8-K Announcements
6Apr 21, 2026·SEC
Jan 29, 2026·SEC
Jan 20, 2026·SEC
Hancock Whitney Corporation (HWC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Hancock Whitney Corporation (HWC) stock price & volume — 10-year historical chart
Hancock Whitney Corporation (HWC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Hancock Whitney Corporation (HWC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $1.52vs $1.48+2.7% | $394Mvs $393M+0.3% |
| Q1 2026 | Feb 26, 2026 | $1.49 | $515M |
| Q1 2026 | Jan 20, 2026 | $1.49vs $1.48+0.7% | $392Mvs $392M-0.0% |
| Q4 2025 | Oct 14, 2025 | $1.49vs $1.43+4.2% | $384Mvs $391M-1.9% |
Hancock Whitney Corporation (HWC) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Hancock Whitney Corporation (HWC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Hancock Whitney Corporation (HWC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 792.31M | 848.84M | 895.22M | 942.52M | 933.24M | 1.05B | 1.1B | 1.08B | 979.98M |
| NII Growth % | 20.21% | 7.13% | 5.46% | 5.28% | -0.99% | 12.51% | 4.53% | -1.43% | -9.42% |
| Net Interest Margin % | 2.9% | 3.01% | 2.93% | 2.8% | 2.55% | 2.98% | 3.09% | 3.08% | 2.76% |
| Interest Income | 900.58M | 1.03B | 1.13B | 1.06B | 982.26M | 1.14B | 1.62B | 1.69B | 1.49B |
| Interest Expense | 108.27M | 179.43M | 230.56M | 115.46M | 49.02M | 87.06M | 522.9M | 611.07M | 507.93M |
| Loan Loss Provision | 58.97M | 36.12M | 47.71M | 602.9M | -77.49M | -28.4M | 59.1M | 52.17M | 35.96M |
| Non-Interest Income | 260.3M | 260.49M | 315.91M | 324.43M | 362.91M | 328.39M | 269.09M | 356.31M | 530.26M |
| Non-Interest Income % | 22.42% | 20.21% | 21.91% | 23.47% | 26.98% | 22.41% | 14.24% | 17.39% | 26.27% |
| Total Revenue | 1.16B▲ 0% | 1.29B▲ 11.0% | 1.44B▲ 11.9% | 1.38B▼ 4.1% | 1.35B▼ 2.7% | 1.47B▲ 8.9% | 1.89B▲ 28.9% | 2.05B▲ 8.5% | 2.02B▼ 1.5% |
| Revenue Growth % | 18.33% | 11.01% | 11.87% | -4.11% | -2.69% | 8.94% | 28.94% | 8.45% | -1.52% |
| Non-Interest Expense | 685.21M | 691.09M | 770.68M | 788.79M | 805.58M | 747.6M | 817.46M | 812.09M | 848.75M |
| Efficiency Ratio | 59.03% | 53.62% | 53.46% | 57.06% | 59.89% | 51.01% | 43.26% | 39.63% | 42.06% |
| Operating Income | 308.43M▲ 0% | 382.12M▲ 23.9% | 392.74M▲ 2.8% | -124.75M▼ 131.8% | 568.06M▲ 555.4% | 659.2M▲ 16.0% | 490.13M▼ 25.6% | 573.97M▲ 17.1% | 625.54M▲ 9.0% |
| Operating Margin % | 26.57% | 29.65% | 27.24% | -9.02% | 42.23% | 44.98% | 25.94% | 28.01% | 31% |
| Operating Income Growth % | 65.01% | 23.89% | 2.78% | -131.76% | 555.37% | 16.04% | -25.65% | 17.11% | 8.98% |
| Pretax Income | 308.43M▲ 0% | 382.12M▲ 23.9% | 392.74M▲ 2.8% | -124.75M▼ 131.8% | 568.06M▲ 555.4% | 659.2M▲ 16.0% | 490.13M▼ 25.6% | 573.97M▲ 17.1% | 612.39M▲ 6.7% |
| Pretax Margin % | 26.57% | 29.65% | 27.24% | -9.02% | 42.23% | 44.98% | 25.94% | 28.01% | 30.34% |
| Income Tax | 92.8M | 58.35M | 65.36M | -79.57M | 104.84M | 135.11M | 97.53M | 113.16M | 126.32M |
| Effective Tax Rate % | 30.09% | 15.27% | 16.64% | 63.79% | 18.46% | 20.5% | 19.9% | 19.71% | 20.63% |
| Net Income | 215.63M▲ 0% | 323.77M▲ 50.1% | 327.38M▲ 1.1% | -45.17M▼ 113.8% | 463.21M▲ 1125.4% | 524.09M▲ 13.1% | 392.6M▼ 25.1% | 460.81M▲ 17.4% | 486.07M▲ 5.5% |
| Net Margin % | 18.57% | 25.12% | 22.71% | -3.27% | 34.44% | 35.76% | 20.78% | 22.49% | 24.08% |
| Net Income Growth % | 44.43% | 50.15% | 1.11% | -113.8% | 1125.4% | 13.14% | -25.09% | 17.37% | 5.48% |
| Net Income (Continuing) | 215.63M | 323.77M | 327.38M | -45.17M | 463.21M | 524.09M | 392.6M | 460.81M | 486.07M |
| EPS (Diluted) | 2.48▲ 0% | 3.72▲ 50.0% | 3.72▲ 0.0% | -0.54▼ 114.5% | 5.22▲ 1066.7% | 5.98▲ 14.6% | 4.50▼ 24.7% | 5.28▲ 17.3% | 5.68▲ 7.6% |
| EPS Growth % | 32.62% | 50% | 0% | -114.52% | 1066.67% | 14.56% | -24.75% | 17.33% | 7.58% |
| EPS (Basic) | 2.49 | 3.72 | 3.72 | -0.54 | 5.23 | 6.00 | 4.51 | 5.30 | 5.71 |
| Diluted Shares Outstanding | 86.6M | 85.52M | 86.6M | 86.53M | 88.57M | 87.35M | 86.42M | 86.65M | 84.28M |
Hancock Whitney Corporation (HWC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 3.39B | 3.18B | 5.22B | 7.86B | 11.22B | 6.44B | 6.1B | 6.68B | 563.22M |
| Cash & Due from Banks | 479.11M | 493.95M | 542.07M | 1.86B | 4.23B | 887.79M | 1.19B | 1.51B | 563M |
| Short Term Investments | 2.91B | 2.69B | 4.68B | 6B | 6.99B | 5.56B | 4.92B | 5.16B | 229K |
| Total Investments | 24.72B | 25.53B | 27.46B | 29.06B | 29.6B | 31.44B | 31.42B | 30.76B | 32.1B |
| Investments Growth % | 14.56% | 3.3% | 7.54% | 5.85% | 1.84% | 6.23% | -0.07% | -2.1% | 4.37% |
| Long-Term Investments | 21.8B | 22.84B | 22.78B | 23.06B | 22.61B | 25.89B | 26.51B | 25.6B | 32.1B |
| Accounts Receivables | 82.19M | 86.68M | 92.04M | 104.27M | 96.94M | 131.85M | 157.18M | 143.24M | 138.51M |
| Goodwill & Intangibles | 836.16M | 887.12M | 962.26M | 942.35M | 925.68M | 911.65M | 900.09M | 890.68M | 992.48M |
| Goodwill | 745.52M | 790.97M | 855.45M | 855.45M | 855.45M | 855.45M | 855.45M | 855.45M | 925.4M |
| Intangible Assets | 90.64M | 96.15M | 106.81M | 86.89M | 70.23M | 56.19M | 44.64M | 35.22M | 67.07M |
| PP&E (Net) | 333.66M | 353.67M | 490.23M | 491.21M | 452.55M | 425.49M | 407.44M | 378.59M | 0 |
| Other Assets | 807.87M | 825.84M | 986.16M | 1.04B | 1.06B | 1.09B | 1.25B | 1.18B | 2.24B |
| Total Current Assets | 3.5B | 3.31B | 5.38B | 8.11B | 11.48B | 6.61B | 6.36B | 6.88B | 132.27M |
| Total Non-Current Assets | 23.84B | 24.93B | 25.22B | 25.53B | 25.05B | 28.53B | 29.22B | 28.2B | 35.34B |
| Total Assets | 27.34B▲ 0% | 28.24B▲ 3.3% | 30.6B▲ 8.4% | 33.64B▲ 9.9% | 36.53B▲ 8.6% | 35.18B▼ 3.7% | 35.58B▲ 1.1% | 35.08B▼ 1.4% | 35.47B▲ 1.1% |
| Asset Growth % | 14.02% | 3.29% | 8.38% | 9.93% | 8.6% | -3.69% | 1.12% | -1.4% | 1.11% |
| Return on Assets (ROA) | 0.84% | 1.17% | 1.11% | -0.14% | 1.32% | 1.46% | 1.11% | 1.3% | 1.38% |
| Accounts Payable | 8.68M | 12.27M | 10.2M | 4.32M | 3.1M | 9.94M | 45M | 20.15M | 14.48M |
| Total Debt | 2.01B | 1.81B | 3.08B | 2.18B | 2.03B | 2.23B | 1.52B | 967.38M | 1.34B |
| Net Debt | 1.53B | 1.32B | 2.53B | 316.8M | -2.2B | 1.34B | 328.92M | -546.84M | 775.21M |
| Long-Term Debt | 305.51M | 224.99M | 233.46M | 378.32M | 244.22M | 242.08M | 236.32M | 210.54M | 199.41M |
| Short-Term Debt | 1.7B | 1.59B | 2.71B | 1.67B | 1.67B | 1.87B | 1.15B | 639.01M | 1.02B |
| Other Liabilities | 179.85M | 177.99M | 205.54M | 271.52M | 341.06M | 531.14M | 523.09M | 473.77M | 29.67B |
| Total Current Liabilities | 23.97B | 24.75B | 26.53B | 29.37B | 32.13B | 30.95B | 30.89B | 30.15B | 1.02B |
| Total Non-Current Liabilities | 485.37M | 402.99M | 604.42M | 829.87M | 726.79M | 889.64M | 885.02M | 802.13M | 30.14B |
| Total Liabilities | 24.45B | 25.15B | 27.13B | 30.2B | 32.86B | 31.84B | 31.77B | 30.95B | 31.01B |
| Total Equity | 2.88B▲ 0% | 3.08B▲ 6.8% | 3.47B▲ 12.5% | 3.44B▼ 0.8% | 3.67B▲ 6.7% | 3.34B▼ 8.9% | 3.8B▲ 13.8% | 4.13B▲ 8.5% | 4.46B▲ 8.1% |
| Equity Growth % | 6.07% | 6.81% | 12.54% | -0.83% | 6.73% | -8.93% | 13.79% | 8.52% | 8.05% |
| Equity / Assets (Capital Ratio) | 10.55% | 10.91% | 11.33% | 10.22% | 10.05% | 9.5% | 10.69% | 11.77% | 12.57% |
| Return on Equity (ROE) | 7.69% | 10.85% | 10% | -1.31% | 13.03% | 14.95% | 10.99% | 11.62% | 11.32% |
| Book Value per Share | 33.31 | 36.03 | 40.04 | 39.74 | 41.44 | 38.27 | 44.01 | 47.64 | 52.92 |
| Tangible BV per Share | 23.66 | 25.66 | 28.93 | 28.85 | 30.99 | 27.83 | 33.60 | 37.36 | 41.15 |
| Common Stock | 292.72M | 292.72M | 309.51M | 309.51M | 309.51M | 309.51M | 309.51M | 309.51M | 309.51M |
| Additional Paid-in Capital | 1.72B | 1.73B | 1.74B | 1.76B | 1.76B | 1.72B | 1.74B | 1.72B | 1.49B |
| Retained Earnings | 1.01B | 1.24B | 1.48B | 1.29B | 1.66B | 2.09B | 2.38B | 2.7B | 3.04B |
| Accumulated OCI | -134.4M | -180.71M | -54.72M | 80.07M | -53.94M | -772.18M | -621.13M | -606.09M | -376.25M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hancock Whitney Corporation (HWC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 411.08M | 449.18M | 351.95M | 355.19M | 585.69M | 842.02M | 495.25M | 625.74M | 541.78M |
| Operating CF Growth % | 20.65% | 9.27% | -21.65% | 0.92% | 64.89% | 43.77% | -41.18% | 26.35% | -13.42% |
| Net Income | 215.63M | 323.77M | 327.38M | -45.17M | 463.21M | 524.09M | 392.6M | 460.81M | 486.07M |
| Depreciation & Amortization | 50.56M | 48.58M | 51.75M | 50.04M | 45.78M | 45.62M | 46.28M | 41.71M | 37.27M |
| Deferred Taxes | 49.83M | 45.21M | 47.1M | -20.72M | 10.38M | -22.17M | 13.99M | 4.3M | 23.22M |
| Other Non-Cash Items | 87.99M | 30.9M | -26.94M | 633.41M | -36.26M | -31.09M | 113.84M | 56.16M | 64.43M |
| Working Capital Changes | -10.56M | -19.07M | -68.24M | -283.49M | 80.14M | 302.08M | -96.11M | 40.05M | -93.66M |
| Cash from Investing | -895.32M | -846.9M | -459.02M | -3.18B | -3.22B | 662.36M | -295.21M | 274.76M | -314.36M |
| Purchase of Investments | -1.61B | -1.02B | -1.19B | -3.62B | -5.36B | -1.52B | -1.36B | -1.08B | -1.24B |
| Sale/Maturity of Investments | 1.28B | 1.18B | 1.26B | 1.43B | 1.39B | 4.32B | 1.97B | 693.09M | 1.79B |
| Net Investment Activity | -328.84M | 160.02M | 67.43M | -2.18B | -3.97B | 2.8B | 615.92M | -383.54M | 547.61M |
| Acquisitions | 476.61M | 219.42M | 26.95M | 0 | 0 | 0 | 0 | 0 | -112.07M |
| Other Investing | -1.02B | -1.18B | -510.69M | -955.05M | 772.82M | -2.11B | -886.11M | 668.53M | -731.17M |
| Cash from Financing | 498.5M | 394.14M | 155.81M | 2.92B | 2.51B | -1.34B | -203.29M | -886.79M | -239.34M |
| Dividends Paid | -83.27M | -88.84M | -94.87M | -95.61M | -95.93M | -94.46M | -104.7M | -130.84M | -153.8M |
