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LTCLTC Properties, Inc.
$42.54$2.2B
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  1. Home
  2. Financial Ratios

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  3. LTC
  4. Financial Ratios

LTC Properties, Inc. (LTC) Financial Ratios

Latest Ratios: P/E Ratio 16.9x · EV/EBITDA 18.3x · ROE 10.7%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LTC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$2.2B$1.6B$1.5B$1.3B$1.4B$1.3B$1.5B$1.8B$1.7B$1.7B$1.8B
Enterprise Value$3.0B$2.4B$2.2B$2.2B$2.2B$2.1B$2.2B$2.5B$2.3B$2.4B$2.4B
P/E Ratio →16.8813.6416.9414.8714.3324.2116.0822.1610.7119.8021.26
P/S Ratio8.286.097.286.738.138.619.599.619.8510.2711.22
P/B Ratio1.701.381.451.451.671.791.972.271.992.281.35
P/FCF16.0111.7712.2112.7214.7414.6613.2014.9614.5316.5317.39
P/OCF16.0111.7712.2112.7213.4814.6613.1614.6114.3716.3917.15

P/E links to full P/E history page with 30-year chart

LTC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—9.2510.5011.1512.4513.2313.6113.3213.6614.2114.94
EV / EBITDA18.2714.7717.1117.2715.9722.0716.1120.3912.1419.4720.14
EV / EBIT23.7315.2516.3015.8816.5224.5717.3022.1512.4320.3621.65
EV / FCF—17.8817.6121.0722.5822.5318.7420.7620.1522.8823.15

LTC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin75.1%75.1%93.8%93.3%91.2%90.1%90.5%91.0%100.0%100.0%83.6%
Operating Margin48.2%48.2%44.0%45.6%56.6%35.3%60.0%44.2%90.3%50.6%52.0%
Net Profit Margin44.9%44.9%43.4%45.5%57.1%36.0%59.8%43.5%91.9%52.0%52.7%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE10.7%10.7%9.2%10.2%12.5%7.3%12.2%10.0%19.5%8.3%8.5%
ROA6.1%6.1%5.0%5.1%6.3%3.8%6.4%5.3%10.4%6.1%6.4%
ROIC5.1%5.1%3.9%4.0%4.8%2.9%5.0%4.2%7.9%3.8%4.0%
ROCE7.0%7.0%6.0%5.8%6.4%3.8%6.6%5.5%10.5%6.1%6.5%

LTC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.730.730.650.970.900.970.840.880.770.880.45
Debt / EBITDA5.135.135.327.005.627.764.825.733.405.445.08
Net Debt / Equity—0.710.640.950.890.960.830.880.770.870.45
Net Debt / EBITDA5.045.045.246.845.557.714.765.693.395.405.02
Debt / FCF—6.115.398.347.847.875.545.795.626.345.77
Interest Coverage4.514.513.352.954.203.054.223.646.143.924.22

LTC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.631.634.292.4216.2112.132.323.4310.198.947.53
Quick Ratio1.631.634.292.3715.9312.132.323.4310.028.857.53
Cash Ratio0.280.280.050.060.270.140.230.120.070.130.18
Asset Turnover—0.130.120.110.110.100.110.120.110.110.12
Inventory Turnover——19.300.721.45——————
Days Sales Outstanding———————————

LTC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield5.4%6.7%6.6%7.1%6.4%6.8%5.9%5.1%5.4%5.2%4.7%
Payout Ratio91.0%91.0%110.4%105.6%91.5%162.0%94.7%—58.3%103.3%99.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.9%7.3%5.9%6.7%7.0%4.1%6.2%4.5%9.3%5.1%4.7%
FCF Yield6.2%8.5%8.2%7.9%6.8%6.8%7.6%6.7%6.9%6.0%5.8%
Buyback Yield0.2%0.3%0.0%0.0%0.0%0.3%1.2%0.0%0.0%0.0%0.0%
Total Shareholder Yield5.7%7.0%6.6%7.1%6.4%7.0%7.1%5.1%5.4%5.2%4.7%
Shares Outstanding—$47M$44M$41M$40M$39M$39M$40M$40M$40M$39M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStable
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Operator credit and labor inflation

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Multiple on SHOP Pivot

LTC's P/FFO of 25.7x in 2026Q2, per the latest quarterly data, trades at a premium to peers like NHI and CTRE, reflecting optimism about the SHOP-driven growth strategy.

The P/FFO multiple has expanded from 21.4x in 2024Q1 to 25.7x in 2026Q2, suggesting the market is pricing in sustained FFO growth from the SHOP investments. However, the implied cap rate, derived from NOI and enterprise value, appears compressed relative to private market transactions, indicating that the stock may already reflect much of the anticipated upside. Investors should monitor whether the growth in FFO per share justifies the premium, especially given the volatility in AFFO.

NOI Margin Compression from SHOP Shift

NOI margin swung from 94.1% in 2024Q4 to 33.5% in 2026Q1, as reported in financial statements, reflecting the transition to SHOP properties where LTC bears operating costs.

The dramatic decline in NOI margin is a direct consequence of the strategic pivot toward SHOP, which shifts operating expense responsibility to LTC. While this may enhance long-term growth potential, it introduces operational risk and reduces the stability of cash flows. The 2026Q2 margin of 100% is likely distorted by one-time items, and the underlying trend suggests that profitability will remain lower than historical triple-net levels. Analysts should focus on same-store NOI growth and operator performance to gauge the sustainability of this strategy.

AFFO Swing Clouds Dividend Coverage

In 2026Q2, AFFO turned deeply negative at -$127.0M, per the cash flow statement, while dividends paid were $29.8M, implying a payout ratio of 0.71 based on FFO, but the negative AFFO raises concerns about true distributable cash flow.

The FFO payout ratio of 70.9% in 2026Q2 appears manageable, but the negative AFFO indicates that maintenance capex and other non-cash adjustments are consuming more cash than FFO suggests. This divergence warrants close monitoring, as the dividend may not be fully covered by sustainable cash flows. The company's reliance on asset sales and loan payoffs to fund SHOP investments adds uncertainty to future AFFO generation. If AFFO remains negative, the dividend could be at risk unless the SHOP properties quickly generate incremental NOI.

Leverage Improves Despite Debt Rise

Debt-to-equity improved to 0.58 in 2026Q2 from 0.94 in 2024Q1, per the balance sheet, even as total debt rose to $779.5M, reflecting a stronger equity base from asset sales and retained earnings.

The improvement in D/E is partly due to equity growth, but the absolute debt level has increased, and interest coverage of 3.46x in 2026Q2 is modest. The expanded credit facility to $1 billion provides liquidity, but the reliance on asset sales and the Prestige loan payoff for funding introduces execution risk. Fixed-rate exposure is not disclosed, but the rising rate environment could pressure interest coverage if variable-rate debt is significant. Overall, the balance sheet appears healthy, but the SHOP investment program will require continued access to capital.

Occupancy and G&A Efficiency in Focus

Occupancy trends are not directly disclosed, but the shift toward SHOP properties, as noted in recent filings, suggests LTC is taking on operational risk to drive growth, while G&A efficiency remains a key monitor.

The portfolio's 50/50 split between seniors housing and skilled nursing provides diversification, but the SHOP transition increases exposure to operating performance. G&A costs, as a percentage of revenue, appear to have been relatively stable, but the revenue surge from SHOP may not translate to proportional G&A efficiency. Investors should monitor occupancy rates and operator health, especially in the skilled nursing segment, where labor inflation and regulatory changes could pressure tenant profitability and, consequently, LTC's rental income.

P/E Misleads on Depreciation

Standard P/E of 15.35x, per current valuation metrics, is distorted by depreciation and one-time gains, obscuring the true earnings power of LTC's real estate assets.

For REITs, P/E is misleading because depreciation is a non-cash charge that reduces net income but does not reflect the economic value of the properties. LTC's P/FFO of 25.7x is a more appropriate valuation metric, as it adds back depreciation and adjusts for gains. However, even FFO can be overstated if maintenance capex is not fully deducted, which is why AFFO is critical. The negative AFFO in 2026Q2 highlights the importance of using AFFO-based metrics to assess dividend sustainability and true cash generation.

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Includes 30+ ratios · 30 years · Updated daily

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LTC — Frequently Asked Questions

Quick answers to the most common questions about buying LTC stock.

What is LTC Properties, Inc.'s P/E ratio?

LTC Properties, Inc.'s current P/E ratio is 16.9x. The historical average is 18.2x. This places it at the 48th percentile of its historical range.

What is LTC Properties, Inc.'s EV/EBITDA?

LTC Properties, Inc.'s current EV/EBITDA is 18.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.4x.

What is LTC Properties, Inc.'s ROE?

LTC Properties, Inc.'s return on equity (ROE) is 10.7%. The historical average is 9.8%.

Is LTC stock overvalued?

Based on historical data, LTC Properties, Inc. is trading at a P/E of 16.9x. This is at the 48th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is LTC Properties, Inc.'s dividend yield?

LTC Properties, Inc.'s current dividend yield is 5.42% with a payout ratio of 91.0%.

What are LTC Properties, Inc.'s profit margins?

LTC Properties, Inc. has 75.1% gross margin and 48.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does LTC Properties, Inc. have?

LTC Properties, Inc.'s Debt/EBITDA ratio is 5.1x, indicating high leverage. A ratio above 4x may signal elevated financial risk.