8-K Announcements
6Apr 22, 2026·SEC
Apr 1, 2026·SEC
Feb 23, 2026·SEC
Fulton Financial Corporation (FULT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Fulton Financial Corporation (FULT) stock price & volume — 10-year historical chart
Fulton Financial Corporation (FULT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Fulton Financial Corporation (FULT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.55vs $0.50+10.0% | $336Mvs $334M+0.6% |
| Q1 2026 | Feb 27, 2026 | $0.54 | $472M |
| Q1 2026 | Jan 21, 2026 | $0.55vs $0.52+5.8% | $340Mvs $336M+1.2% |
| Q4 2025 | Oct 21, 2025 | $0.55vs $0.49+13.2% | $334Mvs $332M+0.7% |
Fulton Financial Corporation (FULT) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Fulton Financial Corporation (FULT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Fulton Financial Corporation (FULT) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 575M | 630.46M | 648.39M | 629.21M | 663.73M | 781.63M | 854.29M | 960.33M | 1.04B |
| NII Growth % | 10.53% | 9.65% | 2.84% | -2.96% | 5.49% | 17.76% | 9.29% | 12.41% | 7.92% |
| Net Interest Margin % | 2.87% | 3.05% | 2.96% | 2.43% | 2.57% | 2.9% | 3.1% | 2.99% | 3.23% |
| Interest Income | 668.87M | 758.51M | 825.31M | 742.88M | 723.41M | 864.84M | 1.27B | 1.58B | 1.62B |
| Interest Expense | 93.5M | 128.06M | 176.92M | 113.67M | 59.68M | 83.2M | 418.95M | 621.87M | 580.53M |
| Loan Loss Provision | 23.3M | 46.91M | 32.83M | 76.92M | -14.6M | 20.07M | 54.04M | 48.19M | 35.7M |
| Non-Interest Income | 202.88M | 195.53M | 216.16M | 229.39M | 273.75M | 227.13M | 227.68M | 218.47M | 274.4M |
| Non-Interest Income % | 23.27% | 20.49% | 20.76% | 23.59% | 27.45% | 20.8% | 15.17% | 12.13% | 14.51% |
| Total Revenue | 871.74M▲ 0% | 954.04M▲ 9.4% | 1.04B▲ 9.2% | 972.27M▼ 6.6% | 997.16M▲ 2.6% | 1.09B▲ 9.5% | 1.5B▲ 37.5% | 1.8B▲ 20.0% | 1.89B▲ 5.0% |
| Revenue Growth % | 9.89% | 9.44% | 9.16% | -6.64% | 2.56% | 9.51% | 37.45% | 19.97% | 5.03% |
| Non-Interest Expense | 520.48M | 546.1M | 567.74M | 579.44M | 617.83M | 641.68M | 679.21M | 785.97M | 789.47M |
| Efficiency Ratio | 59.71% | 57.24% | 54.51% | 59.6% | 61.96% | 58.76% | 45.25% | 43.65% | 41.74% |
| Operating Income | 234.45M▲ 0% | 232.97M▼ 0.6% | 263.99M▲ 13.3% | 202.24M▼ 23.4% | 334.25M▲ 65.3% | 347.01M▲ 3.8% | 348.72M▲ 0.5% | 344.63M▼ 1.2% | 485.59M▲ 40.9% |
| Operating Margin % | 26.89% | 24.42% | 25.35% | 20.8% | 33.52% | 31.78% | 23.23% | 19.14% | 25.68% |
| Operating Income Growth % | 12.58% | -0.63% | 13.31% | -23.39% | 65.28% | 3.82% | 0.49% | -1.17% | 40.9% |
| Pretax Income | 234.45M▲ 0% | 232.97M▼ 0.6% | 263.99M▲ 13.3% | 202.24M▼ 23.4% | 334.25M▲ 65.3% | 347.01M▲ 3.8% | 348.72M▲ 0.5% | 344.63M▼ 1.2% | 485.59M▲ 40.9% |
| Pretax Margin % | 26.89% | 24.42% | 25.35% | 20.8% | 33.52% | 31.78% | 23.23% | 19.14% | 25.68% |
| Income Tax | 62.7M | 24.58M | 37.65M | 24.2M | 58.75M | 60.03M | 64.44M | 55.89M | 93.98M |
| Effective Tax Rate % | 26.74% | 10.55% | 14.26% | 11.96% | 17.58% | 17.3% | 18.48% | 16.22% | 19.35% |
| Net Income | 171.75M▲ 0% | 208.39M▲ 21.3% | 226.34M▲ 8.6% | 178.04M▼ 21.3% | 275.5M▲ 54.7% | 286.98M▲ 4.2% | 284.28M▼ 0.9% | 288.74M▲ 1.6% | 391.61M▲ 35.6% |
| Net Margin % | 19.7% | 21.84% | 21.73% | 18.31% | 27.63% | 26.28% | 18.94% | 16.04% | 20.71% |
| Net Income Growth % | 6.27% | 21.33% | 8.61% | -21.34% | 54.74% | 4.17% | -0.94% | 1.57% | 35.63% |
| Net Income (Continuing) | 171.75M | 208.39M | 226.34M | 178.04M | 275.5M | 286.98M | 284.28M | 288.74M | 391.61M |
| EPS (Diluted) | 0.98▲ 0% | 1.18▲ 20.4% | 1.39▲ 17.8% | 1.08▼ 22.3% | 1.62▲ 50.0% | 1.67▲ 3.1% | 1.64▼ 1.8% | 1.57▼ 4.3% | 2.08▲ 32.5% |
| EPS Growth % | 5.38% | 20.41% | 17.8% | -22.3% | 50% | 3.09% | -1.8% | -4.27% | 32.48% |
| EPS (Basic) | 0.98 | 1.19 | 1.39 | 1.08 | 1.63 | 1.69 | 1.66 | 1.59 | 2.10 |
| Diluted Shares Outstanding | 175.93M | 176.54M | 167.79M | 163.09M | 163.31M | 165.47M | 166.77M | 177.22M | 183.29M |
Fulton Financial Corporation (FULT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.81B | 2.32B | 3.02B | 4.91B | 4.83B | 3.31B | 2.93B | 3.37B | 1.18B |
| Cash & Due from Banks | 263.7M | 243.79M | 517.79M | 1.85B | 1.64B | 668.02M | 532.31M | 1.06B | 271.46M |
| Short Term Investments | 2.55B | 2.08B | 2.5B | 3.06B | 3.19B | 2.65B | 2.4B | 2.31B | 911.15M |
| Total Investments | 17.89B | 18.41B | 19.26B | 21.77B | 22B | 23.67B | 24.37B | 28.15B | 5.74B |
| Investments Growth % | 6.01% | 2.91% | 4.61% | 13.05% | 1.07% | 7.56% | 2.96% | 15.52% | -79.59% |
| Long-Term Investments | 15.34B | 16.33B | 16.76B | 18.71B | 18.82B | 21.02B | 21.97B | 25.84B | 4.83B |
| Accounts Receivables | 52.91M | 58.88M | 60.9M | 72.94M | 57.45M | 91.58M | 107.97M | 117.03M | 113.7M |
| Goodwill & Intangibles | 531.56M | 569.17M | 574.57M | 536.7M | 538.05M | 560.82M | 560.69M | 635.46M | 613M |
| Goodwill | 530.6M | 530.6M | 535.3M | 533.4M | 534.27M | 550.54M | 553.35M | 553.35M | 553.3M |
| Intangible Assets | 963K | 38.57M | 39.27M | 3.3M | 3.79M | 10.29M | 7.34M | 82.11M | 59.7M |
| PP&E (Net) | 222.8M | 234.53M | 240.05M | 231.48M | 302.79M | 225.14M | 222.88M | 195.53M | 175.24M |
| Other Assets | 788.11M | 894.07M | 952.89M | 1.17B | 803.04M | 1.4B | 1.41B | 1.57B | 23.78B |
| Total Current Assets | 3.16B | 2.69B | 3.4B | 5.26B | 5.16B | 3.73B | 3.41B | 3.84B | 1.31B |
| Total Non-Current Assets | 16.88B | 17.99B | 18.49B | 20.65B | 20.64B | 23.21B | 24.16B | 28.24B | 29.4B |
| Total Assets | 20.04B▲ 0% | 20.68B▲ 3.2% | 21.9B▲ 5.9% | 25.91B▲ 18.3% | 25.8B▼ 0.4% | 26.93B▲ 4.4% | 27.57B▲ 2.4% | 32.07B▲ 16.3% | 32.12B▲ 0.1% |
| Asset Growth % | 5.77% | 3.22% | 5.87% | 18.31% | -0.43% | 4.4% | 2.38% | 16.32% | 0.15% |
| Return on Assets (ROA) | 0.88% | 1.02% | 1.06% | 0.74% | 1.07% | 1.09% | 1.04% | 0.97% | 1.22% |
| Accounts Payable | 9.32M | 10.53M | 8.83M | 10.37M | 7M | 10.19M | 35.08M | 31.62M | 17.13M |
| Total Debt | 1.66B | 1.75B | 1.82B | 1.93B | 1.45B | 2.87B | 2.49B | 1.78B | 1.3B |
| Net Debt | 1.39B | 1.5B | 1.3B | 78.5M | -183.74M | 2.2B | 1.96B | 722.18M | 1.03B |
| Long-Term Debt | 1.04B | 992.28M | 881.77M | 1.3B | 621.35M | 1.79B | 1.64B | 1.22B | 618.55M |
| Short-Term Debt | 617.52M | 754.78M | 939.95M | 630.07M | 833.53M | 1.08B | 851.3M | 563.83M | 678.82M |
| Other Liabilities | 344.33M | 300.83M | 319.4M | 514M | 48.35M | 821.01M | 751.54M | 931.38M | 27.18B |
| Total Current Liabilities | 16.42B | 17.14B | 18.34B | 21.48B | 22.41B | 21.74B | 22.42B | 26.72B | 27.29B |
| Total Non-Current Liabilities | 1.38B | 1.29B | 1.2B | 1.81B | 669.69M | 2.61B | 2.39B | 2.15B | 28.06B |
| Total Liabilities | 17.81B | 18.43B | 19.55B | 23.29B | 23.08B | 24.35B | 24.81B | 28.87B | 28.63B |
| Total Equity | 2.23B▲ 0% | 2.25B▲ 0.8% | 2.35B▲ 4.5% | 2.62B▲ 11.4% | 2.71B▲ 3.7% | 2.58B▼ 4.9% | 2.76B▲ 7.0% | 3.2B▲ 15.8% | 3.49B▲ 9.2% |
| Equity Growth % | 5.13% | 0.79% | 4.49% | 11.43% | 3.66% | -4.9% | 6.99% | 15.84% | 9.17% |
| Equity / Assets (Capital Ratio) | 11.13% | 10.87% | 10.73% | 10.1% | 10.52% | 9.58% | 10.01% | 9.97% | 10.87% |
| Return on Equity (ROE) | 7.89% | 9.31% | 9.85% | 7.17% | 10.34% | 10.84% | 10.65% | 9.69% | 11.71% |
| Book Value per Share | 12.67 | 12.73 | 14.00 | 16.05 | 16.61 | 15.59 | 16.55 | 18.04 | 19.04 |
| Tangible BV per Share | 9.65 | 9.51 | 10.57 | 12.75 | 13.32 | 12.20 | 13.19 | 14.46 | 15.70 |
| Common Stock | 552.23M | 554.38M | 556.11M | 557.92M | 559.77M | 561.51M | 564.4M | 614.87M | 617.83M |
| Additional Paid-in Capital | 1.48B | 1.49B | 1.5B | 1.51B | 1.52B | 1.54B | 1.55B | 1.79B | 1.8B |
| Retained Earnings | 821.62M | 946.03M | 1.08B | 1.12B | 1.28B | 1.45B | 1.62B | 1.78B | 2.02B |
| Accumulated OCI | -32.97M | -59.06M | -137K | 65.09M | 27.41M | -385.48M | -312.28M | -287.82M | -198.68M |
