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CURV logoTorrid Holdings Inc.(CURV)Earnings, Financials & Key Ratios

CURV•NYSE
$1.53
$160M mkt cap·Price updated May 6, 2026
SectorConsumer CyclicalIndustryApparel RetailSub-IndustryMall-Based Specialty Apparel Retailers
AboutTorrid Holdings Inc. operates in women's plus-size apparel and intimates market in North America. The company designs, develops, and merchandises its products under the Torrid and Torrid Curve brand names. It is involved in the sale of tops, bottoms, dresses, denims, activewear, intimates, sleep wear, swim wear, and outerwear products; and non-apparel products comprising accessories, footwear, and beauty products. The company sells its products directly to consumers through its e-commerce platform and its physical stores. As of January 29, 2022, it operated 624 stores in 50 U.S. states, Puerto Rico, and Canada. Torrid Holdings Inc. was incorporated in 2019 and is headquartered in City of Industry, California.Show more
  • Revenue$1B-9.4%
  • EBITDA$21M-62.6%
  • Net Income-$7M-143.1%
  • EPS (Diluted)-0.07-146.7%
  • Gross Margin34.79%-7.1%
  • EBITDA Margin2.14%-58.7%
  • Operating Margin2.14%-58.7%
  • Net Margin-0.7%-147.6%
  • ROIC22.48%+34.9%
  • Interest Coverage0.67-58.1%
Technical→

CURV Key Insights

Torrid Holdings Inc. (CURV) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Momentum leader: RS Rating 86 (top 14%)
  • ✓High quality earnings: Operating CF exceeds net income
  • ✓Share count reduced 4.0% through buybacks
  • ✓Efficient asset utilization: 2.5x turnover

✗Weaknesses

  • ✗Weak Piotroski F-Score: 3/9
  • ✗Negative free cash flow
  • ✗Thin 5Y average net margin of 0.7%
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

CURV Price & Volume

Torrid Holdings Inc. (CURV) stock price & volume — 10-year historical chart

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CURV Growth Metrics

Torrid Holdings Inc. (CURV) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years0.54%
3 Years-8.09%
TTM-9.39%

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM-143.11%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM-146.2%

Return on Capital

10 Years23.36%
5 Years21.89%
3 Years19.45%
Last Year11.36%

CURV Recent Earnings

Torrid Holdings Inc. (CURV) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
Mar 19, 2026
EPS
$0.08
Est $0.12
+33.3%
Revenue
$236M
Est $231M
+2.2%
Q4 2025
Dec 3, 2025
EPS
$0.06
Est $0.01
-500.0%
Revenue
$235M
Est $231M
+1.7%
Q4 2025
Sep 4, 2025
EPS
$0.02
Est $0.04
-50.0%
Revenue
$263M
Est $257M
+2.2%
Q3 2025
Jun 5, 2025
EPS
$0.06
Est $0.05
+20.0%
Revenue
$266M
Est $279M
-4.8%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMar 19, 2026
$0.08vs $0.12+33.3%
$236Mvs $231M+2.2%
Q4 2025Dec 3, 2025
$0.06vs $0.01-500.0%
$235Mvs $231M+1.7%
Q4 2025Sep 4, 2025
$0.02vs $0.04-50.0%
$263Mvs $257M+2.2%
Q3 2025Jun 5, 2025
$0.06vs $0.05+20.0%
$266Mvs $279M-4.8%
Based on last 12 quarters of dataView full earnings history →

CURV Peer Comparison

Torrid Holdings Inc. (CURV) competitors in Mall-Based Specialty Apparel Retailers — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
CATO logoCATOThe Cato CorporationDirect Competitor51.8M2.88-2.97-8.23%-1.46%-5.76%0.90
LB logoLBLandBridge Company LLCDirect Competitor1.84B66.0061.1181.07%20.1%5.04%6.64%0.00
DXLG logoDXLGDestination XL Group, Inc.Direct Competitor36.24M0.66-1.00-6.85%-1.73%-5.46%5.13%
ANF logoANFAbercrombie & Fitch Co.Product Competitor3.64B79.377.596.42%9.63%38.54%10.4%0.82
AEO logoAEOAmerican Eagle Outfitters, Inc.Product Competitor2.87B16.9115.513.16%3.49%12.12%1.02
URBN logoURBNUrban Outfitters, Inc.Product Competitor6.43B71.6214.1511.07%7.54%16.51%6.93%0.44
CRI logoCRICarter's, Inc.Product Competitor1.37B37.2314.371.91%3.17%10.52%5%1.31
ROST logoROSTRoss Stores, Inc.Product Competitor75.27B228.9134.637.67%9.43%36.25%2.93%0.80

Compare CURV vs Peers

Torrid Holdings Inc. (CURV) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CATO

Most directly comparable listed peer for CURV.

Scale Benchmark

vs SHOP

Larger-name benchmark to compare CURV against a more recognizable public peer.

Peer Set

Compare Top 5

vs CATO, LB, DXLG, ANF

CURV Income Statement

Torrid Holdings Inc. (CURV) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemJan'18Jan'19Jan'20Jan'21Jan'22Jan'23Jan'24Jan'25Jan'26
Sales/Revenue804.29M909.15M1.04B973.51M1.28B1.29B1.15B1.1B1B
Revenue Growth %-13.04%14.06%-6.12%31.36%0.73%-10.57%-4.18%-9.39%
Cost of Goods Sold506M586.12M640.91M643.22M759.83M828.61M745.97M690.27M652.13M
COGS % of Revenue62.91%64.47%61.81%66.07%59.42%64.33%64.76%62.54%65.21%
Gross Profit
298.3M▲ 0%
323.03M▲ 8.3%
396.07M▲ 22.6%
330.3M▼ 16.6%
518.97M▲ 57.1%
459.54M▼ 11.5%
405.98M▼ 11.7%
413.47M▲ 1.8%
347.96M▼ 15.8%
Gross Margin %37.09%35.53%38.19%33.93%40.58%35.67%35.24%37.46%34.79%
Gross Profit Growth %-8.29%22.61%-16.61%57.12%-11.45%-11.66%1.85%-15.84%
Operating Expenses277.89M219.3M319.08M273.48M473.59M357.91M348.83M356.26M269.18M
OpEx % of Revenue34.55%24.12%30.77%28.09%37.03%27.79%30.28%32.28%26.92%
Selling, General & Admin277.19M219.3M319.08M273.48M473.59M357.91M347.33M356.26M269.18M
SG&A % of Revenue34.46%24.12%30.77%28.09%37.03%27.79%30.15%32.28%26.92%
Research & Development000000000
R&D % of Revenue---------
Other Operating Expenses0000001.5M00
Operating Income
21.11M▲ 0%
103.72M▲ 391.4%
76.99M▼ 25.8%
56.82M▼ 26.2%
45.38M▼ 20.1%
101.63M▲ 123.9%
57.15M▼ 43.8%
57.21M▲ 0.1%
21.4M▼ 62.6%
Operating Margin %2.62%11.41%7.42%5.84%3.55%7.89%4.96%5.18%2.14%
Operating Income Growth %-391.41%-25.77%-26.2%-20.14%123.93%-43.77%0.1%-62.59%
EBITDA42.99M130.7M148.59M131.72M123.78M181.06M90.55M57.18M21.4M
EBITDA Margin %5.35%14.38%14.33%13.53%9.68%14.06%7.86%5.18%2.14%
EBITDA Growth %-203.99%13.69%-11.36%-6.03%46.27%-49.99%-36.85%-62.57%
D&A (Non-Cash Add-back)21.89M26.98M71.6M74.89M78.4M79.43M33.4M-28K0
EBIT21.11M103.72M76.99M56.82M45.38M101.63M57.24M57.24M0
Net Interest Income0-968K-16.29M-21.3M-29.55M-29.94M-39.11M-35.6M0
Interest Income362K85K202K42K0090K28K0
Interest Expense01.05M16.49M21.34M29.55M29.94M39.2M35.63M31.84M
Other Income/Expense-1.06M-968K-16.29M-21.3M-29.55M-29.94M-39.11M-35.6M-30.96M
Pretax Income
20.05M▲ 0%
102.75M▲ 412.6%
60.7M▼ 40.9%
35.53M▼ 41.5%
15.83M▼ 55.4%
71.68M▲ 352.9%
18.04M▼ 74.8%
21.6M▲ 19.8%
-9.56M▼ 144.3%
Pretax Margin %2.49%11.3%5.85%3.65%1.24%5.56%1.57%1.96%-0.96%
Income Tax19.21M16.04M18.83M10.99M45.77M21.47M6.42M5.29M-2.53M
Effective Tax Rate %95.83%15.61%31.03%30.94%289.17%29.96%35.58%24.46%26.42%
Net Income
835K▲ 0%
86.71M▲ 10284.7%
41.87M▼ 51.7%
24.53M▼ 41.4%
-29.94M▼ 222.1%
50.21M▲ 267.7%
11.62M▼ 76.9%
16.32M▲ 40.4%
-7.03M▼ 143.1%
Net Margin %0.1%9.54%4.04%2.52%-2.34%3.9%1.01%1.48%-0.7%
Net Income Growth %-10284.67%-51.71%-41.41%-222.06%267.68%-76.86%40.44%-143.11%
Net Income (Continuing)835K86.71M41.87M24.53M-29.94M50.21M11.62M16.32M-7.03M
Discontinued Operations000000000
Minority Interest000000000
EPS (Diluted)
0.01▲ 0%
0.79▲ 9775.0%
0.38▼ 51.9%
0.22▼ 42.1%
-0.27▼ 222.7%
0.48▲ 277.8%
0.11▼ 77.1%
0.15▲ 36.4%
-0.07▼ 146.7%
EPS Growth %---51.9%-42.11%-222.73%277.78%-77.08%36.36%-146.67%
EPS (Basic)0.010.790.380.22-0.270.480.110.16-0.07
Diluted Shares Outstanding110M110M110M110M109.89M104.49M104.4M105.68M101.44M
Basic Shares Outstanding110M110M110M110M109.89M104.34M105.63M104.56M101.44M
Dividend Payout Ratio---------

CURV Balance Sheet

Torrid Holdings Inc. (CURV) balance sheet — assets, liabilities & shareholders' equity

Line itemJan'18Jan'19Jan'20Jan'21Jan'22Jan'23Jan'24Jan'25Jan'26
Total Current Assets155.58M136.15M164.01M242.14M220.93M216.12M179.12M226.17M193.48M
Cash & Short-Term Investments7.53M9.18M28.8M122.95M29.02M13.57M11.73M48.52M20.02M
Cash Only7.53M9.18M28.8M122.95M29.02M13.57M11.73M48.52M20.02M
Short-Term Investments000000000
Accounts Receivable00000002.81M0
Days Sales Outstanding-------0.93-
Inventory125.53M106.22M119.7M105.84M170.61M180.06M142.2M148.49M136.48M
Days Inventory Outstanding90.5566.1568.1760.0681.9679.3169.5878.5276.39
Other Current Assets13.26M10.28M12.75M8.81M11.85M7.74M11.34M5.23M36.98M
Total Non-Current Assets170.97M181.11M471.98M406.07M357.57M311.14M297.82M262.27M206.86M
Property, Plant & Equipment159.48M168.95M456.86M387.97M337.2M290.79M265.96M218.32M159.82M
Fixed Asset Turnover5.04x5.38x2.27x2.51x3.79x4.43x4.33x5.06x6.26x
Goodwill000000000
Intangible Assets9.03M8.9M8.4M8.4M8.4M8.4M8.4M8.4M8.4M
Long-Term Investments000000000
Other Non-Current Assets2.46M3.26M6.72M3.56M7.1M8.65M14.78M18.93M19.57M
Total Assets
326.55M▲ 0%
317.26M▼ 2.8%
635.99M▲ 100.5%
648.21M▲ 1.9%
578.5M▼ 10.8%
527.26M▼ 8.9%
476.95M▼ 9.5%
488.44M▲ 2.4%
400.34M▼ 18.0%
Asset Turnover2.46x2.87x1.63x1.50x2.21x2.44x2.42x2.26x2.50x
Asset Growth %--2.85%100.46%1.92%-10.75%-8.86%-9.54%2.41%-18.04%
Total Current Liabilities119.97M130.73M186.58M261.11M297.01M267.33M232.11M263.13M248.94M
Accounts Payable25.69M29.69M35.95M70.85M77.45M76.21M46.18M72.38M56.76M
Days Payables Outstanding18.5318.4920.4740.2137.233.5722.638.2731.77
Short-Term Debt12.34M15.48M9.03M11.51M20.52M24.52M23.41M16.14M48.31M
Deferred Revenue (Current)002.36M1.51M2.88M1.47M1.95M2.78M0
Other Current Liabilities33.65M42.46M13.79M14.47M10.25M10.95M11.3M10.33M200.62M
Current Ratio1.30x1.04x0.88x0.93x0.74x0.81x0.77x0.86x0.78x
Quick Ratio0.25x0.23x0.24x0.52x0.17x0.13x0.16x0.30x0.23x
Cash Conversion Cycle-------41.18-
Total Non-Current Liabilities68.76M0544.9M450.27M539.81M490.16M456.56M416.4M364.81M
Long-Term Debt15.31M0240.39M193.41M320.84M304.7M288.55M272.41M100.88M
Capital Lease Obligations00297.64M247.88M208.1M173.2M156.56M134.75M0
Deferred Tax Liabilities000000000
Other Non-Current Liabilities53.45M06.87M8.98M10.86M12.26M11.45M9.24M263.93M
Total Liabilities188.73M130.73M731.49M711.38M836.82M757.49M688.66M679.53M613.75M
Total Debt27.65M15.48M585.46M503.79M595.18M547.43M511.28M466.63M149.2M
Net Debt20.12M6.3M556.65M380.84M566.15M533.86M499.55M418.1M129.18M
Debt / Equity0.20x0.12x-------
Debt / EBITDA0.64x0.12x3.94x3.82x4.81x3.02x5.65x8.16x6.97x
Net Debt / EBITDA0.47x0.05x3.75x2.89x4.57x2.95x5.52x7.31x6.04x
Interest Coverage-98.50x4.67x2.66x1.54x3.39x1.46x1.61x0.67x
Total Equity
137.82M▲ 0%
126.42M▼ 8.3%
-95.5M▼ 175.5%
-63.17M▲ 33.9%
-258.32M▼ 308.9%
-230.22M▲ 10.9%
-211.72M▲ 8.0%
-191.09M▲ 9.7%
-213.41M▼ 11.7%
Equity Growth %--8.27%-175.54%33.85%-308.94%10.88%8.04%9.74%-11.68%
Book Value per Share1.251.15-0.87-0.57-2.35-2.20-2.03-1.81-2.10
Total Shareholders' Equity137.82M126.42M-95.5M-63.17M-258.32M-230.22M-211.72M-191.09M-213.41M
Common Stock0001.1M1.08M1.04M1.04M1.05M1.05M
Retained Earnings-227.61M-139.89M-98.02M-74.59M-377.76M-359.21M-347.59M-331.27M-338.3M
Treasury Stock000000000
Accumulated OCI153K19K-10K-8K76K-261K-313K-898K-606K
Minority Interest000000000

CURV Cash Flow Statement

Torrid Holdings Inc. (CURV) cash flow — operating, investing & free cash flow history

Line itemJan'18Jan'19Jan'20Jan'21Jan'22Jan'23Jan'24Jan'25Jan'26
Cash from Operations48.35M115.09M99.09M151.82M121.22M53.31M42.77M77.39M-13.01M
Operating CF Margin %6.01%12.66%9.56%15.6%9.48%4.14%3.71%7.01%-1.3%
Operating CF Growth %-138.04%-13.9%53.22%-20.16%-56.02%-19.77%80.94%-116.81%
Net Income835K86.71M41.87M24.54M-29.94M50.21M11.62M16.32M-7.03M
Depreciation & Amortization21.89M26.98M71.6M74.89M78.4M79.43M79.37M77.81M33.36M
Stock-Based Compensation41.19M-38.31M11.99M7.79M159.75M9.98M8.04M7.63M5.21M
Deferred Taxes03.36M-4.66M-2.33M1.27M1.86M-5.67M-7.94M-2.44M
Other Non-Cash Items14.67M8.76M2.8M4.87M5.47M1.09M-25.96M687K-42.1M
Working Capital Changes-30.23M27.59M-24.51M42.05M-93.72M-89.26M-24.63M-17.12M0
Change in Receivables013.06M-13.48M-5M00000
Change in Inventory-27.16M9.69M-17.41M7.88M-65.71M-12.03M33.18M-7.62M3.04M
Change in Payables04.54M5.31M37.85M5.64M-1.24M-30.29M27M-15.41M
Cash from Investing-54.12M-40.51M-56.12M-11.57M-17.55M-23.37M-26M-14.39M-8.85M
Capital Expenditures-54.12M-40.51M-26.33M-11.57M-17.55M-23.37M-26M-14.39M-8.85M
CapEx % of Revenue6.73%4.46%2.54%1.19%1.37%1.81%2.26%1.3%0.89%
Acquisitions000000000
Investments---------
Other Investing00-29.79M000000
Cash from Financing3.73M-72.84M-23.34M-45.92M-197.81M-45.12M-18.52M-24.5M-7.18M
Debt Issued (Net)0-12.17M233.08M-45.92M127.73M-13.49M-17.5M-24.77M0
Equity Issued (Net)-1000K-1000K-1000K0-1000K-1000K399K1000K0
Dividends Paid0000-300M0000
Share Repurchases-1.26M-60.67M-256.42M0-23.35M-31.7M000
Other Financing4.98M000299.88M746K-1.42M-774K-7.18M
Net Change in Cash
-1.99M▲ 0%
1.68M▲ 184.4%
19.62M▲ 1067.4%
94.22M▲ 380.1%
-93.93M▼ 199.7%
-15.35M▲ 83.7%
-1.8M▲ 88.3%
36.79M▲ 2142.6%
-28.48M▼ 177.4%
Free Cash Flow
-5.77M▲ 0%
74.58M▲ 1392.9%
72.76M▼ 2.5%
140.25M▲ 92.8%
103.67M▼ 26.1%
29.94M▼ 71.1%
16.77M▼ 44.0%
63M▲ 275.7%
-21.86M▼ 134.7%
FCF Margin %-0.72%8.2%7.02%14.41%8.11%2.32%1.46%5.71%-2.19%
FCF Growth %-1392.86%-2.45%92.77%-26.08%-71.12%-44%275.68%-134.71%
FCF per Share-0.050.680.661.280.940.290.160.60-0.22
FCF Conversion (FCF/Net Income)57.90x1.33x2.37x6.19x-4.05x1.06x3.68x4.74x1.85x
Interest Paid0851K10.61M21.26M24.12M29.56M035.08M0
Taxes Paid08.09M22.41M3.92M58.13M15.6M017.77M0

CURV Key Ratios

Torrid Holdings Inc. (CURV) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025
Return on Equity (ROE)0.61%65.63%270.79%------
Return on Invested Capital (ROIC)10.02%53.53%19.45%10.94%10.88%24.93%14.49%16.67%22.48%
Gross Margin37.09%35.53%38.19%33.93%40.58%35.67%35.24%37.46%34.79%
Net Margin0.1%9.54%4.04%2.52%-2.34%3.9%1.01%1.48%-0.7%
Debt / Equity0.20x0.12x-------
Interest Coverage-98.50x4.67x2.66x1.54x3.39x1.46x1.61x0.67x
FCF Conversion57.90x1.33x2.37x6.19x-4.05x1.06x3.68x4.74x1.85x
Revenue Growth-13.04%14.06%-6.12%31.36%0.73%-10.57%-4.18%-9.39%

CURV SEC Filings & Documents

Torrid Holdings Inc. (CURV) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 3, 2026·SEC

Material company update

Mar 19, 2026·SEC

Material company update

Dec 3, 2025·SEC

10-K Annual Reports

4
FY 2026

Mar 31, 2026·SEC

FY 2025

Apr 1, 2025·SEC

FY 2024

Apr 2, 2024·SEC

10-Q Quarterly Reports

6
FY 2025

Dec 10, 2025·SEC

FY 2025

Sep 11, 2025·SEC

FY 2025

Jun 9, 2025·SEC

CURV Frequently Asked Questions

Torrid Holdings Inc. (CURV) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Torrid Holdings Inc. (CURV) reported $1.00B in revenue for fiscal year 2025. This represents a 24% increase from $804.3M in 2017.

Torrid Holdings Inc. (CURV) saw revenue decline by 9.4% over the past year.

Torrid Holdings Inc. (CURV) reported a net loss of $7.0M for fiscal year 2025.

Dividend & Returns

Torrid Holdings Inc. (CURV) had negative free cash flow of $21.9M in fiscal year 2025, likely due to heavy capital investments.

Explore More CURV

Torrid Holdings Inc. (CURV) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

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Price History

Long-term charts & historical price data

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Revenue History

Sales growth patterns & revenue breakdown

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Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

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