| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| FFINFirst Financial Bankshares, Inc. | 4.68B | 32.65 | 20.93 | 18.79% | 30.24% | 14.14% | 6.26% | 0.12 |
| FHNFirst Horizon Corporation | 11.85B | 24.44 | 17.97 | 4.71% | 15.7% | 9.58% | 10.33% | 0.50 |
| AUBAtlantic Union Bankshares Corporation | 5.47B | 38.36 | 17.13 | 28.8% | 15.53% | 4.22% | 5.51% | 0.17 |
| UCBUnited Community Banks, Inc. | 4.09B | 33.91 | 16.62 | 14.65% | 17.05% | 8.83% | 7.4% | 0.13 |
| SNVSynovus Financial Corp. | 6.95B | 50.05 | 16.52 | 1.16% | 14.09% | 13.7% | 11.01% | 0.35 |
| PNFPPinnacle Financial Partners, Inc. | 14.67B | 97.65 | 16.38 | 15.32% | 16.65% | 9.1% | 5.5% | 0.39 |
| CADECadence Bank | 8.27B | 44.40 | 16.03 | 32.37% | 18.03% | 9.08% | 9.39% | 0.01 |
| ABCBAmeris Bancorp | 5.56B | 81.41 | 15.69 | 9.75% | 21.97% | 9.91% | 2.53% | 0.11 |
| Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|
| Net Interest Income | 41.57M | 44.17M | 46.46M |
| NII Growth % | - | 0.06% | 0.05% |
| Net Interest Margin % | - | - | - |
| Interest Income | 43.81M | 54.3M | 65.89M |
| Interest Expense | 2.24M | 10.13M | 19.43M |
| Loan Loss Provision | -396K | 649K | 1.53M |
| Non-Interest Income | 27.45M | 24.68M | 20.02M |
| Non-Interest Income % | - | - | - |
| Total Revenue | 71.25M | 78.98M | 85.91M |
| Revenue Growth % | - | 0.11% | 0.09% |
| Non-Interest Expense | 67.3M | 66.75M | 71.29M |
| Efficiency Ratio | - | - | - |
| Operating Income | 2.1M | 1.45M | -6.35M |
| Operating Margin % | - | - | - |
| Operating Income Growth % | - | -0.31% | -5.39% |
| Pretax Income | 2.1M | 1.45M | -6.35M |
| Pretax Margin % | - | - | - |
| Income Tax | -5K | 330K | -137K |
| Effective Tax Rate % | - | - | - |
| Net Income | 2.11M | 1.12M | -6.21M |
| Net Margin % | - | - | - |
| Net Income Growth % | - | -0.47% | -6.56% |
| Net Income (Continuing) | 2.11M | 1.12M | -6.21M |
| EPS (Diluted) | 0.12 | 0.06 | -0.37 |
| EPS Growth % | - | -0.46% | -6.71% |
| EPS (Basic) | 0.12 | 0.06 | -0.37 |
| Diluted Shares Outstanding | 17.25M | 17.25M | 17M |
| Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 60.74M | 87.11M | 98.84M |
| Short Term Investments | 1000K | 1000K | 1000K |
| Total Investments | 810.44M | 762.14M | 877.24M |
| Investments Growth % | - | -0.06% | 0.15% |
| Long-Term Investments | 566.33M | 682.24M | 777.12M |
| Accounts Receivables | 1000K | 1000K | 1000K |
| Goodwill & Intangibles | - | - | - |
| Goodwill | 5.79M | 5.79M | 0 |
| Intangible Assets | 8.9M | 2.23M | 1.08M |
| PP&E (Net) | 46.83M | 51.45M | 54.15M |
| Other Assets | 67.86M | 208.19M | 181.75M |
| Total Current Assets | 311.57M | 175.03M | 206.84M |
| Total Non-Current Assets | 695.7M | 949.9M | 1.01B |
| Total Assets | 1.01B | 1.12B | 1.22B |
| Asset Growth % | - | 0.12% | 0.09% |
| Return on Assets (ROA) | 0% | 0% | -0.01% |
| Accounts Payable | 20K | 524K | 380K |
| Total Debt | 30.1M | 172.2M | 73.5M |
| Net Debt | -30.64M | 85.09M | -25.34M |
| Long-Term Debt | 30.1M | 172.2M | 73.5M |
| Short-Term Debt | 0 | 0 | 0 |
| Other Liabilities | 33.6M | 26.18M | 20.06M |
| Total Current Liabilities | 791.55M | 769.81M | 801.12M |
| Total Non-Current Liabilities | 63.7M | 198.38M | 93.56M |
| Total Liabilities | 855.25M | 968.2M | 894.68M |
| Total Equity | 152.02M | 156.74M | 326.25M |
| Equity Growth % | - | 0.03% | 1.08% |
| Equity / Assets (Capital Ratio) | - | - | - |
| Return on Equity (ROE) | 0.01% | 0.01% | -0.03% |
| Book Value per Share | 8.81 | 9.09 | 19.19 |
| Tangible BV per Share | - | - | - |
| Common Stock | 0 | 0 | 198K |
| Additional Paid-in Capital | 0 | 0 | 193.57M |
| Retained Earnings | 171.01M | 172.13M | 165.91M |
| Accumulated OCI | -18.99M | -15.39M | -16.21M |
| Treasury Stock | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 |
| Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|
| Cash from Operations | 47.25M | -7M | -3.98M |
| Operating CF Growth % | - | -1.15% | 0.43% |
| Net Income | 2.11M | 1.12M | -6.21M |
| Depreciation & Amortization | 5.23M | 4.17M | 3.04M |
| Deferred Taxes | 393K | -916K | -116K |
| Other Non-Cash Items | 46.14M | -11.17M | -399K |
| Working Capital Changes | -6.63M | -212K | -1.06M |
| Cash from Investing | -232.87M | -84.1M | -87.58M |
| Purchase of Investments | -252.83M | -17.3M | -35.42M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K |
| Net Investment Activity | - | - | - |
| Acquisitions | 0 | 0 | 0 |
| Other Investing | -11.56M | -102.61M | -88.21M |
| Cash from Financing | -56.86M | 117.48M | 103.3M |
| Dividends Paid | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | -12.06M |
| Stock Issued | 0 | 0 | 187.85M |
| Net Stock Activity | - | - | - |
| Debt Issuance (Net) | -1000K | 1000K | -1000K |
| Other Financing | -39.26M | -24.62M | 26.22M |
| Net Change in Cash | -242.47M | 26.37M | 11.74M |
| Exchange Rate Effect | 0 | 0 | 0 |
| Cash at Beginning | 303.21M | 60.74M | 87.11M |
| Cash at End | 60.74M | 87.11M | 98.84M |
| Interest Paid | 2.24M | 9.63M | 19.58M |
| Income Taxes Paid | 50K | 0 | 1.24M |
| Free Cash Flow | 44.82M | -14.04M | -9.21M |
| FCF Growth % | - | -1.31% | 0.34% |
| Metric | 2022 | 2023 | 2024 |
|---|---|---|---|
| Return on Equity (ROE) | 1.39% | 0.72% | -2.57% |
| Return on Assets (ROA) | 0.21% | 0.1% | -0.53% |
| Net Interest Margin | 4.13% | 3.93% | 3.8% |
| Efficiency Ratio | 94.45% | 84.52% | 82.99% |
| Equity / Assets | 15.09% | 13.93% | 26.72% |
| Book Value / Share | 8.81 | 9.09 | 19.19 |
| NII Growth | - | 6.26% | 5.18% |
FB Bancorp, Inc. Common Stock (FBLA) grew revenue by 8.8% over the past year. This is steady growth.
FB Bancorp, Inc. Common Stock (FBLA) reported a net loss of $2.7M for fiscal year 2024.
FB Bancorp, Inc. Common Stock (FBLA) has a return on equity (ROE) of -2.6%. Negative ROE indicates the company is unprofitable.
FB Bancorp, Inc. Common Stock (FBLA) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.
FB Bancorp, Inc. Common Stock (FBLA) has an efficiency ratio of 83.0%. This is higher than peers, suggesting room for cost optimization.