VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
MQMarqeta, Inc.
$3.88$1.6B
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

MQ logoMarqeta, Inc.(MQ)Earnings, Financials & Key Ratios

MQ•NASDAQ
Price updated Jun 19, 2026
SectorTechnologyIndustryInfrastructure SoftwareSub-IndustryPayments and fintech infrastructure
AboutMarqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs. It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions. As of December 31, 2021, the company had approximately 200 customers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.Show more
  • Revenue$625M+23.3%
  • EBITDA-$2M+71.6%
  • Net Income-$14M-151.0%
  • EPS (Diluted)-0.03-157.0%
  • Gross Margin11.15%-83.9%
  • EBITDA Margin-0.32%+77.0%
  • Operating Margin-4.67%+3.3%
  • Net Margin-2.23%-141.4%
  • ROE-1.51%-164.3%

MQ Key Insights

Marqeta, Inc. (MQ) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Company is almost debt free
  • ✓Strong 5Y profit CAGR of 21.8%
  • ✓FCF machine: 25.7% free cash flow margin
  • ✓Strong 5Y sales CAGR of 16.6%
  • ✓Share count reduced 10.9% through buybacks

✗Weaknesses

  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when MQ posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

MQ Price & Volume

Marqeta, Inc. (MQ) stock price & volume — 10-year historical chart

Loading chart...

MQ Growth Metrics

Marqeta, Inc. (MQ) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years16.57%
3 Years-5.83%
TTM23.39%

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM-96.06%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM-92.92%

Return on Capital

10 Years-16.19%
5 Years-11.29%
3 Years-8.62%
Last Year-3.12%

MQ Recent Earnings

Marqeta, Inc. (MQ) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 5, 2026
Metric
Actual
Est
EPS
$0.02+688.2%
$0.00
Rev
$166M+0.9%
$164M
Q1 2026
Feb 24, 2026
Metric
Actual
Est
EPS
$0.00+68.0%
$0.01
Rev
$172M+2.7%
$168M
Q4 2025
Nov 5, 2025
Metric
Actual
Est
EPS
$0.01+0.0%
$0.01
Rev
$163M-2.2%
$167M
Q3 2025
Aug 6, 2025
Metric
Actual
Est
EPS
$0.00+95.3%
$0.03
Rev
$150M+3.2%
$146M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 5, 2026
$0.02vs $0.00+688.2%
$166Mvs $164M+0.9%
Q1 2026Feb 24, 2026
$0.00vs $0.01+68.0%
$172Mvs $168M+2.7%
Q4 2025Nov 5, 2025
$0.01vs $0.01+0.0%
$163Mvs $167M-2.2%
Q3 2025Aug 6, 2025
$0.00vs $0.03+95.3%
$150Mvs $146M+3.2%
Based on last 12 quarters of dataView full earnings history →

MQ Peer Comparison

Marqeta, Inc. (MQ) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
PAYO logoPAYOPayoneer Global Inc.Direct Competitor2.35B7.0236.957.68%6.76%10.01%0.10
FLYW logoFLYWFlywire CorporationDirect Competitor1.89B15.85144.0926.59%6.65%5.87%
RELY logoRELYRemitly Global, Inc.Direct Competitor4.44B21.1068.0629.37%6.12%12.66%0.25
PRTH logoPRTHPriority Technology Holdings, Inc.Direct Competitor590.49M7.1710.548.33%5.85%
RPAY logoRPAYRepay Holdings CorporationDirect Competitor298.61M3.39-1.13-1.21%-82.73%-46.64%0.91
EVTC logoEVTCEVERTEC, Inc.Direct Competitor1.58B25.7211.6910.21%13.95%18.65%1.58
FIS logoFISFidelity National Information Services, Inc.Product Competitor19.75B38.2150.955.43%22.91%18.45%0.29
FISV logoFISVFiserv, Inc.Product Competitor25.59B47.867.553.6%15.17%12.43%1.13

Compare MQ vs Peers

Marqeta, Inc. (MQ) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs PAYO

Most directly comparable listed peer for MQ.

Scale Benchmark

vs V

Larger-name benchmark to compare MQ against a more recognizable public peer.

Peer Set

Compare Top 5

vs PAYO, FLYW, RELY, PRTH

MQ Income Statement

Marqeta, Inc. (MQ) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Sales/Revenue
143.27M290.29M517.17M748.21M676.17M507M624.88M651.61M
Revenue Growth %
-102.62%78.16%44.67%-9.63%-25.02%23.25%23.39%
Cost of Goods Sold
82.81M172.38M285.47M428.2M346.66M155.15M555.19M195.42M
COGS % of Revenue
57.8%59.38%55.2%57.23%51.27%30.6%88.85%-
Gross Profit
60.45M▲ 0%
117.91M▲ 95.0%
231.71M▲ 96.5%
320M▲ 38.1%
329.51M▲ 3.0%
351.85M▲ 6.8%
69.69M▼ 80.2%
456.19M▲ 0%
Gross Margin %
42.2%40.62%44.8%42.77%48.73%69.4%11.15%70.01%
Gross Profit Growth %
-95.04%96.52%38.11%2.97%6.78%-80.19%-
Operating Expenses
119.32M164.99M393.71M529.81M612.53M376.31M98.84M433.78M
OpEx % of Revenue
83.28%56.84%76.13%70.81%90.59%74.22%15.82%-
Selling, General & Admin
101.32M143M343.02M447.08M528.2M282.02M98.84M269.1M
SG&A % of Revenue
70.72%49.26%66.33%59.75%78.12%55.63%15.82%-
Research & Development
000000016.94M
R&D % of Revenue
--------
Other Operating Expenses
17.99M22M50.69M82.73M84.33M94.3M02M
Operating Income
-58.86M▲ 0%
-47.09M▲ 20.0%
-162.01M▼ 244.1%
-209.81M▼ 29.5%
-283.01M▼ 34.9%
-24.47M▲ 91.4%
-29.15M▼ 19.2%
-25.8M▲ 0%
Operating Margin %
-41.09%-16.22%-31.33%-28.04%-41.86%-4.83%-4.67%-3.96%
Operating Income Growth %
-20.01%-244.06%-29.51%-34.89%91.36%-19.16%-
EBITDA
-55.78M-43.59M-158.47M-205.96M-272.27M-7.01M-1.99M4.89M
EBITDA Margin %
-38.94%-15.02%-30.64%-27.53%-40.27%-1.38%-0.32%0.75%
EBITDA Growth %
-21.86%-263.56%-29.96%-32.2%97.43%71.6%-81.27%
D&A (Non-Cash Add-back)
3.08M3.5M3.53M3.85M10.74M17.46M27.16M30.69M
EBIT
-58.86M-47.09M-162.01M-209.81M-283.01M-24.47M-13.33M-14.09M
Net Interest Income
00000000
Interest Income
00000000
Interest Expense
00000000
Other Income/Expense
698K-521K-2.56M24.93M52.44M52.55M15.82M28.52M
Pretax Income
-58.16M▲ 0%
-47.61M▲ 18.2%
-164.57M▼ 245.7%
-184.88M▼ 12.3%
-230.57M▼ 24.7%
28.08M▲ 112.2%
-13.33M▼ 147.5%
2.72M▲ 0%
Pretax Margin %
-40.6%-16.4%-31.82%-24.71%-34.1%5.54%-2.13%0.42%
Income Tax
35K87K-640K-102K-7.61M793K596K554K
Effective Tax Rate %
-0.06%-0.18%0.39%0.06%3.3%2.82%-4.47%20.35%
Net Income
-58.2M▲ 0%
-47.7M▲ 18.0%
-163.93M▼ 243.7%
-184.78M▼ 12.7%
-222.96M▼ 20.7%
27.29M▲ 112.2%
-13.93M▼ 151.0%
2.17M▲ 0%
Net Margin %
-40.62%-16.43%-31.7%-24.7%-32.97%5.38%-2.23%0.33%
Net Income Growth %
-18.05%-243.7%-12.72%-20.66%112.24%-151.03%-96.06%
Net Income (Continuing)
-58.2M-47.7M-163.93M-184.78M-222.96M27.29M-13.93M2.17M
Discontinued Operations
00000000
Minority Interest
00000000
EPS (Diluted)
-0.11▲ 0%
-0.09▲ 19.3%
-0.30▼ 237.8%
-0.34▼ 13.3%
-0.42▼ 23.5%
0.05▲ 112.5%
-0.03▼ 157.0%
0.01▲ 0%
EPS Growth %
-19.27%-237.84%-13.33%-23.53%112.52%-157.03%-92.92%
EPS (Basic)
-0.11-0.09-0.30-0.34-0.420.05-0.03-
Diluted Shares Outstanding
537.06M537.06M541.38M545.4M532.54M518.85M462.17M433.57M
Basic Shares Outstanding
537.06M537.06M541.38M545.4M532.54M511.06M462.17M428.6M
Dividend Payout Ratio
--------

MQ Balance Sheet

Marqeta, Inc. (MQ) balance sheet — assets, liabilities & shareholders' equity

MetricDec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Total Current Assets
197.21M430.91M1.8B1.75B1.39B1.25B1.24B1.19B
Cash & Short-Term Investments
155.57M370.34M1.71B1.62B1.25B1.1B1.08B712.06M
Cash Only
60.34M220.43M1.25B1.18B980.97M923.02M981.82M674.79M
Short-Term Investments
95.22M149.9M464.49M440.86M268.72M179.41M97.7M37.27M
Accounts Receivable
26.46M41.43M56.19M80.86M109.19M118.59M125.93M45.89M
Days Sales Outstanding
67.4252.0939.6639.4558.9485.3873.5557.9
Inventory
0781K3.94M5.15M4.31M3.68M1.95M0
Days Inventory Outstanding
-1.655.044.394.548.651.280.91
Other Current Assets
9.15M10.03M11.86M14.67M10.54M11.33M13.71M430.47M
Total Non-Current Assets
25.99M26.77M31.65M23.58M200.99M213.91M289.72M288.3M
Property, Plant & Equipment
25.77M22.89M20.98M16.45M25.25M40.23M68.19M71.42M
Fixed Asset Turnover
5.56x12.68x24.65x45.47x26.78x12.60x9.16x10.08x
Goodwill
0000123.52M123.52M154.71M153.96M
Intangible Assets
000035.63M29.77M51.39M48.41M
Long-Term Investments
008.38M0007.58M7.58M
Other Non-Current Assets
218K3.89M2.29M5.92M16.09M19.98M7.31M14.5M
Total Assets
223.19M▲ 0%
457.68M▲ 105.1%
1.83B▲ 299.9%
1.77B▼ 3.3%
1.59B▼ 10.2%
1.46B▼ 8.0%
1.53B▲ 4.2%
1.48B▲ 0%
Asset Turnover
0.64x0.63x0.28x0.42x0.43x0.35x0.41x0.46x
Asset Growth %
-105.06%299.93%-3.28%-10.2%-7.96%4.23%-1.08%
Total Current Liabilities
64.31M141.1M237.97M282.88M336.58M370.99M749.06M721.14M
Accounts Payable
32.64M80.55M123.87M145.99M175.06M193.93M226.37M281.09M
Days Payables Outstanding
143.85170.56158.38124.44184.33456.23148.82332.48
Short-Term Debt
00007.89M7.72M10.74M0
Deferred Revenue (Current)
684K3.98M19.06M17.05M11.83M13.59M11.76M19.39M
Other Current Liabilities
11.39M23.61M36.34M43.76M45.85M47.62M443.51M440.05M
Current Ratio
3.07x3.05x7.56x6.17x4.13x3.37x1.65x1.65x
Quick Ratio
3.07x3.05x7.54x6.16x4.11x3.36x1.65x1.65x
Cash Conversion Cycle
--116.82-113.68-80.61-120.85-362.21-73.99-273.67
Total Non-Current Liabilities
21.54M28.42M18.98M14.51M9.72M7.2M14.02M13.29M
Long-Term Debt
0000005.54M4.8M
Capital Lease Obligations
17.67M15.45M12.43M9.03M5.13M870K5.54M13.35M
Deferred Tax Liabilities
00000000
Other Non-Current Liabilities
947K4.1M450K1.27M520K1.55M309K8.49M
Total Liabilities
85.85M169.52M256.95M297.39M346.3M378.19M763.08M734.43M
Total Debt
19.73M18.22M15.45M12.43M16.93M13.22M21.81M4.8M
Net Debt
-40.61M-202.21M-1.23B-1.17B-964.05M-909.8M-960.01M-669.99M
Debt / Equity
0.14x0.06x0.01x0.01x0.01x0.01x0.03x0.01x
Debt / EBITDA
-------0.98x
Net Debt / EBITDA
--------137.07x
Interest Coverage
--------
Total Equity
137.34M▲ 0%
288.16M▲ 109.8%
1.57B▲ 446.0%
1.47B▼ 6.4%
1.24B▼ 15.6%
1.09B▼ 12.7%
761.96M▼ 29.8%
742.28M▲ 0%
Equity Growth %
-109.81%446.02%-6.39%-15.59%-12.74%-29.77%-104.16%
Book Value per Share
0.260.542.912.702.332.091.651.71
Total Shareholders' Equity
137.34M288.16M1.57B1.47B1.24B1.09B761.96M742.28M
Common Stock
12K13K54K53K52K50K43K43K
Retained Earnings
-205.83M-253.52M-417.45M-602.23M-825.2M-797.91M-811.83M-804M
Treasury Stock
00000000
Accumulated OCI
46K25K-2.23M-7.24M762K-314K1.51M-310K
Minority Interest
00000000

MQ Cash Flow Statement

Marqeta, Inc. (MQ) cash flow — operating, investing & free cash flow history

MetricDec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
-15.43M50.27M56.97M-12.97M21.1M58.17M162.62M149.27M
Operating CF Margin %
-10.77%17.32%11.02%-1.73%3.12%11.47%26.02%-
Operating CF Growth %
-425.86%13.33%-122.76%262.76%175.64%179.57%1022.18%
Net Income
-58.2M-47.7M-163.93M-184.78M-222.96M27.29M-13.93M2.17M
Depreciation & Amortization
3.08M3.5M3.53M3.85M10.74M17.46M26.41M29.93M
Stock-Based Compensation
21.76M28.21M142.66M107.53M180.74M-8.05M104.79M98.89M
Deferred Taxes
00000000
Other Non-Cash Items
2.36M4.5M6.39M50.15M31.2M193K2.82M-37.75M
Working Capital Changes
15.58M61.76M68.32M10.28M21.39M21.29M42.53M56.03M
Change in Receivables
-15.06M-16.85M-13.72M-21.6M-27.6M-11.2M-4.98M-14.55M
Change in Inventory
00000000
Change in Payables
1.61M-839K190K254K29.5M-350K31.05M22.72M
Cash from Investing
-100.32M-57.56M-329.12M28.72M38.52M70.79M271.11M272.31M
Capital Expenditures
-4.91M-2.38M-2.74M-2.32M-762K-2.42M-1.83M-9.72M
CapEx % of Revenue
3.43%0.82%0.53%0.31%0.11%0.48%0.29%1.49%
Acquisitions
-750K0-20M25.73M-135.78M0-45.66M-45.66M
Investments
--------
Other Investing
000-1.6M-11.89M-18.79M201.22M-22.29M
Cash from Financing
139.05M167.38M1.3B-79.49M-261.79M-186.91M-347.32M-304.89M
Debt Issued (Net)
-5M0000000
Equity Issued (Net)
142.99M166.94M1.32B-78.14M-190.42M-154.43M-387.6M-278.87M
Dividends Paid
00000000
Share Repurchases
000-78.14M-190.42M-154.43M-391.37M-319.26M
Other Financing
1.06M436K-20.51M-1.35M-71.37M-32.49M40.28M-26.02M
Net Change in Cash
23.3M▲ 0%
160.09M▲ 587.0%
1.03B▲ 541.6%
-63.73M▼ 106.2%
-202.17M▼ 217.2%
-57.96M▲ 71.3%
86.42M▲ 249.1%
135.77M▲ 0%
Free Cash Flow
-20.34M▲ 0%
47.9M▲ 335.5%
54.23M▲ 13.2%
-16.89M▼ 131.1%
8.45M▲ 150.1%
55.75M▲ 559.6%
160.79M▲ 188.4%
112.35M▲ 0%
FCF Margin %
-14.19%16.5%10.49%-2.26%1.25%11%25.73%17.24%
FCF Growth %
-335.53%13.22%-131.14%150.06%559.55%188.4%145.89%
FCF per Share
-0.040.090.10-0.030.020.110.350.26
FCF Conversion (FCF/Net Income)
0.27x-1.05x-0.35x0.07x-0.09x2.13x-11.68x51.80x
Interest Paid
317K0000000
Taxes Paid
1K109K201K84K430K396K00

MQ Key Ratios

Marqeta, Inc. (MQ) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric202020212022202320242025TTM
Return on Equity (ROE)
-22.42%-17.61%-12.13%-16.42%2.34%-1.51%0.27%
Return on Invested Capital (ROIC)
-38.66%-56.88%-48.96%-73.08%-8.07%--77.94%
Gross Margin
40.62%44.8%42.77%48.73%69.4%11.15%70.01%
Net Margin
-16.43%-31.7%-24.7%-32.97%5.38%-2.23%0.33%
Debt / Equity
0.06x0.01x0.01x0.01x0.01x0.03x0.01x
FCF Conversion
-1.05x-0.35x0.07x-0.09x2.13x-11.68x51.80x
Revenue Growth
102.62%78.16%44.67%-9.63%-25.02%23.25%23.39%
Related:MQ Dividend History·MQ Revenue History·MQ Price History·MQ P/E History·MQ Financial Ratios·MQ Institutional Holders

MQ SEC Filings & Documents

Marqeta, Inc. (MQ) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 5, 2026·SEC

Material company update

Feb 24, 2026·SEC

Material company update

Jan 7, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 24, 2026·SEC

FY 2025

Feb 26, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 5, 2026·SEC

FY 2025

Nov 5, 2025·SEC

FY 2025

Aug 6, 2025·SEC

MQ Frequently Asked Questions

Marqeta, Inc. (MQ) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Marqeta, Inc. (MQ) reported $651.6M in revenue for fiscal year 2025. This represents a 355% increase from $143.3M in 2019.

Marqeta, Inc. (MQ) grew revenue by 23.3% over the past year. This is strong growth.

Yes, Marqeta, Inc. (MQ) is profitable, generating $2.2M in net income for fiscal year 2025 (-2.2% net margin).

Dividend & Returns

Marqeta, Inc. (MQ) has a return on equity (ROE) of -1.5%. Negative ROE indicates the company is unprofitable.

Marqeta, Inc. (MQ) generated $112.4M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

What if you invested $1,000 in MQ back in 2019?

Total return calculator · dividends reinvested · 7+ years of data

See returns →

How much would $100/month in MQ be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →