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MGYRMagyar Bancorp, Inc.
$19.23$124M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
MGYR logo

Magyar Bancorp, Inc.

MGYR
NASDAQ · Regional Banks
$19.23
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$124M
P/E12.3x
52W High$20.00
Volume647
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Operational Efficiency Gains Offset Margin Compression Pressures

Magyar Bancorp demonstrates a disciplined operational trajectory, evidenced by an efficiency ratio improvement from 41.0% in 2024Q1 to 35.2% in 2026Q2, which helps mitigate the impact of persistent net interest margin compression. While the bank has successful...

GrowthAccelerating
ProfitabilityModerate
ValuationAttractive
TechnicalsHealthy
Explore valuation models
MARKET ACTION

MGYR price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

0/12 Beats

EPS beat 0 of last 12 quarters

02

Valuation risk

-30% Peers

P/E is 30% below peer median

03

Market leadership

RS 71 · Avg

Average momentum (RS Rating: 71)

04

Healthy Uptrend

Uptrend

Price > 50DMA > 200DMA

Next CatalystEstimated earnings · Oct 23

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
MGYR+11.35%
S&P 500 (^GSPC)+12.39%
1-Year Return
MGYR+12.70%
S&P 500 (^GSPC)+15.77%
3-Year Return
MGYR+101.40%
S&P 500 (^GSPC)+78.84%
5-Year Return
MGYR+88.03%
S&P 500 (^GSPC)+73.14%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
12.3x
Forward P/E
N/A
EV/EBITDA100th %ile
11.3x
FCF YieldCash Flow
7.9%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
12.3x
10.6x
100th· High
EV/EBITDA
11.3x
6.1x
100th· High
Price/FCF
12.7x
8.1x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$36M+12.9% YoY
Net income
$10M+25.4% YoY
Free cash flow
$10M+78.3% YoY
Operating margin
23.6%+2.3 pts YoY
ROIC (TTM)6.7%
Avg ROIC 5Y-
ROE (TTM)8.5%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 23, 2026
$0.49
vs —
$16M
vs —
Q2 2026
Apr 23, 2026
$0.48
vs —
$16M
vs —
Q1 2026
Jan 29, 2026
$0.50
vs —
$15M
vs —
Q4 2025
Dec 19, 2025
$0.41
vs —
$15M
vs —
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Defense World·Sep 16, 2026
Contrasting Magyar Bancorp (NASDAQ:MGYR) and BayFirst Financial (NASDAQ:BAFN)

Magyar Bancorp (NASDAQ: MGYR - Get Free Report) and BayFirst Financial (NASDAQ: BAFN - Get Free Report) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, institutional ownership, analyst recommendations and earnings. Analyst Recommendations This is a breakdown of

Defense World·Aug 22, 2026
Magyar Bancorp (NASDAQ:MGYR) Stock Passes Above 200-Day Moving Average – Time to Sell?

Magyar Bancorp, Inc. (NASDAQ: MGYR - Get Free Report) crossed above its 200-day moving average during trading on Friday. The stock has a 200-day moving average of $17.80 and traded as high as $19.60. Magyar Bancorp shares last traded at $19.60, with a volume of 957 shares traded. Analysts Set New Price Targets Separately, Weiss

Defense World·Jul 26, 2026
Contrasting Fulton Financial (NASDAQ:FULT) and Magyar Bancorp (NASDAQ:MGYR)

Fulton Financial (NASDAQ: FULT - Get Free Report) and Magyar Bancorp (NASDAQ: MGYR - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, earnings, risk and analyst recommendations. Valuation and Earnings This table compares Fulton Financial

PRNewsWire·Jul 23, 2026
MAGYAR BANCORP, INC. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS AND DECLARES DIVIDEND

NEW BRUNSWICK, N.J., July 23, 2026 /PRNewswire/ -- Magyar Bancorp (NASDAQ: MGYR) ("Company"), parent company of Magyar Bank, reported today the results of its operations for the three and nine months ended June 30, 2026.

Filtered for Magyar Bancorp, Inc.More Headlines
04

Compare before deciding

Benchmark MGYR against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Magyar Bancorp, Inc. (MGYR)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
MGYR logoMGYRMagyar Bancorp, Inc.Current
$19.23$124.28M12.3312.95%16.71%8.51%1.52%
NBTB logoNBTBNBT Bancorp Inc.
$50.48$2.63B15.1614.54%22.65%11.26%—
KRNY logoKRNYKearny Financial Corp.
$9.34$587.79M22.249.53%20.36%4.77%—
BCBP logoBCBPBCB Bancorp, Inc.
$8.69$150.89M-10.35-8.89%-23.65%-5.77%—
NFBK logoNFBKNorthfield Bancorp, Inc.
$15.31$639.41M773.23-43.3%1.79%0.68%—
HONE logoHONEHarborOne Bancorp, Inc.
$12.10$522.22M18.330.96%8.56%4.56%—

Compare MGYR vs Peers

Magyar Bancorp, Inc. (MGYR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs NBTB

Most directly comparable listed peer for MGYR.

Scale Benchmark

vs ICE

Larger-name benchmark to compare MGYR against a more recognizable public peer.

Peer Set

Compare Top 5

vs NBTB, KRNY, BCBP, NFBK

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

MGYR SEC Filings & Documents

Magyar Bancorp, Inc. (MGYR) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 23, 2026·SEC

Material company update

Apr 23, 2026·SEC

Material company update

Feb 12, 2026·SEC

10-K Annual Reports

4
FY 2025

Dec 19, 2025·SEC

FY 2024

Dec 19, 2024·SEC

FY 2023

Dec 15, 2023·SEC

10-Q Quarterly Reports

6
FY 2026

May 13, 2026·SEC

FY 2026

Feb 13, 2026·SEC

FY 2025

Aug 13, 2025·SEC

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MGYR Frequently Asked Questions

Magyar Bancorp, Inc. (MGYR) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Magyar Bancorp, Inc. growing?

Magyar Bancorp, Inc. (MGYR) grew revenue by 12.9% over the past year. This is steady growth.

Is MGYR profitable?

Yes, Magyar Bancorp, Inc. (MGYR) is profitable, generating $11.2M in net income for fiscal year 2025 (16.7% net margin).

Dividend & Returns
Does MGYR pay dividends?

Yes, Magyar Bancorp, Inc. (MGYR) pays a dividend with a yield of 1.52%. This makes it attractive for income-focused investors.

What is MGYR's return on equity?

Magyar Bancorp, Inc. (MGYR) has a return on equity (ROE) of 8.5%. This is below average, suggesting room for improvement.

Industry Metrics
What is Magyar Bancorp, Inc.'s net interest margin?

Magyar Bancorp, Inc. (MGYR) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.

What is Magyar Bancorp, Inc.'s efficiency ratio?

Magyar Bancorp, Inc. (MGYR) has an efficiency ratio of 36.6%. This is excellent, indicating strong cost control.

What if you invested $1,000 in MGYR back in 2003?

Total return calculator · dividends reinvested · 23+ years of data

See returns →