eToro Group Ltd.(ETOR)Earnings, Financials & Key Ratios
ETOR•NASDAQ•Banking & Credit
$38.61
$1.82B mkt cap·4.4× P/E·Price updated May 6, 2026
AbouteToro Group Ltd. is an Israeli-based financial technology company founded in 2007. It operates a multi-asset investment platform that combines social networking features with trading capabilities, allowing users to trade stocks, cryptocurrencies, commodities, and more. As of December 31, 2024, eToro had approximately 3.5 million funded accounts across 75 countries.Show more
- Net Interest Income-$23M-24.7%
- Total Revenue$12.62B+225.7%
- Net Income$192M+1160.8%
- Return on Equity26.91%+881.3%
- Net Interest Margin-1.89%+16.2%
- Efficiency Ratio3.25%-64.8%
- ROA19.32%+1926.2%
- Equity / Assets69.87%-6.4%
- Book Value per Share37.92+35.4%
- Tangible BV/Share35.81+34.8%
- Debt/Equity0.06-4.9%
ETOR Key Insights
eToro Group Ltd. (ETOR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Efficient operations: 3.2% efficiency ratio
- ✓Well capitalized: 69.9% equity/assets
- ✓Diversified revenue: 99.9% from non-interest income
- ✓Trading at only 1.0x book value
✗Weaknesses
- ✗Weak NIM of -1.9%
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ETOR Price & Volume
eToro Group Ltd. (ETOR) stock price & volume — 10-year historical chart
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ETOR Growth Metrics
eToro Group Ltd. (ETOR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years137.24%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-
Return on Capital
10 Years0.42%
5 Years0.42%
3 Years3.23%
Last Year35.54%
ETOR Recent Earnings
eToro Group Ltd. (ETOR) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 4/4 qtrs (100%)●Beat Revenue 4/4 qtrs (100%)
Q1 2026Latest
Feb 17, 2026EPS
$0.71
Est $0.65
+9.2%
Revenue
$227M
Est $218M
+3.9%
Q4 2025
Nov 10, 2025EPS
$0.60
Est $0.52
+15.4%
Revenue
$4.1B
Est $226M
+1715.7%
Q3 2025
Aug 12, 2025EPS
$0.56
Est $0.49
+14.3%
Revenue
$2.1B
Est $203M
+926.1%
Q3 2025
Jun 10, 2025EPS
$0.69
Est $0.55
+26.1%
Revenue
$3.8B
Est $214M
+1653.2%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 17, 2026 | $0.71vs $0.65+9.2% | $227Mvs $218M+3.9% |
| Q4 2025 | Nov 10, 2025 | $0.60vs $0.52+15.4% | $4.1Bvs $226M+1715.7% |
| Q3 2025 | Aug 12, 2025 | $0.56vs $0.49+14.3% | $2.1Bvs $203M+926.1% |
| Q3 2025 | Jun 10, 2025 | $0.69vs $0.55+26.1% | $3.8Bvs $214M+1653.2% |
Based on last 4 quarters of dataView full earnings history →
ETOR Peer Comparison
eToro Group Ltd. (ETOR) competitors in Wealth Management Platforms — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HOOD | 71.21B | 79.05 | 38.56 | 51.58% | 21.38% | 1.68 | ||
 IBKR | 38.79B | 87.04 | 39.21 | 9.83% | 5.18% | 0.00 | ||
 FUTU | 59.73B | 168.00 | 33.86 | 35.79% | 26.38% | 0.31 | ||
 UP | 217.73M | 6.01 | -0.72 | -7.02% | -39.95% | |||
 TIGR | 676.45M | 6.93 | 19.25 | 43.68% | 17.64% | 0.27 | ||
