| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| DCOMDime Community Bancshares, Inc. | 1.37B | 31.13 | 56.60 | 0.1% | 4.5% | 4.02% | 6.79% | 0.70 |
| EBCEastern Bankshares, Inc. | 4.4B | 19.56 | 29.64 | 91.64% | 11.17% | 1.3% | 6.14% | 0.01 |
| LYGLloyds Banking Group plc | 80.5B | 5.48 | 21.92 | 10.79% | 11.75% | 9.93% | 1.76 | |
| CFGCitizens Financial Group, Inc. | 26.03B | 60.61 | 20.00 | 1.31% | 12.22% | 6.6% | 7.22% | 0.51 |
| PFSProvident Financial Services, Inc. | 2.65B | 20.29 | 19.32 | 63.91% | 10.13% | 7.51% | 16.04% | 0.93 |
| CBUCommunity Bank System, Inc. | 3.3B | 62.73 | 18.24 | 24.44% | 19.4% | 10.34% | 6.71% | 0.57 |
| VLYValley National Bancorp | 6.7B | 12.02 | 17.42 | 6.51% | 10.65% | 6.53% | 8.18% | 0.50 |
| INDBIndependent Bank Corp. | 3.8B | 76.62 | 16.95 | 6.89% | 19.72% | 7.76% | 5.51% | 0.23 |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|
| Net Interest Income | 11.57M | 16.11M | 32.98M | 38.71M | 99.89M |
| NII Growth % | - | 0.39% | 1.05% | 0.17% | 1.58% |
| Net Interest Margin % | - | - | - | - | - |
| Interest Income | 14.29M | 18.5M | 40.26M | 65.2M | 158.72M |
| Interest Expense | 2.72M | 2.39M | 7.28M | 26.49M | 58.83M |
| Loan Loss Provision | 184K | 648K | 1.29M | 9.29M | 257K |
| Non-Interest Income | 1.75M | 2.14M | 2.96M | 1.09M | 8.86M |
| Non-Interest Income % | - | - | - | - | - |
| Total Revenue | 16.05M | 20.64M | 43.22M | 66.28M | 167.59M |
| Revenue Growth % | - | 0.29% | 1.09% | 0.53% | 1.53% |
| Non-Interest Expense | 8.31M | 17.5M | 27.83M | 45.83M | 74.9M |
| Efficiency Ratio | - | - | - | - | - |
| Operating Income | 4.84M | 100K | 6.82M | -15.33M | 33.59M |
| Operating Margin % | - | - | - | - | - |
| Operating Income Growth % | - | -0.98% | 67.2% | -3.25% | 3.19% |
| Pretax Income | 4.84M | 100K | 6.82M | -15.33M | 33.59M |
| Pretax Margin % | - | - | - | - | - |
| Income Tax | 645K | -189K | 1.22M | -3.36M | 7.39M |
| Effective Tax Rate % | - | - | - | - | - |
| Net Income | 4.19M | 289K | 5.6M | -11.97M | 26.21M |
| Net Margin % | - | - | - | - | - |
| Net Income Growth % | - | -0.93% | 18.37% | -3.14% | 3.19% |
| Net Income (Continuing) | 4.19M | 289K | 5.6M | -11.97M | 26.21M |
| EPS (Diluted) | 0.74 | 0.04 | 0.49 | -0.67 | 0.71 |
| EPS Growth % | - | -0.95% | 11.28% | -2.37% | 2.06% |
| EPS (Basic) | 0.74 | 0.04 | 0.49 | -0.67 | 0.71 |
| Diluted Shares Outstanding | 5.69M | 7.25M | 11.31M | 17.75M | 37.11M |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 50.21M | 35.42M | 35.63M | 80.19M | 166.1M |
| Short Term Investments | 1000K | 1000K | 1000K | 1000K | 655K |
| Total Investments | 360.26M | 819.31M | 1.03B | 2.37B | 2.5B |
| Investments Growth % | - | 1.27% | 0.26% | 1.29% | 0.05% |
| Long-Term Investments | 234.81M | 715.52M | 955.03M | 2.26B | 2.5B |
| Accounts Receivables | 1000K | 1000K | 1000K | 0 | 0 |
| Goodwill & Intangibles | - | - | - | - | - |
| Goodwill | 2.33M | 35.84M | 35.84M | 56.97M | 58.81M |
| Intangible Assets | 177K | 1.31M | 1.05M | 25.73M | 20.95M |
| PP&E (Net) | 3.8M | 9.97M | 16.96M | 35.63M | 32.94M |
| Other Assets | 11.21M | 21.47M | 22.62M | 74.92M | 80.55M |
| Total Current Assets | 177.22M | 144.61M | 126.53M | 195.68M | 166.75M |
| Total Non-Current Assets | 252.33M | 788.15M | 1.04B | 2.47B | 2.71B |
| Total Assets | 429.54M | 932.76M | 1.16B | 2.67B | 2.88B |
| Asset Growth % | - | 1.17% | 0.25% | 1.29% | 0.08% |
| Return on Assets (ROA) | 0.01% | 0% | 0.01% | -0.01% | 0.01% |
| Accounts Payable | 2.23M | 6.29M | 6.69M | 0 | 0 |
| Total Debt | 1.49M | 25.38M | 81.86M | 88.39M | 128.22M |
| Net Debt | -48.72M | -10.04M | 46.23M | 8.21M | -37.88M |
| Long-Term Debt | 1.12M | 20.7M | 40.48M | 62.03M | 102.55M |
| Short-Term Debt | 0 | 0 | 20.94M | 10M | 10M |
| Other Liabilities | 0 | 19.81M | -10.22M | 116.33M | 109.76M |
| Total Current Liabilities | 377.73M | 782.63M | 984.62M | 2.21B | 2.37B |
| Total Non-Current Liabilities | 1.14M | 40.51M | 40.48M | 194.73M | 227.97M |
| Total Liabilities | 378.87M | 823.14M | 1.03B | 2.4B | 2.6B |
| Total Equity | 50.67M | 109.62M | 138.55M | 265.8M | 280.22M |
| Equity Growth % | - | 1.16% | 0.26% | 0.92% | 0.05% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - |
| Return on Equity (ROE) | 0.08% | 0% | 0.05% | -0.06% | 0.1% |
| Book Value per Share | 8.90 | 15.12 | 12.25 | 14.97 | 7.55 |
| Tangible BV per Share | - | - | - | - | - |
| Common Stock | 57K | 99K | 149K | 369K | 370K |
| Additional Paid-in Capital | 21.6M | 82.91M | 117.71M | 263.31M | 264.45M |
| Retained Earnings | 26.01M | 24.84M | 27.1M | 4.84M | 19.95M |
| Accumulated OCI | 3.19M | 1.78M | -6.41M | -3.21M | -4.54M |
| Treasury Stock | -188K | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|
| Cash from Operations | 3.13M | 4.77M | 2.34M | -10K | 25.44M |
| Operating CF Growth % | - | 0.53% | -0.51% | -1% | 2545.2% |
| Net Income | 4.19M | 289K | 5.6M | -11.97M | 26.21M |
| Depreciation & Amortization | 309K | 480K | 1.11M | 1.78M | 6.67M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -448K | 2.55M | -1.24M | 10.59M | -13.26M |
| Working Capital Changes | -926K | 1.17M | -3.78M | -1.46M | 3.96M |
| Cash from Investing | -38.82M | -5.04M | -222.59M | 58.58M | -122.02M |
| Purchase of Investments | -71.13M | -14.19M | -34.39M | -21.05M | -57.57M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | - | - | - | - | - |
| Acquisitions | 0 | 39.88M | 0 | 41.74M | -483K |
| Other Investing | -129K | -66.34M | -202.14M | -64.05M | -91.31M |
| Cash from Financing | 41.15M | -10.3M | 227.67M | -8.39M | 182.49M |
| Dividends Paid | -1.43M | -1.46M | -3.33M | -4.87M | -11.11M |
| Share Repurchases | 0 | -120K | 0 | 0 | 0 |
| Stock Issued | 0 | 120K | 34.65M | 10.13M | 152K |
| Net Stock Activity | - | - | - | - | - |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | 1000K |
| Other Financing | 44.22M | 5.5M | 175.23M | 51.98M | 153.44M |
| Net Change in Cash | 5.45M | -10.57M | 7.42M | 50.18M | 85.91M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 27.71M | 33.16M | 22.59M | 30.01M | 80.19M |
| Cash at End | 33.16M | 22.59M | 30.01M | 80.19M | 166.1M |
| Interest Paid | 2.83M | 2.52M | 6.58M | 0 | 0 |
| Income Taxes Paid | 745K | 560K | 395K | 0 | 0 |
| Free Cash Flow | 3.02M | 4.51M | -2.25M | -1.38M | 22.56M |
| FCF Growth % | - | 0.5% | -1.5% | 0.39% | 17.31% |
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.27% | 0.36% | 4.51% | -5.92% | 9.6% |
| Return on Assets (ROA) | 0.98% | 0.04% | 0.53% | -0.62% | 0.94% |
| Net Interest Margin | 2.69% | 1.73% | 2.83% | 1.45% | 3.47% |
| Efficiency Ratio | 51.77% | 84.79% | 64.39% | 69.14% | 44.7% |
| Equity / Assets | 11.8% | 11.75% | 11.91% | 9.96% | 9.73% |
| Book Value / Share | 8.9 | 15.12 | 12.25 | 14.97 | 7.55 |
| NII Growth | - | 39.16% | 104.8% | 17.36% | 158.05% |
| Dividend Payout | 34.18% | 505.88% | 59.56% | - | 42.37% |
LINKBANCORP, Inc. (LNKB) has a price-to-earnings (P/E) ratio of 12.3x. This may indicate the stock is undervalued or faces growth challenges.
LINKBANCORP, Inc. (LNKB) grew revenue by 152.8% over the past year. This is strong growth.
Yes, LINKBANCORP, Inc. (LNKB) is profitable, generating $38.2M in net income for fiscal year 2024 (15.6% net margin).
Yes, LINKBANCORP, Inc. (LNKB) pays a dividend with a yield of 3.43%. This makes it attractive for income-focused investors.
LINKBANCORP, Inc. (LNKB) has a return on equity (ROE) of 9.6%. This is below average, suggesting room for improvement.
LINKBANCORP, Inc. (LNKB) has a net interest margin (NIM) of 3.5%. This indicates healthy earnings from lending activities.
LINKBANCORP, Inc. (LNKB) has an efficiency ratio of 44.7%. This is excellent, indicating strong cost control.