Heritage Commerce Corp demonstrates resilient organic capital generation with an OCF/NI ratio averaging above 1.0, supporting a stable dividend profile despite persistent net interest margin compression at 0.9%.
Price trend, volume and key moving averages
Trailing total returns as of 11/9/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q2 2026Latest Mar 9, 2026 | $0.24 vs — | $70M vs — |
Q1 2026 Jan 22, 2026 | $0.28+21.7% vs $0.23 | $54M+5.6% vs $51M |
Q4 2025 Oct 23, 2025 | $0.24+14.3% vs $0.21 | $49M-1.0% vs $49M |
Q3 2025 Jul 24, 2025 | $0.10-47.4% vs $0.19 | $48M+1.0% vs $47M |
Benchmark HTBK against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Heritage Commerce Corp (HTBK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $13.45 | $828.43M | 17.24 | 12.83% | 17.97% | 6.84% | 3.85% | |
| $29.43 | $2.17B | 11.19 | 0.42% | 32.78% | 8.5% | 3.58% | |
| $22.74 | $3.26B | 14.96 | 7.23% | 36.65% | 8.52% | 3.59% | |
| $70.09 | $2.38B | 12.43 | -0.08% | 38.63% | 10.07% | 2.8% | |
| $30.48 | $8.62B | 13.25 | 19.28% | 30.19% | 11.08% | 3.7% | |
| $32.68 | $972.77M | 13.02 | 15.63% | 23.16% | 11.2% | 3.32% |
Heritage Commerce Corp (HTBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Heritage Commerce Corp (HTBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 21, 2026·SEC
Apr 1, 2026·SEC
Mar 27, 2026·SEC
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Heritage Commerce Corp (HTBK) stock FAQ — growth, dividends, profitability & financials explained
Heritage Commerce Corp (HTBK) grew revenue by 12.8% in fiscal year 2025, compared with the prior fiscal year.
Yes. Heritage Commerce Corp (HTBK) earned $47.8M in net income over the trailing twelve months (a 18.0% net margin).
Yes. Heritage Commerce Corp (HTBK) pays a dividend that yields 3.85% at the current price, a moderate yield.
Heritage Commerce Corp (HTBK) had a return on equity (ROE) of 6.8% in fiscal year 2025. That is below the market's typical 10-15%.
Heritage Commerce Corp (HTBK) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Heritage Commerce Corp (HTBK) has an efficiency ratio of 47.2%. This is excellent, indicating strong cost control.
