Lufax Holding Ltd (LU) Q3 2026 Earnings Call Transcript
Lufax's reported results suggest a balance sheet under sustained credit pressure, with provisions of $4.8B in 2026Q2 against total revenue of $6.2B absorbing most of the top line and driving repeated net losses, including -$1.5B in 2026Q3.
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| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 27, 2026 | -$0.27 vs — | $920M vs — |
Q3 2026 Jul 30, 2026 | -$0.41-138.2% vs $1.08 | $918M-58.7% vs $2.2B |
Q2 2026 Apr 30, 2026 | -$2.46-327.4% vs $1.08 | $2.0B-11.6% vs $2.2B |
Q4 2025 Nov 10, 2025 | -$2.46-1400.2% vs $0.19 | $2.0B+23.8% vs $1.6B |
Lufax Holding Ltd (LU) Q3 2026 Earnings Call Transcript
SHANGHAI, Oct. 27, 2026 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced its unaudited financial results for the third quarter ended September 30, 2026. Third Quarter 2026 Financial Highlights Total income was RMB6,180 million (US$922 million) in the third quarter of 2026, compared to RMB6,479 million in the same period of 2025.
SHANGHAI, Oct. 20, 2026 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it plans to release its third quarter 2026 financial results after the market closes on Tuesday, October 27, 2026, U.S. Eastern Time. The Company's management will hold an earnings conference call at 9:00 P.M.
SHANGHAI, Oct. 16, 2026 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it has appointed Ms. Jia Liu as the Chief Financial Officer of the Company, with effect from October 16, 2026.
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| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $9.34 | $809.49M | -0.10 | 22.68% | -12.94% | -3.6% | — | |
| $2.94 | $730.29M | 2.59 | 1.03% | 14.53% | 4.49% | 9.76% | |
| $5.58 | $726.43M | 1.42 | -6.31% | 23.45% | 15.33% | 27.23% | |
| $2.00 | $9.99M | -0.08 | -84.11% | — | -24.56% | — | |
| $21.89 | $2.1B | 42.17 | 62.84% | 4.93% | 8.1% | — | |
| $15.96 | $1.84B | 8.91 | 14.97% | 15.88% | 13.62% | — |
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Lufax Holding Ltd (LU) stock FAQ — growth, dividends, profitability & financials explained
Lufax Holding Ltd (LU) revenue fell by 10.0% over the trailing twelve months, compared with the twelve months before.
No. Lufax Holding Ltd (LU) reported a net loss of $3.12B over the trailing twelve months.
Lufax Holding Ltd (LU) had a return on equity (ROE) of -3.6% over the trailing twelve months. A negative ROE means the company lost money over the period.
Lufax Holding Ltd (LU) has a net interest margin (NIM) of 6.2%. This indicates healthy earnings from lending activities.
Lufax Holding Ltd (LU) has an efficiency ratio of 30.9%. This is excellent, indicating strong cost control.