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HOPE logoHope Bancorp, Inc.(HOPE)Earnings, Financials & Key Ratios

HOPE•NASDAQ•Banking & Credit
$12.49
$1.6B mkt cap·27.2× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutHope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. The company accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. Its loan products include commercial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; real estate loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, auto, credit card, and personal loans. The company also offers trade finance services, including the issuance and negotiation of letters of credit, as well as handles documentary collections; warehouse lines of credit to mortgage loan originators; and commercial equipment lease financing. In addition, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; investment and wealth management services; mobile banking services; debit card services; foreign exchanges services, safe deposit boxes, and other customary bank services; internet banking services; and automated teller machine services. As of December 31, 2021, the company operated 47 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Virginia, and Alabama; SBA loan production offices in Atlanta, Houston, Dallas, Denver, Portland, Seattle, Fremont, and Southern California; and a representative office in Seoul, Korea. Hope Bancorp, Inc. was incorporated in 2000 and is headquartered in Los Angeles, California.Show more
  • Net Interest Income$472M+10.4%
  • Total Revenue$968M-3.2%
  • Net Income$59M-41.3%
  • Return on Equity2.65%-43.4%
  • Net Interest Margin2.55%+1.6%
  • Efficiency Ratio40.26%+24.4%
  • ROA0.33%-40.3%
  • Equity / Assets12.32%-1.6%
  • Book Value per Share17.73+0.6%
  • Tangible BV/Share13.65-0.9%
  • Debt/Equity0.17-5.7%
Technical→

HOPE Key Insights

Hope Bancorp, Inc. (HOPE) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Efficient operations: 40.3% efficiency ratio
  • ✓Well capitalized: 12.3% equity/assets
  • ✓Healthy dividend yield of 4.4%
  • ✓Trading near 52-week high
  • ✓Trading at only 0.7x book value

✗Weaknesses

  • ✗Weak 3Y average ROE of 4.6%
  • ✗Profits declining 12.1% over 5 years
  • ✗Dividend payout exceeds 100% of earnings

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

HOPE Price & Volume

Hope Bancorp, Inc. (HOPE) stock price & volume — 10-year historical chart

Loading chart...

HOPE Growth Metrics

Hope Bancorp, Inc. (HOPE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years10.54%
5 Years8.44%
3 Years8.04%
TTM-

Profit CAGR

10 Years-4.45%
5 Years-12.1%
3 Years-35.52%
TTM-41.26%

EPS CAGR

10 Years-8.83%
5 Years-12.56%
3 Years-36.66%
TTM-43.9%

Return on Capital

10 Years6.64%
5 Years5.76%
3 Years3.16%
Last Year0.93%

HOPE Recent Earnings

Hope Bancorp, Inc. (HOPE) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
Apr 28, 2026
EPS
$0.23
Est $0.22
+4.5%
Revenue
$141M
Est $145M
-2.9%
Q1 2026
Jan 27, 2026
EPS
$0.27
Est $0.26
+3.8%
Revenue
$146M
Est $143M
+2.0%
Q4 2025
Oct 28, 2025
EPS
$0.25
Est $0.26
-2.9%
Revenue
$142M
Est $139M
+2.3%
Q3 2025
Jul 22, 2025
EPS
$0.19
Est $0.21
-9.5%
Revenue
$95M
Est $139M
-31.9%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 28, 2026
$0.23vs $0.22+4.5%
$141Mvs $145M-2.9%
Q1 2026Jan 27, 2026
$0.27vs $0.26+3.8%
$146Mvs $143M+2.0%
Q4 2025Oct 28, 2025
$0.25vs $0.26-2.9%
$142Mvs $139M+2.3%
Q3 2025Jul 22, 2025
$0.19vs $0.21-9.5%
$95Mvs $139M-31.9%
Based on last 12 quarters of dataView full earnings history →

HOPE Peer Comparison

Hope Bancorp, Inc. (HOPE) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
HAFC logoHAFCHanmi Financial CorporationDirect Competitor900.96M30.1412.013.55%17.11%9.85%22.61%0.35
BYFC logoBYFCBroadway Financial CorporationDirect Competitor86.22M9.27-2.87-3.76%-39.34%-9.05%0.58
CARV logoCARVCarver Bancorp, Inc.Direct Competitor8.72M1.65-0.62-8.28%-36.78%-48.38%0.98
PFBC logoPFBCPreferred BankDirect Competitor1.17B95.769.20-4.11%26.78%17.29%14.3%0.49
CATY logoCATYCathay General BancorpProduct Competitor3.82B57.1112.58-0.43%22.76%10.89%9.51%0.07
EWBC logoEWBCEast West Bancorp, Inc.Product Competitor17B123.5512.984.63%28.27%15.77%8.83%0.36
UBSI logoUBSIUnited Bankshares, Inc.Product Competitor6.08B43.5613.3212.33%25.52%8.6%7.91%0.17
FFWM logoFFWMFirst Foundation Inc.Product Competitor489.02M5.90-3.1422.18%-26.37%-15.75%1.76

Compare HOPE vs Peers

Hope Bancorp, Inc. (HOPE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs HAFC

Most directly comparable listed peer for HOPE.

Scale Benchmark

vs EWBC

Larger-name benchmark to compare HOPE against a more recognizable public peer.

Peer Set

Compare Top 5

vs HAFC, BYFC, CARV, PFBC

HOPE Income Statement

Hope Bancorp, Inc. (HOPE) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Net Interest Income481.38M487.93M466.6M467.5M512.77M578.42M525.86M427.85M472.4M
NII Growth %32.48%1.36%-4.37%0.19%9.68%12.8%-9.09%-18.64%10.41%
Net Interest Margin %3.39%3.19%2.98%2.73%2.87%3.02%2.75%2.51%2.55%
Interest Income572.1M650.17M684.79M598.88M566.53M716.12M1.05B953.98M941.33M
Interest Expense90.72M162.25M218.19M131.38M53.76M137.69M523.02M526.13M468.93M
Loan Loss Provision17.36M14.9M7.3M95M-12.2M9.85M31.59M17.28M28.51M
Non-Interest Income65.83M57.32M44.71M46.62M43.59M51.4M45.58M46.07M26.47M
Non-Interest Income %10.32%8.1%6.13%7.22%7.15%6.7%4.16%4.61%2.73%
Total Revenue
637.94M▲ 0%
707.49M▲ 10.9%
729.49M▲ 3.1%
645.49M▼ 11.5%
610.13M▼ 5.5%
767.51M▲ 25.8%
1.09B▲ 42.6%
1B▼ 8.6%
967.79M▼ 3.2%
Revenue Growth %35.5%10.9%3.11%-11.52%-5.48%25.8%42.6%-8.63%-3.23%
Non-Interest Expense266.02M274.86M277.65M276.82M293.29M323.92M361.96M323.68M389.62M
Efficiency Ratio41.7%38.85%38.06%42.89%48.07%42.2%33.07%32.37%40.26%
Operating Income
263.83M▲ 0%
255.48M▼ 3.2%
226.35M▼ 11.4%
142.29M▼ 37.1%
275.27M▲ 93.5%
296.05M▲ 7.5%
177.89M▼ 39.9%
132.96M▼ 25.3%
80.73M▼ 39.3%
Operating Margin %41.36%36.11%31.03%22.04%45.12%38.57%16.25%13.3%8.34%
Operating Income Growth %37.99%-3.17%-11.4%-37.14%93.46%7.55%-39.91%-25.25%-39.28%
Pretax Income
263.83M▲ 0%
255.48M▼ 3.2%
226.35M▼ 11.4%
142.29M▼ 37.1%
275.27M▲ 93.5%
296.05M▲ 7.5%
177.89M▼ 39.9%
132.96M▼ 25.3%
73.53M▼ 44.7%
Pretax Margin %41.36%36.11%31.03%22.04%45.12%38.57%16.25%13.3%7.6%
Income Tax124.39M65.89M55.31M30.78M70.7M77.77M44.21M33.33M15.01M
Effective Tax Rate %47.15%25.79%24.44%21.63%25.68%26.27%24.86%25.07%20.41%
Net Income
139.44M▲ 0%
189.59M▲ 36.0%
171.04M▼ 9.8%
111.52M▼ 34.8%
204.57M▲ 83.4%
218.28M▲ 6.7%
133.67M▼ 38.8%
99.63M▼ 25.5%
58.52M▼ 41.3%
Net Margin %21.86%26.8%23.45%17.28%33.53%28.44%12.21%9.96%6.05%
Net Income Growth %22.59%35.96%-9.78%-34.8%83.45%6.7%-38.76%-25.47%-41.26%
Net Income (Continuing)139.44M189.59M171.04M111.52M204.57M218.28M133.67M99.63M58.52M
EPS (Diluted)
1.03▲ 0%
1.44▲ 39.8%
1.35▼ 6.2%
0.90▼ 33.3%
1.66▲ 84.4%
1.81▲ 9.0%
1.11▼ 38.7%
0.82▼ 26.1%
0.46▼ 43.9%
EPS Growth %-6.36%39.81%-6.25%-33.33%84.44%9.04%-38.67%-26.13%-43.9%
EPS (Basic)1.031.441.350.901.671.821.110.830.46
Diluted Shares Outstanding135.69M131.95M126.88M123.89M123.13M120.47M120.39M121.11M128.77M

HOPE Balance Sheet

Hope Bancorp, Inc. (HOPE) balance sheet — assets, liabilities & shareholders' equity

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash & Short Term Investments2.27B2.34B2.44B2.66B3B2.48B4.07B458.2M2.63B
Cash & Due from Banks545.37M489.01M727.73M379.22M329.12M506.78M1.93B458.2M560.06M
Short Term Investments1.72B1.85B1.72B2.29B2.67B1.97B2.15B02.07B
Total Investments12.85B14.02B14.08B15.79B16.69B17.62B16.21B15.63B2.07B
Investments Growth %6.07%9.1%0.46%12.11%5.73%5.57%-8.05%-3.55%-86.74%
Long-Term Investments11.13B12.17B12.37B13.5B14.03B15.65B14.06B15.63B0
Accounts Receivables29.98M32.23M30.77M59.43M41.84M55.46M61.72M51.17M0
Goodwill & Intangibles480.97M478.51M476.28M474.16M472.12M470.18M468.38M466.78M525.94M
Goodwill464.45M464.45M464.45M464.45M464.45M464.45M464.45M464.45M525.94M
Intangible Assets16.52M14.06M11.83M9.71M7.67M5.73M3.94M2.33M0
PP&E (Net)56.71M53.79M110.61M96.06M98.37M101.89M97.22M91.19M69.59M
Other Assets189.52M182.67M206.58M261.12M204.13M255.31M234.49M216.46M0
Total Current Assets2.3B2.37B2.47B2.72B3.02B2.54B4.14B509.37M2.69B
Total Non-Current Assets11.91B12.94B13.19B14.38B14.85B16.63B15B16.54B595.53M
Total Assets
14.21B▲ 0%
15.31B▲ 7.7%
15.67B▲ 2.4%
17.11B▲ 9.2%
17.89B▲ 4.6%
19.16B▲ 7.1%
19.13B▼ 0.2%
17.05B▼ 10.9%
18.53B▲ 8.7%
Asset Growth %5.69%7.74%2.36%9.19%4.57%7.13%-0.17%-10.86%8.66%
Return on Assets (ROA)1.01%1.28%1.1%0.68%1.17%1.18%0.7%0.55%0.33%
Accounts Payable15.96M31.37M33.81M14.71M4.27M26.67M168.17M93.78M0
Total Debt1.33B1.12B988M610.77M678.87M1.25B1.96B392.64M395.88M
Net Debt783.08M628.74M260.27M231.55M349.75M740.29M27.7M-65.56M-164.18M
Long-Term Debt1.26B1.12B927.49M558.74M621.56M1.19B1.9B348.58M110.96M
Short-Term Debt69.9M0000000284.92M
Other Liabilities87.45M97.96M82.26M93.53M72.49M131.89M131.69M105.59M-110.96M
Total Current Liabilities10.93B12.19B12.56B14.35B15.04B15.77B14.92B14.42B3.73B
Total Non-Current Liabilities1.35B1.22B1.07B704.3M751.36M1.38B2.09B498.23M0
Total Liabilities12.28B13.4B13.63B15.05B15.8B17.15B17.01B14.92B16.25B
Total Equity
1.93B▲ 0%
1.9B▼ 1.3%
2.04B▲ 7.0%
2.05B▲ 0.9%
2.09B▲ 1.9%
2.02B▼ 3.5%
2.12B▲ 5.0%
2.13B▲ 0.6%
2.28B▲ 7.0%
Equity Growth %3.84%-1.3%6.98%0.87%1.91%-3.52%5.05%0.63%6.97%
Equity / Assets (Capital Ratio)13.57%12.43%13%12.01%11.7%10.54%11.09%12.52%12.32%
Return on Equity (ROE)7.37%9.9%8.68%5.45%9.87%10.62%6.46%4.68%2.65%
Book Value per Share14.2114.4216.0516.5817.0016.7617.6217.6217.73
Tangible BV per Share10.6710.8012.2912.7513.1612.8613.7313.7713.65
Common Stock136K136K136K136K136K137K138K138K146K
Additional Paid-in Capital1.41B1.42B1.43B1.43B1.42B1.43B1.44B1.45B1.52B
Retained Earnings541.29M662.38M762.48M785.94M932.56M1.08B1.15B1.18B1.17B
Accumulated OCI-21.78M-32.7M9.15M32.75M-11.41M-230.86M-204.74M-227.87M-148.31M
Treasury Stock0-150M-163.82M-200M-250M-264.67M-264.67M-264.67M-264.67M
Preferred Stock000000000

HOPE Cash Flow Statement

Hope Bancorp, Inc. (HOPE) cash flow — operating, investing & free cash flow history

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations203.92M219.95M183.85M165.92M324.21M485.54M473.78M116.72M164.55M
Operating CF Growth %56.14%7.86%-16.41%-9.76%95.41%49.76%-2.42%-75.36%40.97%
Net Income139.44M189.59M171.04M111.52M204.57M218.28M133.67M99.63M61.59M
Depreciation & Amortization-14.9M00000000
Deferred Taxes34.74M2.74M1.53M-18M19.63M-8.96M4.14M5.28M6.24M
Other Non-Cash Items44.68M15.25M21.68M148.38M48.91M199.21M106.06M72.94M159.15M
Working Capital Changes-3.21M8.71M-15.68M-84.11M42.71M64.74M217.57M-70.05M-70.14M
Cash from Investing-766.95M-1.15B-36.82M-1.83B-993.04M-1.47B1.29B466.52M525.31M
Purchase of Investments-584.87M-417.2M-247.24M-1.3B-1.16B-258.33M-472.69M-296.94M-868.72M
Sale/Maturity of Investments393.52M221.59M414.35M733.63M695.99M356.95M333.88M596.15M1.44B
Net Investment Activity-191.35M-195.6M167.11M-563.07M-467.43M98.61M-138.82M299.21M573.16M
Acquisitions0000000086.9M
Other Investing-560.83M-945.06M-197.31M-1.27B-518.39M-1.56B1.44B177.12M-121.66M
Cash from Financing618.08M895.12M91.93M1.32B634.52M1.18B-341.47M-2.05B-588M
Dividends Paid-67.66M-71.63M-70.94M-69.18M-68.67M-67.13M-67.13M-67.51M-70.73M
Share Repurchases1.7B-150M-13.22M-36.78M-50M-14.67M0-3.51M0
Stock Issued1.86M00000001K
Net Stock Activity1.7B-150M-13.22M-36.78M-50M-14.67M0-3.51M1K
Debt Issuance (Net)1000K-1000K-1000K-1000K1000K1000K1000K-1000K-1000K
Other Financing280.74M1.24B371.09M1.81B703.18M694.86M-988.43M-426.26M-403.27M
Net Change in Cash
54.67M▲ 0%
-32.39M▼ 159.3%
238.96M▲ 837.7%
-347.99M▼ 245.6%
-34.31M▲ 90.1%
190.51M▲ 655.2%
1.42B▲ 646.5%
-1.47B▼ 203.4%
101.86M▲ 106.9%
Exchange Rate Effect000000000
Cash at Beginning437.33M492M459.61M698.57M350.58M316.27M506.78M1.93B458.2M
Cash at End492M459.61M698.57M350.58M316.27M506.78M1.93B458.2M560.06M
Interest Paid91.08M144.13M211.01M144.23M62.08M113.15M379.91M599.2M484.82M
Income Taxes Paid104.16M57.86M57.12M49.22M42.2M96.4M40.99M29.22M2.57M
Free Cash Flow
189.14M▲ 0%
213.1M▲ 12.7%
177.24M▼ 16.8%
160.94M▼ 9.2%
316.99M▲ 97.0%
476.42M▲ 50.3%
460.65M▼ 3.3%
106.91M▼ 76.8%
151.46M▲ 41.7%
FCF Growth %62.66%12.67%-16.83%-9.19%96.96%50.3%-3.31%-76.79%41.67%

HOPE Banking Ratios

Hope Bancorp, Inc. (HOPE) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Return on Equity (ROE)8.14%7.37%9.9%8.68%5.45%9.87%10.62%6.46%4.68%2.65%
Return on Assets (ROA)1.07%1.01%1.28%1.1%0.68%1.17%1.18%0.7%0.55%0.33%
Net Interest Margin2.7%3.39%3.19%2.98%2.73%2.87%3.02%2.75%2.51%2.55%
Efficiency Ratio45.03%41.7%38.85%38.06%42.89%48.07%42.2%33.07%32.37%40.26%
Equity / Assets13.81%13.57%12.43%13%12.01%11.7%10.54%11.09%12.52%12.32%
Book Value / Share17.9414.2114.4216.0516.581716.7617.6217.6217.73
NII Growth33.08%32.48%1.36%-4.37%0.19%9.68%12.8%-9.09%-18.64%10.41%
Dividend Payout37.36%48.52%37.78%41.47%62.04%33.57%30.75%50.22%67.76%120.85%

HOPE SEC Filings & Documents

Hope Bancorp, Inc. (HOPE) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 28, 2026·SEC

Material company update

Apr 1, 2026·SEC

Material company update

Mar 31, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 25, 2026·SEC

FY 2025

Feb 26, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

6
FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 8, 2025·SEC

FY 2025

May 8, 2025·SEC

HOPE Frequently Asked Questions

Hope Bancorp, Inc. (HOPE) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Hope Bancorp, Inc. (HOPE) saw revenue decline by 3.2% over the past year.

Yes, Hope Bancorp, Inc. (HOPE) is profitable, generating $58.5M in net income for fiscal year 2025 (6.0% net margin).

Dividend & Returns

Yes, Hope Bancorp, Inc. (HOPE) pays a dividend with a yield of 4.40%. This makes it attractive for income-focused investors.

Hope Bancorp, Inc. (HOPE) has a return on equity (ROE) of 2.6%. This is below average, suggesting room for improvement.

Industry Metrics

Hope Bancorp, Inc. (HOPE) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.

Hope Bancorp, Inc. (HOPE) has an efficiency ratio of 40.3%. This is excellent, indicating strong cost control.

Explore More HOPE

Hope Bancorp, Inc. (HOPE) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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DCA Calculator

Dollar cost averaging vs lump sum

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Dividend History

Yield, growth, payout safety & DRIP

→

Earnings History

EPS trends, net income & profitability

→

Price History

Long-term charts & historical price data

→

Revenue History

Sales growth patterns & revenue breakdown

→

Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

→
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