8-K Announcements
6Apr 3, 2026·SEC
Mar 19, 2026·SEC
Dec 3, 2025·SEC
Torrid Holdings Inc. (CURV) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Torrid Holdings Inc. (CURV) stock price & volume — 10-year historical chart
Torrid Holdings Inc. (CURV) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Torrid Holdings Inc. (CURV) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 19, 2026 | $0.08vs $0.12+33.3% | $236Mvs $231M+2.2% |
| Q4 2025 | Dec 3, 2025 | $0.06vs $0.01-500.0% | $235Mvs $231M+1.7% |
| Q4 2025 | Sep 4, 2025 | $0.02vs $0.04-50.0% | $263Mvs $257M+2.2% |
| Q3 2025 | Jun 5, 2025 | $0.06vs $0.05+20.0% | $266Mvs $279M-4.8% |
Torrid Holdings Inc. (CURV) competitors in Mall-Based Specialty Apparel Retailers — business model, growth, and fundamentals comparison
Torrid Holdings Inc. (CURV) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Torrid Holdings Inc. (CURV) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Jan'18 | Jan'19 | Jan'20 | Jan'21 | Jan'22 | Jan'23 | Jan'24 | Jan'25 | Jan'26 |
|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 804.29M | 909.15M | 1.04B | 973.51M | 1.28B | 1.29B | 1.15B | 1.1B | 1B |
| Revenue Growth % | - | 13.04% | 14.06% | -6.12% | 31.36% | 0.73% | -10.57% | -4.18% | -9.39% |
| Cost of Goods Sold | 506M | 586.12M | 640.91M | 643.22M | 759.83M | 828.61M | 745.97M | 690.27M | 652.13M |
| COGS % of Revenue | 62.91% | 64.47% | 61.81% | 66.07% | 59.42% | 64.33% | 64.76% | 62.54% | 65.21% |
| Gross Profit | 298.3M▲ 0% | 323.03M▲ 8.3% | 396.07M▲ 22.6% | 330.3M▼ 16.6% | 518.97M▲ 57.1% | 459.54M▼ 11.5% | 405.98M▼ 11.7% | 413.47M▲ 1.8% | 347.96M▼ 15.8% |
| Gross Margin % | 37.09% | 35.53% | 38.19% | 33.93% | 40.58% | 35.67% | 35.24% | 37.46% | 34.79% |
| Gross Profit Growth % | - | 8.29% | 22.61% | -16.61% | 57.12% | -11.45% | -11.66% | 1.85% | -15.84% |
| Operating Expenses | 277.89M | 219.3M | 319.08M | 273.48M | 473.59M | 357.91M | 348.83M | 356.26M | 269.18M |
| OpEx % of Revenue | 34.55% | 24.12% | 30.77% | 28.09% | 37.03% | 27.79% | 30.28% | 32.28% | 26.92% |
| Selling, General & Admin | 277.19M | 219.3M | 319.08M | 273.48M | 473.59M | 357.91M | 347.33M | 356.26M | 269.18M |
| SG&A % of Revenue | 34.46% | 24.12% | 30.77% | 28.09% | 37.03% | 27.79% | 30.15% | 32.28% | 26.92% |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 1.5M | 0 | 0 |
| Operating Income | 21.11M▲ 0% | 103.72M▲ 391.4% | 76.99M▼ 25.8% | 56.82M▼ 26.2% | 45.38M▼ 20.1% | 101.63M▲ 123.9% | 57.15M▼ 43.8% | 57.21M▲ 0.1% | 21.4M▼ 62.6% |
| Operating Margin % | 2.62% | 11.41% | 7.42% | 5.84% | 3.55% | 7.89% | 4.96% | 5.18% | 2.14% |
| Operating Income Growth % | - | 391.41% | -25.77% | -26.2% | -20.14% | 123.93% | -43.77% | 0.1% | -62.59% |
| EBITDA | 42.99M | 130.7M | 148.59M | 131.72M | 123.78M | 181.06M | 90.55M | 57.18M | 21.4M |
| EBITDA Margin % | 5.35% | 14.38% | 14.33% | 13.53% | 9.68% | 14.06% | 7.86% | 5.18% | 2.14% |
| EBITDA Growth % | - | 203.99% | 13.69% | -11.36% | -6.03% | 46.27% | -49.99% | -36.85% | -62.57% |
| D&A (Non-Cash Add-back) | 21.89M | 26.98M | 71.6M | 74.89M | 78.4M | 79.43M | 33.4M | -28K | 0 |
| EBIT | 21.11M | 103.72M | 76.99M | 56.82M | 45.38M | 101.63M | 57.24M | 57.24M | 0 |
| Net Interest Income | 0 | -968K | -16.29M | -21.3M | -29.55M | -29.94M | -39.11M | -35.6M | 0 |
| Interest Income | 362K | 85K | 202K | 42K | 0 | 0 | 90K | 28K | 0 |
| Interest Expense | 0 | 1.05M | 16.49M | 21.34M | 29.55M | 29.94M | 39.2M | 35.63M | 31.84M |
| Other Income/Expense | -1.06M | -968K | -16.29M | -21.3M | -29.55M | -29.94M | -39.11M | -35.6M | -30.96M |
| Pretax Income | 20.05M▲ 0% | 102.75M▲ 412.6% | 60.7M▼ 40.9% | 35.53M▼ 41.5% | 15.83M▼ 55.4% | 71.68M▲ 352.9% | 18.04M▼ 74.8% | 21.6M▲ 19.8% | -9.56M▼ 144.3% |
| Pretax Margin % | 2.49% | 11.3% | 5.85% | 3.65% | 1.24% | 5.56% | 1.57% | 1.96% | -0.96% |
| Income Tax | 19.21M | 16.04M | 18.83M | 10.99M | 45.77M | 21.47M | 6.42M | 5.29M | -2.53M |
| Effective Tax Rate % | 95.83% | 15.61% | 31.03% | 30.94% | 289.17% | 29.96% | 35.58% | 24.46% | 26.42% |
| Net Income | 835K▲ 0% | 86.71M▲ 10284.7% | 41.87M▼ 51.7% | 24.53M▼ 41.4% | -29.94M▼ 222.1% | 50.21M▲ 267.7% | 11.62M▼ 76.9% | 16.32M▲ 40.4% | -7.03M▼ 143.1% |
| Net Margin % | 0.1% | 9.54% | 4.04% | 2.52% | -2.34% | 3.9% | 1.01% | 1.48% | -0.7% |
| Net Income Growth % | - | 10284.67% | -51.71% | -41.41% | -222.06% | 267.68% | -76.86% | 40.44% | -143.11% |
| Net Income (Continuing) | 835K | 86.71M | 41.87M | 24.53M | -29.94M | 50.21M | 11.62M | 16.32M | -7.03M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 0.01▲ 0% | 0.79▲ 9775.0% | 0.38▼ 51.9% | 0.22▼ 42.1% | -0.27▼ 222.7% | 0.48▲ 277.8% | 0.11▼ 77.1% | 0.15▲ 36.4% | -0.07▼ 146.7% |
| EPS Growth % | - | - | -51.9% | -42.11% | -222.73% | 277.78% | -77.08% | 36.36% | -146.67% |
| EPS (Basic) | 0.01 | 0.79 | 0.38 | 0.22 | -0.27 | 0.48 | 0.11 | 0.16 | -0.07 |
| Diluted Shares Outstanding | 110M | 110M | 110M | 110M | 109.89M | 104.49M | 104.4M | 105.68M | 101.44M |
| Basic Shares Outstanding | 110M | 110M | 110M | 110M | 109.89M | 104.34M | 105.63M | 104.56M | 101.44M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - |
Torrid Holdings Inc. (CURV) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jan'18 | Jan'19 | Jan'20 | Jan'21 | Jan'22 | Jan'23 | Jan'24 | Jan'25 | Jan'26 |
|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 155.58M | 136.15M | 164.01M | 242.14M | 220.93M | 216.12M | 179.12M | 226.17M | 193.48M |
| Cash & Short-Term Investments | 7.53M | 9.18M | 28.8M | 122.95M | 29.02M | 13.57M | 11.73M | 48.52M | 20.02M |
| Cash Only | 7.53M | 9.18M | 28.8M | 122.95M | 29.02M | 13.57M | 11.73M | 48.52M | 20.02M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.81M | 0 |
| Days Sales Outstanding | - | - | - | - | - | - | - | 0.93 | - |
| Inventory | 125.53M | 106.22M | 119.7M | 105.84M | 170.61M | 180.06M | 142.2M | 148.49M | 136.48M |
| Days Inventory Outstanding | 90.55 | 66.15 | 68.17 | 60.06 | 81.96 | 79.31 | 69.58 | 78.52 | 76.39 |
| Other Current Assets | 13.26M | 10.28M | 12.75M | 8.81M | 11.85M | 7.74M | 11.34M | 5.23M | 36.98M |
| Total Non-Current Assets | 170.97M | 181.11M | 471.98M | 406.07M | 357.57M | 311.14M | 297.82M | 262.27M | 206.86M |
| Property, Plant & Equipment | 159.48M | 168.95M | 456.86M | 387.97M | 337.2M | 290.79M | 265.96M | 218.32M | 159.82M |
| Fixed Asset Turnover | 5.04x | 5.38x | 2.27x | 2.51x | 3.79x | 4.43x | 4.33x | 5.06x | 6.26x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 9.03M | 8.9M | 8.4M | 8.4M | 8.4M | 8.4M | 8.4M | 8.4M | 8.4M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 2.46M | 3.26M | 6.72M | 3.56M | 7.1M | 8.65M | 14.78M | 18.93M | 19.57M |
| Total Assets | 326.55M▲ 0% | 317.26M▼ 2.8% | 635.99M▲ 100.5% | 648.21M▲ 1.9% | 578.5M▼ 10.8% | 527.26M▼ 8.9% | 476.95M▼ 9.5% | 488.44M▲ 2.4% | 400.34M▼ 18.0% |
| Asset Turnover | 2.46x | 2.87x | 1.63x | 1.50x | 2.21x | 2.44x | 2.42x | 2.26x | 2.50x |
| Asset Growth % | - | -2.85% | 100.46% | 1.92% | -10.75% | -8.86% | -9.54% | 2.41% | -18.04% |
| Total Current Liabilities | 119.97M | 130.73M | 186.58M | 261.11M | 297.01M | 267.33M | 232.11M | 263.13M | 248.94M |
| Accounts Payable | 25.69M | 29.69M | 35.95M | 70.85M | 77.45M | 76.21M | 46.18M | 72.38M | 56.76M |
| Days Payables Outstanding | 18.53 | 18.49 | 20.47 | 40.21 | 37.2 | 33.57 | 22.6 | 38.27 | 31.77 |
| Short-Term Debt | 12.34M | 15.48M | 9.03M | 11.51M | 20.52M | 24.52M | 23.41M | 16.14M | 48.31M |
| Deferred Revenue (Current) | 0 | 0 | 2.36M | 1.51M | 2.88M | 1.47M | 1.95M | 2.78M | 0 |
| Other Current Liabilities | 33.65M | 42.46M | 13.79M | 14.47M | 10.25M | 10.95M | 11.3M | 10.33M | 200.62M |
| Current Ratio | 1.30x | 1.04x | 0.88x | 0.93x | 0.74x | 0.81x | 0.77x | 0.86x | 0.78x |
| Quick Ratio | 0.25x | 0.23x | 0.24x | 0.52x | 0.17x | 0.13x | 0.16x | 0.30x | 0.23x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | 41.18 | - |
| Total Non-Current Liabilities | 68.76M | 0 | 544.9M | 450.27M | 539.81M | 490.16M | 456.56M | 416.4M | 364.81M |
| Long-Term Debt | 15.31M | 0 | 240.39M | 193.41M | 320.84M | 304.7M | 288.55M | 272.41M | 100.88M |
| Capital Lease Obligations | 0 | 0 | 297.64M | 247.88M | 208.1M | 173.2M | 156.56M | 134.75M | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 53.45M | 0 | 6.87M | 8.98M | 10.86M | 12.26M | 11.45M | 9.24M | 263.93M |
| Total Liabilities | 188.73M | 130.73M | 731.49M | 711.38M | 836.82M | 757.49M | 688.66M | 679.53M | 613.75M |
| Total Debt | 27.65M | 15.48M | 585.46M | 503.79M | 595.18M | 547.43M | 511.28M | 466.63M | 149.2M |
| Net Debt | 20.12M | 6.3M | 556.65M | 380.84M | 566.15M | 533.86M | 499.55M | 418.1M | 129.18M |
| Debt / Equity | 0.20x | 0.12x | - | - | - | - | - | - | - |
| Debt / EBITDA | 0.64x | 0.12x | 3.94x | 3.82x | 4.81x | 3.02x | 5.65x | 8.16x | 6.97x |
