Erie Indemnity's core underwriting franchise remains resilient, with a combined ratio of 81.2% in 2026Q2 and consistent sub-100% combined ratios over the past nine quarters, reflecting disciplined pricing and expense management. However, revenue growth has dec...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth has moderated from 17.9% in 2024Q2 to 2.8% in 2026Q2, yet underwriting profitability remains solid with a combined ratio of 81.2% in 2026Q2, though the negative EPS of -2.86 in that quarter raises earnings quality concerns.
Erie Indemnity has reported a return to profitability, with improved net income and operating income in recent quarters. This improvement is attributed to more typical weather patterns and a more balanced operating environment, leading to a better combined ratio.
The company is actively advancing its core technology systems, moving them onto newer platforms. These efforts are seen as significant changes that will improve operational efficiency and the company's ability to respond to customer needs.
Some analyses suggest that ERIE stock may be undervalued. One valuation model indicates the stock is approximately 12.9% undervalued, with an estimated intrinsic value of around $264.13 per share, compared to a recent share price around $229.93.
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 30, 2026 | $3.45+3.0% vs $3.35 | $1.1B+0.1% vs $1.1B |
Q2 2026 Apr 23, 2026 | $2.88-5.9% vs $3.06 | $1.0B-7.0% vs $1.1B |
Q1 2026 Feb 23, 2026 | -$0.33-120.8% vs $1.59 | $951M-2.5% vs $976M |
Q4 2025 Oct 30, 2025 | $3.50+3.9% vs $3.37 | $1.3B+33.7% vs $976M |
On September 14, 2026, Erie Indemnity Co (ERIE) shares rose 3.6%, closing at $253.85. This price performance comes amid a 52-week range between $204.63 and $341
Erie Indemnity (ERIE) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Financial stocks are the first to crack when markets panic, yet a handful of them kept handing investors bigger checks through both the 2008 meltdown and the 2020 shock.
On August 17, 2026, Erie Indemnity Co (ERIE) shares fell 3.2% to a current price of $247.75, within a 52-week range of $204.63 to $371.45. This decline comes am
Benchmark ERIE against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Erie Indemnity Company (ERIE)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $225.77 | $10.43B | 21.26 | 7.17% | 13.75% | 26.19% | 2.14% | |
| $203.13 | $119.22B | 10.56 | 16.32% | 12.93% | 35.45% | — | |
| $225.66 | $58.09B | 5.91 | 4.64% | 19.24% | 43.16% | — | |
| $360.39 | $75.17B | 13.14 | 5.17% | 16.95% | 25.62% | — | |
| $126.59 | $34.7B | 9.50 | 7.1% | 15.03% | 22.99% | — | |
| $47.11 | $12.75B | 10.04 | 5.1% | 8.99% | 11.99% | — |
Erie Indemnity Company (ERIE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Erie Indemnity Company (ERIE) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 30, 2026·SEC
May 21, 2026·SEC
Apr 23, 2026·SEC
Feb 23, 2026·SEC
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Erie Indemnity Company (ERIE) stock FAQ — growth, dividends, profitability & financials explained
Erie Indemnity Company (ERIE) grew revenue by 7.2% over the past year. This is steady growth.
Yes, Erie Indemnity Company (ERIE) is profitable, generating $577.0M in net income for fiscal year 2025 (13.8% net margin).
Yes, Erie Indemnity Company (ERIE) pays a dividend with a yield of 2.14%. This makes it attractive for income-focused investors.
Erie Indemnity Company (ERIE) has a return on equity (ROE) of 26.2%. This is excellent, indicating efficient use of shareholder capital.
Erie Indemnity Company (ERIE) has a combined ratio of 82.3%. A ratio below 100% indicates underwriting profitability.
