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HOMBHome Bancshares, Inc.
$29.86$6.0B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
HOMB logo

Home Bancshares, Inc.

HOMB
NYSE · Regional Banks
$29.86
At close - Nov 6, 4:00 PM EST - USD
Market Cap$6.01B
P/E12.2x
52W High$31.70
Volume1.04M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Securities-Heavy Franchise Drives Growth, Masks Credit Opacity

Home Bancshares is compounding earnings on an expanding securities-led balance sheet, with NII growth reaccelerating to 7.0% year over year to $242.0M in 2026Q3 and EPS reaching $0.65, while a 42.1% efficiency ratio and 0.19 equity-to-assets ratio reflect durable operating leverage and retained-capital accretion.

GrowthMixed
ProfitabilityModerate
ValuationAttractive
TechnicalsStrong
Explore valuation models
MARKET ACTION

HOMB price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

8/12 Beats

EPS beat 8 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 72 · Avg

Average momentum (RS Rating: 72)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Jan 14

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
HOMB+9.32%
S&P 500 (^GSPC)+7.63%
1-Year Return
HOMB+13.40%
S&P 500 (^GSPC)+9.69%
3-Year Return
HOMB+51.10%
S&P 500 (^GSPC)+67.71%
5-Year Return
HOMB+27.51%
S&P 500 (^GSPC)+55.87%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
12.2x
Forward P/EExpansion
11.8x
EV/EBITDA40th %ile
9.7x
FCF YieldCash Flow
8.4%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
12.2x
13.1x
20th· Low
EV/EBITDA
9.7x
10.8x
40th· Fair
Price/FCF
11.9x
13.4x
40th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$17.39-41.8%
Base (Fair)$32.27+8.1%
Bull$51.49+72.4%
$17.39 Bear$32.27 Base$51.49 Bull
Current Market Price: $29.86
Trades at a 7.5% discount to Base DCF ($32.27)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$966M-3.5% YoY
Net income FY25
$475M+18.2% YoY
Free cash flow FY25
$377M-10.7% YoY
Operating margin FY25
62.3%+10.1 pts YoY
ROIC (FY25)8.7%
Avg ROIC 5Y7.8%
ROE (TTM)11%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate8/12 (67%)
Revenue Beat Rate6/12 (50%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 14, 2026
$0.65+1.9%
vs $0.64
$288M-2.0%
vs $294M
Q3 2026
Jul 15, 2026
$0.64+5.1%
vs $0.61
$295M+2.2%
vs $289M
Q2 2026
Apr 15, 2026
$0.60+1.0%
vs $0.59
$267M-2.3%
vs $273M
Q1 2026
Jan 14, 2026
$0.60+0.0%
vs $0.60
$282M+3.5%
vs $272M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
GlobeNewsWire·Oct 21, 2026
Home BancShares, Inc. Increases Share Repurchase Program and Announces Fourth Quarter Cash Dividend

CONWAY, Ark., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB) (the “Company”), parent company of Centennial Bank (“Centennial”), announced today that its Board of Directors increased the number of shares authorized for repurchase under the Company's stock repurchase program and declared its regular quarterly cash dividend.

The Motley Fool·Oct 19, 2026
Home Bancshares: 3 Key Takeaways for Long-Term Investors

Home Bancshares generated record net income of $129.1 million. The bank repurchased 3.3 million shares for $94.4 million in 2026.

Seeking Alpha·Oct 15, 2026
Home BancShares, Inc. (HOMB) Q3 2026 Earnings Call Transcript

Home BancShares, Inc. ( HOMB ) Q3 2026 Earnings Call October 15, 2026 2:00 PM EDT Company Participants Donna Townsell - Senior EVP, Director of Investor Relations, Corporate Secretary & Director John Allison - Co-Founder, Chairman & CEO John Tipton - Chief Operating Officer Kevin Hester - President & Chief Lending Officer Christopher Poulton - President of Centennial Commercial Finance Group Brian Davis - CFO, Treasurer & Director Conference Call Participants Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division Jon Arfstrom - RBC Capital Markets, Research Division Brett Rabatin - StoneX Financial, Inc., Research Division Matt Olney - Stephens Inc., Research Division Michael Rose - Raymond James & Associates, Inc., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Edward Najarian Brian Martin - Brean Capital, LLC, Research Division Presentation Operator Greetings ladies and gentlemen. Welcome to the Home BancShares, Inc. Third Quarter 2026 Earnings Call.

MarketBeat·Oct 15, 2026
Home BancShares Q3 Earnings Call Highlights

Home BancShares NYSE: HOMB reported record third-quarter earnings of $129.1 million, or $0.65 per share, as the bank cited margin expansion, disciplined funding costs, continued share repurchases and progress on a large Texas commercial-and-industrial credit.

Filtered for Home Bancshares, Inc.More Headlines
04

Compare before deciding

Benchmark HOMB against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Home Bancshares, Inc. (HOMB)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
HOMB logoHOMBHome Bancshares, Inc.Current
$29.86$6.01B12.16-3.54%43.71%10.95%2.69%
SFNC logoSFNCSimmons First National Corporation
$23.34$3.39B13.00-86.6%27.54%7.61%3.66%
IBCP logoIBCPIndependent Bank Corporation
$36.31$748.21M11.254.57%29.92%13.61%2.85%
FFIN logoFFINFirst Financial Bankshares, Inc.
$30.41$4.36B15.0216.23%42.9%15.14%2.43%
BOKF logoBOKFBOK Financial Corporation
$129.48$7.87B11.629.59%29.56%11.21%1.87%
UMBF logoUMBFUMB Financial Corporation
$133.77$10.16B9.91101.23%36.8%13.15%1.33%

Compare HOMB vs Peers

Home Bancshares, Inc. (HOMB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs SFNC

Most directly comparable listed peer for HOMB.

Scale Benchmark

vs FICO

Larger-name benchmark to compare HOMB against a more recognizable public peer.

Peer Set

Compare Top 5

vs SFNC, IBCP, FFIN, BOKF

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

HOMB SEC Filings & Documents

Home Bancshares, Inc. (HOMB) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 14, 2026·SEC

Material company update

Jul 15, 2026·SEC

Material company update

Apr 17, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Feb 27, 2025·SEC

FY 2024

Feb 26, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 5, 2026·SEC

FY 2025

Nov 4, 2025·SEC

FY 2025

Aug 5, 2025·SEC

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HOMB Frequently Asked Questions

Home Bancshares, Inc. (HOMB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Home Bancshares, Inc. growing?

Home Bancshares, Inc. (HOMB) grew revenue by 4.9% over the trailing twelve months, compared with the twelve months before.

Is HOMB profitable?

Yes. Home Bancshares, Inc. (HOMB) earned $485.2M in net income over the trailing twelve months (a 43.7% net margin).

Dividend & Returns
Does HOMB pay dividends?

Yes. Home Bancshares, Inc. (HOMB) pays a dividend that yields 2.69% at the current price, a moderate yield.

What is HOMB's return on equity?

Home Bancshares, Inc. (HOMB) had a return on equity (ROE) of 11.0% over the trailing twelve months. That is in line with the market's typical 10-15%.

Industry Metrics
What is Home Bancshares, Inc.'s net interest margin?

Home Bancshares, Inc. (HOMB) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.

What is Home Bancshares, Inc.'s efficiency ratio?

Home Bancshares, Inc. (HOMB) has an efficiency ratio of 47.7%. This is excellent, indicating strong cost control.

What if you invested $1,000 in HOMB back in 2004?

Total return calculator · dividends reinvested · 22+ years of data

See returns →