Financial Institutions, Inc. (FISI) demonstrates steady net interest income growth, up 8.6% YoY to $53.4M in 2026Q2, but the net interest margin remains stagnant at 0.8% for four consecutive quarters, indicating persistent deposit cost pressure.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 29, 2026 | $0.99-5.7% vs $1.05 | $65M-2.7% vs $67M |
Q3 2026 Jul 23, 2026 | $1.04+11.8% vs $0.93 | $64M+1.2% vs $64M |
Q2 2026 Apr 23, 2026 | $1.04+13.0% vs $0.92 | $63M-0.2% vs $63M |
Q1 2026 Jan 29, 2026 | $0.96+1.1% vs $0.95 | $64M+1.8% vs $63M |
Financial Institutions, Inc. (NASDAQ: FISI - Get Free Report) crossed above its 200-day moving average during trading on Wednesday. The stock has a 200-day moving average of $38.00 and traded as high as $38.74. Financial Institutions shares last traded at $38.63, with a volume of 118,187 shares trading hands. Wall Street Analysts Forecast Growth A number
Financial Institutions, Inc. (NASDAQ: FISI - Get Free Report) shares passed above its two hundred day moving average during trading on Tuesday. The stock has a two hundred day moving average of $37.68 and traded as high as $39.95. Financial Institutions shares last traded at $39.28, with a volume of 95,718 shares changing hands. Analyst Upgrades
WARSAW, N.Y., Oct. 01, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for the third quarter ending September 30, 2026, after the market closes on October 29, 2026.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?
Benchmark FISI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Financial Institutions, Inc. (FISI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $39.73 | $782.14M | 9.63 | 113.87% | 42.7% | 10.47% | 3.06% | |
| $52.83 | $2.75B | 12.68 | 14.54% | 28.98% | 11.31% | 2.7% | |
| $44.64 | $2.62B | 11.03 | 77.36% | 30.01% | 11.1% | 2.16% | |
| $32.42 | $1.63B | 10.88 | 19.23% | 55.02% | 9.42% | 1.96% | |
| $33.81 | $1.03B | 19.38 | -3.06% | 17.76% | 4.65% | 1.5% | |
| $57.30 | $975.7M | 14.68 | 9.38% | 42.23% | 10% | 2.63% |
Financial Institutions, Inc. (FISI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Financial Institutions, Inc. (FISI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 23, 2026·SEC
May 21, 2026·SEC
May 20, 2026·SEC
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Financial Institutions, Inc. (FISI) stock FAQ — growth, dividends, profitability & financials explained
Financial Institutions, Inc. (FISI) grew revenue by 48.4% over the trailing twelve months, compared with the twelve months before.
Yes. Financial Institutions, Inc. (FISI) earned $82.1M in net income over the trailing twelve months (a 42.7% net margin).
Yes. Financial Institutions, Inc. (FISI) pays a dividend that yields 3.06% at the current price, a moderate yield.
Financial Institutions, Inc. (FISI) had a return on equity (ROE) of 10.5% over the trailing twelve months. That is in line with the market's typical 10-15%.
Financial Institutions, Inc. (FISI) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Financial Institutions, Inc. (FISI) has an efficiency ratio of 58.0%. This is reasonable for a bank.
