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Home Federal Bancorp, Inc. of Louisiana(HFBL)Earnings, Financials & Key Ratios
HFBL•NASDAQ•Banking & Credit
16.1× P/E·Price updated Jun 19, 2026
AboutHome Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. The company accepts various deposits, such as passbook savings, certificates of deposit, and demand deposit accounts. Its loan products include one-to-four family residential real estate loans; commercial real estate secured loans; multi-family residential loans; commercial business loans; land loans; construction loans; home equity and second mortgage loans; equity lines of credit; and consumer non-real estate loans, including loans secured by deposit accounts, automobile loans, overdrafts, and other unsecured loans. As of August 25, 2021, it operated seven full-service banking offices. The company was founded in 1924 and is based in Shreveport, Louisiana.Show more
- Net Interest Income$19M-1.5%
- Total Revenue$32M-2.9%
- Net Income$4M+8.2%
- Return on Equity7.2%+3.5%
- Net Interest Margin3.06%+3.1%
- Efficiency Ratio49.53%+1.3%
- ROA0.62%+12.7%
- Equity / Assets9.06%+9.4%
- Book Value per Share17.88+4.4%
HFBL Key Insights
Home Federal Bancorp, Inc. of Louisiana (HFBL) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 49.5% efficiency ratio
- ✓12 consecutive years of dividend growth
- ✓Healthy dividend yield of 2.6%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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HFBL Price & Volume
Home Federal Bancorp, Inc. of Louisiana (HFBL) stock price & volume — 10-year historical chart
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HFBL Growth Metrics
Home Federal Bancorp, Inc. of Louisiana (HFBL) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years6.39%
5 Years6.21%
3 Years12.86%
TTM-
Profit CAGR
10 Years1.49%
5 Years0.2%
3 Years-7.25%
TTM56.17%
EPS CAGR
10 Years4.26%
5 Years3.32%
3 Years-3.68%
TTM54.13%
Return on Capital
10 Years9.94%
5 Years10.68%
3 Years9.66%
Last Year8.04%
HFBL Peer Comparison
Home Federal Bancorp, Inc. of Louisiana (HFBL) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HFWA | 949.21M | 27.92 | 14.24 | 5.92% | 20.1% | 7.51% | 0.05 | |
 CZWI | 205.47M | 21.34 | 14.62 | -9.41% | 16.01% | 7.81% | 0.28 | |
 NBTB | 2.44B | 46.68 | 14.02 | 10.36% | 18.76% | 9.51% | 0.17 | |
 HBCP | 519.47M | 66.28 | 11.29 | 4.93% | 22.01% | 11.03% | 0.13 | |
 LADR | 1.3B | 10.20 | 20 | -23.26% | 16.52% | 4.29% | 2.37 | |
 AROW | 640.65M | 38.80 | 14.64 | 8.75% | 18.12% | 10.58% | 0.07 | |
 BFST | 940.55M | 28.77 | 10.35 | 11.84% | 17.16% | 10.19% | 0.61 | |
 FFIN | 4.7B | 32.78 | 18.52 | 11.71% | 30.71% | 14.16% | 0.01 |
Compare HFBL vs Peers
Home Federal Bancorp, Inc. of Louisiana (HFBL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HFBL Income Statement
Home Federal Bancorp, Inc. of Louisiana (HFBL) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 14.09M | 14.93M | 15.31M | 15.18M | 16.94M | 17.36M | 21.55M | 18.95M | 18.67M | 20.28M |
NII Growth % | 9.66% | 5.96% | 2.59% | -0.86% | 11.59% | 2.46% | 24.17% | -12.07% | -1.48% | 55.87% |
Net Interest Margin % | 3.3% | 3.54% | 3.46% | 2.93% | 2.99% | 2.94% | 3.26% | 2.97% | 3.06% | 3.26% |
Interest Income | 16.89M | 18.42M | 19.85M | 20.34M | 20.25M | 19.23M | 26.63M | 31.86M | 30.46M | 31.14M |
Interest Expense | 2.8M | 3.5M | 4.53M | 5.15M | 3.3M | 1.88M | 5.08M | 12.91M | 11.79M | 10.85M |
Loan Loss Provision | 900K | 1.05M | 600K | 1.89M | 1.8M | 336K | 868K | 40K | -126K | 204K |
Non-Interest Income | 3.57M | 2.72M | 2.1M | 3.58M | 5.09M | 3.26M | 1.9M | 1.43M | 1.87M | 2.09M |
Non-Interest Income % | 17.43% | 12.86% | 9.55% | 14.98% | 20.08% | 14.48% | 6.65% | 4.29% | 5.79% | 6.28% |
Total Revenue | 20.46M▲ 0% | 21.14M▲ 3.3% | 21.94M▲ 3.8% | 23.92M▲ 9.0% | 25.33M▲ 5.9% | 22.49M▼ 11.2% | 28.53M▲ 26.8% | 33.29M▲ 16.7% | 32.33M▼ 2.9% | 33.22M▲ 0% |
Revenue Growth % | 11% | 3.34% | 3.78% | 9.01% | 5.91% | -11.22% | 26.85% | 16.7% | -2.88% | 5.62% |
Non-Interest Expense | 11.35M | 10.78M | 10.78M | 12.07M | 13.42M | 14.28M | 15.81M | 16.27M | 16.01M | 15.53M |
Efficiency Ratio | 55.46% | 50.97% | 49.15% | 50.45% | 52.97% | 63.48% | 55.42% | 48.87% | 49.53% | 46.74% |
Operating Income | 5.41M▲ 0% | 5.82M▲ 7.6% | 6.03M▲ 3.5% | 4.81M▼ 20.2% | 6.81M▲ 41.7% | 6M▼ 11.9% | 6.77M▲ 12.8% | 4.07M▼ 39.9% | 4.65M▲ 14.4% | 6.64M▲ 0% |
Operating Margin % | 26.44% | 27.53% | 27.46% | 20.1% | 26.88% | 26.68% | 23.73% | 12.22% | 14.39% | 19.98% |
Operating Income Growth % | 7.75% | 7.58% | 3.54% | -20.23% | 41.67% | -11.89% | 12.83% | -39.9% | 14.38% | - |
Pretax Income | 5.41M▲ 0% | 5.82M▲ 7.6% | 6.03M▲ 3.5% | 4.81M▼ 20.2% | 6.81M▲ 41.7% | 6M▼ 11.9% | 6.77M▲ 12.8% | 4.07M▼ 39.9% | 4.65M▲ 14.4% | 6.64M▲ 0% |
Pretax Margin % | 26.44% | 27.53% | 27.46% | 20.1% | 26.88% | 26.68% | 23.73% | 12.22% | 14.39% | 19.98% |
Income Tax | 1.76M | 2.25M | 1.28M | 957K | 1.45M | 1.13M | 1.07M | 476K | 766K | 1.44M |
Effective Tax Rate % | 32.5% | 38.69% | 21.29% | 19.91% | 21.22% | 18.78% | 15.75% | 11.7% | 16.46% | 21.64% |
Net Income | 3.65M▲ 0% | 3.57M▼ 2.3% | 4.74M▲ 32.9% | 3.85M▼ 18.8% | 5.37M▲ 39.4% | 4.87M▼ 9.2% | 5.7M▲ 17.1% | 3.59M▼ 37.0% | 3.89M▲ 8.2% | 5.2M▲ 0% |
Net Margin % | 17.85% | 16.88% | 21.62% | 16.1% | 21.18% | 21.67% | 19.99% | 10.79% | 12.02% | 15.66% |
Net Income Growth % | 8.14% | -2.3% | 32.93% | -18.83% | 39.35% | -9.17% | 17.05% | -37.01% | 8.21% | 56.17% |
Net Income (Continuing) | 3.65M | 3.57M | 4.74M | 3.85M | 5.37M | 4.87M | 5.7M | 3.59M | 3.89M | 5.2M |
EPS (Diluted) | 0.96▲ 0% | 0.97▲ 1.0% | 1.25▲ 28.9% | 1.07▼ 14.4% | 1.57▲ 46.7% | 1.41▼ 10.2% | 1.81▲ 28.4% | 1.17▼ 35.4% | 1.26▲ 7.7% | 1.68▲ 0% |
EPS Growth % | 10.34% | 1.04% | 28.87% | -14.4% | 46.73% | -10.19% | 28.37% | -35.36% | 7.69% | 54.13% |
EPS (Basic) | 1.00 | 1.03 | 1.34 | 1.14 | 1.66 | 1.50 | 1.89 | 1.18 | 1.27 | - |
Diluted Shares Outstanding | 3.82M | 3.69M | 3.79M | 3.59M | 3.43M | 3.46M | 3.15M | 3.08M | 3.09M | 3.1M |
HFBL Balance Sheet
Home Federal Bancorp, Inc. of Louisiana (HFBL) balance sheet — assets, liabilities & shareholders' equity
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 43.06M | 36.39M | 56.99M | 78.86M | 90.33M | 70.35M | 59.34M | 42.28M | 50.44M | 160.24M |
Cash & Due from Banks | 6.13M | 7.07M | 15.33M | 36.8M | 60.78M | 42.25M | 19.79M | 15.25M | 16.2M | 19.27M |
Short Term Investments | 36.94M | 29.32M | 41.66M | 42.06M | 29.55M | 28.1M | 39.55M | 27.04M | 34.25M | 1.25M |
Total Investments | 391.69M | 382.47M | 399.75M | 437.64M | 435.08M | 499.9M | 603.47M | 568.54M | 558.77M | 569.73M |
Investments Growth % | 10.25% | -2.36% | 4.52% | 9.48% | -0.59% | 14.9% | 20.72% | -5.79% | -1.72% | -5% |
Long-Term Investments | 354.76M | 353.14M | 358.09M | 395.58M | 405.53M | 471.8M | 563.92M | 541.5M | 524.53M | 2.18B |
Accounts Receivables | 1.09M | 1.15M | 1.17M | 1.86M | 1.16M | 1.12M | 1.79M | 1.77M | 1.84M | 1.87M |
Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 4.52M | 4.19M | 3.9M | 3.77M |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 2.99M | 2.99M | 2.99M | 2.99M |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 1.53M | 1.2M | 915K | 784K |
PP&E (Net) | 12.22M | 12.24M | 13.55M | 13.23M | 14.91M | 16.25M | 16.56M | 18.3M | 17.27M | 16.75M |
Other Assets | 13.87M | 17.63M | 11.8M | 27.93M | 52.98M | 29.81M | 13.47M | 28.28M | 10.35M | 9.07M |
Total Current Assets | 44.16M | 37.54M | 58.16M | 80.72M | 91.49M | 71.48M | 61.13M | 44.06M | 52.28M | 22.39M |
Total Non-Current Assets | 382.45M | 384.11M | 384.29M | 437.5M | 474.24M | 519M | 599.78M | 593.45M | 557.21M | 599.06M |
Total Assets | 426.61M▲ 0% | 421.65M▼ 1.2% | 442.45M▲ 4.9% | 518.22M▲ 17.1% | 565.73M▲ 9.2% | 590.48M▲ 4.4% | 660.91M▲ 11.9% | 637.51M▼ 3.5% | 609.49M▼ 4.4% | 621.45M▲ 0% |
Asset Growth % | 11.76% | -1.16% | 4.93% | 17.12% | 9.17% | 4.37% | 11.93% | -3.54% | -4.4% | -6.7% |
Return on Assets (ROA) | 0.9% | 0.84% | 1.1% | 0.8% | 0.99% | 0.84% | 0.91% | 0.55% | 0.62% | 0.84% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 2.61M | 0 | 0 | 0 | 0 |
Total Debt | 48.91M | 11.94M | 1.8M | 3.36M | 3.27M | 3.18M | 8.55M | 7M | 4M | 4M |
Net Debt | 42.78M | 4.87M | -13.53M | -33.44M | -57.51M | -39.07M | -11.24M | -8.25M | -12.2M | -15.27M |
Long-Term Debt | 11.91M | 6.36M | 1.06M | 867K | 832K | 0 | 0 | 0 | 0 | 4M |
Short-Term Debt | 37M | 5.58M | 745K | 2.49M | 2.44M | 3.18M | 8.55M | 7M | 4M | 0 |
Other Liabilities | 698K | 725K | 584K | 522K | 426K | -2.25M | 554K | 3.7M | 4M | 4.82M |
Total Current Liabilities | 367.75M | 367.53M | 390.47M | 466.3M | 511.75M | 540.38M | 609.82M | 581.01M | 550.29M | 554.88M |
Total Non-Current Liabilities | 12.61M | 7.08M | 1.64M | 1.39M | 1.26M | -2.25M | 554K | 3.7M | 4M | 8.82M |
Total Liabilities | 380.36M | 374.61M | 392.11M | 467.69M | 513.01M | 538.13M | 610.37M | 584.71M | 554.29M | 563.7M |
Total Equity | 46.25M▲ 0% | 47.04M▲ 1.7% | 50.34M▲ 7.0% | 50.53M▲ 0.4% | 52.73M▲ 4.3% | 52.35M▼ 0.7% | 50.54M▼ 3.4% | 52.8M▲ 4.5% | 55.2M▲ 4.5% | 57.75M▲ 0% |
Equity Growth % | 6.58% | 1.71% | 7.03% | 0.38% | 4.33% | -0.72% | -3.45% | 4.47% | 4.55% | 20.03% |
Equity / Assets (Capital Ratio) | 10.84% | 11.16% | 11.38% | 9.75% | 9.32% | 8.87% | 7.65% | 8.28% | 9.06% | 9.29% |
Return on Equity (ROE) | 8.15% | 7.65% | 9.74% | 7.63% | 10.39% | 9.28% | 11.09% | 6.95% | 7.2% | 9.28% |
Book Value per Share | 12.11 | 12.74 | 13.29 | 14.06 | 15.39 | 15.11 | 16.03 | 17.13 | 17.88 | 18.62 |
Tangible BV per Share | 12.11 | 12.74 | 13.29 | 14.06 | 15.39 | 15.11 | 14.60 | 15.77 | 16.61 | 17.40 |
Common Stock | 23K | 23K | 23K | 22K | 34K | 34K | 31K | 32K | 32K | 34K |
Additional Paid-in Capital | 34.52M | 35.06M | 35.91M | 36.53M | 37.7M | 40.15M | 40.98M | 41.74M | 42.19M | 43.98M |
Retained Earnings | 13.32M | 14.13M | 15.37M | 13.94M | 15.47M | 14.51M | 12.71M | 14.05M | 15.24M | 15.41M |
Accumulated OCI | -352K | -1.05M | 20K | 915K | 275K | -1.7M | -2.65M | -2.62M | -1.93M | -1.38M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
HFBL Cash Flow Statement
Home Federal Bancorp, Inc. of Louisiana (HFBL) cash flow — operating, investing & free cash flow history
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 3.38M | 13.1M | 4.8M | 200K | 8.33M | 17.06M | 12.11M | 2.32M | 5.47M | 8.01M |
Operating CF Growth % | -52.14% | 288.27% | -63.4% | -95.83% | 4066% | 104.74% | -29.04% | -80.85% | 136.07% | 250.59% |
Net Income | 3.65M | 3.57M | 4.74M | 3.85M | 5.37M | 4.87M | 5.7M | 3.59M | 3.89M | 5.2M |
Depreciation & Amortization | 505K | 503K | 536K | 653K | 665K | 763K | 869K | 1.28M | 1.37M | 1.1M |
Deferred Taxes | -393K | 499K | -30K | 92K | -61K | -324K | -174K | 122K | -163K | 205K |
Other Non-Cash Items | -1.15M | 7.93M | -1.09M | -4.68M | 1.31M | 10.78M | 4.49M | -2.54M | -301K | 695K |
Working Capital Changes | -85K | -27K | -29K | -360K | 483K | 294K | 601K | -638K | 257K | 629K |
Cash from Investing | -36.98M | -761K | -17.43M | -32.51M | -1.42M | -78.79M | -115.31M | 34.48M | 10.21M | -13.77M |
Purchase of Investments | -27.68M | -8.89M | -18.5M | -21.5M | -52.89M | -44.1M | -22.18M | -2.67M | -12.7M | -10.37M |
Sale/Maturity of Investments | 14.22M | 15.16M | 11.01M | 26.9M | 30.59M | 17.72M | 16.25M | 21.09M | 12.01M | 9.04M |
Net Investment Activity | -13.47M | 6.27M | -7.49M | 5.4M | -22.3M | -26.39M | -5.93M | 18.42M | -690K | -1.34M |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | -10.24M | 0 | 0 | 0 |
Other Investing | -22.85M | -6.51M | -7.33M | -36.94M | 23.23M | -49.83M | -97.96M | 18.75M | 10.95M | -12.39M |
Cash from Financing | 40.76M | -8.38M | 14.87M | 69.07M | 42.62M | 21.41M | 63.9M | -26.62M | -33.29M | 5.48M |
Dividends Paid | -705K | -924K | -1.05M | -1.14M | -1.12M | -1.35M | -1.53M | -1.57M | -1.63M | -1.65M |
Share Repurchases | -645K | -1.96M | -2.45M | -4.14M | -2.59M | -4.48M | -5.96M | -487K | -1.07M | -3.01M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 111K | 1.57M |
Net Stock Activity | -645K | -1.96M | -2.45M | -4.14M | -2.59M | -4.48M | -5.96M | -487K | -962K | -1.44M |
Debt Issuance (Net) | 842K | -1000K | -1000K | 1000K | -93K | -85K | 1000K | -1000K | -1000K | 1000K |
Other Financing | 41.27M | 31.47M | 28.5M | 72.8M | 46.43M | 27.33M | 66.02M | -23.01M | -27.7M | 5.57M |
Net Change in Cash | 7.15M▲ 0% | 3.96M▼ 44.6% | 2.24M▼ 43.4% | 36.76M▲ 1540.5% | 49.53M▲ 34.7% | -40.33M▼ 181.4% | -39.31M▲ 2.5% | 10.18M▲ 125.9% | -17.6M▼ 272.8% | -272K▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 4.76M | 11.9M | 15.87M | 18.11M | 54.87M | 104.41M | 64.08M | 24.77M | 34.95M | 26.49M |
Cash at End | 11.9M | 15.87M | 18.11M | 54.87M | 104.41M | 64.08M | 24.77M | 34.95M | 17.35M | 19.27M |
Interest Paid | 2.78M | 3.48M | 4.54M | 5.16M | 3.33M | 1.89M | 5.08M | 12.91M | 11.75M | 10.79M |
Income Taxes Paid | 2.11M | 1.58M | 1.29M | 760K | 1.48M | 1.11M | 950K | 680K | 685K | 1.07M |
Free Cash Flow | 2.7M▲ 0% | 12.59M▲ 365.5% | 2.19M▼ 82.6% | -770K▼ 135.2% | 5.98M▲ 876.4% | 14.48M▲ 142.3% | 10.92M▼ 24.6% | -368K▼ 103.4% | 5.43M▲ 1574.5% | 7.61M▲ 0% |
FCF Growth % | -38.99% | 365.53% | -82.64% | -135.24% | 876.36% | 142.31% | -24.58% | -103.37% | 1574.46% | 59.12% |
HFBL Banking Ratios
Home Federal Bancorp, Inc. of Louisiana (HFBL) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 8.15% | 7.65% | 9.74% | 7.63% | 10.39% | 9.28% | 11.09% | 6.95% | 7.2% | 9.28% |
Return on Assets (ROA) | 0.9% | 0.84% | 1.1% | 0.8% | 0.99% | 0.84% | 0.91% | 0.55% | 0.62% | 0.84% |
Net Interest Margin | 3.3% | 3.54% | 3.46% | 2.93% | 2.99% | 2.94% | 3.26% | 2.97% | 3.06% | 3.26% |
Efficiency Ratio | 55.46% | 50.97% | 49.15% | 50.45% | 52.97% | 63.48% | 55.42% | 48.87% | 49.53% | 46.74% |
Equity / Assets | 10.84% | 11.16% | 11.38% | 9.75% | 9.32% | 8.87% | 7.65% | 8.28% | 9.06% | 9.29% |
Book Value / Share | 12.11 | 12.74 | 13.29 | 14.06 | 15.39 | 15.11 | 16.03 | 17.13 | 17.88 | 18.62 |
NII Growth | 9.66% | 5.96% | 2.59% | -0.86% | 11.59% | 2.46% | 24.17% | -12.07% | -1.48% | 14.01% |
Dividend Payout | 19.3% | 25.9% | 22.16% | 29.66% | 20.91% | 27.77% | 26.82% | 43.67% | 41.9% | 31.64% |
Related:HFBL Dividend History·HFBL Revenue History·HFBL Price History·HFBL P/E History·HFBL Financial Ratios·HFBL Institutional Holders
HFBL SEC Filings & Documents
Home Federal Bancorp, Inc. of Louisiana (HFBL) SEC filings — annual & quarterly reports (10-K, 10-Q)
HFBL Frequently Asked Questions
Home Federal Bancorp, Inc. of Louisiana (HFBL) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Home Federal Bancorp, Inc. of Louisiana (HFBL) saw revenue decline by 2.9% over the past year.
Yes, Home Federal Bancorp, Inc. of Louisiana (HFBL) is profitable, generating $5.2M in net income for fiscal year 2025 (12.0% net margin).
Dividend & Returns
Yes, Home Federal Bancorp, Inc. of Louisiana (HFBL) pays a dividend with a yield of 2.60%. This makes it attractive for income-focused investors.
Home Federal Bancorp, Inc. of Louisiana (HFBL) has a return on equity (ROE) of 7.2%. This is below average, suggesting room for improvement.
Industry Metrics
Home Federal Bancorp, Inc. of Louisiana (HFBL) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
Home Federal Bancorp, Inc. of Louisiana (HFBL) has an efficiency ratio of 49.5%. This is excellent, indicating strong cost control.