HRTG's combined ratio improved from 95.8% in 2024Q3 to 69.1% in 2026Q3, with the loss ratio falling to 37.1%, suggesting a meaningful underwriting recovery driven by rate adequacy and a hardening reinsurance environment.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 28, 2026 | $1.72+84.9% vs $0.93 | $219M+0.9% vs $217M |
Q3 2026 Aug 5, 2026 | $2.05+64.0% vs $1.25 | $214M+0.7% vs $213M |
Q2 2026 May 7, 2026 | $1.19-22.2% vs $1.53 | $213M-1.3% vs $215M |
Q2 2026 Mar 9, 2026 | $2.15+33.5% vs $1.61 | $215M+1.3% vs $213M |
TAMPA, Fla., Oct. 28, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today reported third quarter of 2026 financial results.
Heritage Insurance (HRTG) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Heritage Insurance Holdings, Inc. (NYSE: HRTG - Get Free Report)'s share price reached a new 52-week high during trading on Wednesday. The stock traded as high as $37.36 and last traded at $36.9340, with a volume of 229,626 shares. The stock had previously closed at $35.93. Analysts Set New Price Targets Several research firms recently commented
TAMPA, Fla., Oct. 19, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, will announce its third quarter 2026 financial results after the market close on Wednesday, October 28, 2026, followed by a 9:00am ET conference call on Thursday, October 29, 2026.
Benchmark HRTG against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Heritage Insurance Holdings, Inc. (HRTG)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $33.22 | $1.01B | 4.58 | 3.71% | 27.39% | 39.41% | — | |
| $1.39 | $783.04K | -0.00 | -22.44% | — | — | — | |
| $186.03 | $2.37B | 7.12 | 20.21% | 33.48% | 28.01% | 0.8% | |
| $155.71 | $4.13B | 19.37 | 58.16% | 17.6% | 22.45% | — | |
| $15.33 | $313.98M | 21.24 | -12.35% | 5.79% | 6.11% | — | |
| $107.28 | $37.48B | 8.37 | 14.27% | 23.19% | 18.35% | 0.02% |
Heritage Insurance Holdings, Inc. (HRTG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Heritage Insurance Holdings, Inc. (HRTG) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 28, 2026·SEC
Aug 5, 2026·SEC
Jun 11, 2026·SEC
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Heritage Insurance Holdings, Inc. (HRTG) stock FAQ — growth, dividends, profitability & financials explained
Heritage Insurance Holdings, Inc. (HRTG) revenue fell by 6.4% over the trailing twelve months, compared with the twelve months before.
Yes. Heritage Insurance Holdings, Inc. (HRTG) earned $216.0M in net income over the trailing twelve months (a 27.4% net margin).
Heritage Insurance Holdings, Inc. (HRTG) had a return on equity (ROE) of 39.4% over the trailing twelve months. That is well above the market's typical 10-15%.
Heritage Insurance Holdings, Inc. (HRTG) has a combined ratio of 69.4%. A ratio below 100% indicates underwriting profitability.
