Heritage has executed a dramatic operational turnaround, with its combined ratio improving from a crisis-level 95.8% in Q3 2024 to a highly profitable 72.0% in Q2 2026, suggesting significant underwriting discipline and potential reserve releases. This turnaro...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 5, 2026 | $2.05+64.0% vs $1.25 | $214M+0.7% vs $213M |
Q2 2026 May 7, 2026 | $1.19-22.2% vs $1.53 | $213M-1.3% vs $215M |
Q2 2026 Mar 9, 2026 | $2.15+33.5% vs $1.61 | $215M+1.3% vs $213M |
Q4 2025 Nov 5, 2025 | $1.63+207.5% vs $0.53 | $212M-0.1% vs $213M |
TAMPA, Fla., Sept. 17, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG), a super regional property and casualty insurance holding company, today announced that Kirk Lusk, CFO, will participate at the Sidoti Small Cap Conference on Wednesday, September 23, 2026.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
HRTG, E and BLMN made it to the Zacks Rank #1 (Strong Buy) value stocks list on September 8, 2026.
PSX, HRTG, THC, CSTM and BLMN have been added to the Zacks Rank #1 (Strong Buy) List on September 8, 2026.
Benchmark HRTG against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Heritage Insurance Holdings, Inc. (HRTG)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $33.07 | $1B | 5.23 | 3.71% | 23.08% | 49.14% | — | |
| $4.69 | $2.64M | -0.00 | -22.44% | -30.33% | -27.02% | — | |
| $176.12 | $2.25B | 7.08 | 20.21% | 32.6% | 28.69% | — | |
| $127.21 | $3.37B | 17.74 | 58.16% | 18.61% | 21.61% | — | |
| $14.76 | $302.31M | -29.52 | -12.35% | 2.93% | 3.18% | — | |
| $95.16 | $33.25B | 8.19 | 14.27% | 24.44% | 19.52% | — |
Heritage Insurance Holdings, Inc. (HRTG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Heritage Insurance Holdings, Inc. (HRTG) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 5, 2026·SEC
Jun 11, 2026·SEC
May 29, 2026·SEC
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Heritage Insurance Holdings, Inc. (HRTG) stock FAQ — growth, dividends, profitability & financials explained
Heritage Insurance Holdings, Inc. (HRTG) grew revenue by 3.7% over the past year. Growth has been modest.
Yes, Heritage Insurance Holdings, Inc. (HRTG) is profitable, generating $215.3M in net income for fiscal year 2025 (23.1% net margin).
Heritage Insurance Holdings, Inc. (HRTG) has a return on equity (ROE) of 49.1%. This is excellent, indicating efficient use of shareholder capital.
Heritage Insurance Holdings, Inc. (HRTG) has a combined ratio of 69.4%. A ratio below 100% indicates underwriting profitability.