| Treasury Stock | -589.41M | -683.48M | -792.87M | -827.96M | -869.63M | -781.75M | -857.02M | -887.43M | -949.43M |
| Preferred Stock | 0 | 0 | 0 | 192.88M | 192.88M | 192.88M | 192.88M | 192.88M | 192.88M |
Fulton Financial Corporation (FULT) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 287.76M | 296.82M | 127.71M | 157.37M | 338.39M | 594.79M | 362.98M | 416.56M | 304.48M |
| Operating CF Growth % | 27.29% | 3.15% | -56.97% | 23.22% | 115.04% | 75.77% | -38.97% | 14.76% | -26.91% |
| Net Income | 171.75M | 208.39M | 226.34M | 178.04M | 275.5M | 286.98M | 284.28M | 288.74M | 391.61M |
| Depreciation & Amortization | 28.1M | 28.16M | 29.63M | 29.33M | 29.39M | 31.93M | 33M | 56.99M | 29.65M |
| Deferred Taxes | 40.53M | -16.56M | -165K | -21.59M | 12.41M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 59.54M | 100.02M | 60.4M | 65.63M | 38.72M | 70.1M | 58.86M | -13.11M | 505K |
| Working Capital Changes | -17.37M | -31.15M | -195.9M | -101.57M | -26.03M | 191.78M | -25.69M | 73.42M | -130.61M |
| Cash from Investing | -1.14B | -740.72M | -893.35M | -2.5B | -210.09M | -1.54B | -809.22M | 1.63B | -82.18M |
| Purchase of Investments | -613.85M | -615.68M | -1.16B | -1.15B | -1.77B | -905.77M | -105.81M | -1.97B | -786.27M |
| Sale/Maturity of Investments | 602.41M | 381.22M | 1.03B | 739.82M | 980.45M | 889.61M | 422.32M | 2.69B | 838.74M |
| Net Investment Activity | -11.45M | -234.46M | -128.27M | -409.82M | -790.46M | -16.16M | 316.51M | 725.92M | 52.47M |
| Acquisitions | 0 | 0 | -5.17M | -1.88M | -1.98M | -21.81M | 0 | 1.02B | 0 |
| Other Investing | -1.09B | -466.37M | -726.19M | -2.07B | 600.04M | -1.48B | -1.09B | -72.51M | -114.5M |
| Cash from Financing | 897.14M | 487.49M | 837.74M | 3.67B | -337.52M | -15.9M | 314.02M | -1.53B | -224.57M |
| Dividends Paid | -80.37M | -89.65M | -92.33M | -90.96M | -112.03M | -116.01M | -115.74M | -131.7M | -141.21M |
| Share Repurchases | 0 | -95.31M | -111.46M | -39.75M | -43.91M | 0 | -77.06M | -30.35M | -66.05M |
| Stock Issued | 8.54M | 6.74M | 6.36M | 0 | 7.44M | 7.88M | 3.16M | 270.58M | 7.71M |
| Net Stock Activity | 8.54M | -88.57M | -105.09M | -39.75M | -36.47M | 7.88M | -73.9M | 240.23M | -58.34M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | 784.67M | 578.63M | 1.02B | 3.51B | 734.29M | -1.46B | 888.09M | 479.67M | 459.97M |
| Net Change in Cash | 49.57M▲ 0% | 43.59M▼ 12.1% | 72.1M▲ 65.4% | 1.33B▲ 1744.6% | -209.22M▼ 115.7% | -956.69M▼ 357.3% | -132.21M▲ 86.2% | 514.16M▲ 488.9% | -2.26M▼ 100.4% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 352.53M | 402.1M | 445.69M | 517.79M | 1.85B | 1.64B | 681.92M | 549.71M | 1.06B |
| Cash at End | 402.1M | 445.69M | 517.79M | 1.85B | 1.64B | 681.92M | 549.71M | 1.06B | 1.06B |
| Interest Paid | 93.82M | 126.85M | 178.61M | 112.14M | 63.05M | 80.02M | 394.05M | 658.78M | 0 |
| Income Taxes Paid | 6.54M | 13.55M | 9.19M | 16.19M | 27.87M | 32.67M | 25.32M | 29.12M | 0 |
| Free Cash Flow | 254.67M▲ 0% | 256.94M▲ 0.9% | 94M▼ 63.4% | 137.13M▲ 45.9% | 320.71M▲ 133.9% | 573.54M▲ 78.8% | 330.03M▼ 42.5% | 374.11M▲ 13.4% | 284.34M▼ 24.0% |
| FCF Growth % | 23.39% | 0.89% | -63.42% | 45.89% | 133.88% | 78.83% | -42.46% | 13.36% | -24% |
Fulton Financial Corporation (FULT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.76% | 7.89% | 9.31% | 9.85% | 7.17% | 10.34% | 10.84% | 10.65% | 9.69% | 11.71% |
| Return on Assets (ROA) | 0.88% | 0.88% | 1.02% | 1.06% | 0.74% | 1.07% | 1.09% | 1.04% | 0.97% | 1.22% |
| Net Interest Margin | 2.75% | 2.87% | 3.05% | 2.96% | 2.43% | 2.57% | 2.9% | 3.1% | 2.99% | 3.23% |
| Efficiency Ratio | 61.71% | 59.71% | 57.24% | 54.51% | 59.6% | 61.96% | 58.76% | 45.25% | 43.65% | 41.74% |
| Equity / Assets | 11.2% | 11.13% | 10.87% | 10.73% | 10.1% | 10.52% | 9.58% | 10.01% | 9.97% | 10.87% |
| Book Value / Share | 12.16 | 12.67 | 12.73 | 14 | 16.05 | 16.61 | 15.59 | 16.55 | 18.04 | 19.04 |
| NII Growth | 4.25% | 10.53% | 9.65% | 2.84% | -2.96% | 5.49% | 17.76% | 9.29% | 12.41% | 7.92% |
| Dividend Payout | 42.93% | 46.79% | 43.02% | 40.79% | 51.09% | 40.66% | 40.42% | 40.71% | 45.61% | 36.06% |
Fulton Financial Corporation (FULT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 22, 2026·SEC
Apr 1, 2026·SEC
Feb 23, 2026·SEC
Fulton Financial Corporation (FULT) stock FAQ — growth, dividends, profitability & financials explained
Fulton Financial Corporation (FULT) grew revenue by 5.0% over the past year. This is steady growth.
Yes, Fulton Financial Corporation (FULT) is profitable, generating $391.6M in net income for fiscal year 2025 (20.7% net margin).
Yes, Fulton Financial Corporation (FULT) pays a dividend with a yield of 3.57%. This makes it attractive for income-focused investors.
Fulton Financial Corporation (FULT) has a return on equity (ROE) of 11.7%. This is reasonable for most industries.
Fulton Financial Corporation (FULT) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Fulton Financial Corporation (FULT) has an efficiency ratio of 41.7%. This is excellent, indicating strong cost control.
Fulton Financial Corporation (FULT) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates