LexinFintech Holdings Ltd.(LX)Earnings, Financials & Key Ratios
LX•NASDAQ•Banking & Credit
$2.08
$148M mkt cap·2.2× P/E·Price updated May 6, 2026
AboutLexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.Show more
- Net Interest Income-$9M+82.2%
- Total Revenue$14.2B+8.8%
- Net Income$1.1B+3.2%
- Return on Equity10.76%-7.3%
- Net Interest Margin-0.04%+81.4%
- Efficiency Ratio19.29%-4.4%
- ROA4.85%+4.4%
- Equity / Assets48.29%+15.1%
- Book Value per Share63.31+17.3%
- Tangible BV/Share58.23+18.9%
- Debt/Equity0.49-13.6%
LX Key Insights
LexinFintech Holdings Ltd. (LX) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 19.3% efficiency ratio
- ✓Well capitalized: 48.3% equity/assets
- ✓Share count reduced 5.7% through buybacks
- ✓Diversified revenue: 100.0% from non-interest income
- ✓Trading at only 0.2x book value
✗Weaknesses
- ✗Profits declining 13.7% over 5 years
- ✗Weak NIM of -0.0%
- ✗Weak momentum: RS Rating 6 (bottom 6%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
LX Price & Volume
LexinFintech Holdings Ltd. (LX) stock price & volume — 10-year historical chart
Loading chart...
LX Growth Metrics
LexinFintech Holdings Ltd. (LX) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years6.02%
3 Years7.67%
TTM-
Profit CAGR
10 Years-
5 Years-13.67%
3 Years-22.17%
TTM99.05%
EPS CAGR
10 Years-
5 Years-11.86%
3 Years-17.22%
TTM89.26%
Return on Capital
10 Years4.64%
5 Years17.73%
3 Years13.49%
Last Year19.5%
LX Recent Earnings
LexinFintech Holdings Ltd. (LX) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 1/12 qtrs (100%)●Beat Revenue 6/12 qtrs (75%)
Q2 2026Latest
Mar 19, 2026EPS
$0.17
Revenue
$435M
Est $429M
+1.4%
Q4 2025
Nov 24, 2025EPS
$0.41
Revenue
$480M
Q3 2025
Aug 7, 2025EPS
$0.40
Est $0.20
+100.4%
Revenue
$500M
Est $501M
-0.1%
Q2 2025
May 21, 2025EPS
$0.33
Revenue
$426M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 19, 2026 | $0.17 | $435Mvs $429M+1.4% |
| Q4 2025 | Nov 24, 2025 | $0.41 | $480M |
| Q3 2025 | Aug 7, 2025 | $0.40vs $0.20+100.4% | $500Mvs $501M-0.1% |
| Q2 2025 | May 21, 2025 | $0.33 | $426M |
Based on last 12 quarters of dataView full earnings history →
LX Peer Comparison
LexinFintech Holdings Ltd. (LX) competitors in Point-of-Sale and Buy Now Pay Later — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 QFIN | 3.76B | 13.26 | 2.16 | 5.38% | 36.49% | 28.76% | 35.81% | 0.07 |
 FINV | 2.89B | 5.10 | 3.84 | 3.69% | 18.24% | 17.43% | 14.54% | 0.00 |
 CNF | 1.02M | 3.04 | -0.02 | -60.88% | -73.1% | -1.25% | 100% | 1.18 |
 MOGO | 24.61M | 1.04 | -2.51 | 9.18% | 10.86% | 9.73% | 1.05 | |
 UPST | 2.98B | 31.17 | 69.27 | 58.87% | 4.98% | 6.59% | 2.32 | |
 AFRM | 22.26B | 66.81 | 445.40 | 38.8% | 7.6% | 8.83% | 2.7% | 2.56 |
 CACC | 5.48B | 525.67 | 14.00 | 8.57% | 18.29% | 29.39% | 19.22% | 4.17 |
 BABA | 319.3B | 132.23 | 16.82 | 5.86% | 12.19% | 11.24% | 3.59% | 0.23 |
Compare LX vs Peers
LexinFintech Holdings Ltd. (LX) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
LX Income Statement
LexinFintech Holdings Ltd. (LX) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -48.34M | -75.52M | -23.06M | -39.22M | -77.54M | -63.13M | -55.64M | -50.48M | -9.01M | -11.79M |
| NII Growth % | -2404.82% | -56.21% | 69.47% | -70.06% | -97.74% | 18.59% | 11.86% | 9.26% | 82.16% | 123.01% |
| Net Interest Margin % | -0.55% | -0.51% | -0.18% | -0.2% | -0.38% | -0.3% | -0.24% | -0.22% | -0.04% | -0.05% |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 48.34M | 75.52M | 23.06M | 39.22M | 77.54M | 63.13M | 55.64M | 50.48M | 9.01M | 11.79M |
| Loan Loss Provision | 3.69B | 4.19B | 4.56B | 5.57B | 7.93B | 5.57B | 6.78B | 8.49B | 9.17B | 9.03B |
| Non-Interest Income | 4.34B | 5.58B | 7.6B | 10.6B | 11.65B | 11.38B | 9.87B | 13.06B | 14.2B | 14.01B |
| Non-Interest Income % | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Total Revenue | 4.34B▲ 0% | 5.58B▲ 28.7% | 7.6B▲ 36.1% | 10.6B▲ 39.6% | 11.65B▲ 9.8% | 11.38B▼ 2.3% | 9.87B▼ 13.3% | 13.06B▲ 32.3% | 14.2B▲ 8.8% | 14.01B▲ 0% |
| Revenue Growth % | 71.83% | 28.66% | 36.09% | 39.58% | 9.82% | -2.27% | -13.31% | 32.35% | 8.78% | 2.91% |
| Non-Interest Expense | 590.99M | 844.43M | 1.19B | 2.37B | 2.2B | 2.68B | 2.7B | 2.63B | 2.74B | 2.96B |
| Efficiency Ratio | 13.62% | 15.13% | 15.66% | 22.32% | 18.89% | 23.54% | 27.37% | 20.17% | 19.29% | 21.1% |
| Operating Income | 11.04M▲ 0% | 475.66M▲ 4209.3% | 1.82B▲ 283.0% | 2.63B▲ 44.2% | 1.43B▼ 45.5% | 3.07B▲ 114.2% | 334.45M▼ 89.1% | 1.88B▲ 461.9% | 2.29B▲ 21.7% | 2.02B▲ 0% |
| Operating Margin % | 0.25% | 8.52% | 23.98% | 24.78% | 12.31% | 26.98% | 3.39% | 14.39% | 16.1% | 14.39% |
| Operating Income Growth % | 102.78% | 4209.3% | 283.03% | 44.2% | -45.45% | 114.25% | -89.11% | 461.85% | 21.66% | - |
| Pretax Income | -59.68M▲ 0% | 474.58M▲ 895.2% | 2.11B▲ 344.5% | 2.71B▲ 28.3% | 685.61M▼ 74.7% | 2.77B▲ 304.0% | 1.03B▼ 62.9% | 1.33B▲ 29.0% | 1.35B▲ 2.0% | 1.97B▲ 0% |
| Pretax Margin % | -1.38% | 8.5% | 27.77% | 25.52% | 5.89% | 24.34% | 10.43% | 10.16% | 9.53% | 14.09% |
| Income Tax | 58.26M | 234.23M | 132.22M | 411.96M | 90.63M | 435.42M | 202.64M | 260.84M | 253.28M | 360.87M |
| Effective Tax Rate % | -97.62% | 49.35% | 6.27% | 15.22% | 13.22% | 15.72% | 19.7% | 19.66% | 18.71% | 18.27% |
| Net Income | -117.94M▲ 0% | 240.35M▲ 303.8% | 1.98B▲ 722.7% | 2.29B▲ 16.0% | 594.98M▼ 74.1% | 2.33B▲ 292.3% | 819.75M▼ 64.9% | 1.07B▲ 30.0% | 1.1B▲ 3.2% | 1.61B▲ 0% |
| Net Margin % | -2.72% | 4.31% | 26.03% | 21.64% | 5.11% | 20.51% | 8.31% | 8.16% | 7.75% | 11.52% |
| Net Income Growth % | 61.98% | 303.79% | 722.67% | 16.04% | -74.07% | 292.27% | -64.88% | 30.03% | 3.24% | 99.05% |
| Net Income (Continuing) | -117.94M | 240.35M | 1.98B | 2.29B | 594.98M | 2.33B | 825.93M | 1.07B | 1.1B | 1.61B |
| EPS (Diluted) | -0.71▲ 0% | 1.40▲ 297.2% | 10.90▲ 678.6% | 12.22▲ 12.1% | 3.12▼ 74.5% | 11.46▲ 267.3% | 4.42▼ 61.4% | 6.34▲ 43.4% | 6.50▲ 2.5% | 9.01▲ 0% |
| EPS Growth % | 87.32% | 297.18% | 678.57% | 12.11% | -74.47% | 267.31% | -61.43% | 43.44% | 2.52% | 89.26% |
| EPS (Basic) | -0.78 | 1.46 | 10.90 | 12.90 | 3.26 | 12.66 | 4.72 | 6.48 | 6.64 | - |
| Diluted Shares Outstanding | 165.39M | 172.29M | 181.38M | 187.92M | 205.61M | 207.5M | 196.38M | 179.91M | 169.63M | 179.24M |
LX Balance Sheet
LexinFintech Holdings Ltd. (LX) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 479.61M | 1.13B | 1.15B | 2.09B | 1.56B | 2.66B | 1.76B | 2.82B | 2.33B | 10B |
| Cash & Due from Banks | 479.61M | 1.13B | 1.15B | 2.09B | 1.56B | 2.66B | 1.49B | 2.62B | 2.25B | 2.08B |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 270M | 200M | 80M | 0 |
| Total Investments | 24.89M | 23.48M | 186.07M | 511.61M | 521.8M | 469.06M | 618.38M | 455M | 364.2M | 239.5M |
| Investments Growth % | 114.95% | -5.63% | 692.31% | 174.95% | 1.99% | -10.11% | 31.83% | -26.42% | -19.96% | -35.22% |
| Long-Term Investments | 24.89M | 23.48M | 186.07M | 511.61M | 521.8M | 469.06M | 348.38M | 255M | 284.2M | 1.02B |
| Accounts Receivables | 6.47B | 9.86B | 5.14B | 3.75B | 4.92B | 3.83B | 6.4B | 3.94B | 4.67B | 5.43B |
| Goodwill & Intangibles | 0 | 0 | 0 | 1.42B | 1B | 966.07M | 931.67M | 897.27M | 862.87M | 845.67M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 1.42B | 1B | 966.07M | 931.67M | 897.27M | 862.87M | 845.67M |
| PP&E (Net) | 41.75M | 63.13M | 82.42M | 92.55M | 125.69M | 195.33M | 284.59M | 446.64M | 613.11M | 803.78M |
| Other Assets | 1.07B | 1.87B | 1.8B | 545.31M | 1.53B | 1.56B | 2.28B | 1.81B | 1.03B | 878.76M |
| Total Current Assets | 7.54B | 12.74B | 10.3B | 16.51B | 16.42B | 16.66B | 17.78B | 18.5B | 17.91B | 18.06B |
| Total Non-Current Assets | 1.18B | 1.99B | 2.17B | 2.73B | 3.93B | 4.37B | 4.99B | 4.64B | 4.33B | 4.46B |
| Total Assets | 8.72B▲ 0% | 14.73B▲ 68.9% | 12.47B▼ 15.3% | 19.24B▲ 54.3% | 20.35B▲ 5.8% | 21.03B▲ 3.3% | 22.77B▲ 8.3% | 23.14B▲ 1.6% | 22.24B▼ 3.9% | 22.51B▲ 0% |
| Asset Growth % | 128.45% | 68.91% | -15.34% | 54.25% | 5.76% | 3.35% | 8.3% | 1.63% | -3.89% | -13.94% |
| Return on Assets (ROA) | -1.88% | 2.05% | 14.54% | 14.47% | 3.01% | 11.28% | 3.74% | 4.64% | 4.85% | 7.18% |
| Accounts Payable | 326M | 647.3M | 1.17B | 1.24B | 713.9M | 441.47M | 408.51M | 1.12B | 929.25M | 72.05M |
| Total Debt | 7.76B | 10.86B | 5.24B | 8.3B | 9.33B | 7.67B | 9.26B | 5.51B | 5.27B | 4.88B |
| Net Debt | 7.28B | 9.73B | 4.09B | 6.22B | 7.77B | 5.01B | 7.76B | 2.89B | 3.01B | 2.8B |
| Long-Term Debt | 720.96M | 166.92M | 157.89M | 2.5B | 2.75B | 2.58B | 1.48B | 980.07M | 1.78B | 1.22B |
| Short-Term Debt | 7.04B | 10.69B | 5.08B | 5.73B | 6.51B | 4.9B | 7.62B | 4.49B | 3.45B | 3.65B |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 50.7M | 22.78M | 6.78M |
| Total Current Liabilities | 7.99B | 12.86B | 8.02B | 9.8B | 12.02B | 10.19B | 12.48B | 12.32B | 9.6B | 9.58B |
| Total Non-Current Liabilities | 720.96M | 166.92M | 345.07M | 2.83B | 2.79B | 2.77B | 1.64B | 1.11B | 1.9B | 1.33B |
| Total Liabilities | 8.71B | 13.03B | 8.36B | 12.64B | 14.81B | 12.96B | 14.12B | 13.43B | 11.5B | 10.91B |
| Total Equity | 13.92M▲ 0% | 1.7B▲ 12124.5% | 4.11B▲ 141.4% | 6.6B▲ 60.7% | 5.53B▼ 16.2% | 8.07B▲ 45.9% | 8.65B▲ 7.2% | 9.71B▲ 12.3% | 10.74B▲ 10.6% | 11.6B▲ 0% |
| Equity Growth % | -92.82% | 12124.48% | 141.36% | 60.7% | -16.2% | 45.87% | 7.2% | 12.27% | 10.61% | 45.06% |
| Equity / Assets (Capital Ratio) | 0.16% | 11.55% | 32.93% | 34.31% | 27.18% | 38.37% | 37.98% | 41.96% | 48.29% | 51.54% |
| Return on Equity (ROE) | -113.52% | 28.02% | 68.09% | 42.86% | 9.81% | 34.33% | 9.81% | 11.61% | 10.76% | 14.68% |
| Book Value per Share | 0.08 | 9.88 | 22.64 | 35.12 | 26.90 | 38.88 | 44.04 | 53.97 | 63.31 | 64.75 |
| Tangible BV per Share | 0.08 | 9.88 | 22.64 | 27.55 | 22.03 | 34.23 | 39.30 | 48.98 | 58.23 | 60.03 |
| Common Stock | 68K | 210K | 226K | 231K | 234K | 237K | 238K | 240K | 246K | 246K |
| Additional Paid-in Capital | 0 | 2.11B | 2.33B | 2.52B | 2.72B | 2.92B | 3.08B | 3.2B | 3.31B | 3.35B |
| Retained Earnings | -630.66M | -450.55M | 1.59B | 3.73B | 2.11B | 4.2B | 4.89B | 5.74B | 7.78B | 7.4B |
| Accumulated OCI | 18.95M | 40.91M | 185.95M | 345.02M | 652.54M | 912.6M | 1B | 1.09B | -29.56M | 1.15B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | -328.76M | -328.76M | -328.76M | -293.81M |
| Preferred Stock | 625.57M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
LX Cash Flow Statement
LexinFintech Holdings Ltd. (LX) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 379.84M | 1.66B | 2.79B | -778.5M | -211.02M | 2.67B | 98.84M | 2.79B | 1.08B | 1.08B |
| Operating CF Growth % | 125.58% | 337.64% | 68.12% | -127.86% | 72.89% | 1364.07% | -96.29% | 2719.65% | -61.2% | 0% |
| Net Income | -117.94M | 240.35M | 1.98B | 2.29B | 594.98M | 2.33B | 825.93M | 1.07B | 1.1B | 1.61B |
| Depreciation & Amortization | 4.59M | 18.86M | 30.4M | 87.84M | 107.29M | 145.3M | 148.14M | 145.14M | 0 | 0 |
| Deferred Taxes | 47.05M | 3.56M | 58.18M | 59.92M | -503.52M | -396.26M | 33.34M | -67.55M | -292.71M | 0 |
| Other Non-Cash Items | 311.2M | 651.76M | 617.3M | 775.8M | 4.84B | 1.9B | 1.72B | 5.72B | 6.36B | -1.72B |
| Working Capital Changes | 110.94M | 672.06M | -11.11M | -4.17B | -5.45B | -1.5B | -2.78B | -4.19B | -6.18B | 0 |
| Cash from Investing | -4.5B | -5.42B | 3.6B | -783.58M | -2.14B | 414.62M | -2.41B | 2.33B | -904.88M | 0 |
| Purchase of Investments | -13.33M | -2.83M | -120M | -387.7M | -7.16B | -3.89B | -4.3B | -5.15B | -4.59B | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 0 |
| Net Investment Activity | -13.33M | -2.83M | -120M | -386.71M | -7.16B | -3.89B | -4.3B | -5.15B | -4.59B | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 51.91M | 0 | 0 | 0 |
| Other Investing | -4.46B | -5.38B | 3.78B | -355.01M | 5.07B | 4.36B | 1.98B | 7.72B | 3.93B | 0 |
| Cash from Financing | 4.46B | 4.41B | -5.62B | 3.06B | 1.23B | -1.78B | 1.11B | -3.85B | -387.28M | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -135.62M | -164.43M | 0 |
| Share Repurchases | -87.92M | 0 | -171.24M | -339.53M | 0 | 0 | -326.94M | 0 | 0 | 0 |
| Stock Issued | 0 | 651.25M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -87.92M | 651.25M | -171.24M | -339.53M | 0 | 0 | -326.94M | 0 | 0 | 0 |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 0 |
| Other Financing | -108.98M | -1.7M | 56.1M | -13.08M | 47.97M | 7.12M | 15.17M | 5.88M | 19.25M | 0 |
| Net Change in Cash | 344.23M▲ 0% | 646.87M▲ 87.9% | 761.85M▲ 17.8% | 1.49B▲ 95.4% | -1.15B▼ 177.0% | 1.28B▲ 211.6% | -1.19B▼ 192.9% | 1.27B▲ 207.1% | -209.62M▼ 116.5% | 0▲ 0% |
| Exchange Rate Effect | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 0 |
| Cash at Beginning | 135.37M | 479.61M | 1.74B | 2.5B | 3.99B | 2.84B | 4.12B | 2.93B | 4.2B | 0 |
| Cash at End | 479.61M | 1.13B | 2.5B | 3.99B | 2.84B | 4.12B | 2.93B | 4.2B | 3.99B | 0 |
| Interest Paid | 0 | 4.58M | 25.47M | 32.25M | 120.13M | 96.84M | 80.41M | 86.41M | 45.16M | 0 |
| Income Taxes Paid | 0 | 57.92M | 185.01M | 222.41M | 300.23M | 522.91M | 614.4M | 255.58M | 413.84M | 0 |
| Free Cash Flow | 347.69M▲ 0% | 1.62B▲ 367.2% | 2.74B▲ 68.7% | -828.37M▼ 130.2% | -297.59M▲ 64.1% | 2.55B▲ 955.5% | -49.97M▼ 102.0% | 2.56B▲ 5217.9% | 834.4M▼ 67.4% | 0▲ 0% |
| FCF Growth % | 123.25% | 367.22% | 68.7% | -130.23% | 64.07% | 955.5% | -101.96% | 5217.92% | -67.37% | - |
LX Banking Ratios
LexinFintech Holdings Ltd. (LX) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -113.52% | 28.02% | 68.09% | 42.86% | 9.81% | 34.33% | 9.81% | 11.61% | 10.76% | 14.68% |
| Return on Assets (ROA) | -1.88% | 2.05% | 14.54% | 14.47% | 3.01% | 11.28% | 3.74% | 4.64% | 4.85% | 7.18% |
| Net Interest Margin | -0.55% | -0.51% | -0.18% | -0.2% | -0.38% | -0.3% | -0.24% | -0.22% | -0.04% | -0.05% |
| Efficiency Ratio | 13.62% | 15.13% | 15.66% | 22.32% | 18.89% | 23.54% | 27.37% | 20.17% | 19.29% | 21.1% |
| Equity / Assets | 0.16% | 11.55% | 32.93% | 34.31% | 27.18% | 38.37% | 37.98% | 41.96% | 48.29% | 51.54% |
| Book Value / Share | 0.08 | 9.88 | 22.64 | 35.12 | 26.9 | 38.88 | 44.04 | 53.97 | 63.31 | 64.75 |
| NII Growth | -2404.82% | -56.21% | 69.47% | -70.06% | -97.74% | 18.59% | 11.86% | 9.26% | 82.16% | 58.63% |
| Dividend Payout | - | - | - | - | - | - | - | 12.72% | 14.94% | 0% |
LX Frequently Asked Questions
LexinFintech Holdings Ltd. (LX) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
LexinFintech Holdings Ltd. (LX) grew revenue by 8.8% over the past year. This is steady growth.
Yes, LexinFintech Holdings Ltd. (LX) is profitable, generating $1.61B in net income for fiscal year 2024 (7.7% net margin).
Dividend & Returns
Yes, LexinFintech Holdings Ltd. (LX) pays a dividend with a yield of 6.84%. This makes it attractive for income-focused investors.
LexinFintech Holdings Ltd. (LX) has a return on equity (ROE) of 10.8%. This is reasonable for most industries.
Industry Metrics
LexinFintech Holdings Ltd. (LX) has a net interest margin (NIM) of -0.0%. NIM has been under pressure due to interest rate environment.
LexinFintech Holdings Ltd. (LX) has an efficiency ratio of 19.3%. This is excellent, indicating strong cost control.
Explore More LX
LexinFintech Holdings Ltd. (LX) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates