Corporation (Nasdaq: CHMG) announced today that its Board of Directors has approved a dividend increase of $0.02 per share, raising its quarterly cash dividend to $0.36 per share, payable on October 1, 2026, to common stock shareholders of record as of the close of business on September 17, 2026.

Zacks Investment Research·Aug 14, 2026
All You Need to Know About Chemung Financial (CHMG) Rating Upgrade to Strong Buy

Chemung Financial (CHMG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Zacks Investment Research·Aug 14, 2026
New Strong Buy Stocks for August 14th

WDC, CECO, CHMG, CZFS and AMP have been added to the Zacks Rank #1 (Strong Buy) List on August 14, 2026.

Filtered for Chemung Financial CorporationMore Headlines
04

Compare before deciding

Benchmark CHMG against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Chemung Financial Corporation (CHMG)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CHMG logoCHMGChemung Financial CorporationCurrent
$81.22$391.47M25.95-1.92%10.79%6.43%1.62%
CZWI logoCZWICitizens Community Bancorp, Inc.
$21.23$204.74M14.54-9.39%14.64%6.77%—
FUNC logoFUNCFirst United Corporation
$42.76$275.97M11.348.34%20.89%12.7%—
PBHC logoPBHCPathfinder Bancorp, Inc.
$18.29$113.03M-33.871.55%-5.14%-3.21%—
CFFI logoCFFIC&F Financial Corporation
$91.39$297.42M11.0213.86%19.93%10.97%—
AROW logoAROWArrow Financial Corporation
$36.97$611.08M13.9518.45%24.21%11.82%—

Compare CHMG vs Peers

Chemung Financial Corporation (CHMG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CZWI

Most directly comparable listed peer for CHMG.

Scale Benchmark

vs FIS

Larger-name benchmark to compare CHMG against a more recognizable public peer.

Peer Set

Compare Top 5

vs CZWI, FUNC, PBHC, CFFI

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

CHMG SEC Filings & Documents

Chemung Financial Corporation (CHMG) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 19, 2026·SEC

Material company update

Jul 27, 2026·SEC

Material company update

Jul 22, 2026·SEC

10-K Annual Reports

2
FY 2026

Mar 13, 2026·SEC

FY 2025

Mar 14, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 6, 2026·SEC

FY 2026

May 7, 2026·SEC

FY 2025

Nov 6, 2025·SEC

Get notified when CHMG posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

CHMG Frequently Asked Questions

Chemung Financial Corporation (CHMG) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Chemung Financial Corporation growing?

Chemung Financial Corporation (CHMG) saw revenue decline by 1.9% over the past year.

Is CHMG profitable?

Yes, Chemung Financial Corporation (CHMG) is profitable, generating $33.5M in net income for fiscal year 2025 (10.8% net margin).

Dividend & Returns
Does CHMG pay dividends?

Yes, Chemung Financial Corporation (CHMG) pays a dividend with a yield of 1.62%. This makes it attractive for income-focused investors.

What is CHMG's return on equity?

Chemung Financial Corporation (CHMG) has a return on equity (ROE) of 6.4%. This is below average, suggesting room for improvement.

Industry Metrics
What is Chemung Financial Corporation's net interest margin?

Chemung Financial Corporation (CHMG) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.

What is Chemung Financial Corporation's efficiency ratio?

Chemung Financial Corporation (CHMG) has an efficiency ratio of 49.9%. This is excellent, indicating strong cost control.

What if you invested $1,000 in CHMG back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →