First United's net interest income has climbed from $13.8M in 2024Q1 to $19.6M in 2026Q3, and the efficiency ratio improved from 68.9% to 54.8%, suggesting meaningful operating leverage is taking hold.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 19, 2026 | $1.11-2.6% vs $1.14 | $25M+3.0% vs $24M |
Q3 2026 Jul 20, 2026 | $1.13+7.6% vs $1.05 | $24M+1.5% vs $24M |
Q2 2026 Apr 20, 2026 | $1.02+10.9% vs $0.92 | $23M+2.0% vs $23M |
Q1 2026 Feb 4, 2026 | $1.10+14.6% vs $0.96 | $23M+2.4% vs $23M |
First United Corporation (FUNC) came out with quarterly earnings of $1.11 per share, missing the Zacks Consensus Estimate of $1.16 per share. This compares to earnings of $1.07 per share a year ago.
OAKLAND, Md., Oct. 19, 2026 /PRNewswire/ -- First United Corporation (the "Corporation", "we", "us", and "our") (NASDAQ: FUNC), a bank holding company and the parent company of First United Bank & Trust (the "Bank"), today announced financial results for the three- and nine-month periods ended September 30, 2026.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First United (FUNC) have what it takes?
Turning dividends into a full-time paycheck sounds simple until you realize the yield you chase could demand three times more capital than the one you ignored. The right starting point depends on a tradeoff most investors never see coming.
Benchmark FUNC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for First United Corporation (FUNC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $45.92 | $296.36M | 11.74 | 8.34% | 26.97% | 12.11% | 2% | |
| $23.38 | $225.48M | 16.12 | -9.39% | 28.36% | 7.64% | 1.59% | |
| $22.11 | $157.37M | 9.58 | 12.18% | 22.04% | 7.61% | 1.8% | |
| $39.19 | $249.58M | 11.67 | 22.5% | 45% | 11.54% | 3.85% | |
| $70.11 | $559M | 12.24 | 24.51% | 35.32% | 14.33% | 1.14% | |
| $30.42 | $275.03M | 12.00 | 33.46% | 24.12% | 12.06% | 2.01% |
First United Corporation (FUNC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
First United Corporation (FUNC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 19, 2026·SEC
Jul 20, 2026·SEC
Jun 22, 2026·SEC
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First United Corporation (FUNC) stock FAQ — growth, dividends, profitability & financials explained
First United Corporation (FUNC) grew revenue by 8.8% over the trailing twelve months, compared with the twelve months before.
Yes. First United Corporation (FUNC) earned $25.3M in net income over the trailing twelve months (a 27.0% net margin).
Yes. First United Corporation (FUNC) pays a dividend that yields 2.00% at the current price, a moderate yield.
First United Corporation (FUNC) had a return on equity (ROE) of 12.1% over the trailing twelve months. That is in line with the market's typical 10-15%.
First United Corporation (FUNC) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
First United Corporation (FUNC) has an efficiency ratio of 59.2%. This is reasonable for a bank.
