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GLBZGlen Burnie Bancorp
$4.20$12M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
GLBZ logo

Glen Burnie Bancorp

GLBZ
NASDAQ · Regional Banks
$4.20
At close - Nov 6, 4:00 PM EST - USD
Market Cap$12M
P/E-157.9x
52W High$5.25
Volume5.2K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2025Q4

Persistent Margin Compression Strains Operational Capital Stability

Glen Burnie Bancorp faces significant structural headwinds characterized by a stagnant net interest margin of 0.8% and an efficiency ratio that peaked at 79.3% in 2025Q2.

GrowthMixed
ProfitabilityNegative
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

GLBZ price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

0/12 Beats

EPS beat 0 of last 12 quarters

02

Valuation risk

-1453% Peers

P/E is 1453% below peer median

03

Market leadership

RS 45 · Lag

Laggard (Underperforming 55% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Oct 29

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
GLBZ-6.04%
S&P 500 (^GSPC)+7.63%
1-Year Return
GLBZ-7.08%
S&P 500 (^GSPC)+9.69%
3-Year Return
GLBZ-18.48%
S&P 500 (^GSPC)+72.96%
5-Year Return
GLBZ-57.26%
S&P 500 (^GSPC)+60.06%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
-157.9x
Forward P/E
N/A
EV/EBITDA
N/A
FCF YieldCash Flow
N/A

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
-157.9x
13.6x
0th· Low
EV/EBITDA
N/A
18.5x
N/A
Price/FCF
N/A
12.1x
N/A
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$13M+7.1% YoY
Net income FY25
-$29K+74.1% YoY
Free cash flow FY25
-$910K-1617.0% YoY
Operating margin FY25
-2.9%+2.5 pts YoY
ROIC (FY25)-0.8%
Avg ROIC 5Y1.9%
ROE (TTM)-0.4%
Piotroski Score5 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 29, 2026
-$0.09
vs —
—
vs —
Q2 2026
May 1, 2026
$0.03
vs —
$5M
vs —
Q4 2025
Dec 31, 2025
-$0.03
vs —
$5M
vs —
Q4 2025
Oct 31, 2025
$0.04
vs —
—
vs —
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

2 Stories
Defense World·Sep 24, 2026
Glen Burnie Bancorp (NASDAQ:GLBZ) and BNP Paribas (OTCMKTS:BNPQY) Head-To-Head Comparison

Glen Burnie Bancorp (NASDAQ: GLBZ - Get Free Report) and BNP Paribas (OTCMKTS:BNPQY - Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, profitability, dividends, earnings and risk. Valuation and Earnings This table compares Glen

GlobeNewsWire·Sep 1, 2026
Local Real Estate Developer and Business Leader John Stamato Named to Glen Burnie Bancorp Board of Directors

GLEN BURNIE, Md., Sept. 01, 2026 (GLOBE NEWSWIRE) -- Glen Burnie Bancorp (OTCQX: GLBZ), the parent company of The Bank of Glen Burnie®, named John Stamato to the Board of Directors, announced Mark C. Hanna, President and CEO of Glen Burnie Bancorp and The Bank of Glen Burnie.

Filtered for Glen Burnie BancorpMore Headlines
04

Compare before deciding

Benchmark GLBZ against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Glen Burnie Bancorp (GLBZ)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
GLBZ logoGLBZGlen Burnie BancorpCurrent
$4.20$12.26M-157.897.08%-0.57%-0.39%—
CZWI logoCZWICitizens Community Bancorp, Inc.
$23.38$225.48M16.12-9.39%28.36%7.64%1.59%
FUNC logoFUNCFirst United Corporation
$45.92$296.36M11.748.34%26.97%12.11%2%
MNSB logoMNSBMainStreet Bancshares, Inc.
$22.11$157.37M9.5812.18%22.04%7.61%1.8%
CZFS logoCZFSCitizens Financial Services, Inc.
$84.87$407.79M9.4911.24%35.73%12.4%2.34%
FXNC logoFXNCFirst National Corporation
$30.42$275.03M12.0033.46%24.12%12.06%2.01%

Compare GLBZ vs Peers

Glen Burnie Bancorp (GLBZ) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CZWI

Most directly comparable listed peer for GLBZ.

Scale Benchmark

vs FIS

Larger-name benchmark to compare GLBZ against a more recognizable public peer.

Peer Set

Compare Top 5

vs CZWI, FUNC, MNSB, CZFS

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

GLBZ SEC Filings & Documents

Glen Burnie Bancorp (GLBZ) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Dec 12, 2025·SEC

Material company update

Nov 18, 2025·SEC

Material company update

Nov 3, 2025·SEC

10-K Annual Reports

4
FY 2025

Apr 8, 2025·SEC

FY 2024

Mar 22, 2024·SEC

FY 2023

Mar 29, 2023·SEC

10-Q Quarterly Reports

6
FY 2025

Nov 14, 2025·SEC

FY 2025

Aug 14, 2025·SEC

FY 2025

May 20, 2025·SEC

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GLBZ Frequently Asked Questions

Glen Burnie Bancorp (GLBZ) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Glen Burnie Bancorp growing?

Glen Burnie Bancorp (GLBZ) grew revenue by 16.7% over the trailing twelve months, compared with the twelve months before.

Is GLBZ profitable?

No. Glen Burnie Bancorp (GLBZ) reported a net loss of $0.1M over the trailing twelve months.

Dividend & Returns
What is GLBZ's return on equity?

Glen Burnie Bancorp (GLBZ) had a return on equity (ROE) of -0.4% over the trailing twelve months. A negative ROE means the company lost money over the period.

Industry Metrics
What is Glen Burnie Bancorp's net interest margin?

Glen Burnie Bancorp (GLBZ) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.

What is Glen Burnie Bancorp's efficiency ratio?

Glen Burnie Bancorp (GLBZ) has an efficiency ratio of 105.2%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in GLBZ back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →