8-K Announcements
6Apr 21, 2026·SEC
Mar 2, 2026·SEC
Feb 11, 2026·SEC
Mid Penn Bancorp, Inc. (MPB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Mid Penn Bancorp, Inc. (MPB) stock price & volume — 10-year historical chart
Mid Penn Bancorp, Inc. (MPB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Mid Penn Bancorp, Inc. (MPB) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $0.64vs $0.80-20.0% | $65Mvs $63M+2.9% |
| Q2 2026 | Mar 12, 2026 | $0.83 | $92M |
| Q1 2026 | Jan 28, 2026 | $0.83vs $0.84-1.2% | $62Mvs $62M+0.3% |
| Q1 2026 | Jan 21, 2026 | $0.83vs $0.84-1.2% | $62Mvs $62M+0.3% |
Mid Penn Bancorp, Inc. (MPB) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
Mid Penn Bancorp, Inc. (MPB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Mid Penn Bancorp, Inc. (MPB) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 37.59M | 55.93M | 70.15M | 88.21M | 108.57M | 147.83M | 146.97M | 156.67M | 199.09M |
NII Growth % | 7.87% | 48.81% | 25.41% | 25.75% | 23.08% | 36.17% | -0.58% | 6.6% | 27.08% |
Net Interest Margin % | 3.21% | 2.69% | 3.14% | 2.94% | 2.32% | 3.29% | 2.78% | 2.86% | 3.25% |
Interest Income | 43.89M | 68.65M | 95.31M | 107.94M | 123.32M | 165.6M | 236.34M | 286.58M | 323.77M |
Interest Expense | 6.3M | 12.72M | 25.16M | 19.73M | 14.75M | 17.77M | 89.37M | 129.91M | 124.67M |
Loan Loss Provision | 325K | 500K | 1.39M | 4.2M | 2.94M | 4.3M | 3.29M | 2.14M | 1.3M |
Non-Interest Income | 5.62M | 7.46M | 12.64M | 14.75M | 20.5M | 21.65M | 18.04M | 20.13M | 3.16M |
Non-Interest Income % | 11.35% | 9.8% | 11.71% | 12.02% | 14.26% | 11.56% | 7.09% | 6.56% | 0.97% |
Total Revenue | 49.51M▲ 0% | 76.11M▲ 53.7% | 107.95M▲ 41.8% | 122.69M▲ 13.7% | 143.83M▲ 17.2% | 187.25M▲ 30.2% | 254.38M▲ 35.9% | 306.71M▲ 20.6% | 326.93M▲ 6.6% |
Revenue Growth % | 7.77% | 53.73% | 41.83% | 13.65% | 17.23% | 30.19% | 35.85% | 20.57% | 6.59% |
Non-Interest Expense | 31.29M | 50.17M | 59.97M | 67.42M | 90.08M | 97.84M | 117.03M | 114.62M | 128.59M |
Efficiency Ratio | 63.2% | 65.91% | 55.55% | 54.95% | 62.63% | 52.25% | 46% | 37.37% | 39.33% |
Operating Income | 11.59M▲ 0% | 12.72M▲ 9.8% | 21.43M▲ 68.4% | 31.34M▲ 46.3% | 36.05M▲ 15.0% | 67.35M▲ 86.8% | 44.69M▼ 33.6% | 60.03M▲ 34.3% | 72.37M▲ 20.6% |
Operating Margin % | 23.41% | 16.72% | 19.85% | 25.54% | 25.07% | 35.97% | 17.57% | 19.57% | 22.14% |
Operating Income Growth % | 14.96% | 9.8% | 68.38% | 46.27% | 15.04% | 86.81% | -33.64% | 34.32% | 20.55% |
Pretax Income | 11.59M▲ 0% | 12.72M▲ 9.8% | 21.43M▲ 68.4% | 31.34M▲ 46.3% | 36.05M▲ 15.0% | 67.35M▲ 86.8% | 44.69M▼ 33.6% | 60.03M▲ 34.3% | 72.37M▲ 20.6% |
Pretax Margin % | 23.41% | 16.72% | 19.85% | 25.54% | 25.07% | 35.97% | 17.57% | 19.57% | 22.14% |
Income Tax | 4.5M | 2.13M | 3.73M | 5.13M | 6.73M | 12.54M | 7.3M | 10.6M | 16.12M |
Effective Tax Rate % | 38.83% | 16.73% | 17.39% | 16.37% | 18.67% | 18.62% | 16.33% | 17.65% | 22.28% |
Net Income | 7.09M▲ 0% | 10.6M▲ 49.5% | 17.7M▲ 67.1% | 26.21M▲ 48.1% | 29.32M▲ 11.9% | 54.81M▲ 86.9% | 37.4M▼ 31.8% | 49.44M▲ 32.2% | 56.25M▲ 13.8% |
Net Margin % | 14.32% | 13.92% | 16.4% | 21.36% | 20.38% | 29.27% | 14.7% | 16.12% | 17.21% |
Net Income Growth % | -9.16% | 49.47% | 67.05% | 48.07% | 11.87% | 86.93% | -31.76% | 32.2% | 13.78% |
Net Income (Continuing) | 7.09M | 10.6M | 17.7M | 26.21M | 29.32M | 54.81M | 37.4M | 49.44M | 56.25M |
EPS (Diluted) | 1.67▲ 0% | 1.49▼ 10.8% | 2.08▲ 39.6% | 3.10▲ 49.0% | 2.71▼ 12.6% | 3.44▲ 26.9% | 2.29▼ 33.4% | 2.90▲ 26.6% | 2.55▼ 12.1% |
EPS Growth % | -9.73% | -10.78% | 39.6% | 49.04% | -12.58% | 26.94% | -33.43% | 26.64% | -12.07% |
EPS (Basic) | 1.67 | 1.48 | 2.09 | 3.11 | 2.71 | 3.44 | 2.29 | 2.90 | 2.57 |
Diluted Shares Outstanding | 4.25M | 7.09M | 8.49M | 8.44M | 10.82M | 15.94M | 16.35M | 17.07M | 23.15M |
Mid Penn Bancorp, Inc. (MPB) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 116.29M | 141.09M | 67.92M | 39.09M | 250.49M | 296.08M | 303.66M | 311.97M | 52.14M |
Cash & Due from Banks | 22.82M | 29.17M | 30.4M | 32.83M | 187.13M | 57.77M | 80.1M | 51.49M | 46.7M |
Short Term Investments | 93.47M | 111.92M | 37.52M | 6.26M | 63.36M | 238.31M | 223.56M | 260.48M | 5.45M |
Total Investments | 1.1B | 1.9B | 1.94B | 2.53B | 3.5B | 4.14B | 4.85B | 5.06B | 877.41M |
Investments Growth % | 16.36% | 72.73% | 2% | 30.75% | 38.2% | 18.27% | 17.14% | 4.38% | -82.65% |
Long-Term Investments | 1.01B | 1.79B | 1.9B | 2.52B | 3.43B | 3.9B | 4.62B | 4.8B | 871.97M |
Accounts Receivables | 4.56M | 8.24M | 7.96M | 12.97M | 11.33M | 18.41M | 25.82M | 26.85M | 29.64M |
Goodwill & Intangibles | 4.35M | 70.06M | 68.6M | 67.2M | 123.27M | 121.49M | 133.51M | 134.4M | 151.28M |
Goodwill | 3.92M | 62.84M | 62.84M | 62.84M | 113.83M | 114.23M | 127.03M | 128.16M | 136.62M |
Intangible Assets | 434K | 7.22M | 5.76M | 4.36M | 9.44M | 7.26M | 6.48M | 6.24M | 14.66M |
PP&E (Net) | 16.17M | 25.3M | 39.83M | 38.31M | 45.37M | 46.18M | 48.59M | 49.05M | 66.28M |
Other Assets | 21.9M | 42.84M | 145.92M | 313.09M | 813.7M | 103.69M | 133.04M | 128.42M | 4.71B |
Total Current Assets | 120.85M | 149.34M | 75.88M | 52.06M | 261.82M | 314.49M | 329.48M | 338.81M | 81.78M |
Total Non-Current Assets | 1.05B | 1.93B | 2.16B | 2.95B | 4.43B | 4.18B | 4.96B | 5.13B | 5.82B |
Total Assets | 1.17B▲ 0% | 2.08B▲ 77.6% | 2.23B▲ 7.4% | 3B▲ 34.4% | 4.69B▲ 56.4% | 4.5B▼ 4.1% | 5.29B▲ 17.6% | 5.47B▲ 3.4% | 6.13B▲ 12.1% |
Asset Growth % | 13.34% | 77.55% | 7.37% | 34.41% | 56.37% | -4.08% | 17.63% | 3.4% | 12.12% |
Return on Assets (ROA) | 0.64% | 0.65% | 0.82% | 1% | 0.76% | 1.19% | 0.76% | 0.92% | 0.97% |
Accounts Payable | 645K | 2.26M | 2.21M | 2.01M | 1.79M | 2.3M | 14.26M | 13.48M | 5.21B |
Total Debt | 64.3M | 118.21M | 72.52M | 130.9M | 166.91M | 71.08M | 356.17M | 79.44M | 59.38M |
Net Debt | 41.48M | 89.03M | 42.11M | 98.07M | -20.22M | 13.3M | 276.06M | 27.94M | 12.68M |
Long-Term Debt | 29.69M | 75.11M | 56.42M | 116.23M | 152.16M | 58.06M | 102.16M | 66.28M | 23.14M |
Short-Term Debt | 34.61M | 43.1M | 0 | 0 | 0 | 0 | 241.53M | 2M | 20.83M |
Other Liabilities | 6.14M | 0 | 6.18M | 135.78M | 28.64M | 134.15M | 31.8M | 33.07M | 34.86M |
Total Current Liabilities | 1.06B | 1.77B | 1.91B | 2.48B | 4B | 3.78B | 4.6B | 4.71B | 5.25B |
Total Non-Current Liabilities | 35.83M | 83.38M | 78.7M | 266.67M | 195.54M | 205.22M | 146.44M | 110.51M | 73.4M |
Total Liabilities | 1.09B | 1.85B | 1.99B | 2.74B | 4.2B | 3.99B | 4.75B | 4.82B | 5.32B |
Total Equity | 75.7M▲ 0% | 223.21M▲ 194.8% | 237.87M▲ 6.6% | 255.69M▲ 7.5% | 490.08M▲ 91.7% | 512.1M▲ 4.5% | 542.35M▲ 5.9% | 655.02M▲ 20.8% | 814.06M▲ 24.3% |
Equity Growth % | 7.43% | 194.85% | 6.57% | 7.49% | 91.67% | 4.49% | 5.91% | 20.77% | 24.28% |
Equity / Assets (Capital Ratio) | 6.47% | 10.74% | 10.66% | 8.53% | 10.45% | 11.39% | 10.25% | 11.97% | 13.27% |
Return on Equity (ROE) | 9.7% | 7.09% | 7.68% | 10.62% | 7.86% | 10.94% | 7.09% | 8.26% | 7.66% |
Book Value per Share | 17.80 | 31.47 | 28.01 | 30.28 | 45.29 | 32.14 | 33.17 | 38.37 | 35.16 |
Tangible BV per Share | 16.78 | 21.59 | 19.93 | 22.32 | 33.90 | 24.51 | 25.00 | 30.50 | 28.63 |
Common Stock | 4.24M | 8.46M | 8.48M | 8.51M | 16.06M | 16.09M | 17M | 19.8M | 23.57M |
Additional Paid-in Capital | 40.97M | 177.56M | 178.16M | 178.85M | 384.74M | 386.99M | 405.73M | 480.49M | 589.42M |
Retained Earnings | 32.56M | 39.56M | 50.89M | 70.17M | 91.04M | 133.11M | 145.98M | 181.6M | 219.69M |
Accumulated OCI | -2.07M | -2.38M | 343K | -57K | 158K | -19.22M | -16.64M | -16.82M | -6.32M |
Treasury Stock | 0 | 0 | 0 | -1.79M | -1.92M | -4.88M | -9.72M | -10.04M | -12.29M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Mid Penn Bancorp, Inc. (MPB) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 11.89M | 10.98M | 7.83M | 14.07M | 65.9M | 59.99M | 52.34M | 51.39M | 73.59M |
Operating CF Growth % | -45.56% | -7.67% | -28.7% | 79.66% | 368.4% | -8.97% | -12.75% | -1.82% | 43.2% |
Net Income | 7.09M | 10.6M | 17.7M | 26.21M | 29.32M | 54.81M | 37.4M | 49.44M | 56.25M |
Depreciation & Amortization | 1.57M | 3.62M | 6.07M | 6.45M | 4.68M | 6.47M | 6.86M | 6.83M | 5K |
Deferred Taxes | 1.83M | 1.32M | 665K | -1.37M | 484K | 2.26M | -1.55M | 1.52M | 0 |
Other Non-Cash Items | 2.32M | 8K | -6.63M | -12.29M | 18.7M | 15.83M | 1.75M | -795K | 21.54M |
Working Capital Changes | -1.06M | -4.82M | -10.32M | -5.34M | 12.02M | -20.53M | 6.78M | -6.65M | -6.21M |
Cash from Investing | -163.8M | 21.85M | -26.98M | -588.91M | 169.37M | -704.71M | -408.93M | -208.74M | -3.82M |
Purchase of Investments | -124.74M | -100.2M | -79.25M | -178.57M | -309.18M | -299.64M | 0 | -72.71M | 0 |
Sale/Maturity of Investments | 63.99M | 190M | 191.13M | 217.86M | 50.45M | 29.52M | 28.85M | 50.11M | 0 |
Net Investment Activity | -60.74M | 89.79M | 111.87M | 39.29M | -258.73M | -270.12M | 28.85M | -22.6M | 0 |
Acquisitions | 0 | 72.62M | 0 | 0 | 315.29M | -19.82M | 1.07M | -2.68M | 4.77M |
Other Investing | -96.17M | -131.6M | -134.97M | -624.52M | 116.31M | -410.52M | -436.07M | -176.55M | -8.59M |
Cash from Financing | 129.44M | -16.28M | 118.12M | 739.54M | 374.76M | -208.15M | 392.47M | 131.16M | -58.2M |
Dividends Paid | -2.2M | -4.62M | -6.69M | -6.5M | -8.87M | -12.73M | -12.98M | -13.82M | -18.16M |
Share Repurchases | 0 | 0 | -269K | -1.79M | -128K | -2.96M | -4.88M | -323K | -2.25M |
Stock Issued | 0 | 0 | 269K | 0 | 70.24M | 0 | 0 | 75.96M | 7.5M |
Net Stock Activity | 0 | 0 | 0 | -1.79M | 70.11M | -2.96M | -4.88M | 75.63M | 5.25M |
Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
Other Financing | 88.26M | -12.23M | 186.64M | 562.5M | 446.35M | -201.47M | 286.98M | 344.28M | -18.37M |
Net Change in Cash | -22.46M▲ 0% | 16.55M▲ 173.7% | 98.97M▲ 497.9% | 164.69M▲ 66.4% | 610.03M▲ 270.4% | -852.87M▼ 239.8% | 35.88M▲ 104.2% | -26.2M▼ 173.0% | -79.73M▼ 204.3% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 45.97M | 23.51M | 40.06M | 139.03M | 303.72M | 913.75M | 60.88M | 96.76M | 83.21M |
Cash at End | 23.51M | 40.06M | 139.03M | 303.72M | 913.75M | 60.88M | 96.76M | 70.56M | 3.48M |
Interest Paid | 6.17M | 11.1M | 25.22M | 19.93M | 14.97M | 17.25M | 77.41M | 130.69M | 127.22M |
Income Taxes Paid | 3.89M | 1.43M | 3.77M | 7.74M | 6.95M | 7.55M | 7.96M | 853K | 5.75M |
Free Cash Flow | 5.02M▲ 0% | 2.02M▼ 59.6% | 3.95M▲ 94.9% | 10.38M▲ 163.2% | 62.4M▲ 500.9% | 55.74M▼ 10.7% | 49.57M▼ 11.1% | 44.47M▼ 10.3% | 65.35M▲ 47.0% |
FCF Growth % | -76.2% | -59.63% | 94.86% | 163.15% | 500.94% | -10.67% | -11.07% | -10.29% | 46.96% |
Mid Penn Bancorp, Inc. (MPB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 11.11% | 9.7% | 7.09% | 7.68% | 10.62% | 7.86% | 10.94% | 7.09% | 8.26% | 7.66% |
| Return on Assets (ROA) | 0.79% | 0.64% | 0.65% | 0.82% | 1% | 0.76% | 1.19% | 0.76% | 0.92% | 0.97% |
| Net Interest Margin | 3.37% | 3.21% | 2.69% | 3.14% | 2.94% | 2.32% | 3.29% | 2.78% | 2.86% | 3.25% |
| Efficiency Ratio | 62.3% | 63.2% | 65.91% | 55.55% | 54.95% | 62.63% | 52.25% | 46% | 37.37% | 39.33% |
| Equity / Assets | 6.82% | 6.47% | 10.74% | 10.66% | 8.53% | 10.45% | 11.39% | 10.25% | 11.97% | 13.27% |
| Book Value / Share | 16.7 | 17.8 | 31.47 | 28.01 | 30.28 | 45.29 | 32.14 | 33.17 | 38.37 | 35.16 |
| NII Growth | 9.29% | 7.87% | 48.81% | 25.41% | 25.75% | 23.08% | 36.17% | -0.58% | 6.6% | 27.08% |
| Dividend Payout | 31.42% | 31.09% | 42.59% | 37.78% | 24.82% | 30.26% | 23.24% | 34.71% | 27.96% | 32.29% |
Mid Penn Bancorp, Inc. (MPB) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 21, 2026·SEC
Mar 2, 2026·SEC
Feb 11, 2026·SEC
Mid Penn Bancorp, Inc. (MPB) stock FAQ — growth, dividends, profitability & financials explained
Mid Penn Bancorp, Inc. (MPB) grew revenue by 6.6% over the past year. This is steady growth.
Yes, Mid Penn Bancorp, Inc. (MPB) is profitable, generating $56.2M in net income for fiscal year 2025 (17.2% net margin).
Yes, Mid Penn Bancorp, Inc. (MPB) pays a dividend with a yield of 2.29%. This makes it attractive for income-focused investors.
Mid Penn Bancorp, Inc. (MPB) has a return on equity (ROE) of 7.7%. This is below average, suggesting room for improvement.
Mid Penn Bancorp, Inc. (MPB) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Mid Penn Bancorp, Inc. (MPB) has an efficiency ratio of 39.3%. This is excellent, indicating strong cost control.