Hope Bancorp, Inc.(HOPE)Earnings, Financials & Key Ratios

HOPE•NASDAQ•Banking & Credit

27.9× P/E·Price updated Jun 19, 2026

SectorFinancial Services IndustryRegional Banks Sub-IndustryCommercial and middle-market focused banks

AboutHope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. The company accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. Its loan products include commercial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; real estate loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, auto, credit card, and personal loans. The company also offers trade finance services, including the issuance and negotiation of letters of credit, as well as handles documentary collections; warehouse lines of credit to mortgage loan originators; and commercial equipment lease financing. In addition, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; investment and wealth management services; mobile banking services; debit card services; foreign exchanges services, safe deposit boxes, and other customary bank services; internet banking services; and automated teller machine services. As of December 31, 2021, the company operated 47 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Virginia, and Alabama; SBA loan production offices in Atlanta, Houston, Dallas, Denver, Portland, Seattle, Fremont, and Southern California; and a representative office in Seoul, Korea. Hope Bancorp, Inc. was incorporated in 2000 and is headquartered in Los Angeles, California.Show more

Net Interest Income$472M+10.4%
Total Revenue$968M-3.2%
Net Income$59M-41.3%
Return on Equity2.65%-43.4%
Net Interest Margin2.55%+1.6%
Efficiency Ratio40.26%+24.4%
ROA0.33%-40.3%
Equity / Assets12.32%-1.6%
Book Value per Share17.73+0.6%

HOPE Key Insights

Hope Bancorp, Inc. (HOPE) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

✓Efficient operations: 40.3% efficiency ratio
✓Well capitalized: 12.3% equity/assets
✓Healthy dividend yield of 4.3%
✓Trading near 52-week high
✓Trading at only 0.7x book value

✗Weaknesses

✗Weak 3Y average ROE of 4.6%
✗Profits declining 12.1% over 5 years
✗Dividend payout exceeds 100% of earnings

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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HOPE Price & Volume

Hope Bancorp, Inc. (HOPE) stock price & volume — 10-year historical chart

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HOPE Growth Metrics

Hope Bancorp, Inc. (HOPE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years10.54%

5 Years8.44%

3 Years8.04%

TTM-

Profit CAGR

10 Years-4.45%

5 Years-12.1%

3 Years-35.52%

TTM-41.26%

EPS CAGR

10 Years-8.83%

5 Years-12.56%

3 Years-36.66%

TTM-43.9%

Return on Capital

10 Years6.64%

5 Years5.76%

3 Years3.16%

Last Year0.93%

HOPE Recent Earnings

Hope Bancorp, Inc. (HOPE) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 6/12 qtrs (50%)●Beat Revenue 4/12 qtrs (33%)

Q2 2026Latest

Apr 28, 2026

Metric

Actual

Est

EPS

$0.23+4.5%

$0.22

Rev

$141M-2.9%

$145M

Q1 2026

Jan 27, 2026

Metric

Actual

Est

EPS

$0.27+3.8%

$0.26

Rev

$146M+2.0%

$143M

Q4 2025

Oct 28, 2025

Metric

Actual

Est

EPS

$0.25-2.9%

$0.26

Rev

$142M+2.3%

$139M

Q3 2025

Jul 22, 2025

Metric

Actual

Est

EPS

$0.19-9.5%

$0.21

Rev

$95M-31.9%

$139M

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	Apr 28, 2026	$0.23vs $0.22+4.5%	$141Mvs $145M-2.9%
Q1 2026	Jan 27, 2026	$0.27vs $0.26+3.8%	$146Mvs $143M+2.0%
Q4 2025	Oct 28, 2025	$0.25vs $0.26-2.9%	$142Mvs $139M+2.3%
Q3 2025	Jul 22, 2025	$0.19vs $0.21-9.5%	$95Mvs $139M-31.9%

Based on last 12 quarters of dataView full earnings history →

Company	Market Cap	Stock Price	P/E Ratio (TTM)	Revenue Growth 1Y	Net Margin	Return on Equity (ROE)	Debt / Equity
HAFCHanmi Financial CorporationDirect Competitor	932.95M	31.21	12.43	3.55%	17.12%	9.85%	0.35
BYFCBroadway Financial CorporationDirect Competitor	92.08M	9.90	-3.07	-3.76%	-39.3%	-9.05%	0.58
CARVCarver Bancorp, Inc.Direct Competitor	8.24M	1.56	-0.59	-8.28%	-35.2%	-44.42%	0.98
PFBCPreferred BankDirect Competitor	1.21B	99.04	9.51	-4.11%	26.59%	17.29%	0.49
CATYCathay General BancorpProduct Competitor	3.96B	59.09	13.02	-0.43%	22.76%	10.89%	0.07
EWBCEast West Bancorp, Inc.Product Competitor	17.45B	126.81	13.32	4.63%	28.27%	15.77%	0.36
UBSIUnited Bankshares, Inc.Product Competitor	6.2B	44.42	13.58	12.33%	25.52%	8.6%	0.17
FFWMFirst Foundation Inc.Product Competitor	489.02M	5.90	-3.14	22.18%	-28.15%	-15.75%	1.76

Compare HOPE vs Peers

Hope Bancorp, Inc. (HOPE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs HAFC

Most directly comparable listed peer for HOPE.

Scale Benchmark

vs EWBC

Larger-name benchmark to compare HOPE against a more recognizable public peer.

Peer Set

Compare Top 5

vs HAFC, BYFC, CARV, PFBC

HOPE Income Statement

Hope Bancorp, Inc. (HOPE) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily

Metric	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25
Net Interest Income	481.38M	487.93M	466.6M	467.5M	512.77M	578.42M	525.86M	427.85M	472.4M
NII Growth %	32.48%	1.36%	-4.37%	0.19%	9.68%	12.8%	-9.09%	-18.64%	10.41%
Net Interest Margin %	3.39%	3.19%	2.98%	2.73%	2.87%	3.02%	2.75%	2.51%	2.55%
Interest Income	572.1M	650.17M	684.79M	598.88M	566.53M	716.12M	1.05B	953.98M	941.33M
Interest Expense	90.72M	162.25M	218.19M	131.38M	53.76M	137.69M	523.02M	526.13M	468.93M
Loan Loss Provision	17.36M	14.9M	7.3M	95M	-12.2M	9.85M	31.59M	17.28M	28.51M
Non-Interest Income	65.83M	57.32M	44.71M	46.62M	43.59M	51.4M	45.58M	46.07M	26.47M
Non-Interest Income %	10.32%	8.1%	6.13%	7.22%	7.15%	6.7%	4.16%	4.61%	2.73%
Total Revenue	637.94M▲ 0%	707.49M▲ 10.9%	729.49M▲ 3.1%	645.49M▼ 11.5%	610.13M▼ 5.5%	767.51M▲ 25.8%	1.09B▲ 42.6%	1B▼ 8.6%	967.79M▼ 3.2%
Revenue Growth %	35.5%	10.9%	3.11%	-11.52%	-5.48%	25.8%	42.6%	-8.63%	-3.23%
Non-Interest Expense	266.02M	274.86M	277.65M	276.82M	293.29M	323.92M	361.96M	323.68M	389.62M
Efficiency Ratio	41.7%	38.85%	38.06%	42.89%	48.07%	42.2%	33.07%	32.37%	40.26%
Operating Income	263.83M▲ 0%	255.48M▼ 3.2%	226.35M▼ 11.4%	142.29M▼ 37.1%	275.27M▲ 93.5%	296.05M▲ 7.5%	177.89M▼ 39.9%	132.96M▼ 25.3%	80.73M▼ 39.3%
Operating Margin %	41.36%	36.11%	31.03%	22.04%	45.12%	38.57%	16.25%	13.3%	8.34%
Operating Income Growth %	37.99%	-3.17%	-11.4%	-37.14%	93.46%	7.55%	-39.91%	-25.25%	-39.28%
Pretax Income	263.83M▲ 0%	255.48M▼ 3.2%	226.35M▼ 11.4%	142.29M▼ 37.1%	275.27M▲ 93.5%	296.05M▲ 7.5%	177.89M▼ 39.9%	132.96M▼ 25.3%	73.53M▼ 44.7%
Pretax Margin %	41.36%	36.11%	31.03%	22.04%	45.12%	38.57%	16.25%	13.3%	7.6%
Income Tax	124.39M	65.89M	55.31M	30.78M	70.7M	77.77M	44.21M	33.33M	15.01M
Effective Tax Rate %	47.15%	25.79%	24.44%	21.63%	25.68%	26.27%	24.86%	25.07%	20.41%
Net Income	139.44M▲ 0%	189.59M▲ 36.0%	171.04M▼ 9.8%	111.52M▼ 34.8%	204.57M▲ 83.4%	218.28M▲ 6.7%	133.67M▼ 38.8%	99.63M▼ 25.5%	58.52M▼ 41.3%
Net Margin %	21.86%	26.8%	23.45%	17.28%	33.53%	28.44%	12.21%	9.96%	6.05%
Net Income Growth %	22.59%	35.96%	-9.78%	-34.8%	83.45%	6.7%	-38.76%	-25.47%	-41.26%
Net Income (Continuing)	139.44M	189.59M	171.04M	111.52M	204.57M	218.28M	133.67M	99.63M	58.52M
EPS (Diluted)	1.03▲ 0%	1.44▲ 39.8%	1.35▼ 6.2%	0.90▼ 33.3%	1.66▲ 84.4%	1.81▲ 9.0%	1.11▼ 38.7%	0.82▼ 26.1%	0.46▼ 43.9%
EPS Growth %	-6.36%	39.81%	-6.25%	-33.33%	84.44%	9.04%	-38.67%	-26.13%	-43.9%
EPS (Basic)	1.03	1.44	1.35	0.90	1.67	1.82	1.11	0.83	0.46
Diluted Shares Outstanding	135.69M	131.95M	126.88M	123.89M	123.13M	120.47M	120.39M	121.11M	128.77M

HOPE Balance Sheet

Hope Bancorp, Inc. (HOPE) balance sheet — assets, liabilities & shareholders' equity

Metric	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25
Cash & Short Term Investments	2.27B	2.34B	2.44B	2.66B	3B	2.48B	4.07B	458.2M	2.63B
Cash & Due from Banks	545.37M	489.01M	727.73M	379.22M	329.12M	506.78M	1.93B	458.2M	560.06M
Short Term Investments	1.72B	1.85B	1.72B	2.29B	2.67B	1.97B	2.15B	0	2.07B
Total Investments	12.85B	14.02B	14.08B	15.79B	16.69B	17.62B	16.21B	15.63B	2.07B
Investments Growth %	6.07%	9.1%	0.46%	12.11%	5.73%	5.57%	-8.05%	-3.55%	-86.74%
Long-Term Investments	11.13B	12.17B	12.37B	13.5B	14.03B	15.65B	14.06B	15.63B	0
Accounts Receivables	29.98M	32.23M	30.77M	59.43M	41.84M	55.46M	61.72M	51.17M	0
Goodwill & Intangibles	480.97M	478.51M	476.28M	474.16M	472.12M	470.18M	468.38M	466.78M	525.94M
Goodwill	464.45M	464.45M	464.45M	464.45M	464.45M	464.45M	464.45M	464.45M	525.94M
Intangible Assets	16.52M	14.06M	11.83M	9.71M	7.67M	5.73M	3.94M	2.33M	0
PP&E (Net)	56.71M	53.79M	110.61M	96.06M	98.37M	101.89M	97.22M	91.19M	69.59M
Other Assets	189.52M	182.67M	206.58M	261.12M	204.13M	255.31M	234.49M	216.46M	0
Total Current Assets	2.3B	2.37B	2.47B	2.72B	3.02B	2.54B	4.14B	509.37M	2.69B
Total Non-Current Assets	11.91B	12.94B	13.19B	14.38B	14.85B	16.63B	15B	16.54B	595.53M
Total Assets	14.21B▲ 0%	15.31B▲ 7.7%	15.67B▲ 2.4%	17.11B▲ 9.2%	17.89B▲ 4.6%	19.16B▲ 7.1%	19.13B▼ 0.2%	17.05B▼ 10.9%	18.53B▲ 8.7%
Asset Growth %	5.69%	7.74%	2.36%	9.19%	4.57%	7.13%	-0.17%	-10.86%	8.66%
Return on Assets (ROA)	1.01%	1.28%	1.1%	0.68%	1.17%	1.18%	0.7%	0.55%	0.33%
Accounts Payable	15.96M	31.37M	33.81M	14.71M	4.27M	26.67M	168.17M	93.78M	0
Total Debt	1.33B	1.12B	988M	610.77M	678.87M	1.25B	1.96B	392.64M	395.88M
Net Debt	783.08M	628.74M	260.27M	231.55M	349.75M	740.29M	27.7M	-65.56M	-164.18M
Long-Term Debt	1.26B	1.12B	927.49M	558.74M	621.56M	1.19B	1.9B	348.58M	110.96M
Short-Term Debt	69.9M	0	0	0	0	0	0	0	284.92M
Other Liabilities	87.45M	97.96M	82.26M	93.53M	72.49M	131.89M	131.69M	105.59M	-110.96M
Total Current Liabilities	10.93B	12.19B	12.56B	14.35B	15.04B	15.77B	14.92B	14.42B	3.73B
Total Non-Current Liabilities	1.35B	1.22B	1.07B	704.3M	751.36M	1.38B	2.09B	498.23M	0
Total Liabilities	12.28B	13.4B	13.63B	15.05B	15.8B	17.15B	17.01B	14.92B	16.25B
Total Equity	1.93B▲ 0%	1.9B▼ 1.3%	2.04B▲ 7.0%	2.05B▲ 0.9%	2.09B▲ 1.9%	2.02B▼ 3.5%	2.12B▲ 5.0%	2.13B▲ 0.6%	2.28B▲ 7.0%
Equity Growth %	3.84%	-1.3%	6.98%	0.87%	1.91%	-3.52%	5.05%	0.63%	6.97%
Equity / Assets (Capital Ratio)	13.57%	12.43%	13%	12.01%	11.7%	10.54%	11.09%	12.52%	12.32%
Return on Equity (ROE)	7.37%	9.9%	8.68%	5.45%	9.87%	10.62%	6.46%	4.68%	2.65%
Book Value per Share	14.21	14.42	16.05	16.58	17.00	16.76	17.62	17.62	17.73
Tangible BV per Share	10.67	10.80	12.29	12.75	13.16	12.86	13.73	13.77	13.65
Common Stock	136K	136K	136K	136K	136K	137K	138K	138K	146K
Additional Paid-in Capital	1.41B	1.42B	1.43B	1.43B	1.42B	1.43B	1.44B	1.45B	1.52B
Retained Earnings	541.29M	662.38M	762.48M	785.94M	932.56M	1.08B	1.15B	1.18B	1.17B
Accumulated OCI	-21.78M	-32.7M	9.15M	32.75M	-11.41M	-230.86M	-204.74M	-227.87M	-148.31M
Treasury Stock	0	-150M	-163.82M	-200M	-250M	-264.67M	-264.67M	-264.67M	-264.67M
Preferred Stock	0	0	0	0	0	0	0	0	0

HOPE Cash Flow Statement

Hope Bancorp, Inc. (HOPE) cash flow — operating, investing & free cash flow history

Metric	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25
Cash from Operations	203.92M	219.95M	183.85M	165.92M	324.21M	485.54M	473.78M	116.72M	164.55M
Operating CF Growth %	56.14%	7.86%	-16.41%	-9.76%	95.41%	49.76%	-2.42%	-75.36%	40.97%
Net Income	139.44M	189.59M	171.04M	111.52M	204.57M	218.28M	133.67M	99.63M	61.59M
Depreciation & Amortization	-14.9M	0	0	0	0	0	0	0	0
Deferred Taxes	34.74M	2.74M	1.53M	-18M	19.63M	-8.96M	4.14M	5.28M	6.24M
Other Non-Cash Items	44.68M	15.25M	21.68M	148.38M	48.91M	199.21M	106.06M	72.94M	159.15M
Working Capital Changes	-3.21M	8.71M	-15.68M	-84.11M	42.71M	64.74M	217.57M	-70.05M	-70.14M
Cash from Investing	-766.95M	-1.15B	-36.82M	-1.83B	-993.04M	-1.47B	1.29B	466.52M	525.31M
Purchase of Investments	-584.87M	-417.2M	-247.24M	-1.3B	-1.16B	-258.33M	-472.69M	-296.94M	-868.72M
Sale/Maturity of Investments	393.52M	221.59M	414.35M	733.63M	695.99M	356.95M	333.88M	596.15M	1.44B
Net Investment Activity	-191.35M	-195.6M	167.11M	-563.07M	-467.43M	98.61M	-138.82M	299.21M	573.16M
Acquisitions	0	0	0	0	0	0	0	0	86.9M
Other Investing	-560.83M	-945.06M	-197.31M	-1.27B	-518.39M	-1.56B	1.44B	177.12M	-121.66M
Cash from Financing	618.08M	895.12M	91.93M	1.32B	634.52M	1.18B	-341.47M	-2.05B	-588M
Dividends Paid	-67.66M	-71.63M	-70.94M	-69.18M	-68.67M	-67.13M	-67.13M	-67.51M	-70.73M
Share Repurchases	1.7B	-150M	-13.22M	-36.78M	-50M	-14.67M	0	-3.51M	0
Stock Issued	1.86M	0	0	0	0	0	0	0	1K
Net Stock Activity	1.7B	-150M	-13.22M	-36.78M	-50M	-14.67M	0	-3.51M	1K
Debt Issuance (Net)	1000K	-1000K	-1000K	-1000K	1000K	1000K	1000K	-1000K	-1000K
Other Financing	280.74M	1.24B	371.09M	1.81B	703.18M	694.86M	-988.43M	-426.26M	-403.27M
Net Change in Cash	54.67M▲ 0%	-32.39M▼ 159.3%	238.96M▲ 837.7%	-347.99M▼ 245.6%	-34.31M▲ 90.1%	190.51M▲ 655.2%	1.42B▲ 646.5%	-1.47B▼ 203.4%	101.86M▲ 106.9%
Exchange Rate Effect	0	0	0	0	0	0	0	0	0
Cash at Beginning	437.33M	492M	459.61M	698.57M	350.58M	316.27M	506.78M	1.93B	458.2M
Cash at End	492M	459.61M	698.57M	350.58M	316.27M	506.78M	1.93B	458.2M	560.06M
Interest Paid	91.08M	144.13M	211.01M	144.23M	62.08M	113.15M	379.91M	599.2M	484.82M
Income Taxes Paid	104.16M	57.86M	57.12M	49.22M	42.2M	96.4M	40.99M	29.22M	2.57M
Free Cash Flow	189.14M▲ 0%	213.1M▲ 12.7%	177.24M▼ 16.8%	160.94M▼ 9.2%	316.99M▲ 97.0%	476.42M▲ 50.3%	460.65M▼ 3.3%	106.91M▼ 76.8%	151.46M▲ 41.7%
FCF Growth %	62.66%	12.67%	-16.83%	-9.19%	96.96%	50.3%	-3.31%	-76.79%	41.67%

HOPE Banking Ratios

Hope Bancorp, Inc. (HOPE) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	8.14%	7.37%	9.9%	8.68%	5.45%	9.87%	10.62%	6.46%	4.68%	2.65%
Return on Assets (ROA)	1.07%	1.01%	1.28%	1.1%	0.68%	1.17%	1.18%	0.7%	0.55%	0.33%
Net Interest Margin	2.7%	3.39%	3.19%	2.98%	2.73%	2.87%	3.02%	2.75%	2.51%	2.55%
Efficiency Ratio	45.03%	41.7%	38.85%	38.06%	42.89%	48.07%	42.2%	33.07%	32.37%	40.26%
Equity / Assets	13.81%	13.57%	12.43%	13%	12.01%	11.7%	10.54%	11.09%	12.52%	12.32%
Book Value / Share	17.94	14.21	14.42	16.05	16.58	17	16.76	17.62	17.62	17.73
NII Growth	33.08%	32.48%	1.36%	-4.37%	0.19%	9.68%	12.8%	-9.09%	-18.64%	10.41%
Dividend Payout	37.36%	48.52%	37.78%	41.47%	62.04%	33.57%	30.75%	50.22%	67.76%	120.85%

HOPE SEC Filings & Documents

Hope Bancorp, Inc. (HOPE) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

Apr 28, 2026·SEC

Material company update

Apr 1, 2026·SEC

Material company update

Mar 31, 2026·SEC

10-K Annual Reports

FY 2026

Feb 25, 2026·SEC

FY 2025

Feb 26, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 8, 2025·SEC

FY 2025

May 8, 2025·SEC

HOPE Frequently Asked Questions

Hope Bancorp, Inc. (HOPE) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Hope Bancorp, Inc. (HOPE) saw revenue decline by 3.2% over the past year.

Yes, Hope Bancorp, Inc. (HOPE) is profitable, generating $58.5M in net income for fiscal year 2025 (6.0% net margin).

Dividend & Returns

Yes, Hope Bancorp, Inc. (HOPE) pays a dividend with a yield of 4.28%. This makes it attractive for income-focused investors.

Hope Bancorp, Inc. (HOPE) has a return on equity (ROE) of 2.6%. This is below average, suggesting room for improvement.

Industry Metrics

Hope Bancorp, Inc. (HOPE) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.

Hope Bancorp, Inc. (HOPE) has an efficiency ratio of 40.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in HOPE back in 1999?

Total return calculator · dividends reinvested · 27+ years of data

See returns →

How much would $100/month in HOPE be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →

Quarter

Date

EPS (Act vs Est)

Revenue (Act vs Est)

Q2 2026Latest

Apr 28, 2026

$0.23vs $0.22+4.5%

$141Mvs $145M-2.9%

Q1 2026

Jan 27, 2026

$0.27vs $0.26+3.8%

$146Mvs $143M+2.0%

Q4 2025

Oct 28, 2025

$0.25vs $0.26-2.9%

$142Mvs $139M+2.3%

Q3 2025

Jul 22, 2025

$0.19vs $0.21-9.5%

$95Mvs $139M-31.9%

Metric

Dec'17

Dec'18

Dec'19

Dec'20

Dec'21

Dec'22

Dec'23

Dec'24

Dec'25

Net Interest Income

481.38M

487.93M

466.6M

467.5M

512.77M

578.42M

525.86M

427.85M

472.4M

NII Growth %

32.48%

1.36%

-4.37%

0.19%

9.68%

12.8%

-9.09%

-18.64%

10.41%

Net Interest Margin %

3.39%

3.19%

2.98%

2.73%

2.87%

3.02%

2.75%

2.51%

2.55%

Interest Income

572.1M

650.17M

684.79M

598.88M

566.53M

716.12M

1.05B

953.98M

941.33M

Interest Expense

90.72M

162.25M

218.19M

131.38M

53.76M

137.69M

523.02M

526.13M

468.93M

Loan Loss Provision

17.36M

14.9M

7.3M

95M

-12.2M

9.85M

31.59M

17.28M

28.51M

Non-Interest Income

65.83M

57.32M

44.71M

46.62M

43.59M

51.4M

45.58M

46.07M

26.47M

Non-Interest Income %

10.32%

8.1%

6.13%

7.22%

7.15%

6.7%

4.16%

4.61%

2.73%

Total Revenue

637.94M▲ 0%

707.49M▲ 10.9%

729.49M▲ 3.1%

645.49M▼ 11.5%

610.13M▼ 5.5%

767.51M▲ 25.8%

1.09B▲ 42.6%

1B▼ 8.6%

967.79M▼ 3.2%

Revenue Growth %

35.5%

10.9%

3.11%

-11.52%

-5.48%

25.8%

42.6%

-8.63%

-3.23%

Non-Interest Expense

266.02M

274.86M

277.65M

276.82M

293.29M

323.92M

361.96M

323.68M

389.62M

Efficiency Ratio

41.7%

38.85%

38.06%

42.89%

48.07%

42.2%

33.07%

32.37%

40.26%

Operating Income

263.83M▲ 0%

255.48M▼ 3.2%

226.35M▼ 11.4%

142.29M▼ 37.1%

275.27M▲ 93.5%

296.05M▲ 7.5%

177.89M▼ 39.9%

132.96M▼ 25.3%

80.73M▼ 39.3%

Operating Margin %

41.36%

36.11%

31.03%

22.04%

45.12%

38.57%

16.25%

13.3%

8.34%

Operating Income Growth %

37.99%

-3.17%

-11.4%

-37.14%

93.46%

7.55%

-39.91%

-25.25%

-39.28%

Pretax Income

263.83M▲ 0%

255.48M▼ 3.2%

226.35M▼ 11.4%

142.29M▼ 37.1%

275.27M▲ 93.5%

296.05M▲ 7.5%

177.89M▼ 39.9%

132.96M▼ 25.3%

73.53M▼ 44.7%

Pretax Margin %

41.36%

36.11%

31.03%

22.04%

45.12%

38.57%

16.25%

13.3%

7.6%

Income Tax

124.39M

65.89M

55.31M

30.78M

70.7M

77.77M

44.21M

33.33M

15.01M

Effective Tax Rate %

47.15%

25.79%

24.44%

21.63%

25.68%

26.27%

24.86%

25.07%

20.41%

Net Income

139.44M▲ 0%

189.59M▲ 36.0%

171.04M▼ 9.8%

111.52M▼ 34.8%

204.57M▲ 83.4%

218.28M▲ 6.7%

133.67M▼ 38.8%

99.63M▼ 25.5%

58.52M▼ 41.3%

Net Margin %

21.86%

26.8%

23.45%

17.28%

33.53%

28.44%

12.21%

9.96%

6.05%

Net Income Growth %

22.59%

35.96%

-9.78%

-34.8%

83.45%

6.7%

-38.76%

-25.47%

-41.26%

Net Income (Continuing)

139.44M

189.59M

171.04M

111.52M

204.57M

218.28M

133.67M

99.63M

58.52M

EPS (Diluted)

1.03▲ 0%

1.44▲ 39.8%

1.35▼ 6.2%

0.90▼ 33.3%

1.66▲ 84.4%

1.81▲ 9.0%

1.11▼ 38.7%

0.82▼ 26.1%

0.46▼ 43.9%

EPS Growth %

-6.36%

39.81%

-6.25%

-33.33%

84.44%

9.04%

-38.67%

-26.13%

-43.9%

EPS (Basic)

1.03

1.44

1.35

0.90

1.67

1.82

1.11

0.83

0.46

Diluted Shares Outstanding

135.69M

131.95M

126.88M

123.89M

123.13M

120.47M

120.39M

121.11M

128.77M

Metric

Dec'17

Dec'18

Dec'19

Dec'20

Dec'21

Dec'22

Dec'23

Dec'24

Dec'25

Cash & Short Term Investments

2.27B

2.34B

2.44B

2.66B

2.48B

4.07B

458.2M

2.63B

Cash & Due from Banks

545.37M

489.01M

727.73M

379.22M

329.12M

506.78M

1.93B

458.2M

560.06M

Short Term Investments

1.72B

1.85B

1.72B

2.29B

2.67B

1.97B

2.15B

2.07B

Total Investments

12.85B

14.02B

14.08B

15.79B

16.69B

17.62B

16.21B

15.63B

2.07B

Investments Growth %

6.07%

9.1%

0.46%

12.11%

5.73%

5.57%

-8.05%

-3.55%

-86.74%

Long-Term Investments

11.13B

12.17B

12.37B

13.5B

14.03B

15.65B

14.06B

15.63B

Accounts Receivables

29.98M

32.23M

30.77M

59.43M

41.84M

55.46M

61.72M

51.17M

Goodwill & Intangibles

480.97M

478.51M

476.28M

474.16M

472.12M

470.18M

468.38M

466.78M

525.94M

Goodwill

464.45M

525.94M

Intangible Assets

16.52M

14.06M

11.83M

9.71M

7.67M

5.73M

3.94M

2.33M

PP&E (Net)

56.71M

53.79M

110.61M

96.06M

98.37M

101.89M

97.22M

91.19M

69.59M

Other Assets

189.52M

182.67M

206.58M

261.12M

204.13M

255.31M

234.49M

216.46M

Total Current Assets

2.3B

2.37B

2.47B

2.72B

3.02B

2.54B

4.14B

509.37M

2.69B

Total Non-Current Assets

11.91B

12.94B

13.19B

14.38B

14.85B

16.63B

15B

16.54B

595.53M

Total Assets

14.21B▲ 0%

15.31B▲ 7.7%

15.67B▲ 2.4%

17.11B▲ 9.2%

17.89B▲ 4.6%

19.16B▲ 7.1%

19.13B▼ 0.2%

17.05B▼ 10.9%

18.53B▲ 8.7%

Asset Growth %

5.69%

7.74%

2.36%

9.19%

4.57%

7.13%

-0.17%

-10.86%

8.66%

Return on Assets (ROA)

1.01%

1.28%

1.1%

0.68%

1.17%

1.18%

0.7%

0.55%

0.33%

Accounts Payable

15.96M

31.37M

33.81M

14.71M

4.27M

26.67M

168.17M

93.78M

Total Debt

1.33B

1.12B

988M

610.77M

678.87M

1.25B

1.96B

392.64M

395.88M

Net Debt

783.08M

628.74M

260.27M

231.55M

349.75M

740.29M

27.7M

-65.56M

-164.18M

Long-Term Debt

1.26B

1.12B

927.49M

558.74M

621.56M

1.19B

1.9B

348.58M

110.96M

Short-Term Debt

69.9M

284.92M

Other Liabilities

87.45M

97.96M

82.26M

93.53M

72.49M

131.89M

131.69M

105.59M

-110.96M

Total Current Liabilities

10.93B

12.19B

12.56B

14.35B

15.04B

15.77B

14.92B

14.42B

3.73B

Total Non-Current Liabilities

1.35B

1.22B

1.07B

704.3M

751.36M

1.38B

2.09B

498.23M

Total Liabilities

12.28B

13.4B

13.63B

15.05B

15.8B

17.15B

17.01B

14.92B

16.25B

Total Equity

1.93B▲ 0%

1.9B▼ 1.3%

2.04B▲ 7.0%

2.05B▲ 0.9%

2.09B▲ 1.9%

2.02B▼ 3.5%

2.12B▲ 5.0%

2.13B▲ 0.6%

2.28B▲ 7.0%

Equity Growth %

3.84%

-1.3%

6.98%

0.87%

1.91%

-3.52%

5.05%

0.63%

6.97%

Equity / Assets (Capital Ratio)

13.57%

12.43%

13%

12.01%

11.7%

10.54%

11.09%

12.52%

12.32%

Return on Equity (ROE)

7.37%

9.9%

8.68%

5.45%

9.87%

10.62%

6.46%

4.68%

2.65%

Book Value per Share

14.21

14.42

16.05

16.58

17.00

16.76

17.62

17.73

Tangible BV per Share

10.67

10.80

12.29

12.75

13.16

12.86

13.73

13.77

13.65

Common Stock

136K

137K

138K

146K

Additional Paid-in Capital

1.41B

1.42B

1.43B

1.42B

1.43B

1.44B

1.45B

1.52B

Retained Earnings

541.29M

662.38M

762.48M

785.94M

932.56M

1.08B

1.15B

1.18B

1.17B

Accumulated OCI

-21.78M

-32.7M

9.15M

32.75M

-11.41M

-230.86M

-204.74M

-227.87M

-148.31M

Treasury Stock

-150M

-163.82M

-200M

-250M

-264.67M

Preferred Stock

Metric

Dec'17

Dec'18

Dec'19

Dec'20

Dec'21

Dec'22

Dec'23

Dec'24

Dec'25

Cash from Operations

203.92M

219.95M

183.85M

165.92M

324.21M

485.54M

473.78M

116.72M

164.55M

Operating CF Growth %

56.14%

7.86%

-16.41%

-9.76%

95.41%

49.76%

-2.42%

-75.36%

40.97%

Net Income

139.44M

189.59M

171.04M

111.52M

204.57M

218.28M

133.67M

99.63M

61.59M

Depreciation & Amortization

-14.9M

Deferred Taxes

34.74M

2.74M

1.53M

-18M

19.63M

-8.96M

4.14M

5.28M

6.24M

Other Non-Cash Items

44.68M

15.25M

21.68M

148.38M

48.91M

199.21M

106.06M

72.94M

159.15M

Working Capital Changes

-3.21M

8.71M

-15.68M

-84.11M

42.71M

64.74M

217.57M

-70.05M

-70.14M

Cash from Investing

-766.95M

-1.15B

-36.82M

-1.83B

-993.04M

-1.47B

1.29B

466.52M

525.31M

Purchase of Investments

-584.87M

-417.2M

-247.24M

-1.3B

-1.16B

-258.33M

-472.69M

-296.94M

-868.72M

Sale/Maturity of Investments

393.52M

221.59M

414.35M

733.63M

695.99M

356.95M

333.88M

596.15M

1.44B

Net Investment Activity

-191.35M

-195.6M

167.11M

-563.07M

-467.43M

98.61M

-138.82M

299.21M

573.16M

Acquisitions

86.9M

Other Investing

-560.83M

-945.06M

-197.31M

-1.27B

-518.39M

-1.56B

1.44B

177.12M

-121.66M

Cash from Financing

618.08M

895.12M

91.93M

1.32B

634.52M

1.18B

-341.47M

-2.05B

-588M

Dividends Paid

-67.66M

-71.63M

-70.94M

-69.18M

-68.67M

-67.13M

-67.51M

-70.73M

Share Repurchases

1.7B

-150M

-13.22M

-36.78M

-50M

-14.67M

-3.51M

Stock Issued

1.86M

Net Stock Activity

1.7B

-150M

-13.22M

-36.78M

-50M

-14.67M

-3.51M

Debt Issuance (Net)

1000K

-1000K

1000K

-1000K

Other Financing

280.74M

1.24B

371.09M

1.81B

703.18M

694.86M

-988.43M

-426.26M

-403.27M

Net Change in Cash

54.67M▲ 0%

-32.39M▼ 159.3%

238.96M▲ 837.7%

-347.99M▼ 245.6%

-34.31M▲ 90.1%

190.51M▲ 655.2%

1.42B▲ 646.5%

-1.47B▼ 203.4%

101.86M▲ 106.9%

Exchange Rate Effect

Cash at Beginning

437.33M

492M

459.61M

698.57M

350.58M

316.27M

506.78M

1.93B

458.2M

Cash at End

492M

459.61M

698.57M

350.58M

316.27M

506.78M

1.93B

458.2M

560.06M

Interest Paid

91.08M

144.13M

211.01M

144.23M

62.08M

113.15M

379.91M

599.2M

484.82M

Income Taxes Paid

104.16M

57.86M

57.12M

49.22M

42.2M

96.4M

40.99M

29.22M

2.57M

Free Cash Flow

189.14M▲ 0%

213.1M▲ 12.7%

177.24M▼ 16.8%

160.94M▼ 9.2%

316.99M▲ 97.0%

476.42M▲ 50.3%

460.65M▼ 3.3%

106.91M▼ 76.8%

151.46M▲ 41.7%

FCF Growth %

62.66%

12.67%

-16.83%

-9.19%

96.96%

50.3%

-3.31%

-76.79%

41.67%

Metric

2016

2017

2018

2019

2020

2021

2022

2023

2024

2025

Return on Equity (ROE)

8.14%

7.37%

9.9%

8.68%

5.45%

9.87%

10.62%

6.46%

4.68%

2.65%

Return on Assets (ROA)

1.07%

1.01%

1.28%

1.1%

0.68%

1.17%

1.18%

0.7%

0.55%

0.33%

Net Interest Margin

2.7%

3.39%

3.19%

2.98%

2.73%

2.87%

3.02%

2.75%

2.51%

2.55%

Efficiency Ratio

45.03%

41.7%

38.85%

38.06%

42.89%

48.07%

42.2%

33.07%

32.37%

40.26%

Equity / Assets

13.81%

13.57%

12.43%

13%

12.01%

11.7%

10.54%

11.09%

12.52%

12.32%

Book Value / Share

17.94

14.21

14.42

16.05

16.58

16.76

17.62

17.73

NII Growth

33.08%

32.48%

1.36%

-4.37%

0.19%

9.68%

12.8%

-9.09%

-18.64%

10.41%

Dividend Payout

37.36%

48.52%

37.78%

41.47%

62.04%

33.57%

30.75%

50.22%

67.76%

120.85%

Hope Bancorp, Inc.(HOPE)Earnings, Financials & Key Ratios

HOPE Key Insights

✓Strengths

✗Weaknesses

HOPE Price & Volume

HOPE Growth Metrics

Revenue CAGR

Profit CAGR

EPS CAGR

Return on Capital

HOPE Recent Earnings

HOPE Peer Comparison

Compare HOPE vs Peers

vs HAFC

vs EWBC

Compare Top 5

HOPE Income Statement

HOPE Balance Sheet

HOPE Cash Flow Statement

HOPE Banking Ratios

HOPE SEC Filings & Documents

8-K Announcements

10-K Annual Reports

10-Q Quarterly Reports

HOPE Frequently Asked Questions

Hope Bancorp, Inc.(HOPE)Earnings, Financials & Key Ratios

HOPE Key Insights

✓Strengths

✗Weaknesses

HOPE Price & Volume

HOPE Growth Metrics

Revenue CAGR

Profit CAGR

EPS CAGR

Return on Capital

HOPE Recent Earnings

HOPE Peer Comparison

Compare HOPE vs Peers

vs HAFC

vs EWBC

Compare Top 5

HOPE Income Statement

HOPE Balance Sheet

HOPE Cash Flow Statement

HOPE Banking Ratios

HOPE SEC Filings & Documents

8-K Announcements

10-K Annual Reports

10-Q Quarterly Reports

HOPE Frequently Asked Questions