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MBIMBIA Inc.
$4.62$235M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
MBI logo

MBIA Inc.

MBI
NYSE · Specialty Insurers
$4.62
At close - Nov 6, 4:00 PM EST - USD
Market Cap$235M
P/E-1.4x
52W High$7.87
Volume576.8K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Negative Equity Deficit Undermines Monoline Repair

MBIA's fundamental outlook appears structurally impaired, with the equity deficit deepening from -$1.7 billion in 2024Q1 to -$2.3 billion by 2026Q2 against a largely static $4.3 billion liability base, suggesting the balance sheet is deteriorating rather than stabilizing.

GrowthMixed
ProfitabilityNegative
ValuationReview
TechnicalsWeak
Explore valuation models
MARKET ACTION

MBI price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

2/12 Beats

EPS beat 2 of last 12 quarters

02

Valuation risk

-112% Peers

P/E is 112% below peer median

03

Market leadership

RS 36 · Lag

Laggard (Underperforming 64% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Feb 4

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
MBI-33.24%
S&P 500 (^GSPC)+7.63%
1-Year Return
MBI-36.71%
S&P 500 (^GSPC)+9.69%
3-Year Return
MBI+202.79%
S&P 500 (^GSPC)+70.37%
5-Year Return
MBI+33.20%
S&P 500 (^GSPC)+57.99%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E
-1.4x
Forward P/E
N/A
EV/EBITDA
N/A
FCF YieldCash Flow
N/A

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
-1.4x
N/A
N/A
EV/EBITDA
N/A
226.8x
N/A
Price/FCF
N/A
9.3x
N/A
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$80M+90.5% YoY
Net income FY25
-$177M+60.1% YoY
Free cash flow FY25
$38M+121.6% YoY
Operating margin FY25
-226.3%+823.8 pts YoY
ROIC (FY25)-12.9%
Avg ROIC 5Y-15%
ROE (FY25)-
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate2/12 (17%)
Revenue Beat Rate8/12 (67%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Nov 4, 2026
-$0.06+42.9%
vs -$0.10
$9M+59.3%
vs $6M
Q3 2026
Aug 6, 2026
-$0.14-12.0%
vs -$0.13
$7M+21.7%
vs $6M
Q2 2026
May 7, 2026
-$0.16-45.5%
vs -$0.11
$6M+3.4%
vs $6M
Q1 2026
Feb 26, 2026
-$0.24-140.0%
vs -$0.10
$8M+35.6%
vs $6M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Seeking Alpha·1d ago
MBIA Inc. (MBI) Q3 2026 Earnings Call Transcript

MBIA Inc. ( MBI ) Q3 2026 Earnings Call November 5, 2026 8:30 AM EST Company Participants Greg Diamond - MD and Head of Investor & Media Relations William Fallon - CEO & Director Joseph Schachinger - Executive VP, CFO & Treasurer Conference Call Participants Thomas Mcjoynt-Griffith - Keefe, Bruyette, & Woods, Inc., Research Division Patrick Stadelhofer - Kahn Brothers Group, Inc. John Staley - Staley Capital Advisers, Inc. Paul Saunders - Hutch Capital Management LLC Presentation Operator Hello, and welcome, everyone, to the MBIA Inc. Third Quarter 2026 Financial Results Conference Call. I would now like to turn the call over to Greg Diamond, Managing Director of Investor and Media Relations at MBIA.

Defense World·3d ago
Financial Review: Horace Mann Educators (NYSE:HMN) & MBIA (NYSE:MBI)

Horace Mann Educators (NYSE: HMN - Get Free Report) and MBIA (NYSE: MBI - Get Free Report) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, earnings, profitability, risk, analyst recommendations, valuation and dividends. Earnings and Valuation This table compares Horace

Zacks Investment Research·3d ago
MBIA (MBI) Reports Q3 Loss, Tops Revenue Estimates

MBIA (MBI) came out with a quarterly loss of $0.06 per share versus the Zacks Consensus Estimate of a loss of $0.03. This compares to a loss of $0.15 per share a year ago.

Business Wire·3d ago
MBIA Inc. Reports Third Quarter 2026 Financial Results

PURCHASE, N.Y.--(BUSINESS WIRE)--MBIA Inc. (NYSE:MBI) today posted its third quarter 2026 financial results on its website at https://investor.mbia.com/investor-relations/financial-information/default.aspx. The financial results will also be furnished to the Securities and Exchange Commission (SEC) on a Current Report on Form 8-K available at sec.gov. As previously announced, the Company will host a webcast and conference call for investors on Thursday, November 5, at 8:30 a.m. (ET) to discuss.

Filtered for MBIA Inc.More Headlines
04

Compare before deciding

Benchmark MBI against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for MBIA Inc. (MBI)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
MBI logoMBIMBIA Inc.Current
$4.62$235.32M-1.4490.48%-153.33%——
AGO logoAGOAssured Guaranty Ltd.
$73.45$3.25B9.98-3.19%36.84%5.83%1.87%
BAM logoBAMBrookfield Asset Management Ltd.
$52.95$84.55B153.1216.88%29.98%5.03%3.27%
OSG logoOSGOctave Specialty Group, Inc.
$4.99$224.81M-1.606.53%-43.99%-13.19%—
RDN logoRDNRadian Group Inc.
$35.97$4.78B8.65-3.36%28.41%11.73%2.93%
MTG logoMTGMGIC Investment Corporation
$28.60$5.87B8.490.49%58.12%13.8%2.05%

Compare MBI vs Peers

MBIA Inc. (MBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs AGO

Most directly comparable listed peer for MBI.

Scale Benchmark

vs JPM

Larger-name benchmark to compare MBI against a more recognizable public peer.

Peer Set

Compare Top 5

vs AGO, BAM, OSG, RDN

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

MBI SEC Filings & Documents

MBIA Inc. (MBI) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 6, 2026·SEC

Material company update

May 7, 2026·SEC

Material company update

Feb 26, 2026·SEC

10-K Annual Reports

4
FY 2026

Feb 26, 2026·SEC

FY 2025

Feb 27, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 6, 2026·SEC

FY 2026

May 7, 2026·SEC

FY 2025

Nov 4, 2025·SEC

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MBI Frequently Asked Questions

MBIA Inc. (MBI) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is MBIA Inc. growing?

MBIA Inc. (MBI) grew revenue by 18.0% over the trailing twelve months, compared with the twelve months before.

Is MBI profitable?

No. MBIA Inc. (MBI) reported a net loss of $161.0M over the trailing twelve months.

Industry Metrics
What is MBIA Inc.'s combined ratio?

MBIA Inc. (MBI) has a combined ratio of 326.3%. A ratio above 100% means claims and expenses exceed premiums.

What if you invested $1,000 in MBI back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →