| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| BCALSouthern California Bancorp | 608.64M | 18.83 | 85.59 | 45.45% | 2.94% | 11.23% | 8.17% | 0.17 |
| CWBCCommunity West Bancshares | 447.97M | 23.38 | 51.96 | 51.89% | 4.67% | 6.95% | 3.83% | 0.56 |
| GBCIGlacier Bancorp, Inc. | 6.29B | 48.39 | 28.80 | 11.64% | 15.27% | 6.57% | 3.34% | 1.18 |
| GBFHGBank Financial Holdings Inc. | 465.21M | 32.36 | 23.28 | 2% | 30.99% | 11.8% | 5.65% | 0.22 |
| BOHBank of Hawaii Corporation | 2.86B | 71.86 | 20.77 | 6.6% | 14.57% | 10.28% | 5.9% | 0.45 |
| HFWAHeritage Financial Corporation | 867.93M | 25.56 | 20.61 | 4.64% | 13.64% | 6.33% | 7.03% | 0.47 |
| HTBKHeritage Commerce Corp | 786.28M | 12.82 | 19.42 | 3.35% | 16.12% | 6.19% | 4.75% | 0.06 |
| NRIMNorthrim BanCorp, Inc. | 640.63M | 29.00 | 17.47 | 23.77% | 18.87% | 19.99% | 0.15 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Net Interest Income | 127.22M | 135.95M | 155.23M | 241.63M | 293.43M | 296.91M |
| NII Growth % | - | 0.07% | 0.14% | 0.56% | 0.21% | 0.01% |
| Net Interest Margin % | - | - | - | - | - | - |
| Interest Income | 155.84M | 156.84M | 169.35M | 266.82M | 413.68M | 459.54M |
| Interest Expense | 28.62M | 20.88M | 14.12M | 25.18M | 120.25M | 162.63M |
| Loan Loss Provision | 6.05M | 23.1M | 3M | 18.05M | 18.25M | 27.55M |
| Non-Interest Income | 70.97M | 143.17M | 118M | 81.1M | 71.52M | 80.53M |
| Non-Interest Income % | - | - | - | - | - | - |
| Total Revenue | 226.81M | 300.01M | 287.36M | 347.92M | 485.21M | 540.07M |
| Revenue Growth % | - | 0.32% | -0.04% | 0.21% | 0.39% | 0.11% |
| Non-Interest Expense | 170.2M | 198.86M | 218.39M | 230.66M | 215.22M | 254.78M |
| Efficiency Ratio | - | - | - | - | - | - |
| Operating Income | 21.94M | 57.16M | 51.84M | 74.02M | 131.48M | 95.11M |
| Operating Margin % | - | - | - | - | - | - |
| Operating Income Growth % | - | 1.61% | -0.09% | 0.43% | 0.78% | -0.28% |
| Pretax Income | 21.94M | 57.16M | 51.84M | 74.02M | 131.48M | 95.11M |
| Pretax Margin % | - | - | - | - | - | - |
| Income Tax | 1.44M | 9.58M | 8.68M | 14.84M | 27.95M | 19.48M |
| Effective Tax Rate % | - | - | - | - | - | - |
| Net Income | 20.5M | 47.59M | 43.16M | 59.18M | 103.53M | 75.63M |
| Net Margin % | - | - | - | - | - | - |
| Net Income Growth % | - | 1.32% | -0.09% | 0.37% | 0.75% | -0.27% |
| Net Income (Continuing) | 20.5M | 47.59M | 43.16M | 59.18M | 103.53M | 75.63M |
| EPS (Diluted) | 0.82 | 1.91 | 1.74 | 2.48 | 4.08 | 2.69 |
| EPS Growth % | - | 1.33% | -0.09% | 0.43% | 0.65% | -0.34% |
| EPS (Basic) | 0.82 | 1.91 | 1.74 | 2.55 | 4.15 | 2.76 |
| Diluted Shares Outstanding | 24.88M | 24.88M | 24.88M | 23.84M | 25.39M | 28.07M |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 144.53M | 201.98M | 668.46M | 343.53M | 479.36M | 615.92M |
| Short Term Investments | 0 | 1000K | 1000K | 1000K | 1000K | 1000K |
| Total Investments | 0 | 4.49B | 4.7B | 6.53B | 6.86B | 6.95B |
| Investments Growth % | - | - | 0.05% | 0.39% | 0.05% | 0.01% |
| Long-Term Investments | 0 | 4.02B | 4.13B | 6B | 6.34B | 6.95B |
| Accounts Receivables | 0 | 1000K | 1000K | 1000K | 1000K | 1000K |
| Goodwill & Intangibles | - | - | - | - | - | - |
| Goodwill | 33.05M | 33.05M | 33.05M | 93.48M | 93.48M | 93.48M |
| Intangible Assets | 40.57M | 38.81M | 56.91M | 90.14M | 87.85M | 91.8M |
| PP&E (Net) | 61.98M | 56.76M | 53.15M | 116.52M | 109.07M | 104.96M |
| Other Assets | 3.91B | 80.11M | 109.81M | 166.99M | 157.82M | 153.31M |
| Total Current Assets | 144.53M | 738.22M | 1.26B | 917.83M | 1.04B | 664.98M |
| Total Non-Current Assets | 4.04B | 4.26B | 4.4B | 6.51B | 6.84B | 7.43B |
| Total Assets | 4.19B | 5B | 5.67B | 7.43B | 7.88B | 8.1B |
| Asset Growth % | - | 0.19% | 0.13% | 0.31% | 0.06% | 0.03% |
| Return on Assets (ROA) | 0% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
| Accounts Payable | 0 | 2.59M | 2.37M | 5.8M | 13.58M | 8.71M |
| Total Debt | 139.06M | 183.73M | 162.01M | 792.11M | 515.9M | 114.92M |
| Net Debt | -5.47M | -18.24M | -506.45M | 448.58M | 36.54M | -501M |
| Long-Term Debt | 139.06M | 68.36M | 69.46M | 80.23M | 75.31M | 75.84M |
| Short-Term Debt | 0 | 115.37M | 92.09M | 680.61M | 414.16M | 14.7M |
| Other Liabilities | 3.59B | 70.41M | 109.15M | 76.93M | 82.75M | 249.89M |
| Total Current Liabilities | 21.24M | 4.37B | 4.96B | 6.47B | 6.82B | 6.71B |
| Total Non-Current Liabilities | 3.73B | 138.77M | 179.07M | 188.44M | 184.5M | 350.1M |
| Total Liabilities | 3.76B | 4.51B | 5.14B | 6.66B | 7B | 7.06B |
| Total Equity | 430.2M | 485.79M | 524.04M | 774.54M | 877.2M | 1.04B |
| Equity Growth % | - | 0.13% | 0.08% | 0.48% | 0.13% | 0.19% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - | - |
| Return on Equity (ROE) | 0.05% | 0.1% | 0.09% | 0.09% | 0.13% | 0.08% |
| Book Value per Share | 17.29 | 19.53 | 21.06 | 32.49 | 34.55 | 37.10 |
| Tangible BV per Share | - | - | - | - | - | - |
| Common Stock | 2K | 2K | 2K | 2K | 2K | 3K |
| Additional Paid-in Capital | 0 | 259.36M | 261.9M | 460.72M | 462.68M | 547.33M |
| Retained Earnings | 207.87M | 255.45M | 298.62M | 357.8M | 457.52M | 533.15M |
| Accumulated OCI | 1.86M | 9.12M | 1.66M | -43.98M | -43.01M | -39.11M |
| Treasury Stock | 0 | -38.15M | -38.15M | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Cash from Operations | 3.9M | -547K | 113.11M | 96.92M | 125.18M | 101.12M |
| Operating CF Growth % | - | -1.14% | 207.78% | -0.14% | 0.29% | -0.19% |
| Net Income | 20.5M | 47.59M | 43.16M | 59.18M | 103.53M | 75.63M |
| Depreciation & Amortization | 8.29M | 8.52M | 8.6M | 12.17M | 12.24M | 10.14M |
| Deferred Taxes | 1.61M | -3.38M | 3.15M | 9.2M | 3.01M | 3.35M |
| Other Non-Cash Items | -46.91M | -66.93M | 77.19M | 41.73M | 11.97M | 9.41M |
| Working Capital Changes | 18.25M | 11.32M | -21.98M | -26.82M | -7.71M | 214K |
| Cash from Investing | -217.15M | -662.91M | -293.92M | -538.12M | -327.28M | -80.87M |
| Purchase of Investments | -149.5M | -101.97M | -249.42M | -67.88M | -24.23M | -21.19M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | - | - | - | - | - | - |
| Acquisitions | 0 | -7.02M | 0 | 444.54M | 0 | 0 |
| Other Investing | -273M | -757.9M | -187.3M | -1.09B | -343.12M | -117.72M |
| Cash from Financing | 257.21M | 720.9M | 647.3M | 116.27M | 337.94M | 116.31M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -36.71M | -1.59M | -456K | -579K | -167K | 0 |
| Stock Issued | 1.63M | 0 | 0 | 0 | 0 | 82.27M |
| Net Stock Activity | - | - | - | - | - | - |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K |
| Other Financing | 454M | 711.01M | 678.17M | -336.29M | 597.98M | 288.5M |
| Net Change in Cash | 43.96M | 57.45M | 466.48M | -324.94M | 135.84M | 136.56M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 100.57M | 144.53M | 201.98M | 668.46M | 343.53M | 479.36M |
| Cash at End | 144.53M | 201.98M | 668.46M | 343.53M | 479.36M | 615.92M |
| Interest Paid | 28.56M | 22.01M | 14.42M | 26.16M | 112.54M | 167.13M |
| Income Taxes Paid | 520K | 8M | 6.6M | 6.18M | 28.46M | 14.94M |
| Free Cash Flow | -3.01M | -6.7M | 109.65M | 94.72M | 120.91M | 95.71M |
| FCF Growth % | - | -1.23% | 17.36% | -0.14% | 0.28% | -0.21% |
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 4.77% | 10.39% | 8.55% | 9.11% | 12.54% | 7.88% |
| Return on Assets (ROA) | 0.49% | 1.04% | 0.81% | 0.9% | 1.35% | 0.95% |
| Net Interest Margin | 3.04% | 2.72% | 2.74% | 3.25% | 3.72% | 3.67% |
| Efficiency Ratio | 75.04% | 66.28% | 76% | 66.3% | 44.36% | 47.18% |
| Equity / Assets | 10.28% | 9.72% | 9.25% | 10.42% | 11.13% | 12.86% |
| Book Value / Share | 17.29 | 19.53 | 21.06 | 32.49 | 34.55 | 37.1 |
| NII Growth | - | 6.86% | 14.18% | 55.66% | 21.44% | 1.19% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Banking | - | - | 43.97M | 45.81M |
| Banking Growth | - | - | - | 4.19% |
| Mortgage Operations | - | - | - | - |
| Mortgage Operations Growth | - | - | - | - |
FirstSun Capital Bancorp (FSUN) has a price-to-earnings (P/E) ratio of 14.6x. This may indicate the stock is undervalued or faces growth challenges.
FirstSun Capital Bancorp (FSUN) grew revenue by 11.3% over the past year. This is steady growth.
Yes, FirstSun Capital Bancorp (FSUN) is profitable, generating $88.7M in net income for fiscal year 2024 (14.0% net margin).
FirstSun Capital Bancorp (FSUN) has a return on equity (ROE) of 7.9%. This is below average, suggesting room for improvement.
FirstSun Capital Bancorp (FSUN) has a net interest margin (NIM) of 3.7%. This indicates healthy earnings from lending activities.
FirstSun Capital Bancorp (FSUN) has an efficiency ratio of 47.2%. This is excellent, indicating strong cost control.