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HOMBHome Bancshares, Inc.
$27.65$5.5B
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HOMB logoHome Bancshares, Inc.(HOMB)Earnings, Financials & Key Ratios

HOMB•NYSE•Banking & Credit
11.5× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryBanks with large fee businesses
AboutHome Bancshares, Inc. (Conway, AR) operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company's loan portfolio comprises non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. It also provides internet banking, mobile banking and voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. In addition, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. As of December 31, 2021, it operated through 160 branch locations that included 76 branches in Arkansas, 78 branches in Florida, 5 branches in Alabama, and 1 branch in New York City. Home Bancshares, Inc. (Conway, AR) was founded in 1998 and is headquartered in Conway, Arkansas.Show more
  • Net Interest Income$870M+2.5%
  • Total Revenue$1.37B-5.3%
  • Net Income$475M+18.2%
  • Return on Equity11.51%+11.0%
  • Net Interest Margin3.8%+0.8%
  • Efficiency Ratio33.55%+13.2%
  • ROA2.1%+17.6%
  • Equity / Assets18.78%+6.6%
  • Book Value per Share21.74+9.8%

HOMB Key Insights

Home Bancshares, Inc. (HOMB) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong NIM of 3.8%
  • ✓Efficient operations: 33.5% efficiency ratio
  • ✓15 consecutive years of dividend growth
  • ✓Well capitalized: 18.8% equity/assets
  • ✓Healthy dividend yield of 2.9%
  • ✓Trading at only 1.3x book value

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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HOMB Price & Volume

Home Bancshares, Inc. (HOMB) stock price & volume — 10-year historical chart

Loading chart...

HOMB Growth Metrics

Home Bancshares, Inc. (HOMB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years11.95%
5 Years12.05%
3 Years9.88%
TTM-

Profit CAGR

10 Years13.15%
5 Years17.26%
3 Years15.92%
TTM18.2%

EPS CAGR

10 Years9.09%
5 Years13.14%
3 Years15.36%
TTM19.31%

Return on Capital

10 Years9.98%
5 Years10.62%
3 Years10.46%
Last Year11.53%

HOMB Recent Earnings

Home Bancshares, Inc. (HOMB) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 7/12 qtrs (64%)●Beat Revenue 5/12 qtrs (45%)
Q2 2026Latest
Apr 15, 2026
Metric
Actual
Est
EPS
$0.60+1.0%
$0.59
Rev
$267M-2.3%
$273M
Q1 2026
Feb 27, 2026
Metric
Actual
Est
EPS
$0.60
—
Rev
$374M
—
Q1 2026
Jan 14, 2026
Metric
Actual
Est
EPS
$0.60+0.0%
$0.60
Rev
$282M+3.5%
$272M
Q4 2025
Oct 15, 2025
Metric
Actual
Est
EPS
$0.61+2.2%
$0.60
Rev
$280M+3.6%
$270M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 15, 2026
$0.60vs $0.59+1.0%
$267Mvs $273M-2.3%
Q1 2026Feb 27, 2026
$0.60
$374M
Q1 2026Jan 14, 2026
$0.60vs $0.60+0.0%
$282Mvs $272M+3.5%
Q4 2025Oct 15, 2025
$0.61vs $0.60+2.2%
$280Mvs $270M+3.6%
Based on last 12 quarters of dataView full earnings history →

HOMB Peer Comparison

Home Bancshares, Inc. (HOMB) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
SFNC logoSFNCSimmons First National CorporationDirect Competitor3.18B21.90-7.42-56.66%-64.33%-11.48%0.19
IBCP logoIBCPIndependent Bank CorporationDirect Competitor706.3M34.3110.49-0.3%22.12%14.2%0.23
FFIN logoFFINFirst Financial Bankshares, Inc.Direct Competitor4.7B32.7818.5211.71%30.71%14.16%0.01
BOKF logoBOKFBOK Financial CorporationDirect Competitor7.92B130.3314.20-1.07%17.38%9.79%0.78
UMBF logoUMBFUMB Financial CorporationDirect Competitor10.13B133.0614.5768.52%19.79%11.67%0.49
CVBF logoCVBFCVB Financial Corp.Direct Competitor2.83B20.8113.69-2.33%32.48%9.25%0.43
TCBI logoTCBITexas Capital Bancshares, Inc.Product Competitor4.38B99.0714.5713.54%18.34%9.93%0.26
IBOC logoIBOCInternational Bancshares CorporationProduct Competitor4.57B73.5611.111.03%39.31%13.16%0.22

Compare HOMB vs Peers

Home Bancshares, Inc. (HOMB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs SFNC

Most directly comparable listed peer for HOMB.

Scale Benchmark

vs FICO

Larger-name benchmark to compare HOMB against a more recognizable public peer.

Peer Set

Compare Top 5

vs SFNC, IBCP, FFIN, BOKF

HOMB Income Statement

Home Bancshares, Inc. (HOMB) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Net Interest Income
455.9M561.01M563.22M582.55M572.97M758.68M826.95M848.77M870.04M
NII Growth %
12.3%23.05%0.39%3.43%-1.65%32.41%9%2.64%2.51%
Net Interest Margin %
3.16%3.67%3.75%3.55%3.17%3.32%3.65%3.77%3.8%
Interest Income
520.25M685.37M717.99M675.96M625.17M877.77M1.18B1.3B1.28B
Interest Expense
64.35M124.36M154.77M93.41M52.2M119.09M348.11M451M408.78M
Loan Loss Provision
44.25M4.32M1.32M129.25M-4.75M61.58M10.45M48.4M-96.78M
Non-Interest Income
88.53M94.33M90.91M102.01M126.81M158.2M151.32M152.23M95.54M
Non-Interest Income %
14.54%12.1%11.24%13.11%16.86%15.27%11.41%10.48%6.95%
Total Revenue
608.78M▲ 0%
779.7M▲ 28.1%
808.9M▲ 3.7%
777.97M▼ 3.8%
751.98M▼ 3.3%
1.04B▲ 37.8%
1.33B▲ 28.0%
1.45B▲ 9.5%
1.37B▼ 5.3%
Revenue Growth %
17.85%28.08%3.75%-3.82%-3.34%37.76%28.03%9.47%-5.35%
Non-Interest Expense
229.1M255.5M267.18M277.61M287.76M460.73M455.93M430.26M461.06M
Efficiency Ratio
37.63%32.77%33.03%35.68%38.27%44.47%34.37%29.63%33.55%
Operating Income
271.08M▲ 0%
395.52M▲ 45.9%
385.62M▼ 2.5%
277.7M▼ 28.0%
416.77M▲ 50.1%
394.57M▼ 5.3%
511.88M▲ 29.7%
522.34M▲ 2.0%
601.3M▲ 15.1%
Operating Margin %
44.53%50.73%47.67%35.7%55.42%38.09%38.59%35.97%43.75%
Operating Income Growth %
-4.09%45.9%-2.5%-27.99%50.08%-5.33%29.73%2.04%15.12%
Pretax Income
271.08M▲ 0%
395.52M▲ 45.9%
385.62M▼ 2.5%
277.7M▼ 28.0%
416.77M▲ 50.1%
394.57M▼ 5.3%
511.88M▲ 29.7%
522.34M▲ 2.0%
601.3M▲ 15.1%
Pretax Margin %
44.53%50.73%47.67%35.7%55.42%38.09%38.59%35.97%43.75%
Income Tax
136M95.12M96.08M63.26M97.75M89.31M118.95M120.1M125.86M
Effective Tax Rate %
50.17%24.05%24.92%22.78%23.45%22.64%23.24%22.99%20.93%
Net Income
135.08M▲ 0%
300.4M▲ 122.4%
289.54M▼ 3.6%
214.45M▼ 25.9%
319.02M▲ 48.8%
305.26M▼ 4.3%
392.93M▲ 28.7%
402.24M▲ 2.4%
475.44M▲ 18.2%
Net Margin %
22.19%38.53%35.79%27.57%42.42%29.47%29.62%27.7%34.59%
Net Income Growth %
-23.74%122.38%-3.62%-25.93%48.76%-4.31%28.72%2.37%18.2%
Net Income (Continuing)
135.08M300.4M289.54M214.45M319.02M305.26M392.93M402.24M475.44M
EPS (Diluted)
0.89▲ 0%
1.73▲ 94.4%
1.73▲ 0.0%
1.30▼ 24.9%
1.94▲ 49.2%
1.57▼ 19.1%
1.94▲ 23.6%
2.01▲ 3.6%
2.41▲ 19.9%
EPS Growth %
-29.37%94.38%0%-24.86%49.23%-19.07%23.57%3.61%19.9%
EPS (Basic)
0.901.731.731.301.941.571.942.012.41
Diluted Shares Outstanding
151.53M174.12M167.8M165.37M164.86M195.02M202.77M200.07M197.65M

HOMB Balance Sheet

Home Bancshares, Inc. (HOMB) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash & Short Term Investments
2.3B2.44B2.57B3.74B6.77B4.77B4.51B2.65B2.24B
Cash & Due from Banks
635.93M657.94M490.6M1.26B3.65B724.79M1B910.35M667.34M
Short Term Investments
1.66B1.79B2.08B2.47B3.12B4.04B3.51B1.74B1.57B
Total Investments
12.11B12.94B12.85B13.45B12.72B19.45B18.93B18.84B19.52B
Investments Growth %
39.75%6.88%-0.7%4.65%-5.43%52.91%-2.69%-0.47%3.63%
Long-Term Investments
10.45B11.16B10.77B10.98B9.6B15.41B15.42B17.1B17.95B
Accounts Receivables
45.71M48.95M45.09M60.53M46.74M103.2M118.97M120.13M108.94M
Goodwill & Intangibles
977.3M1B994.98M1B998.07M1.46B1.45B1.44B1.43B
Goodwill
927.95M958.41M958.41M973.02M973.02M1.4B1.4B1.4B1.4B
Intangible Assets
49.35M42.9M36.57M30.73M25.05M58.45M48.77M40.33M32.29M
PP&E (Net)
237.44M233.26M280.1M278.61M275.76M405.07M393.3M386.32M369.32M
Other Assets
367.62M345.99M325.55M272.84M283.79M535.39M573.67M612.21M637.89M
Total Current Assets
2.35B2.49B2.62B3.8B6.82B4.87B4.63B2.77B2.35B
Total Non-Current Assets
12.1B12.81B12.41B12.6B11.24B18.01B18.03B19.72B20.53B
Total Assets
14.45B▲ 0%
15.3B▲ 5.9%
15.03B▼ 1.8%
16.4B▲ 9.1%
18.05B▲ 10.1%
22.88B▲ 26.8%
22.66B▼ 1.0%
22.49B▼ 0.7%
22.88B▲ 1.7%
Asset Growth %
47.32%5.9%-1.77%9.09%10.08%26.76%-0.99%-0.73%1.74%
Return on Assets (ROA)
1.11%2.02%1.91%1.36%1.85%1.49%1.73%1.78%2.1%
Accounts Payable
41.96M67.91M102.41M128M113.87M196.88M194.65M00
Total Debt
1.82B1.98B1.14B939.26M911.98M1.22B1.88B1.2B935.32M
Net Debt
1.18B1.33B649.12M-324.53M-2.74B496.78M883.01M292M267.98M
Long-Term Debt
1.67B1.84B991M770.33M771.09M1.09B1.74B1.04B779.51M
Short-Term Debt
147.79M143.68M148.73M168.93M140.89M131.15M142.09M162.35M155.8M
Other Liabilities
0000000181.08M169.73M
Total Current Liabilities
10.58B11.11B11.53B13.02B14.52B18.27B17.12B17.31B17.64B
Total Non-Current Liabilities
1.67B1.84B991M770.33M771.09M1.09B1.74B1.22B949.25M
Total Liabilities
12.25B12.95B12.52B13.79B15.29B19.36B18.87B18.53B18.59B
Total Equity
2.2B▲ 0%
2.35B▲ 6.6%
2.51B▲ 6.9%
2.61B▲ 3.8%
2.77B▲ 6.1%
3.53B▲ 27.5%
3.79B▲ 7.5%
3.96B▲ 4.5%
4.3B▲ 8.5%
Equity Growth %
66.05%6.61%6.88%3.75%6.14%27.5%7.51%4.48%8.48%
Equity / Assets (Capital Ratio)
15.25%15.36%16.71%15.89%15.32%15.41%16.73%17.61%18.78%
Return on Equity (ROE)
7.65%13.19%11.91%8.38%11.88%9.7%10.74%10.38%11.51%
Book Value per Share
14.5513.5014.9715.7616.7818.0818.7019.8021.74
Tangible BV per Share
8.107.749.049.6910.7210.6111.5612.6114.50
Common Stock
1.74M1.71M1.66M1.65M1.64M2.03M2.02M1.99M1.96M
Additional Paid-in Capital
1.68B1.61B1.54B1.52B1.49B2.39B2.35B2.27B2.2B
Retained Earnings
530.66M752.18M956.55M1.04B1.27B1.44B1.69B1.94B2.26B
Accumulated OCI
-3.42M-13.81M16.22M44.12M10.46M-305.46M-249.07M-256.11M-165.89M
Treasury Stock
000000000
Preferred Stock
000000000

HOMB Cash Flow Statement

Home Bancshares, Inc. (HOMB) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations
140.07M303.9M247.41M291.73M389.38M413.17M379.67M460.65M350.44M
Operating CF Growth %
-20.28%116.96%-18.59%17.91%33.47%6.11%-8.11%21.33%-23.92%
Net Income
135.08M300.4M289.54M214.45M319.02M305.26M392.93M402.24M475.44M
Depreciation & Amortization
16.72M19.2M19.43M20.08M19.48M31.86M30.93M29.2M0
Deferred Taxes
34.08M3.29M28.97M-19.75M3.87M2.21M-4.08M8.3M0
Other Non-Cash Items
23.38M-49.51M-68.23M88.38M31.99M57.24M-31.24M49.22M-99.91M
Working Capital Changes
-75.89M21.43M-33.02M-20.04M6.17M7.47M-18.14M-37.54M-25.09M
Cash from Investing
-318.63M-779.58M221.66M-651.94M624.66M-1.02B578.46M5.67M-86.83M
Purchase of Investments
-692.76M-502.4M-609.51M-1.16B-1.41B-2.04B-13.26M-64.07M0
Sale/Maturity of Investments
276.79M383.16M564.34M787.63M686.9M1.08B605.33M491.15M0
Net Investment Activity
-415.98M-119.24M-45.17M-375.28M-726.57M-964.24M592.07M427.07M0
Acquisitions
227.84M-377.41M0-421.21M0858.58M000
Other Investing
-125.31M-274.98M281.72M156.1M1.36B-899.04M8.85M-382.88M-86.83M
Cash from Financing
597.84M497.68M-636.41M1.13B1.37B-2.31B-682.71M-556.18M-398.59M
Dividends Paid
-60.37M-79.87M-85.63M-87.68M-92.14M-128.42M-145.9M-150M-158.92M
Share Repurchases
-20.82M-104.28M-84.89M-25.69M-44.48M-70.86M-48.77M-86.49M-82.22M
Stock Issued
00000000602K
Net Stock Activity
-20.82M-104.28M-84.89M-25.69M-44.48M-70.86M-48.77M-86.49M-81.62M
Debt Issuance (Net)
1000K1000K-1000K-1000K-1000K1000K1000K-1000K-1000K
Other Financing
477.22M508.62M385.06M1.47B1.54B-2.19B-1.14B380.87M107.05M
Net Change in Cash
419.28M▲ 0%
22.01M▼ 94.8%
-167.34M▼ 860.4%
773.19M▲ 562.1%
2.39B▲ 208.7%
-2.93B▼ 222.6%
275.42M▲ 109.4%
-89.87M▼ 132.6%
-134.97M▼ 50.2%
Exchange Rate Effect
000000000
Cash at Beginning
216.65M635.93M657.94M490.6M1.26B3.65B724.79M1B550.34M
Cash at End
635.93M657.94M490.6M1.26B3.65B724.79M1B910.35M415.37M
Interest Paid
000000000
Income Taxes Paid
000000000
Free Cash Flow
134.88M▲ 0%
294.27M▲ 118.2%
232.52M▼ 21.0%
280.18M▲ 20.5%
379.1M▲ 35.3%
393.59M▲ 3.8%
357.2M▼ 9.2%
422.12M▲ 18.2%
482.33M▲ 14.3%
FCF Growth %
-21.86%118.17%-20.98%20.5%35.3%3.82%-9.25%18.17%14.27%

HOMB Banking Ratios

Home Bancshares, Inc. (HOMB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Return on Equity (ROE)
14.02%7.65%13.19%11.91%8.38%11.88%9.7%10.74%10.38%11.51%
Return on Assets (ROA)
1.86%1.11%2.02%1.91%1.36%1.85%1.49%1.73%1.78%2.1%
Net Interest Margin
4.14%3.16%3.67%3.75%3.55%3.17%3.32%3.65%3.77%3.8%
Efficiency Ratio
35.76%37.63%32.77%33.03%35.68%38.27%44.47%34.37%29.63%33.55%
Equity / Assets
13.53%15.25%15.36%16.71%15.89%15.32%15.41%16.73%17.61%18.78%
Book Value / Share
9.4314.5513.514.9715.7616.7818.0818.719.821.74
NII Growth
14.13%12.3%23.05%0.39%3.43%-1.65%32.41%9%2.64%2.51%
Dividend Payout
27.15%44.69%26.59%29.57%40.88%28.88%42.07%37.13%37.29%33.43%
Related:HOMB Dividend History·HOMB Revenue History·HOMB Price History·HOMB P/E History·HOMB Financial Ratios·HOMB Institutional Holders

HOMB SEC Filings & Documents

Home Bancshares, Inc. (HOMB) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 17, 2026·SEC

Material company update

Apr 15, 2026·SEC

Material company update

Apr 1, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Feb 27, 2025·SEC

FY 2024

Feb 26, 2024·SEC

10-Q Quarterly Reports

6
FY 2025

Nov 4, 2025·SEC

FY 2025

Aug 5, 2025·SEC

FY 2025

May 5, 2025·SEC

HOMB Frequently Asked Questions

Home Bancshares, Inc. (HOMB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Home Bancshares, Inc. (HOMB) saw revenue decline by 5.3% over the past year.

Yes, Home Bancshares, Inc. (HOMB) is profitable, generating $475.4M in net income for fiscal year 2025 (34.6% net margin).

Dividend & Returns

Yes, Home Bancshares, Inc. (HOMB) pays a dividend with a yield of 2.91%. This makes it attractive for income-focused investors.

Home Bancshares, Inc. (HOMB) has a return on equity (ROE) of 11.5%. This is reasonable for most industries.

Industry Metrics

Home Bancshares, Inc. (HOMB) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.

Home Bancshares, Inc. (HOMB) has an efficiency ratio of 33.5%. This is excellent, indicating strong cost control.

What if you invested $1,000 in HOMB back in 2004?

Total return calculator · dividends reinvested · 22+ years of data

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How much would $100/month in HOMB be worth today?

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