 MKTX | 5.53B | 148.84 | 20.45 | 8.58% | 15.79% | 0.05 | ||
 SCHW | 163.74B | 92.15 | 30.82 | 1.87% | 291.38% | 0.93 | ||
 AMTD | 7.15M | 1.01 | 0.24 | -55.94% | 12.95% | 0.17 |
Compare ETOR vs Peers
eToro Group Ltd. (ETOR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ETOR Income Statement
eToro Group Ltd. (ETOR) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Net Interest Income | -29K | 1.52M | -21.6M | -18.04M | -22.51M | -19M |
| NII Growth % | - | 5348.28% | -1519.12% | 16.46% | -24.75% | 28.12% |
| Net Interest Margin % | -0.01% | 0.13% | -0.9% | -2.25% | -1.89% | -1.05% |
| Interest Income | 1.45M | 1.52M | 1.64M | 10.1M | 16.65M | 25.89M |
| Interest Expense | 1.47M | 0 | 23.24M | 28.15M | 39.16M | 44.88M |
| Loan Loss Provision | 62.95M | 0 | 5.95B | 3.44B | 11.9B | 14.96B |
| Non-Interest Income | 548.66M | 943.91M | 6.33B | 3.87B | 12.61B | 15.76B |
| Non-Interest Income % | 99.74% | 99.84% | 99.97% | 99.74% | 99.87% | 99.84% |
| Total Revenue | 550.11M▲ 0% | 945.43M▲ 71.9% | 6.33B▲ 569.8% | 3.88B▼ 38.8% | 12.62B▲ 225.7% | 15.78B▲ 0% |
| Revenue Growth % | - | 71.86% | 569.76% | -38.8% | 225.73% | 10.98% |
| Non-Interest Expense | 398.52M | 1.19B | 548.82M | 357.91M | 410.25M | 489.87M |
| Efficiency Ratio | 72.44% | 125.45% | 8.67% | 9.24% | 3.25% | 3.1% |
| Operating Income | 87.17M▲ 0% | -240.65M▼ 376.1% | -187.47M▲ 22.1% | 46.8M▲ 125.0% | 270.27M▲ 477.5% | 287.36M▲ 0% |
| Operating Margin % | 15.85% | -25.45% | -2.96% | 1.21% | 2.14% | 1.82% |
| Operating Income Growth % | - | -376.06% | 22.1% | 124.96% | 477.53% | - |
| Pretax Income | 85.73M▲ 0% | -266.3M▼ 410.6% | -214.87M▲ 19.3% | 27.73M▲ 112.9% | 245.62M▲ 785.7% | 266.23M▲ 0% |
| Pretax Margin % | 15.58% | -28.17% | -3.39% | 0.72% | 1.95% | 1.69% |
| Income Tax | 2.88M | -593K | 117K | 12.47M | 53.24M | 60.09M |
| Effective Tax Rate % | 3.36% | 0.22% | -0.05% | 44.98% | 21.68% | 22.57% |
| Net Income | 82.86M▲ 0% | -265.7M▼ 420.7% | -214.98M▲ 19.1% | 15.26M▲ 107.1% | 192.38M▲ 1160.8% | 206.14M▲ 0% |
| Net Margin % | 15.06% | -28.1% | -3.4% | 0.39% | 1.52% | 1.31% |
| Net Income Growth % | - | -420.68% | 19.09% | 107.1% | 1160.77% | - |
| Net Income (Continuing) | 82.86M | -265.7M | -214.98M | 15.26M | 192.38M | 206.14M |
| EPS (Diluted) | 1.01▲ 0% | -15.18▼ 1603.0% | -11.45▲ 24.6% | 0.72▲ 106.3% | 8.76▲ 1116.7% | 2.05▲ 0% |
| EPS Growth % | - | -1602.97% | 24.57% | 106.29% | 1116.67% | - |
| EPS (Basic) | 1.01 | -15.18 | -11.45 | 0.80 | 9.85 | - |
| Diluted Shares Outstanding | 81.92M | 17.5M | 18.77M | 21.33M | 21.95M | 100.4M |
ETOR Balance Sheet
eToro Group Ltd. (ETOR) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.4B | 0 | 358.96M | 388.33M | 3.63B | 6.78B |
| Cash & Due from Banks | 1.4B | 259.59M | 284.58M | 388.33M | 3.57B | 1.09B |
| Short Term Investments | 0 | 0 | 74.37M | 0 | 65M | 131M |
| Total Investments | 0 | 0 | 74.37M | 0 | 65M | 131M |
| Investments Growth % | - | - | - | -100% | - | 0% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables | 12.38M | 0 | 5.25M | 1.51M | 3.04M | 0 |
| Goodwill & Intangibles | 6.53M | 6.13M | 33.35M | 30.82M | 46.35M | 44.42M |
| Goodwill | 1.6M | 0 | 7.44M | 7.44M | 18.68M | 0 |
| Intangible Assets | 4.93M | 6.13M | 25.91M | 23.38M | 27.67M | 44.42M |
| PP&E (Net) | 25.87M | 37.25M | 8.81M | 38.22M | 49.41M | 46.9M |
| Other Assets | 213K | 1.09B | 45.38M | 10.55M | 11.63M | 11.59M |
| Total Current Assets | 496.86M | 0 | 2.3B | 711.15M | 1.08B | 1.69B |
| Total Non-Current Assets | 34.51M | 1.13B | 97.47M | 89.01M | 116.04M | 113.22M |
| Total Assets | 531.37M▲ 0% | 1.13B▲ 113.6% | 2.4B▲ 111.5% | 800.16M▼ 66.7% | 1.19B▲ 48.9% | 1.8B▲ 0% |
| Asset Growth % | - | 113.59% | 111.51% | -66.67% | 48.89% | 0% |
| Return on Assets (ROA) | 15.59% | -31.89% | -12.16% | 0.95% | 19.32% | 11.45% |
| Accounts Payable | 4.75M | 0 | 8.62M | 1.25M | 4.2M | 5.76M |
| Total Debt | 24.43M | 0 | 45.86M | 36.46M | 48.3M | 96.34M |
| Net Debt | -1.38B | -259.59M | -238.72M | -351.88M | -3.52B | -997.13M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 45.33M |
| Short-Term Debt | 0 | 0 | 7M | 0 | 0 | 5.69M |
| Other Liabilities | 1.07M | 553.55M | 2M | 1.82M | 6.91M | 10.49M |
| Total Current Liabilities | 121.97M | 0 | 1.84B | 164.9M | 305.57M | 364.57M |
| Total Non-Current Liabilities | 23.31M | 553.55M | 40.84M | 37.71M | 53.42M | 58M |
| Total Liabilities | 145.28M | 553.55M | 1.89B | 202.6M | 358.99M | 422.58M |
| Total Equity | 386.09M▲ 0% | 581.38M▲ 50.6% | 515.43M▼ 11.3% | 597.56M▲ 15.9% | 832.38M▲ 39.3% | 1.38B▲ 0% |
| Equity Growth % | - | 50.58% | -11.34% | 15.93% | 39.3% | 49.72% |
| Equity / Assets (Capital Ratio) | 72.66% | 51.23% | 21.47% | 74.68% | 69.87% | 76.53% |
| Return on Equity (ROE) | 21.46% | -54.93% | -39.2% | 2.74% | 26.91% | 14.96% |
| Book Value per Share | 4.71 | 33.21 | 27.46 | 28.01 | 37.92 | 13.73 |
| Tangible BV per Share | 4.63 | 32.86 | 25.68 | 26.57 | 35.81 | 13.28 |
| Common Stock | 0 | 0 | 364.41M | 0 | 0 | 0 |
| Additional Paid-in Capital | 177.85M | 232.91M | 0 | 830.92M | 871.49M | 1.26B |
| Retained Earnings | 208.24M | -57.64M | 0 | -239.83M | -47.45M | 99.51M |
| Accumulated OCI | 0 | 0 | -255.09M | 0 | 1.87M | 14.71M |
| Treasury Stock | 0 | 0 | 0 | -2.63M | -2.63M | 0 |
| Preferred Stock | 0 | 406.11M | 156.11M | 0 | 0 | 0 |
ETOR Cash Flow Statement
eToro Group Ltd. (ETOR) cash flow — operating, investing & free cash flow history
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Cash from Operations | -60.49M | 0 | 346.98M | 111.83M | 268.58M | 268.58M |
| Operating CF Growth % | - | 100% | - | -67.77% | 140.16% | 76.35% |
| Net Income | 82.86M | -265.7M | -214.98M | 15.26M | 192.38M | 206.14M |
| Depreciation & Amortization | 5.88M | 0 | 9.33M | 12.26M | 11.34M | 12.25M |
| Deferred Taxes | 2.88M | 0 | 117K | 0 | 0 | 60.09M |
| Other Non-Cash Items | 12.34M | 56.23M | 66.1M | 0 | -3.45M | -62.9M |
| Working Capital Changes | -169.2M | 0 | 359.27M | 18.5M | 41.16M | 27.26M |
| Cash from Investing | -2.89M | 0 | -24.92M | -1.42M | -68.53M | -136.36M |
| Purchase of Investments | 0 | 0 | 0 | -996K | -546K | -200.5M |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | 0 | 0 | 0 | -996K | -546K | -200.5M |
| Acquisitions | 0 | 0 | -20.44M | 0 | -609K | 0 |
| Other Investing | -70K | 0 | -1.11M | 0 | -65M | 67.56M |
| Cash from Financing | -2.81M | 0 | -291.38M | -10.74M | -3.19M | 377.46M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | -875K |
| Stock Issued | 0 | 0 | 0 | 2.34M | 929K | 379.1M |
| Net Stock Activity | 0 | 0 | 0 | 2.34M | 929K | 378.22M |
| Debt Issuance (Net) | -1000K | 0 | -1000K | -1000K | -1000K | -4M |
| Other Financing | -1.01M | 0 | 829K | -9.63M | 0 | 3.69M |
| Net Change in Cash | -66.08M▲ 0% | -71.12M▼ 7.6% | 22.03M▲ 131.0% | 103.75M▲ 371.0% | 187.06M▲ 80.3% | 506.7M▲ 0% |
| Exchange Rate Effect | 115K | 0 | -1000K | 1000K | -1000K | 0 |
| Cash at Beginning | 137.19M | 71.12M | 262.56M | 284.58M | 388.33M | 987.86M |
| Cash at End | 71.12M | 0 | 284.58M | 388.33M | 575.39M | 1.09B |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -63.31M▲ 0% | 0▲ 100.0% | 342.75M▲ 0% | 111.41M▼ 67.5% | 266.21M▲ 138.9% | 254.04M▲ 0% |
| FCF Growth % | - | 100% | - | -67.5% | 138.95% | - |
ETOR Banking Ratios
eToro Group Ltd. (ETOR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Return on Equity (ROE) | -54.93% | -39.2% | 2.74% | 26.91% | 14.96% |
| Return on Assets (ROA) | -31.89% | -12.16% | 0.95% | 19.32% | 11.45% |
| Net Interest Margin | 0.13% | -0.9% | -2.25% | -1.89% | -1.05% |
| Efficiency Ratio | 125.45% | 8.67% | 9.24% | 3.25% | 3.1% |
| Equity / Assets | 51.23% | 21.47% | 74.68% | 69.87% | 76.53% |
| Book Value / Share | 33.21 | 27.46 | 28.01 | 37.92 | 13.73 |
| NII Growth | 5348.28% | -1519.12% | 16.46% | -24.75% | - |
| Dividend Payout | - | - | - | - | 0% |
ETOR Frequently Asked Questions
eToro Group Ltd. (ETOR) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
eToro Group Ltd. (ETOR) grew revenue by 225.7% over the past year. This is strong growth.
Yes, eToro Group Ltd. (ETOR) is profitable, generating $206.1M in net income for fiscal year 2024 (1.5% net margin).
Dividend & Returns
eToro Group Ltd. (ETOR) has a return on equity (ROE) of 26.9%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
eToro Group Ltd. (ETOR) has a net interest margin (NIM) of -1.9%. NIM has been under pressure due to interest rate environment.
eToro Group Ltd. (ETOR) has an efficiency ratio of 3.2%. This is excellent, indicating strong cost control.
Explore More ETOR
eToro Group Ltd. (ETOR) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates