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Hanmi Financial Corporation(HAFC)Earnings, Financials & Key Ratios
HAFC•NASDAQ•Banking & Credit
$30.14
$901M mkt cap·12.0× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutHanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans, secured and unsecured loans, home equity loans, residential mortgages, and credit cards; SBA and trade finance lending to small and middle market businesses; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February 28, 2022, it operated a network of 35 full-service branches and 8 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.Show more
- Net Interest Income$236M+17.3%
- Total Revenue$445M+3.5%
- Net Income$76M+22.3%
- Return on Equity9.96%+14.8%
- Net Interest Margin3%+14.5%
- Efficiency Ratio33.2%+1.5%
- ROA0.98%+20.0%
- Equity / Assets10.12%+6.1%
- Book Value per Share26.51+9.0%
- Tangible BV/Share26.14+9.1%
- Debt/Equity0.35-34.4%
HAFC Key Insights
Hanmi Financial Corporation (HAFC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 9/9
- ✓Efficient operations: 33.2% efficiency ratio
- ✓Well capitalized: 10.1% equity/assets
- ✓Healthy dividend yield of 3.6%
- ✓Trading near 52-week high
- ✓Trading at only 1.1x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HAFC Price & Volume
Hanmi Financial Corporation (HAFC) stock price & volume — 10-year historical chart
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HAFC Growth Metrics
Hanmi Financial Corporation (HAFC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.7%
5 Years10.86%
3 Years13.03%
TTM-
Profit CAGR
10 Years3.52%
5 Years12.51%
3 Years-9.13%
TTM22.33%
EPS CAGR
10 Years4.1%
5 Years12.71%
3 Years-8.9%
TTM22.44%
Return on Capital
10 Years11.15%
5 Years11.02%
3 Years8.01%
Last Year2.48%
HAFC Recent Earnings
Hanmi Financial Corporation (HAFC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 1/12 qtrs (8%)
Q2 2026Latest
Apr 21, 2026EPS
$0.75
Est $0.71
+5.6%
Revenue
$72M
Est $71M
+0.5%
Q1 2026
Jan 27, 2026EPS
$0.70
Est $0.71
-1.4%
Revenue
$71M
Est $71M
-0.3%
Q4 2025
Oct 21, 2025EPS
$0.73
Est $0.66
+10.6%
Revenue
$71M
Est $71M
-0.6%
Q3 2025
Jul 22, 2025EPS
$0.50
Est $0.62
-19.4%
Revenue
$66M
Est $68M
-3.2%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $0.75vs $0.71+5.6% | $72Mvs $71M+0.5% |
| Q1 2026 | Jan 27, 2026 | $0.70vs $0.71-1.4% | $71Mvs $71M-0.3% |
| Q4 2025 | Oct 21, 2025 | $0.73vs $0.66+10.6% | $71Mvs $71M-0.6% |
| Q3 2025 | Jul 22, 2025 | $0.50vs $0.62-19.4% | $66Mvs $68M-3.2% |
Based on last 12 quarters of dataView full earnings history →
HAFC Peer Comparison
Hanmi Financial Corporation (HAFC) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HOPE | 1.6B | 12.49 | 27.15 | -3.23% | 6.05% | 2.62% | 9.48% | 0.17 |
 PFBC | 1.17B | 95.76 | 9.20 | -4.11% | 26.78% | 17.29% | 14.3% | 0.49 |
 RBB | 411.44M | 24.14 | 16.42 | -1.75% | 11.49% | 5.09% | 14.03% | 0.72 |
 BCAL | 606.07M | 18.85 | 9.77 | 26.23% | 27.06% | 11.36% | 9.4% | 0.12 |
 BANC | 2.9B | 18.83 | 15.96 | -3.31% | 12.65% | 6.56% | 8.08% | 0.85 |
 CVBF | 2.79B | 20.54 | 13.51 | -2.33% | 32.53% | 9.25% | 7.79% | 0.43 |
 WAFD | 2.71B | 35.51 | 13.50 | -1.58% | 16.03% | 8.02% | 7.67% | 0.60 |
 HTBK | 828.43M | 13.45 | 17.24 | 5.84% | 17.97% | 6.83% | 7.34% | 0.06 |
Compare HAFC vs Peers
Hanmi Financial Corporation (HAFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HAFC Income Statement
Hanmi Financial Corporation (HAFC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 175.57M | 179.6M | 174.72M | 180M | 194.11M | 236.62M | 220.04M | 201.34M | 236.19M |
| NII Growth % | 11.31% | 2.3% | -2.71% | 3.02% | 7.84% | 21.9% | -7.01% | -8.5% | 17.31% |
| Net Interest Margin % | 3.37% | 3.26% | 3.15% | 2.9% | 2.83% | 3.21% | 2.91% | 2.62% | 3% |
| Interest Income | 208.09M | 232.98M | 245.63M | 222.96M | 215.73M | 272.79M | 368.1M | 397.35M | 410.93M |
| Interest Expense | 32.52M | 53.38M | 70.9M | 42.97M | 21.63M | 36.17M | 148.06M | 196.01M | 174.74M |
| Loan Loss Provision | 831K | 3.99M | 30.17M | 45.45M | -24.4M | 836K | 4.34M | 4.42M | 14.44M |
| Non-Interest Income | 34.65M | 25.93M | 27.46M | 42.6M | 41.07M | 35.22M | 29.46M | 32.16M | 33.81M |
| Non-Interest Income % | 14.27% | 10.02% | 10.06% | 16.04% | 15.99% | 11.44% | 7.41% | 7.49% | 7.6% |
| Total Revenue | 242.74M▲ 0% | 258.92M▲ 6.7% | 273.09M▲ 5.5% | 265.56M▼ 2.8% | 256.8M▼ 3.3% | 308.01M▲ 19.9% | 397.56M▲ 29.1% | 429.51M▲ 8.0% | 444.74M▲ 3.5% |
| Revenue Growth % | 14.74% | 6.67% | 5.47% | -2.76% | -3.3% | 19.94% | 29.07% | 8.03% | 3.55% |
| Non-Interest Expense | 114.1M | 117.57M | 124.67M | 117.64M | 124.08M | 130.28M | 130.58M | 140.47M | 147.64M |
| Efficiency Ratio | 47.01% | 45.41% | 45.65% | 44.3% | 48.32% | 42.3% | 32.85% | 32.71% | 33.2% |
| Operating Income | 95.28M▲ 0% | 83.97M▼ 11.9% | 47.35M▼ 43.6% | 59.49M▲ 25.7% | 135.49M▲ 127.7% | 140.73M▲ 3.9% | 114.58M▼ 18.6% | 88.61M▼ 22.7% | 107.93M▲ 21.8% |
| Operating Margin % | 39.25% | 32.43% | 17.34% | 22.4% | 52.76% | 45.69% | 28.82% | 20.63% | 24.27% |
| Operating Income Growth % | 6.6% | -11.87% | -43.61% | 25.65% | 127.74% | 3.86% | -18.58% | -22.67% | 21.81% |
| Pretax Income | 95.28M▲ 0% | 83.97M▼ 11.9% | 47.35M▼ 43.6% | 59.49M▲ 25.7% | 135.49M▲ 127.7% | 140.73M▲ 3.9% | 114.58M▼ 18.6% | 88.61M▼ 22.7% | 107.93M▲ 21.8% |
| Pretax Margin % | 39.25% | 32.43% | 17.34% | 22.4% | 52.76% | 45.69% | 28.82% | 20.63% | 24.27% |
| Income Tax | 40.62M | 26.1M | 14.56M | 17.3M | 36.82M | 39.33M | 34.54M | 26.4M | 31.84M |
| Effective Tax Rate % | 42.63% | 31.08% | 30.75% | 29.08% | 27.17% | 27.95% | 30.14% | 29.8% | 29.5% |
| Net Income | 54.66M▲ 0% | 57.87M▲ 5.9% | 32.79M▼ 43.3% | 42.2M▲ 28.7% | 98.68M▲ 133.9% | 101.39M▲ 2.8% | 80.04M▼ 21.1% | 62.2M▼ 22.3% | 76.09M▲ 22.3% |
| Net Margin % | 22.52% | 22.35% | 12.01% | 15.89% | 38.43% | 32.92% | 20.13% | 14.48% | 17.11% |
| Net Income Growth % | -3.24% | 5.87% | -43.34% | 28.69% | 133.85% | 2.75% | -21.06% | -22.29% | 22.33% |
| Net Income (Continuing) | 54.66M | 57.87M | 32.79M | 42.2M | 98.68M | 101.39M | 80.04M | 62.2M | 76.09M |
| EPS (Diluted) | 1.69▲ 0% | 1.79▲ 5.9% | 1.06▼ 40.8% | 1.38▲ 30.2% | 3.22▲ 133.3% | 3.32▲ 3.1% | 2.62▼ 21.1% | 2.05▼ 21.8% | 2.51▲ 22.4% |
