8-K Announcements
6May 6, 2026·SEC
Mar 31, 2026·SEC
Feb 25, 2026·SEC
eHealth, Inc. (EHTH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
eHealth, Inc. (EHTH) stock price & volume — 10-year historical chart
eHealth, Inc. (EHTH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
eHealth, Inc. (EHTH) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $0.30vs $0.14-122.2% | $88Mvs $81M+8.4% |
| Q1 2026 | Feb 25, 2026 | $2.17vs $2.38-8.8% | $326Mvs $325M+0.3% |
| Q4 2025 | Nov 5, 2025 | $1.32vs $0.93-41.9% | $54Mvs $318M-83.1% |
| Q3 2025 | Aug 6, 2025 | $0.98vs $0.87-12.6% | $61Mvs $54M+13.2% |
eHealth, Inc. (EHTH) competitors in Digital insurance marketplaces and brokers — business model, growth, and fundamentals comparison
eHealth, Inc. (EHTH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
eHealth, Inc. (EHTH) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 190.71M | 251.4M | 506.2M | 582.77M | 538.2M | 405.36M | 452.87M | 532.41M | 554.01M | 528.91M |
| Revenue Growth % | -1.35% | 31.82% | 101.36% | 15.13% | -7.65% | -24.68% | 11.72% | 17.56% | 4.06% | -4.28% |
| Medical Costs & Claims | 582K | 1.23M | 2.74M | 4.08M | 1.99M | 1.65M | 1.77M | 1.79M | 13.76M | 3.21M |
| Medical Cost Ratio % | 0.31% | 0.49% | 0.54% | 0.7% | 0.37% | 0.41% | 0.39% | 0.34% | 2.48% | 0.61% |
| Gross Profit | 190.12M▲ 0% | 250.17M▲ 31.6% | 503.46M▲ 101.3% | 578.69M▲ 14.9% | 536.21M▼ 7.3% | 403.71M▼ 24.7% | 451.1M▲ 11.7% | 530.62M▲ 17.6% | 540.25M▲ 1.8% | 437.68M▲ 0% |
| Gross Margin % | 99.69% | 99.51% | 99.46% | 99.3% | 99.63% | 99.59% | 99.61% | 99.66% | 97.52% | 82.75% |
| Gross Profit Growth % | -1.21% | 31.58% | 101.25% | 14.94% | -7.34% | -24.71% | 11.74% | 17.63% | 1.82% | - |
| Operating Expenses | 199.58M | 247.62M | 422.05M | 525.37M | 661.85M | 506.42M | 480.17M | 507.05M | 471.75M | 428.23M |
| OpEx / Revenue % | 104.65% | 98.5% | 83.38% | 90.15% | 122.98% | 124.93% | 106.03% | 95.24% | 85.15% | 80.96% |
| Depreciation & Amortization | 5.34M | 6.77M | 8.99M | 12.94M | 18.87M | 21.11M | 19.92M | 16.34M | 13.76M | 9.82M |
| Combined Ratio % | 104.96% | 98.99% | 83.92% | 90.85% | 123.35% | 125.34% | 106.42% | 95.57% | 87.64% | 81.57% |
| Operating Income | -9.45M▲ 0% | 2.55M▲ 127.0% | 81.41M▲ 3091.3% | 53.32M▼ 34.5% | -125.64M▼ 335.6% | -102.71M▲ 18.3% | -29.07M▲ 71.7% | 23.57M▲ 181.1% | 68.5M▲ 190.6% | 58.81M▲ 0% |
| Operating Margin % | -4.96% | 1.01% | 16.08% | 9.15% | -23.35% | -25.34% | -6.42% | 4.43% | 12.36% | 11.12% |
| Operating Income Growth % | -434.82% | 126.99% | 3091.26% | -34.5% | -335.63% | 18.25% | 71.69% | 181.07% | 190.61% | - |
| EBITDA | -4.11M | 9.32M | 90.4M | 66.27M | -106.78M | -81.61M | -9.16M | 39.91M | 82.26M | 68.64M |
| EBITDA Margin % | -2.16% | 3.71% | 17.86% | 11.37% | -19.84% | -20.13% | -2.02% | 7.5% | 14.85% | 12.98% |
| Interest Expense | 0 | 0 | 0 | 0 | 845K | 7.63M | 10.97M | 11.16M | 10.76M | 4.08M |
| Non-Operating Income | -621K | -14.24M | -24.08M | 0 | -1.6M | -3.95M | -9.45M | -6.9M | -988K | 133K |
| Pretax Income | -8.27M▲ 0% | 3.31M▲ 140.0% | 83.5M▲ 2425.7% | 53.99M▼ 35.3% | -124.89M▼ 331.3% | -106.39M▲ 14.8% | -30.59M▲ 71.2% | 19.31M▲ 163.1% | 58.73M▲ 204.1% | 48.93M▲ 0% |
| Pretax Margin % | -4.34% | 1.32% | 16.5% | 9.26% | -23.21% | -26.25% | -6.76% | 3.63% | 10.6% | 9.25% |
| Income Tax | -33.7M | 3.06M | 16.61M | 8.54M | -20.52M | -17.67M | -2.38M | 9.26M | 18.68M | 15.55M |
| Effective Tax Rate % | 407.45% | 92.71% | 19.89% | 15.82% | 16.43% | 16.61% | 7.78% | 47.92% | 31.81% | 31.78% |
| Net Income | 25.43M▲ 0% | 241K▼ 99.1% | 66.89M▲ 27653.9% | 45.45M▼ 32.0% | -104.38M▼ 329.6% | -88.72M▲ 15.0% | -28.21M▲ 68.2% | 10.06M▲ 135.6% | 40.04M▲ 298.2% | 19.99M▲ 0% |
| Net Margin % | 13.33% | 0.1% | 13.21% | 7.8% | -19.39% | -21.89% | -6.23% | 1.89% | 7.23% | 3.78% |
| Net Income Growth % | 8263.82% | -99.05% | 27653.94% | -32.05% | -329.65% | 15% | 68.2% | 135.65% | 298.17% | -31.06% |
| EPS (Diluted) | 1.33▲ 0% | 0.01▼ 99.1% | 2.73▲ 23035.6% | 1.68▼ 38.5% | -4.59▼ 373.2% | -4.36▲ 5.0% | -2.37▲ 45.6% | -1.19▲ 49.8% | -0.34▲ 71.4% | -▲ 0% |
| EPS Growth % | 592.59% | -99.11% | 23035.59% | -38.46% | -373.21% | 5.01% | 45.64% | 49.79% | 71.43% | 80.88% |
| EPS (Basic) | 1.37 | 0.01 | 2.90 | 1.75 | -4.59 | -4.36 | -2.37 | -1.19 | -0.34 | - |
| Diluted Shares Outstanding | 19.05M | 20.41M | 24.54M | 27.01M | 26.78M | 27.36M | 28.02M | 29.34M | 30.48M | 0 |
eHealth, Inc. (EHTH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 359.12M | 439.28M | 741.63M | 1.04B | 1.15B | 1.11B | 1.11B | 1.16B | 1.26B | 1.2B |
| Asset Growth % | 229.77% | 22.32% | 68.83% | 40.23% | 10.51% | -3.19% | 0.07% | 3.78% | 9.26% | 23.38% |
| Total Investment Assets | 170.3M | 211.44M | 0 | 49.62M | 41.31M | 0 | 5.93M | 43.04M | 3.5M | 4M |
| Long-Term Investments | 170.3M | 211.44M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Investments | 0 | 0 | 0 | 49.62M | 41.31M | 0 | 5.93M | 43.04M | 3.5M | 35.7M |
| Total Current Assets | 155.74M | 156.17M | 208.15M | 330.99M | 407.59M | 401.08M | 382.35M | 354.48M | 334.35M | 336.61M |
| Cash & Equivalents | 40.29M | 13.09M | 23.47M | 43.76M | 81.93M | 144.4M | 115.72M | 39.2M | 73.72M | 75.11M |
| Receivables | 111.14M | 137.79M | 177.44M | 220.95M | 260.57M | 245.38M | 248.66M | 259.27M | 1.13B | 3.3B |
| Other Current Assets | 1.56M | 2.87M | 260K | 646K | 922K | 223K | 733K | 1.32M | -873.29M | -812.32M |
| Goodwill & Intangibles | 21.64M | 52.48M | 50.3M | 48.8M | 1.92M | 0 | 23.6M | 0 | 22.3M | 22.3M |
| Goodwill | 14.1M | 40.23M | 40.23M | 40.23M | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 7.54M | 12.25M | 10.06M | 8.57M | 1.92M | 0 | 23.6M | 0 | 22.3M | 0 |
| PP&E (Net) | 4.71M | 7.68M | 47.14M | 57.17M | 49.48M | 32.02M | 27.63M | 16.52M | 12.96M | 12.24M |
| Other Assets | 6.51M | 11.28M | 435.79M | 603.06M | 690.3M | 679.51M | 679.76M | 784.43M | 892.86M | 852.26M |
| Total Liabilities | 72.45M | 136.13M | 214.47M | 202.46M | 399.77M | 461.66M | 209.26M | 567M | 288.82M | 231.46M |
| Total Debt | 3.39M | 5M | 39.06M | 46.56M | 41.37M | 106.8M | 103.16M | 96.92M | 134.35M | 133.2M |
| Net Debt | -36.9M | -8.09M | 15.6M | 2.8M | -40.56M | -37.6M | -12.56M | 57.72M | 60.63M | 58.08M |
| Long-Term Debt | 0 | 5M | 0 | 0 | 0 | 66.13M | 67.75M | 68.46M | 112.95M | 126.27M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.92M |
| Total Current Liabilities | 25.45M | 60.62M | 112.98M | 84.41M | 75.47M | 60.56M | 78.54M | 96.01M | 99.07M | 44.35M |
| Accounts Payable | 3.25M | 5.69M | 24.55M | 36.92M | 13.75M | 6.73M | 7.2M | 23.45M | 28.32M | 5.59M |
| Deferred Revenue | 385K | 876K | 2.57M | 308K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 23.16M | 69.06M | 24.2M | 19.79M | 23.58M | 43.93M | 48.22M | 63.4M | 31.83M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | 168.46M |
| Other Liabilities | 1.92M | 22.61M | 3.05M | 4.37M | 237.69M | 268.42M | 34.64M | 342.93M | 5.52M | 5.14M |
| Total Equity | 246.37M▲ 0% | 295.06M▲ 19.8% | 527.16M▲ 78.7% | 837.56M▲ 58.9% | 749.52M▼ 10.5% | 650.96M▼ 13.2% | 904.08M▲ 38.9% | 588.43M▼ 34.9% | 973.65M▲ 65.5% | 575.73M▲ 0% |
| Equity Growth % | 1457.34% | 19.76% | 78.66% | 58.88% | -10.51% | -13.15% | 38.89% | -34.91% | 65.47% | 100.92% |
| Shareholders Equity | 286.66M | 303.15M | 527.16M | 837.56M | 749.52M | 650.96M | 904.08M | 588.43M | 973.65M | 575.73M |
| Minority Interest | -40.29M | -8.09M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 204.72M | 204.97M | 271.85M | 316.15M | 193.21M | 73.8M | 7.28M | 15.25M | 30.12M | 12.01M |
| Common Stock | 30K | 31K | 35K | 38K | 39K | 40K | 41K | 43K | 44K | 45K |
| Accumulated OCI | 202K | 127K | 116K | 350K | 390K | -73K | -82K | -234K | -62K | 58K |
| Return on Equity (ROE) | 19.39% | 0.09% | 16.27% | 6.66% | -13.15% | -12.67% | -3.63% | 1.35% | 5.13% | 2.39% |
| Return on Assets (ROA) | 10.87% | 0.06% | 11.33% | 5.1% | -9.54% | -7.84% | -2.54% | 0.89% | 3.31% | 1.74% |
| Equity / Assets | 68.6% | 67.17% | 71.08% | 80.53% | 65.22% | 58.51% | 81.2% | 50.93% | 77.12% | 47.93% |
| Debt / Equity | 0.01x | 0.02x | 0.07x | 0.06x | 0.06x | 0.16x | 0.11x | 0.16x | 0.14x | 0.14x |
| Book Value per Share | 12.93 | 14.46 | 21.48 | 31.00 | 27.99 | 23.79 | 32.27 | 20.06 | 31.94 | 31.94 |
| Tangible BV per Share | 11.80 | 11.89 | 19.43 | 29.20 | 27.92 | 23.79 | 31.43 | 20.06 | 31.21 | - |
eHealth, Inc. (EHTH) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -15.54M | -3.23M | -71.49M | -107.86M | -162.62M | -26.87M | -6.69M | -18.37M | -25.34M | -25.34M |
| Operating CF Growth % | -480.63% | 79.22% | -2113.37% | -50.87% | -50.77% | 83.48% | 75.09% | -174.45% | -38% | -98.06% |
| Operating CF / Revenue % | -8.15% | -1.28% | -14.12% | -18.51% | -30.22% | -6.63% | -1.48% | -3.45% | -4.57% | -4.79% |
| Net Income | 25.43M | 241K | 66.89M | 45.45M | -104.38M | -88.72M | -28.21M | 10.06M | 40.04M | 19.99M |
| Depreciation & Amortization | 5.34M | 6.77M | 8.99M | 12.94M | 18.87M | 21.11M | 19.92M | 16.34M | 1.88M | 7.6M |
| Stock-Based Compensation | 9.69M | 12.54M | 22.57M | 25.17M | 32.86M | 20.32M | 23.21M | 19.88M | 15.04M | 13.51M |
| Deferred Taxes | -30.34M | 2.81M | 16.2M | 8.82M | -21.52M | -18.44M | -2.67M | 9.18M | 18.35M | 15.3M |
| Other Non-Cash Items | -101K | 12.97M | 23.32M | 1.09M | 47.81M | 14.19M | 701K | 7.91M | 14.2M | 91.74M |
| Working Capital Changes | -25.56M | -38.57M | -209.46M | -201.33M | -136.26M | 24.68M | -19.64M | -81.73M | -114.86M | -181.09M |
| Cash from Investing | -5.08M | -25.76M | -16.94M | -73.28M | -12.63M | 25.86M | -15.89M | -48.42M | 25.43M | -14.4M |
| Capital Expenditures | -5.08M | -10.83M | -16.87M | -23.76M | -20.86M | -15.51M | -2.09M | 0 | 0 | -1.8M |
| Acquisitions | 0 | -14.93M | 0 | 16M | 16.99M | 15.51M | 0 | 0 | 0 | 0 |
| Purchase of Investments | 0 | 0 | 0 | -180.5M | -103.06M | -8.4M | -54.51M | -96.98M | -74.01M | -82.2M |
| Sale/Maturity of Investments | 0 | 0 | 0 | 130.98M | 111.28M | 49.77M | 49.4M | 61.42M | 114.75M | 81.99M |
| Other Investing | -3.21M | -6.29M | -72K | -16M | -16.99M | -15.51M | -8.69M | -12.86M | -15.31M | -12.39M |
| Cash from Financing | -870K | 1.86M | 102.14M | 201.25M | 213.24M | 63.84M | -6.22M | -9.67M | 34.29M | 34.83M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | -3.53M | -5.56M | -5.9M | -2.99M |
| Share Repurchases | -1.8M | -4.5M | -14.28M | -19.81M | -9.33M | -3.1M | -3.33M | -3.41M | -2.44M | -1.4M |
| Stock Issued | 0 | 0 | 126.05M | 228.02M | 0 | 0 | 0 | 0 | 404K | 215K |
| Debt Issuance (Net) | -105K | 1000K | -1000K | -157K | -150K | 1000K | -38K | -4K | 1000K | -1000K |
| Other Financing | 1.04M | 1.47M | -4.52M | -6.81M | 8.7M | 2.21M | 677K | -696K | -9.23M | 109.74M |
| Net Change in Cash | -21.49M▲ 0% | -27.2M▼ 26.6% | 13.73M▲ 150.5% | 20.29M▲ 47.8% | 38.05M▲ 87.5% | 62.48M▲ 64.2% | -28.83M▼ 146.1% | -76.53M▼ 165.5% | 34.53M▲ 145.1% | -45.98M▲ 0% |
| Exchange Rate Effect | 1K | -77K | 26K | 187K | 64K | -355K | -19K | -64K | 153K | 293K |
| Cash at Beginning | 61.78M | 40.29M | 13.09M | 26.82M | 47.11M | 85.17M | 147.64M | 118.81M | 42.29M | 76.81M |
| Cash at End | 40.29M | 13.09M | 26.82M | 47.11M | 85.17M | 147.64M | 118.81M | 42.29M | 76.81M | 78.2M |
| Free Cash Flow | -20.62M▲ 0% | -14.06M▲ 31.8% | -88.36M▼ 528.6% | -131.62M▼ 48.9% | -183.48M▼ 39.4% | -42.38M▲ 76.9% | -17.47M▲ 58.8% | -31.22M▼ 78.7% | -27.59M▲ 11.6% | -76.17M▲ 0% |
| FCF Growth % | -5875.63% | 31.82% | -528.57% | -48.95% | -39.4% | 76.9% | 58.77% | -78.71% | 11.62% | -240.46% |
| FCF Margin % | -10.81% | -5.59% | -17.46% | -22.58% | -34.09% | -10.45% | -3.86% | -5.86% | -4.98% | -14.4% |
| FCF per Share | -1.08 | -0.69 | -3.6 | -4.87 | -6.85 | -1.55 | -0.62 | -1.06 | -0.91 | -0.91 |
eHealth, Inc. (EHTH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 104.96% | 98.99% | 83.92% | 90.85% | 123.35% | 125.34% | 106.42% | 95.57% | 87.64% | 81.57% |
| Medical Cost Ratio | 0.31% | 0.49% | 0.54% | 0.7% | 0.37% | 0.41% | 0.39% | 0.34% | 2.48% | 0.61% |
| Return on Equity (ROE) | 19.39% | 0.09% | 16.27% | 6.66% | -13.15% | -12.67% | -3.63% | 1.35% | 5.13% | 2.39% |
| Return on Assets (ROA) | 10.87% | 0.06% | 11.33% | 5.1% | -9.54% | -7.84% | -2.54% | 0.89% | 3.31% | 1.74% |
| Equity / Assets | 68.6% | 67.17% | 71.08% | 80.53% | 65.22% | 58.51% | 81.2% | 50.93% | 77.12% | 47.93% |
| Book Value / Share | 12.93 | 14.46 | 21.48 | 31 | 27.99 | 23.79 | 32.27 | 20.06 | 31.94 | 31.94 |
| Debt / Equity | 0.01x | 0.02x | 0.07x | 0.06x | 0.06x | 0.16x | 0.11x | 0.16x | 0.14x | 0.14x |
| Revenue Growth | -1.35% | 31.82% | 101.36% | 15.13% | -7.65% | -24.68% | 11.72% | 17.56% | 4.06% | -4.28% |
eHealth, Inc. (EHTH) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 6, 2026·SEC
Mar 31, 2026·SEC
Feb 25, 2026·SEC
eHealth, Inc. (EHTH) stock FAQ — growth, dividends, profitability & financials explained
eHealth, Inc. (EHTH) grew revenue by 4.1% over the past year. Growth has been modest.
Yes, eHealth, Inc. (EHTH) is profitable, generating $20.0M in net income for fiscal year 2025 (7.2% net margin).
Yes, eHealth, Inc. (EHTH) pays a dividend with a yield of 10.41%. This makes it attractive for income-focused investors.
eHealth, Inc. (EHTH) has a return on equity (ROE) of 5.1%. This is below average, suggesting room for improvement.
eHealth, Inc. (EHTH) has a combined ratio of 87.6%. A ratio below 100% indicates underwriting profitability.
eHealth, Inc. (EHTH) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates