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FIHLFidelis Insurance Holdings Limited
$23.06$2.4B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
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FIHL logo

Fidelis Insurance Holdings Limited

FIHL
NYSE · Diversified Insurance
$23.06
At close - Aug 19, 4:00 PM EDT - USD
Market Cap$2.45B
P/E10.9x
52W High$24.06
Volume553.89K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2025Q4

Volatile Underwriting Performance Masks Structural Capital Strength

Fidelis Insurance Holdings Limited presents a complex investment profile characterized by significant underwriting volatility, as evidenced by a combined ratio that swung from 108.7% in 2025Q1 to 76.2% in 2025Q4. While the company maintains a robust capital ba...

GrowthMixed
ProfitabilityStrained
ValuationAttractive
TechnicalsStrong
Explore valuation models
MARKET ACTION

FIHL price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

8/12 Beats

EPS beat 8 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 78 · Avg

Average momentum (RS Rating: 78)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Aug 13

Market performance

Price History →

Trailing total returns as of 10/3/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
FIHL+24.36%
S&P 500 (^GSPC)+11.83%
1-Year Return
FIHL+36.39%
S&P 500 (^GSPC)+14.29%
3-Year Return
FIHL+73.73%
S&P 500 (^GSPC)+78.79%
5-Year Return
FIHL+93.80%
S&P 500 (^GSPC)+75.94%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
10.9x
Forward P/EExpansion
6.9x
EV/EBITDA67th %ile
6.3x
FCF YieldCash Flow
N/A

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
10.9x
9.3x
67th· Fair
EV/EBITDA
6.3x
5.2x
67th· Fair
Price/FCF
N/A
3.4x
N/A
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$9.57-58.5%
Base (Fair)$22.93-0.6%
Bull$42.08+82.5%
$9.57 Bear$22.93 Base$42.08 Bull
Current Market Price: $23.06
Trades at a 0.6% premium to Base DCF ($22.93)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$2.5B+3.3% YoY
Net income
$226M+99.0% YoY
Free cash flow
-$410M-166.7% YoY
Operating margin
11%+5.4 pts YoY
ROIC (TTM)10%
Avg ROIC 5Y-
ROE (TTM)9.3%
Piotroski Score5 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate8/12 (67%)
Revenue Beat Rate4/12 (33%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026Latest
May 13, 2026
-$0.41-154.7%
vs $0.75
$611M-32.4%
vs $903M
Q1 2026
Feb 25, 2026
$1.09+2.8%
vs $1.06
$978M+34.9%
vs $725M
Q4 2025
Nov 12, 2025
$1.21+0.0%
vs $1.21
$650M-3.9%
vs $677M
Q3 2025
Aug 13, 2025
$0.12+200.0%
vs -$0.12
$584M-21.1%
vs $740M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

1 Stories
MarketBeat·Aug 13, 2026
Fidelis Insurance Q2 Earnings Call Highlights

Fidelis Insurance NYSE: FIHL, operating as Pelagos Insurance Capital, reported second-quarter operating net income of $29 million, or $0.34 per diluted common share, as higher large-loss activity pushed its quarterly combined ratio to 99.5%.

Filtered for Fidelis Insurance Holdings LimitedMore Headlines
04

Compare before deciding

Benchmark FIHL against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Fidelis Insurance Holdings Limited (FIHL)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
FIHL logoFIHLFidelis Insurance Holdings LimitedCurrent
$23.06$2.45B10.933.26%9.02%9.3%2.12%
RNR logoRNRRenaissanceRe Holdings Ltd.
$322.99$13.42B5.709.45%24.71%13.88%—
ACGL logoACGLArch Capital Group Ltd.
$94.26$32.93B8.1114.27%24.44%19.52%—
MKL logoMKLMarkel Corporation
$1726.11$21.39B10.20-0.96%13.17%12.13%—
GLRE logoGLREGreenlight Capital Re, Ltd.
$14.69$487.21M6.777.47%7.68%7.28%—
SIGI logoSIGISelective Insurance Group, Inc.
$84.90$5.06B11.359.78%9.11%13.87%—

Compare FIHL vs Peers

Fidelis Insurance Holdings Limited (FIHL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs RNR

Most directly comparable listed peer for FIHL.

Scale Benchmark

vs CB

Larger-name benchmark to compare FIHL against a more recognizable public peer.

Peer Set

Compare Top 5

vs RNR, ACGL, MKL, GLRE

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FIHL Frequently Asked Questions

Fidelis Insurance Holdings Limited (FIHL) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Fidelis Insurance Holdings Limited growing?

Fidelis Insurance Holdings Limited (FIHL) grew revenue by 3.3% over the past year. Growth has been modest.

Is FIHL profitable?

Yes, Fidelis Insurance Holdings Limited (FIHL) is profitable, generating $225.5M in net income for fiscal year 2025 (9.0% net margin).

Dividend & Returns
Does FIHL pay dividends?

Yes, Fidelis Insurance Holdings Limited (FIHL) pays a dividend with a yield of 2.12%. This makes it attractive for income-focused investors.

What is FIHL's return on equity?

Fidelis Insurance Holdings Limited (FIHL) has a return on equity (ROE) of 9.3%. This is below average, suggesting room for improvement.

Industry Metrics
What is Fidelis Insurance Holdings Limited's combined ratio?

Fidelis Insurance Holdings Limited (FIHL) has a combined ratio of 89.0%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in FIHL back in 2020?

Total return calculator · dividends reinvested · 6+ years of data

See returns →