| EPS Growth % | -3.43% | 5.92% | -40.78% | 30.19% | 133.33% | 3.11% | -21.08% | -21.76% | 22.44% |
| EPS (Basic) | 1.70 | 1.81 | 1.06 | 1.38 | 3.22 | 3.33 | 2.63 | 2.07 | 2.55 |
| Diluted Shares Outstanding | 32.25M | 32.05M | 30.76M | 30.28M | 30.47M | 30.39M | 30.33M | 30.1M | 30.04M |
HAFC Balance Sheet
Hanmi Financial Corporation (HAFC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 732.63M | 730.28M | 756.15M | 1.15B | 1.52B | 1.21B | 1.17B | 1.21B | 1.09B |
| Cash & Due from Banks | 153.83M | 155.38M | 121.68M | 391.85M | 608.97M | 352.42M | 302.32M | 304.8M | 212.84M |
| Short Term Investments | 578.8M | 574.91M | 634.48M | 753.78M | 910.79M | 853.84M | 865.74M | 905.8M | 880.62M |
| Total Investments | 4.86B | 5.15B | 4.71B | 5.15B | 5.53B | 6.17B | 6.99B | 7.1B | 7.38B |
| Investments Growth % | 11.99% | 6.06% | -8.51% | 9.16% | 7.41% | 11.72% | 13.21% | 1.5% | 4.03% |
| Long-Term Investments | 4.28B | 4.58B | 4.08B | 4.39B | 4.62B | 5.32B | 6.12B | 6.19B | 6.5B |
| Accounts Receivables | 12.77M | 13.33M | 11.74M | 16.36M | 11.98M | 18.54M | 23.37M | 22.94M | 6.52B |
| Goodwill & Intangibles | 12.54M | 12.18M | 11.87M | 11.61M | 11.39M | 11.22M | 11.1M | 11.03M | 11.03M |
| Goodwill | 11.03M | 11.03M | 11.03M | 11.03M | 11.03M | 11.03M | 11.03M | 11.03M | 11.03M |
| Intangible Assets | 1.51M | 1.15M | 842K | 581K | 364K | 194K | 68K | 0 | 0 |
| PP&E (Net) | 26.66M | 27.75M | 26.07M | 26.43M | 24.79M | 22.85M | 21.96M | 21.4M | 20.38M |
| Other Assets | 77.96M | 76.74M | 39.4M | 77.81M | 78.37M | 79.43M | 185.64M | 177.25M | -6.5B |
| Total Current Assets | 781.06M | 780.15M | 1.34B | 1.69B | 2.13B | 1.94B | 1.23B | 1.28B | 7.61B |
| Total Non-Current Assets | 4.43B | 4.72B | 4.19B | 4.51B | 4.73B | 5.43B | 6.34B | 6.4B | 31.41M |
| Total Assets | 5.21B▲ 0% | 5.5B▲ 5.6% | 5.54B▲ 0.7% | 6.2B▲ 12.0% | 6.86B▲ 10.6% | 7.38B▲ 7.6% | 7.57B▲ 2.6% | 7.68B▲ 1.4% | 7.87B▲ 2.5% |
| Asset Growth % | 10.83% | 5.6% | 0.65% | 11.98% | 10.59% | 7.58% | 2.6% | 1.42% | 2.49% |
| Return on Assets (ROA) | 1.1% | 1.08% | 0.59% | 0.72% | 1.51% | 1.42% | 1.07% | 0.82% | 0.98% |
| Accounts Payable | 5.31M | 11.38M | 11.21M | 4.56M | 1.16M | 7.79M | 39.31M | 34.82M | 34.78M |
| Total Debt | 267.27M | 172.81M | 208.38M | 268.97M | 352.51M | 479.41M | 455.01M | 393.14M | 280.46M |
| Net Debt | 113.44M | 17.43M | 86.7M | -122.88M | -256.46M | 126.99M | 152.69M | 88.34M | 67.62M |
| Long-Term Debt | 117.27M | 117.81M | 193.38M | 268.97M | 302.51M | 179.41M | 205.01M | 168.14M | 130.46M |
| Short-Term Debt | 150M | 55M | 15M | 0 | 50M | 300M | 250M | 225M | 150M |
| Other Liabilities | 803K | 173K | 66K | 1.32M | 0 | 328K | 93.56M | 82.01M | 6.76B |
| Total Current Liabilities | 4.53B | 4.83B | 4.78B | 5.35B | 5.91B | 6.56B | 6.57B | 6.7B | 154.68M |
| Total Non-Current Liabilities | 118.07M | 117.98M | 193.44M | 270.29M | 302.51M | 179.74M | 298.57M | 250.15M | 6.92B |
| Total Liabilities | 4.65B | 4.95B | 4.97B | 5.62B | 6.22B | 6.74B | 6.87B | 6.95B | 7.07B |
| Total Equity | 562.48M▲ 0% | 552.57M▼ 1.8% | 563.27M▲ 1.9% | 577.04M▲ 2.4% | 643.42M▲ 11.5% | 637.51M▼ 0.9% | 701.89M▲ 10.1% | 732.17M▲ 4.3% | 796.39M▲ 8.8% |
| Equity Growth % | 5.92% | -1.76% | 1.94% | 2.45% | 11.5% | -0.92% | 10.1% | 4.31% | 8.77% |
| Equity / Assets (Capital Ratio) | 10.8% | 10.04% | 10.17% | 9.3% | 9.38% | 8.64% | 9.27% | 9.54% | 10.12% |
| Return on Equity (ROE) | 10% | 10.38% | 5.88% | 7.4% | 16.17% | 15.83% | 11.95% | 8.67% | 9.96% |
| Book Value per Share | 17.44 | 17.24 | 18.31 | 19.06 | 21.12 | 20.98 | 23.14 | 24.32 | 26.51 |
| Tangible BV per Share | 17.05 | 16.86 | 17.93 | 18.67 | 20.74 | 20.61 | 22.78 | 23.96 | 26.14 |
| Common Stock | 33K | 33K | 33K | 33K | 33K | 33K | 34K | 34K | 34K |
| Additional Paid-in Capital | 565.63M | 569.71M | 575.82M | 578.36M | 580.8M | 583.41M | 586.91M | 591.07M | 594.67M |
| Retained Earnings | 70.58M | 97.54M | 100.55M | 114.62M | 196.78M | 269.54M | 319.05M | 350.87M | 394.33M |
| Accumulated OCI | -1.87M | -6.08M | 3.38M | 3.08M | -8.44M | -88.98M | -71.93M | -70.72M | -43.17M |
| Treasury Stock | -71.89M | -108.64M | -116.52M | -119.05M | -125.75M | -126.48M | -132.18M | -139.07M | -149.47M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
HAFC Cash Flow Statement
Hanmi Financial Corporation (HAFC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 81.66M | 76.64M | 58.8M | 60.2M | 93.73M | 147.31M | 107.8M | 53.95M | 206.01M |
| Operating CF Growth % | 37.58% | -6.15% | -23.28% | 2.39% | 55.69% | 57.16% | -26.82% | -49.96% | 281.89% |
| Net Income | 54.66M | 57.87M | 32.79M | 42.2M | 98.68M | 101.39M | 80.04M | 62.2M | 76.09M |
| Depreciation & Amortization | 12.85M | 11.11M | 9.53M | 10.95M | 16.09M | 12.38M | 6.79M | 6.46M | 5.66M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10.76M |
| Other Non-Cash Items | -982K | 2.36M | 21.73M | 16.61M | -32.83M | 9.18M | -2.12M | 3.65M | 141.03M |
| Working Capital Changes | 12.23M | 1.78M | -8.37M | -12.1M | 9.35M | 21.76M | 20.41M | -21.94M | -9.61M |
| Cash from Investing | -520.18M | -311.57M | -44.55M | -407.59M | -447.04M | -881.51M | -209.99M | -107.47M | -384.32M |
| Purchase of Investments | -242.37M | -141.35M | -320.81M | -837.26M | -513.24M | -166.56M | -106.97M | -196.36M | -173.09M |
| Sale/Maturity of Investments | 177.15M | 134M | 273.25M | 729.14M | 331.51M | 105.98M | 114M | 156.16M | 0 |
| Net Investment Activity | -65.22M | -7.35M | -47.57M | -108.13M | -181.74M | -60.59M | 7.03M | -40.2M | -173.09M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -454.12M | -300.52M | 4.6M | -295.07M | -262.58M | -819M | -214.6M | -64.65M | -211.23M |
| Cash from Financing | 445.12M | 236.48M | -47.95M | 617.55M | 570.43M | 477.65M | 52.1M | 56M | 86.35M |
| Dividends Paid | -25.81M | -30.92M | -29.78M | -15.96M | -16.51M | -28.64M | -30.54M | -30.38M | -32.62M |
| Share Repurchases | 0 | -36.07M | -7.36M | -2.2M | -6.13M | 0 | -4.08M | -6.31M | -9.4M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | -36.07M | -7.36M | -2.2M | -6.13M | 0 | -4.08M | -6.31M | -9.4M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | 538.1M | 398.47M | -45.81M | 575.71M | 510.69M | 381.09M | 111.72M | 155.2M | 240.88M |
| Net Change in Cash | 6.59M▲ 0% | 1.55M▼ 76.5% | -33.7M▼ 2274.1% | 270.17M▲ 901.7% | 217.12M▼ 19.6% | -256.54M▼ 218.2% | -50.1M▲ 80.5% | 2.48M▲ 104.9% | -91.96M▼ 3814.0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 147.24M | 153.83M | 155.38M | 121.68M | 391.85M | 608.97M | 352.42M | 302.32M | 304.8M |
| Cash at End | 153.83M | 155.38M | 121.68M | 391.85M | 608.97M | 352.42M | 302.32M | 304.8M | 212.84M |
| Interest Paid | 32.52M | 47.31M | 71.06M | 49.62M | 25.03M | 29.54M | 116.54M | 200.49M | 174.78M |
| Income Taxes Paid | 28.14M | 20.79M | 15.57M | 18.02M | 31.4M | 12.73M | 16.54M | 41.67M | 35.83M |
| Free Cash Flow | 80.81M▲ 0% | 72.94M▼ 9.7% | 57.22M▼ 21.6% | 55.81M▼ 2.5% | 91M▲ 63.1% | 145.38M▲ 59.8% | 105.38M▼ 27.5% | 51.33M▼ 51.3% | 203.7M▲ 296.9% |
| FCF Growth % | 37.85% | -9.74% | -21.55% | -2.46% | 63.06% | 59.75% | -27.52% | -51.3% | 296.88% |
HAFC Banking Ratios
Hanmi Financial Corporation (HAFC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 11.02% | 10% | 10.38% | 5.88% | 7.4% | 16.17% | 15.83% | 11.95% | 8.67% | 9.96% |
| Return on Assets (ROA) | 1.26% | 1.1% | 1.08% | 0.59% | 0.72% | 1.51% | 1.42% | 1.07% | 0.82% | 0.98% |
| Net Interest Margin | 3.35% | 3.37% | 3.26% | 3.15% | 2.9% | 2.83% | 3.21% | 2.91% | 2.62% | 3% |
| Efficiency Ratio | 51.16% | 47.01% | 45.41% | 45.65% | 44.3% | 48.32% | 42.3% | 32.85% | 32.71% | 33.2% |
| Equity / Assets | 11.3% | 10.8% | 10.04% | 10.17% | 9.3% | 9.38% | 8.64% | 9.27% | 9.54% | 10.12% |
| Book Value / Share | 16.57 | 17.44 | 17.24 | 18.31 | 19.06 | 21.12 | 20.98 | 23.14 | 24.32 | 26.51 |
| NII Growth | 8.53% | 11.31% | 2.3% | -2.71% | 3.02% | 7.84% | 21.9% | -7.01% | -8.5% | 17.31% |
| Dividend Payout | 45.43% | 47.22% | 53.43% | 90.81% | 37.82% | 16.74% | 28.24% | 38.15% | 48.84% | 42.87% |
HAFC SEC Filings & Documents
Hanmi Financial Corporation (HAFC) SEC filings — annual & quarterly reports (10-K, 10-Q)
HAFC Frequently Asked Questions
Hanmi Financial Corporation (HAFC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Hanmi Financial Corporation (HAFC) grew revenue by 3.5% over the past year. Growth has been modest.
Yes, Hanmi Financial Corporation (HAFC) is profitable, generating $76.1M in net income for fiscal year 2025 (17.1% net margin).
Dividend & Returns
Yes, Hanmi Financial Corporation (HAFC) pays a dividend with a yield of 3.60%. This makes it attractive for income-focused investors.
Hanmi Financial Corporation (HAFC) has a return on equity (ROE) of 10.0%. This is below average, suggesting room for improvement.
Industry Metrics
Hanmi Financial Corporation (HAFC) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.
Hanmi Financial Corporation (HAFC) has an efficiency ratio of 33.2%. This is excellent, indicating strong cost control.
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Hanmi Financial Corporation (HAFC) financial analysis — history, returns, DCA and operating performance tools
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Valuation
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