| Net Debt / EBITDA | 0.47x | 0.05x | 3.75x | 2.89x | 4.57x | 2.95x | 5.52x | 7.31x | 6.04x |
| Interest Coverage | - | 98.50x | 4.67x | 2.66x | 1.54x | 3.39x | 1.46x | 1.61x | 0.67x |
| Total Equity | 137.82M▲ 0% | 126.42M▼ 8.3% | -95.5M▼ 175.5% | -63.17M▲ 33.9% | -258.32M▼ 308.9% | -230.22M▲ 10.9% | -211.72M▲ 8.0% | -191.09M▲ 9.7% | -213.41M▼ 11.7% |
| Equity Growth % | - | -8.27% | -175.54% | 33.85% | -308.94% | 10.88% | 8.04% | 9.74% | -11.68% |
| Book Value per Share | 1.25 | 1.15 | -0.87 | -0.57 | -2.35 | -2.20 | -2.03 | -1.81 | -2.10 |
| Total Shareholders' Equity | 137.82M | 126.42M | -95.5M | -63.17M | -258.32M | -230.22M | -211.72M | -191.09M | -213.41M |
| Common Stock | 0 | 0 | 0 | 1.1M | 1.08M | 1.04M | 1.04M | 1.05M | 1.05M |
| Retained Earnings | -227.61M | -139.89M | -98.02M | -74.59M | -377.76M | -359.21M | -347.59M | -331.27M | -338.3M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 153K | 19K | -10K | -8K | 76K | -261K | -313K | -898K | -606K |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Torrid Holdings Inc. (CURV) cash flow — operating, investing & free cash flow history
| Line item | Jan'18 | Jan'19 | Jan'20 | Jan'21 | Jan'22 | Jan'23 | Jan'24 | Jan'25 | Jan'26 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 48.35M | 115.09M | 99.09M | 151.82M | 121.22M | 53.31M | 42.77M | 77.39M | -13.01M |
| Operating CF Margin % | 6.01% | 12.66% | 9.56% | 15.6% | 9.48% | 4.14% | 3.71% | 7.01% | -1.3% |
| Operating CF Growth % | - | 138.04% | -13.9% | 53.22% | -20.16% | -56.02% | -19.77% | 80.94% | -116.81% |
| Net Income | 835K | 86.71M | 41.87M | 24.54M | -29.94M | 50.21M | 11.62M | 16.32M | -7.03M |
| Depreciation & Amortization | 21.89M | 26.98M | 71.6M | 74.89M | 78.4M | 79.43M | 79.37M | 77.81M | 33.36M |
| Stock-Based Compensation | 41.19M | -38.31M | 11.99M | 7.79M | 159.75M | 9.98M | 8.04M | 7.63M | 5.21M |
| Deferred Taxes | 0 | 3.36M | -4.66M | -2.33M | 1.27M | 1.86M | -5.67M | -7.94M | -2.44M |
| Other Non-Cash Items | 14.67M | 8.76M | 2.8M | 4.87M | 5.47M | 1.09M | -25.96M | 687K | -42.1M |
| Working Capital Changes | -30.23M | 27.59M | -24.51M | 42.05M | -93.72M | -89.26M | -24.63M | -17.12M | 0 |
| Change in Receivables | 0 | 13.06M | -13.48M | -5M | 0 | 0 | 0 | 0 | 0 |
| Change in Inventory | -27.16M | 9.69M | -17.41M | 7.88M | -65.71M | -12.03M | 33.18M | -7.62M | 3.04M |
| Change in Payables | 0 | 4.54M | 5.31M | 37.85M | 5.64M | -1.24M | -30.29M | 27M | -15.41M |
| Cash from Investing | -54.12M | -40.51M | -56.12M | -11.57M | -17.55M | -23.37M | -26M | -14.39M | -8.85M |
| Capital Expenditures | -54.12M | -40.51M | -26.33M | -11.57M | -17.55M | -23.37M | -26M | -14.39M | -8.85M |
| CapEx % of Revenue | 6.73% | 4.46% | 2.54% | 1.19% | 1.37% | 1.81% | 2.26% | 1.3% | 0.89% |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - | - | - | - |
| Other Investing | 0 | 0 | -29.79M | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | 3.73M | -72.84M | -23.34M | -45.92M | -197.81M | -45.12M | -18.52M | -24.5M | -7.18M |
| Debt Issued (Net) | 0 | -12.17M | 233.08M | -45.92M | 127.73M | -13.49M | -17.5M | -24.77M | 0 |
| Equity Issued (Net) | -1000K | -1000K | -1000K | 0 | -1000K | -1000K | 399K | 1000K | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | -300M | 0 | 0 | 0 | 0 |
| Share Repurchases | -1.26M | -60.67M | -256.42M | 0 | -23.35M | -31.7M | 0 | 0 | 0 |
| Other Financing | 4.98M | 0 | 0 | 0 | 299.88M | 746K | -1.42M | -774K | -7.18M |
| Net Change in Cash | -1.99M▲ 0% | 1.68M▲ 184.4% | 19.62M▲ 1067.4% | 94.22M▲ 380.1% | -93.93M▼ 199.7% | -15.35M▲ 83.7% | -1.8M▲ 88.3% | 36.79M▲ 2142.6% | -28.48M▼ 177.4% |
| Free Cash Flow | -5.77M▲ 0% | 74.58M▲ 1392.9% | 72.76M▼ 2.5% | 140.25M▲ 92.8% | 103.67M▼ 26.1% | 29.94M▼ 71.1% | 16.77M▼ 44.0% | 63M▲ 275.7% | -21.86M▼ 134.7% |
| FCF Margin % | -0.72% | 8.2% | 7.02% | 14.41% | 8.11% | 2.32% | 1.46% | 5.71% | -2.19% |
| FCF Growth % | - | 1392.86% | -2.45% | 92.77% | -26.08% | -71.12% | -44% | 275.68% | -134.71% |
| FCF per Share | -0.05 | 0.68 | 0.66 | 1.28 | 0.94 | 0.29 | 0.16 | 0.60 | -0.22 |
| FCF Conversion (FCF/Net Income) | 57.90x | 1.33x | 2.37x | 6.19x | -4.05x | 1.06x | 3.68x | 4.74x | 1.85x |
| Interest Paid | 0 | 851K | 10.61M | 21.26M | 24.12M | 29.56M | 0 | 35.08M | 0 |
| Taxes Paid | 0 | 8.09M | 22.41M | 3.92M | 58.13M | 15.6M | 0 | 17.77M | 0 |
Torrid Holdings Inc. (CURV) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 0.61% | 65.63% | 270.79% | - | - | - | - | - | - |
| Return on Invested Capital (ROIC) | 10.02% | 53.53% | 19.45% | 10.94% | 10.88% | 24.93% | 14.49% | 16.67% | 22.48% |
| Gross Margin | 37.09% | 35.53% | 38.19% | 33.93% | 40.58% | 35.67% | 35.24% | 37.46% | 34.79% |
| Net Margin | 0.1% | 9.54% | 4.04% | 2.52% | -2.34% | 3.9% | 1.01% | 1.48% | -0.7% |
| Debt / Equity | 0.20x | 0.12x | - | - | - | - | - | - | - |
| Interest Coverage | - | 98.50x | 4.67x | 2.66x | 1.54x | 3.39x | 1.46x | 1.61x | 0.67x |
| FCF Conversion | 57.90x | 1.33x | 2.37x | 6.19x | -4.05x | 1.06x | 3.68x | 4.74x | 1.85x |
| Revenue Growth | - | 13.04% | 14.06% | -6.12% | 31.36% | 0.73% | -10.57% | -4.18% | -9.39% |
Torrid Holdings Inc. (CURV) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 3, 2026·SEC
Mar 19, 2026·SEC
Dec 3, 2025·SEC
Torrid Holdings Inc. (CURV) stock FAQ — growth, dividends, profitability & financials explained
Torrid Holdings Inc. (CURV) reported $1.00B in revenue for fiscal year 2025. This represents a 24% increase from $804.3M in 2017.
Torrid Holdings Inc. (CURV) saw revenue decline by 9.4% over the past year.
Torrid Holdings Inc. (CURV) reported a net loss of $7.0M for fiscal year 2025.
Torrid Holdings Inc. (CURV) had negative free cash flow of $21.9M in fiscal year 2025, likely due to heavy capital investments.
Torrid Holdings Inc. (CURV) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates