VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
MTB
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
MTBM&T Bank Corporation
$223.42$31.8B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
MTB logo

M&T Bank Corporation

MTB
NYSE · Regional Banks
$223.42
At close - Sep 22, 4:00 PM EDT - USD
Market Cap$32.38B
P/E13.1x
52W High$255.95
Volume903.78K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Stagnant Net Interest Income Masks Integration Volatility

M&T Bank demonstrates a conservative capital management strategy, evidenced by a consistent equity-to-assets ratio of 13% to 14% that supports ongoing shareholder returns despite integration-related operational friction. While the bank maintains a stable found...

GrowthStable
ProfitabilityModerate
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

MTB price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

10/12 Beats

EPS beat 10 of last 12 quarters

02

Valuation risk

-8% Peers

P/E is 8% below peer median

03

Market leadership

RS 59 · Avg

Average momentum (RS Rating: 59)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Oct 15
01

Build the investment case

Start with the evidence for owning the stock and the risks that can break the thesis.

EXECUTIVE THESIS

The Investment Case

Full Analysis
Fundamental Trajectory

Net interest income has remained flat between $1.7B and $1.8B over the last ten quarters, while the efficiency ratio has experienced significant volatility, fluctuating between 38.4% and 54.2%.

Analyst Consensus+20.8% target
Hold(48 analysts)
15 Buy29 Hold4 Sell

The Bull Case

Upside Catalysts

Institutional Investor Confidence Surge

Institutional investors have markedly increased their holdings in M&T Bank, signaling strong confidence in the bank's future performance. The uptick in institutional stakes reflects growing belief in the bank's stability and growth prospects.

Analyst Rating Upgrades

Several research firms have upgraded their ratings for MTB, moving from neutral to buy or strong buy. The consensus shift indicates analysts view the bank favorably amid its solid fundamentals.

Diversified Banking Footprint

M&T Bank offers a broad spectrum of banking and financial services, from retail to commercial lending. This diversified model provides resilience against market fluctuations and economic downturns.

The Bear Case

Key Downside Risks

Market performance

Price History →

Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
MTB+11.70%
S&P 500 (^GSPC)+13.20%
1-Year Return
MTB+15.34%
S&P 500 (^GSPC)+15.98%
3-Year Return
MTB+93.35%
S&P 500 (^GSPC)+79.93%
5-Year Return
MTB+83.27%
S&P 500 (^GSPC)+70.10%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
12.9x
Forward P/EExpansion
11.3x
EV/EBITDA100th %ile
6.6x
FCF YieldCash Flow
9.0%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
12.9x
11.9x
100th· High
EV/EBITDA
6.6x
6.4x
100th· High
Price/FCF
11.1x
7.7x
100th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$127.14-43.1%
Base (Fair)$246.37+8.4%
Bull$405.22+81.4%
$127.14 Bear$246.37 Base$405.22 Bull
Current Market Price: $223.42
Trades at a 9.3% discount to Base DCF ($246.37)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$8.77B-5.0% YoY
Net income
$2.85B+10.2% YoY
Free cash flow
$2.86B-15.7% YoY
Operating margin
30%+5.3 pts YoY
ROIC (TTM)6.5%
Avg ROIC 5Y-
ROE (TTM)9.8%
Piotroski Score8 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate10/12 (83%)
Revenue Beat Rate9/12 (75%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 15, 2026
$5.35+14.8%
vs $4.66
$2.5B+2.8%
vs $2.5B
Q2 2026
Apr 15, 2026
$4.18+4.0%
vs $4.02
$2.4B+0.4%
vs $2.4B
Q1 2026
Jan 16, 2026
$4.67+4.2%
vs $4.48
$2.5B+0.1%
vs $2.5B
Q4 2025
Oct 16, 2025
$4.87+9.9%
vs $4.43
$2.5B+3.0%
vs $2.4B
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Defense World·Sep 10, 2026
Amundi Increases Holdings in M&T Bank Corporation $MTB

Amundi lifted its holdings in M&T Bank Corporation (NYSE: MTB) by 7.7% in the second quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The firm owned 388,916 shares of the financial services provider's stock after acquiring an additional 27,795 shares during the period. Amundi owned

247 Wallst·Sep 9, 2026
Here Are Tuesday’s Top Wall Street Analyst Research Calls: Abercrombie & Fitch, Affirm Holdings, Eagle Materials, Klarna Group, Martin Marietta Materials, Oklo, Qualcomm, Robinhood Markets, Ulta Beauty, and More

Stocks took a beating Tuesday as surging oil prices and looming inflation data rattled every corner of the market, and now Wall Street analysts are reshuffling their calls on names ranging from nuclear energy upstart Oklo to retail giants Abercrombie and Ulta Beauty.

Zacks Investment Research·Aug 31, 2026
M&T Bank Corporation (MTB) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank (MTB) have what it takes?

PRNewsWire·Aug 26, 2026
M&T Bank Corporation to Participate in the Barclays Global Financial Services Conference

BUFFALO, N.Y., Aug. 26, 2026 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE: MTB) will participate in the Barclays Global Financial Services Conference being held in New York City.

Filtered for M&T Bank CorporationMore Headlines
04

Compare before deciding

Benchmark MTB against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for M&T Bank Corporation (MTB)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
MTB logoMTBM&T Bank CorporationCurrent
$223.42$32.38B13.14-4.98%23.16%9.8%2.57%
CFG logoCFGCitizens Financial Group, Inc.
$65.49$27.69B16.97-5.85%17.51%7.63%—
HBAN logoHBANHuntington Bancshares Incorporated
$15.69$31.7B11.2910.58%16.64%8.57%—
RF logoRFRegions Financial Corporation
$27.91$23.82B12.196.25%23.13%11.75%—
KEY logoKEYKeyCorp
$20.48$22.11B13.4769.31%28.68%10.12%—
FITB logoFITBFifth Third Bancorp
$52.76$47.82B14.908.37%15.91%8.86%—

Compare MTB vs Peers

M&T Bank Corporation (MTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CFG

Most directly comparable listed peer for MTB.

Scale Benchmark

vs JPM

Larger-name benchmark to compare MTB against a more recognizable public peer.

Peer Set

Compare Top 5

vs CFG, HBAN, RF, KEY

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

MTB SEC Filings & Documents

M&T Bank Corporation (MTB) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 21, 2026·SEC

Material company update

Jul 15, 2026·SEC

Material company update

Jun 16, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 18, 2026·SEC

FY 2025

Feb 19, 2025·SEC

10-Q Quarterly Reports

5
FY 2026

May 5, 2026·SEC

FY 2025

Oct 27, 2025·SEC

FY 2025

Aug 4, 2025·SEC

Get notified when MTB posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

MTB Frequently Asked Questions

M&T Bank Corporation (MTB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is M&T Bank Corporation growing?

M&T Bank Corporation (MTB) saw revenue decline by 5.0% over the past year.

Is MTB profitable?

Yes, M&T Bank Corporation (MTB) is profitable, generating $2.93B in net income for fiscal year 2025 (23.2% net margin).

Dividend & Returns
Does MTB pay dividends?

Yes, M&T Bank Corporation (MTB) pays a dividend with a yield of 2.57%. This makes it attractive for income-focused investors.

What is MTB's return on equity?

M&T Bank Corporation (MTB) has a return on equity (ROE) of 9.8%. This is below average, suggesting room for improvement.

Industry Metrics
What is M&T Bank Corporation's net interest margin?

M&T Bank Corporation (MTB) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.

What is M&T Bank Corporation's efficiency ratio?

M&T Bank Corporation (MTB) has an efficiency ratio of 44.6%. This is excellent, indicating strong cost control.

What if you invested $1,000 in MTB back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →