VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
HTBK
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
HTBKHeritage Commerce Corp
$13.45$828M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
HTBK logo

Heritage Commerce Corp

HTBK
NASDAQ · Regional Banks
$13.45
At close - Jun 20, 4:00 PM EDT - USD
Market Cap$828M
P/E17.2x
52W High$13.83
Volume3.2M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2025Q4

Strategic Asset Deployment Offsets Regional Margin Constraints

Heritage Commerce Corp demonstrates resilient organic capital generation with an OCF/NI ratio averaging above 1.0, supporting a stable dividend profile despite persistent net interest margin compression at 0.9%. The bank's strategic pivot to deploy liquidity i...

GrowthAccelerating
ProfitabilityModerate
ValuationExpensive
TechnicalsStrong
Explore valuation models
MARKET ACTION

HTBK price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

3/12 Beats

EPS beat 3 of last 12 quarters

02

Valuation risk

+32% Peers

P/E is 32% above peer median

03

Market leadership

RS 74 · Avg

Average momentum (RS Rating: 74)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Jun 9

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
HTBK+13.68%
S&P 500 (^GSPC)+12.39%
1-Year Return
HTBK+37.44%
S&P 500 (^GSPC)+15.77%
3-Year Return
HTBK+77.78%
S&P 500 (^GSPC)+76.15%
5-Year Return
HTBK+38.68%
S&P 500 (^GSPC)+67.87%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
17.2x
Forward P/EExpansion
13.3x
EV/EBITDA100th %ile
11.9x
FCF YieldCash Flow
7.3%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
17.2x
14.2x
100th· High
EV/EBITDA
11.9x
5.4x
100th· High
Price/FCF
13.6x
12.2x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$195M+12.8% YoY
Net income
$48M+18.0% YoY
Free cash flow
$61M+62.7% YoY
Operating margin
25.4%+2.9 pts YoY
ROIC (TTM)6.9%
Avg ROIC 5Y-
ROE (TTM)6.8%
Piotroski Score8 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate3/12 (33%)
Revenue Beat Rate3/12 (33%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026Latest
Mar 9, 2026
$0.24
vs —
$70M
vs —
Q1 2026
Jan 22, 2026
$0.28+21.7%
vs $0.23
$54M+5.6%
vs $51M
Q4 2025
Oct 23, 2025
$0.24+14.3%
vs $0.21
$49M-1.0%
vs $49M
Q3 2025
Jul 24, 2025
$0.10-47.4%
vs $0.19
$48M+1.0%
vs $47M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

1 Stories
Defense World·Aug 8, 2026
Heritage Commerce Corp $HTBK Shares Sold by Empowered Funds LLC

Empowered Funds LLC decreased its holdings in Heritage Commerce Corp (NASDAQ: HTBK) by 49.6% in the undefined quarter, according to its most recent Form 13F filing with the SEC. The institutional investor owned 118,810 shares of the financial services provider's stock after selling 116,705 shares during the quarter. Empowered Funds LLC owned about

Filtered for Heritage Commerce CorpMore Headlines
04

Compare before deciding

Benchmark HTBK against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Heritage Commerce Corp (HTBK)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
HTBK logoHTBKHeritage Commerce CorpCurrent
$13.45$828.43M17.2412.83%17.97%6.84%3.85%
WAFD logoWAFDWaFd, Inc.
$30.70$2.27B11.670.42%18.26%8.36%—
CVBF logoCVBFCVB Financial Corp.
$22.01$3.16B14.487.23%29.31%8.22%—
BANR logoBANRBanner Corporation
$68.07$2.31B12.07-0.08%31.24%10.65%—
COLB logoCOLBColumbia Banking System, Inc.
$28.85$8.16B12.5419.28%19.96%9.22%—
HAFC logoHAFCHanmi Financial Corporation
$31.58$940.02M12.5815.63%23.16%11.2%—

Compare HTBK vs Peers

Heritage Commerce Corp (HTBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WAFD

Most directly comparable listed peer for HTBK.

Scale Benchmark

vs ICE

Larger-name benchmark to compare HTBK against a more recognizable public peer.

Peer Set

Compare Top 5

vs WAFD, CVBF, BANR, COLB

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

HTBK SEC Filings & Documents

Heritage Commerce Corp (HTBK) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 21, 2026·SEC

Material company update

Apr 1, 2026·SEC

Material company update

Mar 27, 2026·SEC

10-K Annual Reports

4
FY 2026

Mar 9, 2026·SEC

FY 2025

Mar 10, 2025·SEC

FY 2024

Mar 11, 2024·SEC

10-Q Quarterly Reports

6
FY 2025

Nov 5, 2025·SEC

FY 2025

Aug 8, 2025·SEC

FY 2025

May 7, 2025·SEC

Get notified when HTBK posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

HTBK Frequently Asked Questions

Heritage Commerce Corp (HTBK) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Heritage Commerce Corp growing?

Heritage Commerce Corp (HTBK) grew revenue by 12.8% over the past year. This is steady growth.

Is HTBK profitable?

Yes, Heritage Commerce Corp (HTBK) is profitable, generating $47.8M in net income for fiscal year 2025 (18.0% net margin).

Dividend & Returns
Does HTBK pay dividends?

Yes, Heritage Commerce Corp (HTBK) pays a dividend with a yield of 3.85%. This makes it attractive for income-focused investors.

What is HTBK's return on equity?

Heritage Commerce Corp (HTBK) has a return on equity (ROE) of 6.8%. This is below average, suggesting room for improvement.

Industry Metrics
What is Heritage Commerce Corp's net interest margin?

Heritage Commerce Corp (HTBK) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.

What is Heritage Commerce Corp's efficiency ratio?

Heritage Commerce Corp (HTBK) has an efficiency ratio of 47.2%. This is excellent, indicating strong cost control.

What if you invested $1,000 in HTBK back in 1997?

Total return calculator · dividends reinvested · 29+ years of data

See returns →