J.Jill, Inc. (JILL) 10-Year Financial Performance & Capital Metrics

JILL • • Industrial / General

Consumer CyclicalApparel RetailSpecialty & Niche Apparel RetailersPlus-Size & Big & Tall Specialists

AboutJ.Jill, Inc. operates as an omnichannel retailer for women's apparel under the J.Jill brand in the United States. The company offers knit and woven tops, bottoms, and dresses, as well as sweaters and outerwear; footwear; and accessories, including scarves, jewelry, and hosiery. The company markets its products through retail stores, website, and catalogs. As of March 22, 2022, it operated 253 stores. The company was founded in 1959 and is headquartered in Quincy, Massachusetts.Show more

Revenue $611M +1.0%
EBITDA $82M -25.0%
Net Income $39M +9.1%
EPS (Diluted) 2.61 +4.0%
Gross Margin 70.37% -0.4%
EBITDA Margin 13.38% -25.8%
Operating Margin 12.39% -12.9%
Net Margin 6.46% +8.0%
ROE 55.23% -71.8%
ROIC 20.67% -12.0%
Debt/Equity 1.97 -75.1%
Interest Coverage 4.82 +34.4%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Excellent 3Y average ROE of 125.5%
✓Strong Piotroski F-Score: 7/9
✓High quality earnings: Operating CF exceeds net income
✓Efficient asset utilization: 1.5x turnover

✗Weaknesses

✗Trading more than 30% below 52-week high

Price & Volume

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Growth Metrics

Revenue CAGR

10Y2.37%

5Y-2.45%

3Y1.44%

TTM-2.67%

Profit (Net Income) CAGR

10Y14.39%

5Y-

3Y-

TTM-19.86%

EPS CAGR

10Y8.08%

5Y-

3Y-

TTM-22.61%

ROCE

10Y Avg10.22%

5Y Avg11.38%

3Y Avg23.87%

Latest26.85%

Peer Comparison

Plus-Size & Big & Tall Specialists

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
VSCOVictoria's Secret & Co.	5.07B	63.11	30.94	0.78%	2.67%	24.77%	4.88%	4.06
DXLGDestination XL Group, Inc.	50.83M	0.93	18.60	-10.5%	-1.73%	-5.57%	3.66%	1.31
CURVTorrid Holdings Inc.	111.1M	1.12	7.47	-4.18%	-0.18%		56.7%
JILLJ.Jill, Inc.	238.67M	15.79	6.05	1.02%	5.6%	26.08%	21.27%	1.97

Profit & Loss

	Jan 2016	Jan 2017	Jan 2018	Jan 2019	Jan 2020	Jan 2021	Jan 2022	Jan 2023	Jan 2024	Jan 2025
Sales/Revenue+	562.01M	639.06M	698.14M	706.26M	691.35M	421.26M	585.21M	615.27M	604.66M	610.86M
Revenue Growth %	0.16%	0.14%	0.09%	0.01%	-0.02%	-0.39%	0.39%	0.05%	-0.02%	0.01%
Cost of Goods Sold+	199.32M	211.12M	234.06M	245.98M	262.77M	178.39M	190.77M	193.22M	177.26M	181M
COGS % of Revenue	0.35%	0.33%	0.34%	0.35%	0.38%	0.42%	0.33%	0.31%	0.29%	0.3%
Gross Profit+	362.69M	427.94M	464.08M	460.28M	428.58M	242.88M	394.44M	422.05M	427.4M	429.86M
Gross Margin %	0.65%	0.67%	0.66%	0.65%	0.62%	0.58%	0.67%	0.69%	0.71%	0.7%
Gross Profit Growth %	0.14%	0.18%	0.08%	-0.01%	-0.07%	-0.43%	0.62%	0.07%	0.01%	0.01%
Operating Expenses+	326.63M	368.52M	394.89M	399.04M	409.07M	343.45M	335.72M	341.9M	341.35M	353.38M
OpEx % of Revenue	0.58%	0.58%	0.57%	0.57%	0.59%	0.82%	0.57%	0.56%	0.56%	0.58%
Selling, General & Admin	326.63M	368.52M	392.73M	399.04M	409.07M	343.45M	335.72M	341.9M	327.24M	335.68M
SG&A % of Revenue	0.58%	0.58%	0.56%	0.57%	0.59%	0.82%	0.57%	0.56%	0.54%	0.55%
Research & Development	0	0	0	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	0	0	0	0	0	0	0	0	189K	17.7M
Operating Income+	36.06M	59.41M	69.19M	61.24M	-18.41M	-100.57M	29.46M	54.39M	86.05M	75.7M
Operating Margin %	0.06%	0.09%	0.1%	0.09%	-0.03%	-0.24%	0.05%	0.09%	0.14%	0.12%
Operating Income Growth %	-0.08%	0.65%	0.16%	-0.11%	-1.3%	-4.46%	1.29%	0.85%	0.58%	-0.12%
EBITDA+	70.66M	96.31M	104.79M	98.44M	19.51M	-66.89M	58.72M	80.15M	108.97M	81.72M
EBITDA Margin %	0.13%	0.15%	0.15%	0.14%	0.03%	-0.16%	0.1%	0.13%	0.18%	0.13%
EBITDA Growth %	0.22%	0.36%	0.09%	-0.06%	-0.8%	-4.43%	1.88%	0.36%	0.36%	-0.25%
D&A (Non-Cash Add-back)	34.6M	36.9M	35.6M	37.2M	37.92M	33.68M	29.26M	25.75M	22.92M	6.02M
EBIT	22.72M	59.41M	69.29M	61.24M	-112.02M	-169.34M	60.02M	81.75M	73.35M	69.68M
Net Interest Income+	0	-18.67M	-19.26M	-19.06M	-19.57M	-18.23M	-19.09M	-20.06M	-23.98M	-13.15M
Interest Income	16.49M	0	0	0	0	0	0	1.23M	0	2.55M
Interest Expense	0	18.67M	19.26M	19.06M	19.57M	18.23M	19.09M	21.29M	23.98M	15.7M
Other Income/Expense	-29.83M	-18.67M	-19.26M	-19.06M	-19.57M	-23.45M	-78.84M	-20.06M	-36.69M	-21.72M
Pretax Income+	6.23M	40.74M	49.93M	42.17M	-131.59M	-190.32M	-20.13M	58.67M	49.37M	53.98M
Pretax Margin %	0.01%	0.06%	0.07%	0.06%	-0.19%	-0.45%	-0.03%	0.1%	0.08%	0.09%
Income Tax+	3.82M	16.67M	-5.44M	11.65M	-3.02M	-48.91M	8.02M	16.5M	13.16M	14.5M
Effective Tax Rate %	0.39%	0.59%	1.11%	0.72%	0.98%	0.74%	1.4%	0.72%	0.73%	0.73%
Net Income+	2.4M	24.07M	55.37M	30.52M	-128.57M	-141.41M	-28.14M	42.17M	36.2M	39.48M
Net Margin %	0%	0.04%	0.08%	0.04%	-0.19%	-0.34%	-0.05%	0.07%	0.06%	0.06%
Net Income Growth %	-0.77%	9.01%	1.3%	-0.45%	-5.21%	-0.1%	0.8%	2.5%	-0.14%	0.09%
Net Income (Continuing)	-6.16M	24.07M	55.37M	30.52M	-128.57M	-139.4M	-28.14M	42.17M	36.2M	39.48M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0
EPS (Diluted)+	0.27	2.75	6.35	3.45	-14.69	-15.44	-2.26	2.95	2.51	2.61
EPS Growth %	-0.78%	9.19%	1.31%	-0.46%	-5.26%	-0.05%	0.85%	2.31%	-0.15%	0.04%
EPS (Basic)	0.27	2.75	6.60	3.57	-14.69	-15.44	-2.26	3.03	2.56	2.64
Diluted Shares Outstanding	8.75M	8.75M	8.71M	8.85M	8.75M	9.16M	12.43M	14.29M	14.4M	15.14M
Basic Shares Outstanding	8.75M	8.75M	8.39M	8.55M	8.75M	9.16M	12.43M	13.94M	14.14M	14.96M
Dividend Payout Ratio	3.56%	2.91%	-	-	-	-	-	-	-	0.07%

Balance Sheet

	Jan 2016	Jan 2017	Jan 2018	Jan 2019	Jan 2020	Jan 2021	Jan 2022	Jan 2023	Jan 2024	Jan 2025
Total Current Assets+	115.61M	103.78M	132.47M	175.29M	122.95M	115.66M	123.25M	159.9M	138.13M	122.03M
Cash & Short-Term Investments	27.5M	13.47M	25.98M	66.2M	21.53M	4.41M	35.96M	87.05M	62.17M	35.43M
Cash Only	27.5M	13.47M	25.98M	66.2M	21.53M	4.41M	35.96M	87.05M	62.17M	35.43M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	7.57M	3.85M	4.73M	7.93M	7.41M	7.79M	5.81M	7.4M	6.82M	5.3M
Days Sales Outstanding	4.92	2.2	2.47	4.1	3.91	6.75	3.62	4.39	4.12	3.17
Inventory	64.41M	66.64M	80.59M	77.35M	72.6M	58.03M	56.02M	50.59M	53.26M	61.3M
Days Inventory Outstanding	117.94	115.22	125.67	114.77	100.84	118.74	107.19	95.56	109.67	123.61
Other Current Assets	711K	7.49M	2.05M	3.54M	11.86M	34.06M	15.04M	3.05M	3.22M	3.52M
Total Non-Current Assets+	466.42M	463.86M	465.09M	451.69M	511.04M	383.91M	328.6M	306.52M	290.05M	295.67M
Property, Plant & Equipment	86.81M	102.32M	118.42M	118.04M	318.98M	235.04M	188.07M	172.62M	162.32M	167.63M
Fixed Asset Turnover	6.47x	6.25x	5.90x	5.98x	2.17x	1.79x	3.11x	3.56x	3.73x	3.64x
Goodwill	196.57M	197.03M	197.03M	197.03M	77.6M	59.7M	59.7M	59.7M	59.7M	59.7M
Intangible Assets	179.97M	163.48M	148.96M	136.18M	112.81M	88.98M	80.71M	73.19M	66.25M	61.02M
Long-Term Investments	1.85M	-74.75M	-46.26M	-41.84M	-31.03M	-13.84M	-10.7M	0	0	0
Other Non-Current Assets	3.07M	1.03M	682K	447K	1.65M	199K	120K	1.02M	1.79M	7.33M
Total Assets+	582.03M	567.64M	597.56M	626.99M	633.99M	499.57M	451.85M	466.42M	428.18M	417.7M
Asset Turnover	0.97x	1.13x	1.17x	1.13x	1.09x	0.84x	1.30x	1.32x	1.41x	1.46x
Asset Growth %	1.09%	-0.02%	0.05%	0.05%	0.01%	-0.21%	-0.1%	0.03%	-0.08%	-0.02%
Total Current Liabilities+	87.13M	87.36M	105.52M	103.12M	127.83M	157.49M	138.75M	126.99M	154.95M	127.11M
Accounts Payable	41.04M	38.44M	53.96M	55.01M	43.05M	56.26M	49.92M	39.31M	41.11M	51.98M
Days Payables Outstanding	75.15	66.46	84.15	81.63	59.8	115.12	95.52	74.25	84.65	104.82
Short-Term Debt	2.5M	2.8M	2.8M	2.8M	2.8M	13.95M	39.97M	3.42M	35.35M	34.65M
Deferred Revenue (Current)	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	0
Other Current Liabilities	22.52M	25.56M	27.89M	27.17M	31.06M	30.84M	-1.41M	5.04M	22.43M	-22.34M
Current Ratio	1.33x	1.19x	1.26x	1.70x	0.96x	0.73x	0.89x	1.26x	0.89x	0.96x
Quick Ratio	0.59x	0.43x	0.49x	0.95x	0.39x	0.37x	0.48x	0.86x	0.55x	0.48x
Cash Conversion Cycle	47.7	50.96	44	37.24	44.95	10.38	15.3	25.7	29.13	21.95
Total Non-Current Liabilities+	328.33M	359.32M	312.72M	310.08M	467.6M	440.99M	357.76M	339.65M	236.01M	184.82M
Long-Term Debt	237.48M	264.44M	238.88M	237.46M	231.2M	228.71M	202.12M	205.24M	120.59M	69.42M
Capital Lease Obligations	-8.4M	0	0	0	208.8M	179.02M	143.21M	123.1M	103.07M	104.75M
Deferred Tax Liabilities	78.84M	74.75M	46.26M	41.84M	31.03M	12.78M	10.7M	10.06M	10.97M	9.39M
Other Non-Current Liabilities	3.61M	20.13M	73.84M	72.61M	1.95M	34.32M	12.44M	1.25M	1.38M	1.26M
Total Liabilities	415.46M	446.68M	418.24M	413.19M	595.42M	598.48M	496.5M	466.64M	390.96M	311.93M
Total Debt+	239.98M	267.24M	241.68M	240.26M	476.67M	459.65M	385.29M	366.29M	295.22M	208.82M
Net Debt	212.47M	253.77M	215.7M	174.06M	455.15M	455.24M	349.33M	279.24M	233.05M	173.39M
Debt / Equity	1.44x	2.21x	1.35x	1.12x	12.36x	-	-	-	7.93x	1.97x
Debt / EBITDA	3.40x	2.77x	2.31x	2.44x	24.43x	-	6.56x	4.57x	2.71x	2.56x
Net Debt / EBITDA	3.01x	2.63x	2.06x	1.77x	23.33x	-	5.95x	3.48x	2.14x	2.12x
Interest Coverage	-	3.18x	3.59x	3.21x	-0.94x	-5.52x	1.54x	2.56x	3.59x	4.82x
Total Equity+	166.57M	120.97M	179.32M	213.79M	38.56M	-98.91M	-44.66M	-219K	37.22M	105.77M
Equity Growth %	127.48%	-0.27%	0.48%	0.19%	-0.82%	-3.56%	0.55%	1%	170.95%	1.84%
Book Value per Share	19.04	13.83	20.58	24.16	4.41	-10.80	-3.59	-0.02	2.58	6.99
Total Shareholders' Equity	166.57M	120.97M	179.32M	213.79M	38.56M	-98.91M	-44.66M	-219K	37.22M	105.77M
Common Stock	0	0	437K	437K	441K	96K	100K	102K	107K	153K
Retained Earnings	4.31M	13.09M	61.49M	91.72M	-86.95M	-228.37M	-254.5M	-212.33M	-176.13M	-136.64M
Treasury Stock	0	0	0	0	0	0	0	0	0	-523K
Accumulated OCI	0	0	-57.69M	-81.19M	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Jan 2016	Jan 2017	Jan 2018	Jan 2019	Jan 2020	Jan 2021	Jan 2022	Jan 2023	Jan 2024	Jan 2025
Cash from Operations+	56.3M	67.2M	76.35M	67.5M	32.65M	-34.81M	75M	74.42M	63.31M	65.04M
Operating CF Margin %	0.1%	0.11%	0.11%	0.1%	0.05%	-0.08%	0.13%	0.12%	0.1%	0.11%
Operating CF Growth %	0.36%	0.19%	0.14%	-0.12%	-0.52%	-2.07%	3.15%	-0.01%	-0.15%	0.03%
Net Income	2.4M	24.07M	55.37M	30.52M	-128.57M	-139.4M	-28.14M	42.17M	36.2M	39.48M
Depreciation & Amortization	34.6M	36.22M	35.04M	36.74M	37.92M	33.68M	29.26M	25.75M	22.92M	21.32M
Stock-Based Compensation	609K	624K	782K	4.01M	4.6M	2.16M	2.61M	3.5M	3.76M	6.51M
Deferred Taxes	-8.22M	-4.54M	-27.25M	-4.32M	-10.82M	-17.2M	-3.13M	-645K	908K	-1.58M
Other Non-Cash Items	97.56M	4.03M	6.21M	1.59M	134.31M	75.04M	62.62M	6.74M	15.48M	10.13M
Working Capital Changes	10.85M	6.79M	6.21M	-1.05M	-4.79M	10.91M	11.79M	-3.1M	-15.96M	-10.84M
Change in Receivables	513K	-687K	-882K	726K	-2.56M	-385K	1.98M	-1.23M	2M	25K
Change in Inventory	-8.53M	-2.23M	-13.95M	3.24M	4.02M	14.56M	2.01M	5.44M	-2.67M	-8.12M
Change in Payables	-3.68M	-2.63M	15.32M	471K	-11.34M	13.44M	-6.22M	-10.63M	1.8M	10.71M
Cash from Investing+	-419.71M	-37.08M	-38.37M	-24.71M	-18.22M	-3.81M	-5.47M	-15.07M	-16.93M	-17.75M
Capital Expenditures	-33.97M	-37.08M	-38.37M	-24.71M	-18.22M	-3.81M	-5.47M	-15.07M	-10.69M	-14.27M
CapEx % of Revenue	0.06%	0.06%	0.05%	0.03%	0.03%	0.01%	0.01%	0.02%	0.02%	0.02%
Acquisitions	-	-	-	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	0	0	0	-24.71M	0	-2.23M	-3.28M	-5.88M	-6.25M	-3.49M
Cash from Financing+	390.85M	-44.16M	-25.47M	-2.57M	-59.11M	21.5M	-37.98M	-8.26M	-71.26M	-74.03M
Debt Issued (Net)	-	-	-	-	-	-	-	-	-	-
Equity Issued (Net)	-	-	-	-	-	-	-	-	-	-
Dividends Paid	-8.56M	-70M	0	0	-50.15M	0	0	0	0	-2.9M
Share Repurchases	-	-	-	-	-	-	-	-	-	-
Other Financing	140.5M	-1.08M	2.23M	232K	248K	9.91M	0	0	-3.69M	-1.33M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-
Free Cash Flow+	22.33M	30.12M	37.98M	42.79M	14.43M	-38.62M	69.53M	59.36M	46.38M	50.77M
FCF Margin %	0.04%	0.05%	0.05%	0.06%	0.02%	-0.09%	0.12%	0.1%	0.08%	0.08%
FCF Growth %	0.3%	0.35%	0.26%	0.13%	-0.66%	-3.68%	2.8%	-0.15%	-0.22%	0.09%
FCF per Share	2.55	3.44	4.36	4.84	1.65	-4.22	5.59	4.16	3.22	3.35
FCF Conversion (FCF/Net Income)	23.41x	2.79x	1.38x	2.21x	-0.25x	0.25x	-2.66x	1.76x	1.75x	1.65x
Interest Paid	0	16.41M	16.39M	18M	18.11M	14.21M	14.01M	11.72M	25.95M	15.43M
Taxes Paid	0	15.5M	20.52M	23.09M	7.19M	20K	9.28M	19.69M	13.36M	15.56M

Key Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	2.91%	16.75%	36.88%	15.53%	-101.89%	-	-	-	195.69%	55.23%
Return on Invested Capital (ROIC)	11.77%	11.82%	13.48%	11.73%	-3.13%	-17.75%	6.69%	13.98%	23.5%	20.67%
Gross Margin	64.53%	66.96%	66.47%	65.17%	61.99%	57.65%	67.4%	68.6%	70.68%	70.37%
Net Margin	0.43%	3.77%	7.93%	4.32%	-18.6%	-33.57%	-4.81%	6.85%	5.99%	6.46%
Debt / Equity	1.44x	2.21x	1.35x	1.12x	12.36x	-	-	-	7.93x	1.97x
Interest Coverage	-	3.18x	3.59x	3.21x	-0.94x	-5.52x	1.54x	2.56x	3.59x	4.82x
FCF Conversion	23.41x	2.79x	1.38x	2.21x	-0.25x	0.25x	-2.66x	1.76x	1.75x	1.65x
Revenue Growth	16.26%	13.71%	9.25%	1.16%	-2.11%	-39.07%	38.92%	5.14%	-1.72%	1.02%

Frequently Asked Questions

Valuation & Price

J.Jill, Inc. (JILL) has a price-to-earnings (P/E) ratio of 6.0x. This may indicate the stock is undervalued or faces growth challenges.

Growth & Financials

J.Jill, Inc. (JILL) reported $601.0M in revenue for fiscal year 2024. This represents a 24% increase from $483.4M in 2014.

J.Jill, Inc. (JILL) grew revenue by 1.0% over the past year. Growth has been modest.

Yes, J.Jill, Inc. (JILL) is profitable, generating $33.7M in net income for fiscal year 2024 (6.5% net margin).

Dividend & Returns

Yes, J.Jill, Inc. (JILL) pays a dividend with a yield of 1.21%. This makes it attractive for income-focused investors.

J.Jill, Inc. (JILL) has a return on equity (ROE) of 55.2%. This is excellent, indicating efficient use of shareholder capital.

J.Jill, Inc. (JILL) generated $41.4M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

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