| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| MQMarqeta, Inc. | 1.8B | 4.41 | 83.84 | -25.02% | -6.74% | -4.72% | 3.1% | 0.01 |
| PAYSPaySign, Inc. | 259.8M | 4.72 | 68.80 | 23.5% | 10.1% | 16.53% | 5.18% | 0.10 |
| CSGSCSG Systems International, Inc. | 2.27B | 79.48 | 26.23 | 2.39% | 6.85% | 28.79% | 5% | 2.03 |
| CPAYCorpay, Inc. | 23.14B | 330.77 | 23.68 | 5.77% | 24.37% | 25.52% | 7.63% | 2.54 |
| PAYOPayoneer Global Inc. | 1.92B | 5.40 | 17.42 | 17.64% | 6.96% | 9.64% | 6.05% | 0.03 |
| IMXIInternational Money Express, Inc. | 460.64M | 15.50 | 8.66 | -0.01% | 6.26% | 26.14% | 5.01% | 1.35 |
| ATCHAtlasClear Holdings, Inc. | 38.17M | 0.26 | -0.69 | 171.31% | -44.2% | -79.32% | 4.12% | |
| LSAKLesaka Technologies, Inc. | 392.68M | 4.67 | -4.10 | 16.92% | -11.78% | -32.78% | 0.90 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Sales/Revenue | 143.27M | 290.29M | 517.17M | 748.21M | 676.17M | 507M |
| Revenue Growth % | - | 1.03% | 0.78% | 0.45% | -0.1% | -0.25% |
| Cost of Goods Sold | 82.81M | 172.38M | 285.47M | 428.2M | 346.66M | 155.15M |
| COGS % of Revenue | 0.58% | 0.59% | 0.55% | 0.57% | 0.51% | 0.31% |
| Gross Profit | 60.45M | 117.91M | 231.71M | 320M | 329.51M | 351.85M |
| Gross Margin % | 0.42% | 0.41% | 0.45% | 0.43% | 0.49% | 0.69% |
| Gross Profit Growth % | - | 0.95% | 0.97% | 0.38% | 0.03% | 0.07% |
| Operating Expenses | 119.32M | 164.99M | 393.71M | 529.81M | 612.53M | 376.31M |
| OpEx % of Revenue | 0.83% | 0.57% | 0.76% | 0.71% | 0.91% | 0.74% |
| Selling, General & Admin | 101.32M | 143M | 343.02M | 447.08M | 528.2M | 282.02M |
| SG&A % of Revenue | 0.71% | 0.49% | 0.66% | 0.6% | 0.78% | 0.56% |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - |
| Other Operating Expenses | 17.99M | 22M | 50.69M | 82.73M | 84.33M | 94.3M |
| Operating Income | -58.86M | -47.09M | -162.01M | -209.81M | -283.01M | -24.47M |
| Operating Margin % | -0.41% | -0.16% | -0.31% | -0.28% | -0.42% | -0.05% |
| Operating Income Growth % | - | 0.2% | -2.44% | -0.3% | -0.35% | 0.91% |
| EBITDA | -55.78M | -43.59M | -158.47M | -205.96M | -272.27M | -7.01M |
| EBITDA Margin % | -0.39% | -0.15% | -0.31% | -0.28% | -0.4% | -0.01% |
| EBITDA Growth % | - | 0.22% | -2.64% | -0.3% | -0.32% | 0.97% |
| D&A (Non-Cash Add-back) | 3.08M | 3.5M | 3.53M | 3.85M | 10.74M | 17.46M |
| EBIT | -58.86M | -47.09M | -162.01M | -209.81M | -283.01M | -24.47M |
| Net Interest Income | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Income/Expense | 698K | -521K | -2.56M | 24.93M | 52.44M | 52.55M |
| Pretax Income | -58.16M | -47.61M | -164.57M | -184.88M | -230.57M | 28.08M |
| Pretax Margin % | -0.41% | -0.16% | -0.32% | -0.25% | -0.34% | 0.06% |
| Income Tax | 35K | 87K | -640K | -102K | -7.61M | 793K |
| Effective Tax Rate % | 1% | 1% | 1% | 1% | 0.97% | 0.97% |
| Net Income | -58.2M | -47.7M | -163.93M | -184.78M | -222.96M | 27.29M |
| Net Margin % | -0.41% | -0.16% | -0.32% | -0.25% | -0.33% | 0.05% |
| Net Income Growth % | - | 0.18% | -2.44% | -0.13% | -0.21% | 1.12% |
| Net Income (Continuing) | -58.2M | -47.7M | -163.93M | -184.78M | -222.96M | 27.29M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.11 | -0.09 | -0.30 | -0.34 | -0.42 | 0.05 |
| EPS Growth % | - | 0.19% | -2.38% | -0.13% | -0.24% | 1.13% |
| EPS (Basic) | -0.11 | -0.09 | -0.30 | -0.34 | -0.42 | 0.05 |
| Diluted Shares Outstanding | 537.06M | 537.06M | 541.38M | 545.4M | 532.54M | 518.85M |
| Basic Shares Outstanding | 537.06M | 537.06M | 541.38M | 545.4M | 532.54M | 511.06M |
| Dividend Payout Ratio | - | - | - | - | - | - |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Total Current Assets | 197.21M | 430.91M | 1.8B | 1.75B | 1.39B | 1.25B |
| Cash & Short-Term Investments | 155.57M | 370.34M | 1.71B | 1.62B | 1.25B | 1.1B |
| Cash Only | 60.34M | 220.43M | 1.25B | 1.18B | 980.97M | 923.02M |
| Short-Term Investments | 95.22M | 149.9M | 464.49M | 440.86M | 268.72M | 179.41M |
| Accounts Receivable | 26.46M | 41.43M | 56.19M | 80.86M | 109.19M | 118.59M |
| Days Sales Outstanding | 67.42 | 52.09 | 39.66 | 39.45 | 58.94 | 85.38 |
| Inventory | 0 | 781K | 3.94M | 5.15M | 4.31M | 3.68M |
| Days Inventory Outstanding | - | 1.65 | 5.04 | 4.39 | 4.54 | 8.65 |
| Other Current Assets | 9.15M | 10.03M | 11.86M | 14.67M | 10.54M | 11.33M |
| Total Non-Current Assets | 25.99M | 26.77M | 31.65M | 23.58M | 200.99M | 213.91M |
| Property, Plant & Equipment | 25.77M | 22.89M | 20.98M | 16.45M | 25.25M | 40.23M |
| Fixed Asset Turnover | 5.56x | 12.68x | 24.65x | 45.47x | 26.78x | 12.60x |
| Goodwill | 0 | 0 | 0 | 0 | 123.52M | 123.52M |
| Intangible Assets | 0 | 0 | 0 | 0 | 35.63M | 29.77M |
| Long-Term Investments | 0 | 0 | 8.38M | 0 | 0 | 0 |
| Other Non-Current Assets | 218K | 3.89M | 2.29M | 5.92M | 16.09M | 19.98M |
| Total Assets | 223.19M | 457.68M | 1.83B | 1.77B | 1.59B | 1.46B |
| Asset Turnover | 0.64x | 0.63x | 0.28x | 0.42x | 0.43x | 0.35x |
| Asset Growth % | - | 1.05% | 3% | -0.03% | -0.1% | -0.08% |
| Total Current Liabilities | 64.31M | 141.1M | 237.97M | 282.88M | 336.58M | 370.99M |
| Accounts Payable | 32.64M | 80.55M | 123.87M | 145.99M | 175.06M | 193.93M |
| Days Payables Outstanding | 143.85 | 170.56 | 158.38 | 124.44 | 184.33 | 456.23 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 7.89M | 7.72M |
| Deferred Revenue (Current) | 684K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Liabilities | 11.39M | 23.61M | 36.34M | 43.76M | 45.85M | 47.62M |
| Current Ratio | 3.07x | 3.05x | 7.56x | 6.17x | 4.13x | 3.37x |
| Quick Ratio | 3.07x | 3.05x | 7.54x | 6.16x | 4.11x | 3.36x |
| Cash Conversion Cycle | - | -116.82 | -113.68 | -80.61 | -120.85 | -362.21 |
| Total Non-Current Liabilities | 21.54M | 28.42M | 18.98M | 14.51M | 9.72M | 7.2M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 17.67M | 15.45M | 12.43M | 9.03M | 5.13M | 870K |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 947K | 4.1M | 450K | 1.27M | 520K | 1.55M |
| Total Liabilities | 85.85M | 169.52M | 256.95M | 297.39M | 346.3M | 378.19M |
| Total Debt | 19.73M | 18.22M | 15.45M | 12.43M | 16.93M | 13.22M |
| Net Debt | -40.61M | -202.21M | -1.23B | -1.17B | -964.05M | -909.8M |
| Debt / Equity | 0.14x | 0.06x | 0.01x | 0.01x | 0.01x | 0.01x |
| Debt / EBITDA | - | - | - | - | - | - |
| Net Debt / EBITDA | - | - | - | - | - | - |
| Interest Coverage | - | - | - | - | - | - |
| Total Equity | 137.34M | 288.16M | 1.57B | 1.47B | 1.24B | 1.09B |
| Equity Growth % | - | 1.1% | 4.46% | -0.06% | -0.16% | -0.13% |
| Book Value per Share | 0.26 | 0.54 | 2.91 | 2.70 | 2.33 | 2.09 |
| Total Shareholders' Equity | 137.34M | 288.16M | 1.57B | 1.47B | 1.24B | 1.09B |
| Common Stock | 12K | 13K | 54K | 53K | 52K | 50K |
| Retained Earnings | -205.83M | -253.52M | -417.45M | -602.23M | -825.2M | -797.91M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 46K | 25K | -2.23M | -7.24M | 762K | -314K |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Cash from Operations | -15.43M | 50.27M | 56.97M | -12.97M | 21.1M | 58.17M |
| Operating CF Margin % | -0.11% | 0.17% | 0.11% | -0.02% | 0.03% | 0.11% |
| Operating CF Growth % | - | 4.26% | 0.13% | -1.23% | 2.63% | 1.76% |
| Net Income | -58.2M | -47.7M | -163.93M | -184.78M | -222.96M | 27.29M |
| Depreciation & Amortization | 3.08M | 3.5M | 3.53M | 3.85M | 10.74M | 17.46M |
| Stock-Based Compensation | 21.76M | 28.21M | 142.66M | 107.53M | 180.74M | -8.05M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 2.36M | 4.5M | 6.39M | 50.15M | 31.2M | 193K |
| Working Capital Changes | 15.58M | 61.76M | 68.32M | 10.28M | 21.39M | 21.29M |
| Change in Receivables | -15.06M | -16.85M | -13.72M | -21.6M | -27.6M | -11.2M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 1.61M | -839K | 190K | 254K | 29.5M | -350K |
| Cash from Investing | -100.32M | -57.56M | -329.12M | 28.72M | 38.52M | 70.79M |
| Capital Expenditures | -4.91M | -2.38M | -2.74M | -2.32M | -762K | -2.42M |
| CapEx % of Revenue | 0.03% | 0.01% | 0.01% | 0% | 0% | 0% |
| Acquisitions | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - |
| Other Investing | 0 | 0 | 0 | -1.6M | -11.89M | -18.79M |
| Cash from Financing | 139.05M | 167.38M | 1.3B | -79.49M | -261.79M | -186.91M |
| Debt Issued (Net) | - | - | - | - | - | - |
| Equity Issued (Net) | - | - | - | - | - | - |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | - | - | - | - | - | - |
| Other Financing | 1.06M | 436K | -20.51M | -1.35M | -71.37M | -32.49M |
| Net Change in Cash | - | - | - | - | - | - |
| Free Cash Flow | -20.34M | 47.9M | 54.23M | -16.89M | 8.45M | 55.75M |
| FCF Margin % | -0.14% | 0.16% | 0.1% | -0.02% | 0.01% | 0.11% |
| FCF Growth % | - | 3.36% | 0.13% | -1.31% | 1.5% | 5.6% |
| FCF per Share | -0.04 | 0.09 | 0.10 | -0.03 | 0.02 | 0.11 |
| FCF Conversion (FCF/Net Income) | 0.27x | -1.05x | -0.35x | 0.07x | -0.09x | 2.13x |
| Interest Paid | 317K | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 1K | 109K | 201K | 84K | 430K | 396K |
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -42.38% | -22.42% | -17.61% | -12.13% | -16.42% | 2.34% |
| Return on Invested Capital (ROIC) | -45.64% | -38.66% | -56.88% | -48.96% | -73.08% | -8.07% |
| Gross Margin | 42.2% | 40.62% | 44.8% | 42.77% | 48.73% | 69.4% |
| Net Margin | -40.62% | -16.43% | -31.7% | -24.7% | -32.97% | 5.38% |
| Debt / Equity | 0.14x | 0.06x | 0.01x | 0.01x | 0.01x | 0.01x |
| FCF Conversion | 0.27x | -1.05x | -0.35x | 0.07x | -0.09x | 2.13x |
| Revenue Growth | - | 102.62% | 78.16% | 44.67% | -9.63% | -25.02% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Platform Service Revenue, Net | 502.3M | 725.63M | 654.55M | 481.67M |
| Platform Service Revenue, Net Growth | - | 44.46% | -9.80% | -26.41% |
| Other Services Revenue | 14.88M | 22.58M | 21.62M | 25.33M |
| Other Services Revenue Growth | - | 51.74% | -4.25% | 17.17% |
Marqeta, Inc. (MQ) has a price-to-earnings (P/E) ratio of 83.8x. This suggests investors expect higher future growth.
Marqeta, Inc. (MQ) reported $588.6M in revenue for fiscal year 2024. This represents a 311% increase from $143.3M in 2019.
Marqeta, Inc. (MQ) saw revenue decline by 25.0% over the past year.
Marqeta, Inc. (MQ) reported a net loss of $39.6M for fiscal year 2024.
Marqeta, Inc. (MQ) has a return on equity (ROE) of 2.3%. This is below average, suggesting room for improvement.
Marqeta, Inc. (MQ) generated $106.3M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.