eToro Group Ltd.(ETOR)Earnings, Financials & Key Ratios
ETOR•NASDAQ•Banking & Credit
17.2× P/E·Price updated Jun 19, 2026
AbouteToro Group Ltd. is an Israeli-based financial technology company founded in 2007. It operates a multi-asset investment platform that combines social networking features with trading capabilities, allowing users to trade stocks, cryptocurrencies, commodities, and more. As of December 31, 2024, eToro had approximately 3.5 million funded accounts across 75 countries.Show more
- Net Interest Income$243M+1181.8%
- Total Revenue$906M-92.8%
- Net Income$216M+12.1%
- Return on Equity19.37%-28.0%
- Net Interest Margin13.59%+819.4%
- Efficiency Ratio65.02%+1900.8%
- ROA14.46%-25.1%
- Equity / Assets77.85%+11.4%
- Book Value per Share14.66-61.3%
ETOR Key Insights
eToro Group Ltd. (ETOR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Strong 5Y profit CAGR of 21.1%
- ✓Strong NIM of 13.6%
- ✓Well capitalized: 77.9% equity/assets
- ✓Good 3Y average ROE of 16.3%
- ✓Diversified revenue: 73.1% from non-interest income
✗Weaknesses
- ✗Shares diluted 100.0% in last year
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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ETOR Price & Volume
eToro Group Ltd. (ETOR) stock price & volume — 10-year historical chart
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ETOR Growth Metrics
eToro Group Ltd. (ETOR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years10.49%
3 Years-47.7%
TTM-
Profit CAGR
10 Years-
5 Years21.09%
3 Years-
TTM-
EPS CAGR
10 Years-
5 Years17.58%
3 Years-
TTM-
Return on Capital
10 Years3.51%
5 Years-0.04%
3 Years20.79%
Last Year18.97%
ETOR Recent Earnings
eToro Group Ltd. (ETOR) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/5 qtrs (100%)●Beat Revenue 5/5 qtrs (100%)
Q2 2026Latest
May 12, 2026Metric
Actual
Est
EPS
$0.91+40.0%
$0.65
Rev
$258M+9.9%
$235M
Q1 2026
Feb 17, 2026Metric
Actual
Est
EPS
$0.71+9.2%
$0.65
Rev
$227M+3.9%
$218M
Q4 2025
Nov 10, 2025Metric
Actual
Est
EPS
$0.60+15.4%
$0.52
Rev
$4.1B+1715.7%
$226M
Q3 2025
Aug 12, 2025Metric
Actual
Est
EPS
$0.56+14.3%
$0.49
Rev
$2.1B+926.1%
$203M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 12, 2026 | $0.91vs $0.65+40.0% | $258Mvs $235M+9.9% |
| Q1 2026 | Feb 17, 2026 | $0.71vs $0.65+9.2% | $227Mvs $218M+3.9% |
| Q4 2025 | Nov 10, 2025 | $0.60vs $0.52+15.4% | $4.1Bvs $226M+1715.7% |
| Q3 2025 | Aug 12, 2025 | $0.56vs $0.49+14.3% | $2.1Bvs $203M+926.1% |
Based on last 5 quarters of dataView full earnings history →
ETOR Peer Comparison
eToro Group Ltd. (ETOR) competitors in Wealth Management Platforms — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HOOD | 97.43B | 108.15 | 52.76 | 51.58% | 41.12% | 21.38% | 1.68 | |
 IBKR | 42.78B | 96.00 | 43.24 | 9.83% | 9.62% | 5.18% | 0.00 | |
 FUTU | 13.49B | 96.64 | 9.46 | 67.83% | 44.27% | 26.38% | 0.44 | |
 UP | 284.04M | 7.84 | -0.93 | -7.02% | -38.17% | |||
 TIGR | 873.3M | 4.71 | 5.12 | 56.74% | 24.18% | 17.64% | 0.20 | |
 MKTX | 4.28B | 120.33 | 18.07 | 3.82% | 35.34% | 24.02% | 0.25 | |
 SCHW | 160.66B | 91.70 | 19.68 | 6.45% | 33.26% | 25.42% | 0.63 | |
 AMTD | 6.76M | 0.96 | 0.23 | -55.94% | 106.14% | 12.95% | 0.17 |
Compare ETOR vs Peers
eToro Group Ltd. (ETOR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ETOR Income Statement
eToro Group Ltd. (ETOR) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|
Net Interest Income | -29K | 1.52M | -21.6M | -18.04M | -22.51M | 243.48M | 113.84M |
NII Growth % | - | 5348.28% | -1519.12% | 16.46% | -24.75% | 1181.76% | 2745.09% |
Net Interest Margin % | -0.01% | 0.13% | -0.9% | -2.25% | -1.89% | 13.59% | 6.12% |
Interest Income | 1.45M | 1.52M | 1.64M | 10.1M | 16.65M | 243.48M | 140.01M |
Interest Expense | 1.47M | 0 | 23.24M | 28.15M | 39.16M | 0 | 26.17M |
Loan Loss Provision | 62.95M | 0 | 5.95B | 3.44B | 11.9B | 63.48M | 5.78B |
Non-Interest Income | 548.66M | 943.91M | 6.33B | 3.87B | 12.61B | 662.44M | 6.56B |
Non-Interest Income % | 99.74% | 99.84% | 99.97% | 99.74% | 99.87% | 73.12% | 97.91% |
Total Revenue | 550.11M▲ 0% | 945.43M▲ 71.9% | 6.33B▲ 569.8% | 3.88B▼ 38.8% | 12.62B▲ 225.7% | 905.92M▼ 92.8% | 6.7B▲ 0% |
Revenue Growth % | - | 71.86% | 569.76% | -38.8% | 225.73% | -92.82% | -188.78% |
Non-Interest Expense | 398.52M | 1.19B | 548.82M | 357.91M | 410.25M | 589.04M | 604.18M |
Efficiency Ratio | 72.44% | 125.45% | 8.67% | 9.24% | 3.25% | 65.02% | 9.02% |
Operating Income | 87.17M▲ 0% | -240.65M▼ 376.1% | -187.47M▲ 22.1% | 46.8M▲ 125.0% | 270.27M▲ 477.5% | 253.4M▼ 6.2% | 291.38M▲ 0% |
Operating Margin % | 15.85% | -25.45% | -2.96% | 1.21% | 2.14% | 27.97% | 4.35% |
Operating Income Growth % | - | -376.06% | 22.1% | 124.96% | 477.53% | -6.24% | - |
Pretax Income | 85.73M▲ 0% | -266.3M▼ 410.6% | -214.87M▲ 19.3% | 27.73M▲ 112.9% | 245.62M▲ 785.7% | 253.4M▲ 3.2% | 282.06M▲ 0% |
Pretax Margin % | 15.58% | -28.17% | -3.39% | 0.72% | 1.95% | 27.97% | 4.21% |
Income Tax | 2.88M | -593K | 117K | 12.47M | 53.24M | 37.7M | 43.91M |
Effective Tax Rate % | 3.36% | 0.22% | -0.05% | 44.98% | 21.68% | 14.88% | 15.57% |
Net Income | 82.86M▲ 0% | -265.7M▼ 420.7% | -214.98M▲ 19.1% | 15.26M▲ 107.1% | 192.38M▲ 1160.8% | 215.7M▲ 12.1% | 238.15M▲ 0% |
Net Margin % | 15.06% | -28.1% | -3.4% | 0.39% | 1.52% | 23.81% | 3.56% |
Net Income Growth % | - | -420.68% | 19.09% | 107.1% | 1160.77% | 12.12% | - |
Net Income (Continuing) | 82.86M | -265.7M | -214.98M | 15.26M | 192.38M | 215.7M | 238.15M |
EPS (Diluted) | 1.01▲ 0% | -15.18▼ 1603.0% | -11.45▲ 24.6% | 0.72▲ 106.3% | 8.76▲ 1116.7% | 2.27▼ 74.1% | 2.53▲ 0% |
EPS Growth % | - | -1602.97% | 24.57% | 106.29% | 1116.67% | -74.09% | - |
EPS (Basic) | 1.01 | -15.18 | -11.45 | 0.80 | 9.85 | 2.58 | - |
Diluted Shares Outstanding | 81.92M | 17.5M | 18.77M | 21.33M | 21.95M | 95.13M | 94.18M |
ETOR Balance Sheet
eToro Group Ltd. (ETOR) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 1.4B | 0 | 358.96M | 388.33M | 3.63B | 1.28B | 4.96B |
Cash & Due from Banks | 1.4B | 259.59M | 284.58M | 388.33M | 3.57B | 1.07B | 1.05B |
Short Term Investments | 0 | 0 | 74.37M | 0 | 65M | 202.69M | 228.25M |
Total Investments | 0 | 0 | 74.37M | 0 | 65M | 276.98M | 300.58M |
Investments Growth % | - | - | - | -100% | - | 326.13% | 621.62% |
Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 74.29M | 146.62M |
Accounts Receivables | 12.38M | 0 | 5.25M | 1.51M | 3.04M | 26.82M | 8.95M |
Goodwill & Intangibles | 6.53M | 6.13M | 33.35M | 30.82M | 46.35M | 43.21M | 42.51M |
Goodwill | 1.6M | 0 | 7.44M | 7.44M | 18.68M | 0 | 0 |
Intangible Assets | 4.93M | 6.13M | 25.91M | 23.38M | 27.67M | 43.21M | 42.51M |
PP&E (Net) | 25.87M | 37.25M | 8.81M | 38.22M | 49.41M | 49.23M | 34.38M |
Other Assets | 213K | 1.09B | 45.38M | 10.55M | 11.63M | 310.35M | 413.39M |
Total Current Assets | 496.86M | 0 | 2.3B | 711.15M | 1.08B | 1.3B | 1.28B |
Total Non-Current Assets | 34.51M | 1.13B | 97.47M | 89.01M | 116.04M | 488.87M | 574.12M |
Total Assets | 531.37M▲ 0% | 1.13B▲ 113.6% | 2.4B▲ 111.5% | 800.16M▼ 66.7% | 1.19B▲ 48.9% | 1.79B▲ 50.4% | 1.86B▲ 0% |
Asset Growth % | - | 113.59% | 111.51% | -66.67% | 48.89% | 50.36% | 98.41% |
Return on Assets (ROA) | 15.59% | -31.89% | -12.16% | 0.95% | 19.32% | 14.46% | 13.23% |
Accounts Payable | 4.75M | 0 | 8.62M | 1.25M | 4.2M | 0 | 0 |
Total Debt | 24.43M | 0 | 45.86M | 36.46M | 48.3M | 102.95M | 33.67M |
Net Debt | -1.38B | -259.59M | -238.72M | -351.88M | -3.52B | -970.02M | -1.01B |
Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 48.48M | 0 |
Short-Term Debt | 0 | 0 | 7M | 0 | 0 | 5.98M | 5.46M |
Other Liabilities | 1.07M | 553.55M | 2M | 1.82M | 6.91M | 289.15M | 443.71M |
Total Current Liabilities | 121.97M | 0 | 1.84B | 164.9M | 305.57M | 5.98M | 5.46M |
Total Non-Current Liabilities | 23.31M | 553.55M | 40.84M | 37.71M | 53.42M | 390.78M | 476.41M |
Total Liabilities | 145.28M | 553.55M | 1.89B | 202.6M | 358.99M | 396.76M | 481.88M |
Total Equity | 386.09M▲ 0% | 581.38M▲ 50.6% | 515.43M▼ 11.3% | 597.56M▲ 15.9% | 832.38M▲ 39.3% | 1.39B▲ 67.5% | 1.38B▲ 0% |
Equity Growth % | - | 50.58% | -11.34% | 15.93% | 39.3% | 67.54% | 121.48% |
Equity / Assets (Capital Ratio) | 72.66% | 51.23% | 21.47% | 74.68% | 69.87% | 77.85% | 74.08% |
Return on Equity (ROE) | 21.46% | -54.93% | -39.2% | 2.74% | 26.91% | 19.37% | 17.42% |
Book Value per Share | 4.71 | 33.21 | 27.46 | 28.01 | 37.92 | 14.66 | 14.62 |
Tangible BV per Share | 4.63 | 32.86 | 25.68 | 26.57 | 35.81 | 14.21 | 14.17 |
Common Stock | 0 | 0 | 364.41M | 0 | 0 | 1.27B | 1.28B |
Additional Paid-in Capital | 177.85M | 232.91M | 0 | 830.92M | 871.49M | 0 | 0 |
Retained Earnings | 208.24M | -57.64M | 0 | -239.83M | -47.45M | 168.25M | 250.65M |
Accumulated OCI | 0 | 0 | -255.09M | 0 | 1.87M | 14.53M | 10.97M |
Treasury Stock | 0 | 0 | 0 | -2.63M | -2.63M | -62.09M | -165.16M |
Preferred Stock | 0 | 406.11M | 156.11M | 0 | 0 | 0 | 0 |
ETOR Cash Flow Statement
eToro Group Ltd. (ETOR) cash flow — operating, investing & free cash flow history
| Metric | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|
Cash from Operations | -60.49M | 0 | 346.98M | 111.83M | 268.58M | 262.52M | 314.13M |
Operating CF Growth % | - | 100% | - | -67.77% | 140.16% | -2.25% | 79.07% |
Net Income | 82.86M | -265.7M | -214.98M | 15.26M | 192.38M | 215.7M | 238.15M |
Depreciation & Amortization | 5.88M | 0 | 9.33M | 12.26M | 11.34M | 12.97M | 13.18M |
Deferred Taxes | 2.88M | 0 | 117K | 0 | 0 | 0 | 17.42M |
Other Non-Cash Items | 12.34M | 56.23M | 66.1M | 0 | -3.45M | 60.67M | 143.11M |
Working Capital Changes | -169.2M | 0 | 359.27M | 18.5M | 41.16M | -26.82M | -105.57M |
Cash from Investing | -2.89M | 0 | -24.92M | -1.42M | -68.53M | -87.85M | -136.09M |
Purchase of Investments | 0 | 0 | 0 | -996K | -546K | -427.76M | -459.5M |
Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 345.39M | 261.76M |
Net Investment Activity | 0 | 0 | 0 | -996K | -546K | -82.37M | -197.74M |
Acquisitions | 0 | 0 | -20.44M | 0 | -609K | 0 | 0 |
Other Investing | -70K | 0 | -1.11M | 0 | -65M | 0 | 68.43M |
Cash from Financing | -2.81M | 0 | -291.38M | -10.74M | -3.19M | 319.95M | 222.08M |
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Share Repurchases | 0 | 0 | 0 | 0 | 0 | -59.55M | -165.13M |
Stock Issued | 0 | 0 | 0 | 2.34M | 929K | 384.07M | 388.71M |
Net Stock Activity | 0 | 0 | 0 | 2.34M | 929K | 324.52M | 223.57M |
Debt Issuance (Net) | -1000K | 0 | -1000K | -1000K | -1000K | 0 | -2M |
Other Financing | -1.01M | 0 | 829K | -9.63M | 0 | -4.57M | 701.32K |
Net Change in Cash | -66.08M▲ 0% | -71.12M▼ 7.6% | 22.03M▲ 131.0% | 103.75M▲ 371.0% | 187.06M▲ 80.3% | 489.31M▲ 161.6% | 381.47M▲ 0% |
Exchange Rate Effect | 115K | 0 | -8.65M | 4.07M | -9.8M | -5.32M | -18.65M |
Cash at Beginning | 137.19M | 71.12M | 262.56M | 284.58M | 388.33M | 583.66M | 1.08B |
Cash at End | 71.12M | 0 | 284.58M | 388.33M | 575.39M | 1.07B | 1.05B |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | -63.31M▲ 0% | 0▲ 100.0% | 342.75M▲ 0% | 111.41M▼ 67.5% | 266.21M▲ 138.9% | 257.68M▼ 3.2% | 306.97M▲ 0% |
FCF Growth % | - | 100% | - | -67.5% | 138.95% | -3.2% | - |
ETOR Banking Ratios
eToro Group Ltd. (ETOR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|
Return on Equity (ROE) | -54.93% | -39.2% | 2.74% | 26.91% | 19.37% | 17.42% |
Return on Assets (ROA) | -31.89% | -12.16% | 0.95% | 19.32% | 14.46% | 13.23% |
Net Interest Margin | 0.13% | -0.9% | -2.25% | -1.89% | 13.59% | 6.12% |
Efficiency Ratio | 125.45% | 8.67% | 9.24% | 3.25% | 65.02% | 9.02% |
Equity / Assets | 51.23% | 21.47% | 74.68% | 69.87% | 77.85% | 74.08% |
Book Value / Share | 33.21 | 27.46 | 28.01 | 37.92 | 14.66 | 14.62 |
NII Growth | 5348.28% | -1519.12% | 16.46% | -24.75% | 1181.76% | - |
Dividend Payout | - | - | - | - | - | 0% |
Related:ETOR Dividend History·ETOR Revenue History·ETOR Price History·ETOR P/E History·ETOR Financial Ratios·ETOR Institutional Holders
ETOR Frequently Asked Questions
eToro Group Ltd. (ETOR) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
eToro Group Ltd. (ETOR) saw revenue decline by 92.8% over the past year.
Yes, eToro Group Ltd. (ETOR) is profitable, generating $238.1M in net income for fiscal year 2025 (23.8% net margin).
Dividend & Returns
eToro Group Ltd. (ETOR) has a return on equity (ROE) of 19.4%. This is reasonable for most industries.
Industry Metrics
eToro Group Ltd. (ETOR) has a net interest margin (NIM) of 13.6%. This indicates healthy earnings from lending activities.
eToro Group Ltd. (ETOR) has an efficiency ratio of 65.0%. This is higher than peers, suggesting room for cost optimization.