| Share Repurchases | 0 | -8.27M | -185M | -12.72M | -21.8M | -58.89M | 0 | -37.69M | -246.87M |
| Stock Issued | 15.31M | 4.64M | 4.16M | 12.11M | 4.36M | 3.8M | 3.81M | 4.12M | 4.44M |
| Net Stock Activity | 15.31M | -3.63M | -180.84M | -606K | -17.43M | -55.09M | 3.81M | -33.57M | -242.43M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | 888.55M | 670.97M | -633.85M | 3.89B | 2.76B | -1.4B | 614.03M | -206.57M | -221.38M |
| Net Change in Cash | 14.26M▲ 0% | -3.58M▼ 125.1% | 48.73M▲ 1462.8% | 94.2M▲ 93.3% | -125.11M▼ 232.8% | 163.26M▲ 230.5% | -3.26M▼ 102.0% | 13.71M▲ 520.9% | -11.91M▼ 186.9% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 372.69M | 386.95M | 383.37M | 432.1M | 526.31M | 401.2M | 564.46M | 561.2M | 574.91M |
| Cash at End | 386.95M | 383.37M | 432.1M | 526.31M | 401.2M | 564.46M | 561.2M | 574.91M | 563M |
| Interest Paid | 108.7M | 175.38M | 232.46M | 121.34M | 49.99M | 80.08M | 487.68M | 635.77M | 511.36M |
| Income Taxes Paid | 45.09M | 7.28M | 28.29M | 17.46M | 122.59M | 135.19M | 103.19M | 89.64M | 103.14M |
| Free Cash Flow | 390.79M▲ 0% | 398.52M▲ 2.0% | 309.23M▼ 22.4% | 317.32M▲ 2.6% | 562.15M▲ 77.2% | 812.88M▲ 44.6% | 470.22M▼ 42.2% | 615.5M▲ 30.9% | 523.06M▼ 15.0% |
| FCF Growth % | 20.37% | 1.98% | -22.4% | 2.62% | 77.15% | 44.6% | -42.15% | 30.9% | -15.02% |
Hancock Whitney Corporation (HWC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 5.82% | 7.69% | 10.85% | 10% | -1.31% | 13.03% | 14.95% | 10.99% | 11.62% | 11.32% |
| Return on Assets (ROA) | 0.64% | 0.84% | 1.17% | 1.11% | -0.14% | 1.32% | 1.46% | 1.11% | 1.3% | 1.38% |
| Net Interest Margin | 2.75% | 2.9% | 3.01% | 2.93% | 2.8% | 2.55% | 2.98% | 3.09% | 3.08% | 2.76% |
| Efficiency Ratio | 62.22% | 59.03% | 53.62% | 53.46% | 57.06% | 59.89% | 51.01% | 43.26% | 39.63% | 42.06% |
| Equity / Assets | 11.34% | 10.55% | 10.91% | 11.33% | 10.22% | 10.05% | 9.5% | 10.69% | 11.77% | 12.57% |
| Book Value / Share | 34.07 | 33.31 | 36.03 | 40.04 | 39.74 | 41.44 | 38.27 | 44.01 | 47.64 | 52.92 |
| NII Growth | 5.43% | 20.21% | 7.13% | 5.46% | 5.28% | -0.99% | 12.51% | 4.53% | -1.43% | -9.42% |
| Dividend Payout | 51.27% | 38.61% | 27.44% | 28.98% | - | 20.71% | 18.02% | 26.67% | 28.39% | 31.64% |
Hancock Whitney Corporation (HWC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 21, 2026·SEC
Jan 29, 2026·SEC
Jan 20, 2026·SEC
Hancock Whitney Corporation (HWC) stock FAQ — growth, dividends, profitability & financials explained
Hancock Whitney Corporation (HWC) saw revenue decline by 1.5% over the past year.
Yes, Hancock Whitney Corporation (HWC) is profitable, generating $486.1M in net income for fiscal year 2025 (24.1% net margin).
Yes, Hancock Whitney Corporation (HWC) pays a dividend with a yield of 2.66%. This makes it attractive for income-focused investors.
Hancock Whitney Corporation (HWC) has a return on equity (ROE) of 11.3%. This is reasonable for most industries.
Hancock Whitney Corporation (HWC) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.
Hancock Whitney Corporation (HWC) has an efficiency ratio of 42.1%. This is excellent, indicating strong cost control.
Hancock Whitney Corporation (HWC) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates