Financial Institutions (FISI) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Financial Institutions, Inc. (FISI) demonstrates steady net interest income growth, up 8.6% YoY to $53.4M in 2026Q2, but the net interest margin remains stagnant at 0.8% for four consecutive quarters, indicating persistent deposit cost pressure. The company's ...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 23, 2026 | $1.04+11.8% vs $0.93 | $64M+1.2% vs $64M |
Q2 2026 Apr 23, 2026 | $1.04+13.0% vs $0.92 | $63M-0.2% vs $63M |
Q2 2026 Mar 9, 2026 | $0.98 vs — | $97M vs — |
Q1 2026 Jan 29, 2026 | $0.96+1.1% vs $0.95 | $64M+1.8% vs $63M |
Financial Institutions (FISI) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

Connor Clark and Lunn Investment Management Ltd. acquired a new stake in Financial Institutions, Inc. (NASDAQ: FISI) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund acquired 41,541 shares of the bank's stock, valued at approximately $1,619,000. Connor Clark
WARSAW, N.Y., Aug. 26, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, announced that today its Board of Directors approved a quarterly cash dividend of $0.32 per outstanding common share.
Benchmark FISI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Financial Institutions, Inc. (FISI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $40.32 | $793.75M | 11.17 | 113.87% | 19.81% | 12.5% | 3.02% | |
| $50.85 | $2.64B | 15.27 | 14.54% | 22.65% | 11.26% | — | |
| $45.94 | $2.69B | 12.42 | 77.36% | 19.84% | 11.01% | — | |
| $31.20 | $1.57B | 21.08 | 19.23% | 26.13% | 10.11% | — | |
| $28.02 | $854.49M | -6.66 | -3.06% | -6.43% | -3.36% | — | |
| $55.96 | $952.89M | 17.22 | 9.38% | 26.95% | 9.62% | — |
Financial Institutions, Inc. (FISI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Financial Institutions, Inc. (FISI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 23, 2026·SEC
May 21, 2026·SEC
May 20, 2026·SEC
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Financial Institutions, Inc. (FISI) stock FAQ — growth, dividends, profitability & financials explained
Financial Institutions, Inc. (FISI) grew revenue by 113.9% over the past year. This is strong growth.
Yes, Financial Institutions, Inc. (FISI) is profitable, generating $82.6M in net income for fiscal year 2025 (19.8% net margin).
Yes, Financial Institutions, Inc. (FISI) pays a dividend with a yield of 3.02%. This makes it attractive for income-focused investors.
Financial Institutions, Inc. (FISI) has a return on equity (ROE) of 12.5%. This is reasonable for most industries.
Financial Institutions, Inc. (FISI) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Financial Institutions, Inc. (FISI) has an efficiency ratio of 37.6%. This is excellent, indicating strong cost control.