Lendway, Inc.(LDWY)Earnings, Financials & Key Ratios
LDWY•NASDAQ
$3.96
Price updated Jun 20, 2026
SectorCommunication ServicesIndustryAdvertising & MarketingSub-IndustryOut-of-home and cinema advertising
AboutLendway, Inc. provides in-store advertising solutions to consumer-packaged goods manufacturers, retailers, shopper marketing agencies, and brokerages in the United States. It offers in-store signage solutions, which provides point-of-purchase services, brand equity signs, tear pads, and display marketing solutions; display solutions, such as a range of fully customized temporary, semi-permanent, and permanent displays; merchandising solutions; and on-pack solutions, which include BoxTalk, coupons, recipes, and cross-promotions. The company also operates a non-bank lending marketplace. The company was formerly known as Insignia Systems, Inc. and changed its name to Lendway, Inc. in August 2023. The company was incorporated in 1990 and is headquartered in Minneapolis, Minnesota.Show more
- Revenue$71M
- EBITDA$11M+418.9%
- Net Income$3M+23.9%
- EPS (Diluted)-3.24-945.2%
- Gross Margin26.05%
- EBITDA Margin15.72%
- Operating Margin11%
- Net Margin4.2%
- ROE21.82%+30.8%
LDWY Price & Volume
Lendway, Inc. (LDWY) stock price & volume — 10-year historical chart
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Erratic Revenue Growth Masks Structural Liquidity Risks
Investment Thesis • Updated 2025Q3
VerdictNegative
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Pivot execution and liquidity
Key Thesis Takeaways
- Lendway, Inc.
- is currently undergoing a high-risk strategic pivot from legacy advertising services to a capital-intensive lending marketplace, resulting in extreme financial volatility.
- The company's inability to maintain consistent profitability, evidenced by a 59.1% operating margin loss in 2025Q3, suggests that the new business model lacks the necessary scale to cover its overhead.
- Investors should remain cautious as the firm's reliance on debt, which has pushed the debt-to-equity ratio to 6.83, threatens long-term solvency amid dwindling cash reserves.
Verdict Logic
the company's precarious financial position is underscored by a critically thin cash balance of only $1.8M as of 2025Q3, which appears insufficient to support its current operational burn rate.
LDWY Growth Metrics
Lendway, Inc. (LDWY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.48%
5 Years27.04%
3 Years54.01%
TTM49.38%
Profit CAGR
10 Years30.37%
5 Years-
3 Years-
TTM-28.03%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-27.23%
Return on Capital
10 Years-20.3%
5 Years-33.32%
3 Years-12.44%
Last Year14.54%
Peers Comparison
Key metrics vs top competitors for Lendway, Inc. (LDWY)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $3.96 | $7.01M | -1.22 | — | 4.2% | 21.82% | — | |
| $5.08 | $110.06M | 9.58 | -39.74% | -72.87% | -2.9% | — | |
| $67.03 | $671.03M | 11.40 | 22.26% | 20.68% | 11.5% | — | |
| $12.10 | $522.22M | 18.33 | 10.7% | 8.56% | 4.56% | — | |
| $27.78 | $384.31M | 8.55 | -1.55% | 28.51% | 12.62% | — | |
| $628.86 | $6.55B | 16.75 | 8.57% | 19.61% | 29.39% | — |
Compare LDWY vs Peers
Lendway, Inc. (LDWY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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LDWY Frequently Asked Questions
Lendway, Inc. (LDWY) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Lendway, Inc.'s revenue?
Lendway, Inc. (LDWY) reported $47.0M in revenue for fiscal year 2024. This represents a 203% increase from $15.5M in 1995.
Is LDWY profitable?
Lendway, Inc. (LDWY) reported a net loss of $4.3M for fiscal year 2024.
Dividend & Returns
What is LDWY's return on equity?
Lendway, Inc. (LDWY) has a return on equity (ROE) of 21.8%. This is excellent, indicating efficient use of shareholder capital.
What is Lendway, Inc.'s free cash flow?
Lendway, Inc. (LDWY) had negative free cash flow of $4.2M in fiscal year 2024, likely due to heavy capital investments.