First Citizens BancShares, Inc.

First Citizens Bancshares delivered strong Q3 results, beating earnings estimates and announcing a $1.2 billion buyback authorization. FCNCA's aggressive reserve policy is supported by stable credit trends, but low allowance coverage remains a key risk if the economy weakens. Deposit and loan growth remain robust, aided by acquisitions and commercial banking strength, though net interest margin faces ongoing compression.

First Citizens BancShares, Inc. (FCNCA) Q3 2026 Earnings Call Transcript

Although the revenue and EPS for First Citizens (FCNCA) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

First Citizens BancShares (FCNCA) came out with quarterly earnings of $55.37 per share, beating the Zacks Consensus Estimate of $46.61 per share. This compares to earnings of $44.62 per share a year ago.