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M&T Bank Corporation(MTB)Earnings, Financials & Key Ratios
MTB•NYSE•Banking & Credit
$217.42
$33.42B mkt cap·14.9× P/E·Price updated May 6, 2026
AboutM&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.Show more
- Net Interest Income$6.85B-3.7%
- Total Revenue$13.4B+7.2%
- Net Income$2.59B-5.6%
- Return on Equity9.25%-11.8%
- Net Interest Margin3.29%-3.6%
- Efficiency Ratio39.62%-3.5%
- ROA1.24%-7.3%
- Equity / Assets13.95%+7.8%
- Book Value per Share173.48+7.5%
- Tangible BV/Share122.33+11.4%
- Debt/Equity0.47-6.1%
MTB Key Insights
M&T Bank Corporation (MTB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 39.6% efficiency ratio
- ✓Well capitalized: 13.9% equity/assets
- ✓Healthy dividend yield of 2.5%
- ✓Trading at only 1.3x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
MTB Price & Volume
M&T Bank Corporation (MTB) stock price & volume — 10-year historical chart
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MTB Growth Metrics
M&T Bank Corporation (MTB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.96%
5 Years14.07%
3 Years30.18%
TTM-
Profit CAGR
10 Years9.27%
5 Years6.05%
3 Years11.66%
TTM16.05%
EPS CAGR
10 Years7.03%
5 Years1.26%
3 Years1.99%
TTM20.21%
Return on Capital
10 Years9.66%
5 Years9.92%
3 Years9.9%
Last Year8.16%
MTB Recent Earnings
M&T Bank Corporation (MTB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
Apr 15, 2026EPS
$4.18
Est $4.02
+4.0%
Revenue
$2.4B
Est $2.4B
+0.4%
Q1 2026
Jan 16, 2026EPS
$4.67
Est $4.48
+4.2%
Revenue
$2.5B
Est $2.5B
+0.1%
Q4 2025
Oct 16, 2025EPS
$4.87
Est $4.43
+9.9%
Revenue
$2.5B
Est $2.4B
+3.0%
Q3 2025
Jul 16, 2025EPS
$4.28
Est $3.99
+7.3%
Revenue
$2.4B
Est $2.4B
+0.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 15, 2026 | $4.18vs $4.02+4.0% | $2.4Bvs $2.4B+0.4% |
| Q1 2026 | Jan 16, 2026 | $4.67vs $4.48+4.2% | $2.5Bvs $2.5B+0.1% |
| Q4 2025 | Oct 16, 2025 | $4.87vs $4.43+9.9% | $2.5Bvs $2.4B+3.0% |
| Q3 2025 | Jul 16, 2025 | $4.28vs $3.99+7.3% | $2.4Bvs $2.4B+0.3% |
Based on last 12 quarters of dataView full earnings history →
MTB Peer Comparison
M&T Bank Corporation (MTB) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CFG | 28.31B | 65.62 | 21.66 | 1.31% | 6.6% | 0.51 | ||
 HBAN | 26.34B | 16.64 | 11.97 | 4.38% | 10.04% | 0.76 | ||
 RF | 24.49B | 28.21 | 12.32 | 2.51% | 11.29% | 0.26 | ||
 KEY | 24.51B | 22.23 | 14.63 | 23.56% | 8.97% | 0.54 | ||
 FITB | 34.06B | 50.84 | 16.19 | 5.62% | 11.43% | 0.97 | ||
 CMA | 11.35B | 88.67 | 16.76 | -3.91% | 9.38% | 0.70 | ||
 SNV | 6.95B | 50.05 | 16.52 | 1.16% | 13.7% | 0.35 | ||
 USB | 87.33B | 56.16 | 12.18 | 0.35% | 11.54% | 1.19 |
Compare MTB vs Peers
M&T Bank Corporation (MTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MTB Income Statement
M&T Bank Corporation (MTB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 3.47B | 3.78B | 4.07B | 4.13B | 3.87B | 3.83B | 5.82B | 7.12B | 6.85B | 6.9B |
| NII Growth % | 22.07% | 8.97% | 7.7% | 1.42% | -6.39% | -1.07% | 52.21% | 22.21% | -3.7% | 2.97% |
| Net Interest Margin % | 2.81% | 3.19% | 3.39% | 3.45% | 2.71% | 2.47% | 2.9% | 3.42% | 3.29% | 3.26% |
| Interest Income | 3.9B | 4.17B | 4.6B | 4.88B | 4.19B | 3.94B | 6.25B | 10.22B | 11.03B | 10.56B |
| Interest Expense | 425.98M | 386.75M | 526.41M | 749.33M | 326.39M | 114M | 425M | 3.11B | 4.17B | 3.66B |
| Loan Loss Provision | 190M | 168M | 132M | 176M | 800M | -75M | 517M | 645M | 610M | -399M |
| Non-Interest Income | 1.83B | 1.85B | 1.86B | 2.06B | 2.09B | 2.14B | 2.19B | 2.28B | 2.38B | 1.76B |
| Non-Interest Income % | 31.91% | 30.76% | 28.75% | 29.7% | 33.25% | 35.17% | 25.97% | 18.25% | 17.75% | 14.3% |
| Total Revenue | 5.72B▲ 0% | 6.02B▲ 5.2% | 6.45B▲ 7.2% | 6.94B▲ 7.5% | 6.28B▼ 9.5% | 6.08B▼ 3.3% | 8.44B▲ 38.9% | 12.51B▲ 48.2% | 13.4B▲ 7.2% | 12.32B▲ 0% |
| Revenue Growth % | 14.53% | 5.19% | 7.24% | 7.54% | -9.51% | -3.27% | 38.87% | 48.22% | 7.18% | -30.9% |
| Non-Interest Expense | 3.05B | 3.14B | 3.29B | 3.47B | 3.39B | 3.58B | 4.88B | 5.13B | 5.31B | 5.45B |
| Efficiency Ratio | 53.26% | 52.17% | 50.94% | 49.97% | 53.9% | 58.95% | 57.88% | 41.05% | 39.62% | 44.28% |
| Operating Income | 2.06B▲ 0% | 2.32B▲ 12.9% | 2.51B▲ 7.9% | 2.55B▲ 1.6% | 1.77B▼ 30.5% | 2.46B▲ 38.7% | 2.61B▲ 6.4% | 3.62B▲ 38.6% | 3.31B▼ 8.5% | 3.6B▲ 0% |
| Operating Margin % | 35.97% | 38.61% | 38.86% | 36.7% | 28.17% | 40.4% | 30.96% | 28.94% | 24.69% | 29.25% |
| Operating Income Growth % | 22.91% | 12.9% | 7.93% | 1.56% | -30.53% | 38.74% | 6.4% | 38.55% | -8.54% | - |
| Pretax Income | 2.06B▲ 0% | 2.32B▲ 12.9% | 2.51B▲ 7.9% | 2.55B▲ 1.6% | 1.77B▼ 30.5% | 2.46B▲ 38.7% | 2.61B▲ 6.4% | 3.62B▲ 38.6% | 3.31B▼ 8.5% | 3.6B▲ 0% |
| Pretax Margin % | 35.97% | 38.61% | 38.86% | 36.7% | 28.17% | 40.4% | 30.96% | 28.94% | 24.69% | 29.25% |
| Income Tax | 743.28M | 915.56M | 590.16M | 618.11M | 416.37M | 596M | 620M | 878M | 722M | 830M |
| Effective Tax Rate % | 36.11% | 39.4% | 23.53% | 24.27% | 23.53% | 24.28% | 23.74% | 24.26% | 21.81% | 23.04% |
| Net Income | 1.32B▲ 0% | 1.41B▲ 7.1% | 1.92B▲ 36.2% | 1.93B▲ 0.6% | 1.35B▼ 29.9% | 1.86B▲ 37.4% | 1.99B▲ 7.2% | 2.74B▲ 37.6% | 2.59B▼ 5.6% | 2.77B▲ 0% |
| Net Margin % | 22.98% | 23.4% | 29.72% | 27.79% | 21.54% | 30.6% | 23.61% | 21.92% | 19.31% | 22.51% |
| Net Income Growth % | 21.81% | 7.09% | 36.2% | 0.58% | -29.86% | 37.38% | 7.15% | 37.6% | -5.58% | 16.05% |
| Net Income (Continuing) | 1.32B | 1.41B | 1.92B | 1.93B | 1.35B | 1.86B | 1.99B | 2.74B | 2.59B | 2.77B |
| EPS (Diluted) | 7.78▲ 0% | 8.70▲ 11.8% | 12.74▲ 46.4% | 13.75▲ 7.9% | 9.94▼ 27.7% | 13.80▲ 38.8% | 11.53▼ 16.4% | 15.79▲ 36.9% | 14.64▼ 7.3% | 17.71▲ 0% |
| EPS Growth % | 8.36% | 11.83% | 46.44% | 7.93% | -27.71% | 38.83% | -16.45% | 36.95% | -7.28% | 20.21% |
| EPS (Basic) | 7.80 | 8.72 | 12.75 | 13.76 | 9.94 | 13.81 | 11.59 | 15.85 | 14.71 | - |
| Diluted Shares Outstanding | 157.3M | 152.55M | 138.51M | 134.46M | 128.7M | 128.81M | 164.03M | 167M | 167.32M | 156.55M |
MTB Balance Sheet
M&T Bank Corporation (MTB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 19.65B | 17.4B | 18.39B | 14.94B | 30.04B | 47.22B | 37.35B | 40.35B | 35.33B | 169.08B |
| Cash & Due from Banks | 6.32B | 6.5B | 9.71B | 8.62B | 25.22B | 43.21B | 26.48B | 29.8B | 20.78B | 18.7B |
| Short Term Investments | 13.33B | 10.9B | 8.68B | 6.32B | 4.82B | 3.96B | 10.75B | 10.44B | 14.45B | 19.25B |
| Total Investments | 104.7B | 100.21B | 98.73B | 97.96B | 102.6B | 97.5B | 152.27B | 158.84B | 167.45B | 171.68B |
| Investments Growth % | 3.83% | -4.28% | -1.47% | -0.79% | 4.74% | -4.97% | 56.17% | 4.31% | 5.42% | 19.05% |
| Long-Term Investments | 91.36B | 89.31B | 90.05B | 91.64B | 97.78B | 93.55B | 141.52B | 148.4B | 153B | 594.49B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 4.69B | 4.66B | 4.64B | 4.62B | 4.61B | 4.6B | 8.7B | 8.61B | 8.56B | 8.54B |
| Goodwill | 4.59B | 4.59B | 4.59B | 4.59B | 4.59B | 4.59B | 8.49B | 8.46B | 8.46B | 8.46B |
| Intangible Assets | 97.66M | 71.59M | 47.07M | 29.03M | 14.16M | 4M | 209M | 147M | 94M | 74M |
| PP&E (Net) | 675.26M | 646.45M | 647.41M | 1.14B | 1.16B | 1.14B | 1.65B | 1.74B | 1.71B | 1.62B |
| Other Assets | 5.32B | 5.01B | 4.77B | 5.64B | 7.77B | 7.51B | 8.93B | 6.36B | 9.51B | 10.74B |
| Total Current Assets | 21.07B | 18.82B | 19.8B | 16.35B | 31.29B | 48.31B | 39.93B | 43.16B | 35.33B | 37.95B |
| Total Non-Current Assets | 102.05B | 99.64B | 100.11B | 103.05B | 111.32B | 106.8B | 160.8B | 165.1B | 172.78B | 173.32B |
| Total Assets | 123.45B▲ 0% | 118.59B▼ 3.9% | 120.1B▲ 1.3% | 119.87B▼ 0.2% | 142.6B▲ 19.0% | 155.11B▲ 8.8% | 200.73B▲ 29.4% | 208.26B▲ 3.8% | 208.1B▼ 0.1% | 211.28B▲ 0% |
| Asset Growth % | 0.54% | -3.93% | 1.27% | -0.19% | 18.96% | 8.77% | 29.41% | 3.75% | -0.08% | -1.25% |
| Return on Assets (ROA) | 1.07% | 1.16% | 1.61% | 1.61% | 1.03% | 1.25% | 1.12% | 1.34% | 1.24% | 1.31% |
| Accounts Payable | 1.81B | 1.59B | 1.64B | 2.34B | 2.17B | 2.13B | 4.38B | 4.52B | 0 | 0 |
| Total Debt | 9.82B | 8.49B | 12.84B | 7.05B | 4.44B | 3.53B | 7.52B | 13.52B | 13.66B | 14.99B |
| Net Debt | 3.5B | 1.99B | 3.13B | -1.57B | -20.77B | -39.68B | -18.96B | -16.28B | -7.12B | -3.71B |
| Long-Term Debt | 8.41B | 7.72B | 8.04B | 6.88B | 4.38B | 3.49B | 3.96B | 8.2B | 12.61B | 12.93B |
| Short-Term Debt | 1.41B | 771.97M | 4.81B | 164.04M | 59.48M | 47.05M | 3.56B | 5.32B | 1.06B | 2.06B |
| Other Liabilities | -163.44M | -175.1M | 0 | 0 | 0 | 0 | 0 | 0 | 4.32B | 4.14B |
| Total Current Liabilities | 98.72B | 94.8B | 96.6B | 97.27B | 122.03B | 133.72B | 171.45B | 173.11B | 162.16B | 165.49B |
| Total Non-Current Liabilities | 8.25B | 7.54B | 8.04B | 6.88B | 4.38B | 3.49B | 3.96B | 8.2B | 16.92B | 17.06B |
| Total Liabilities | 106.96B | 102.34B | 104.64B | 104.16B | 126.41B | 137.2B | 175.41B | 181.31B | 179.08B | 182.55B |
| Total Equity | 16.49B▲ 0% | 16.25B▼ 1.4% | 15.46B▼ 4.9% | 15.72B▲ 1.7% | 16.19B▲ 3.0% | 17.9B▲ 10.6% | 25.32B▲ 41.4% | 26.96B▲ 6.5% | 29.03B▲ 7.7% | 28.73B▲ 0% |
| Equity Growth % | 1.94% | -1.43% | -4.87% | 1.66% | 2.99% | 10.6% | 41.41% | 6.47% | 7.68% | 14.23% |
| Equity / Assets (Capital Ratio) | 13.35% | 13.7% | 12.87% | 13.11% | 11.35% | 11.54% | 12.61% | 12.94% | 13.95% | 13.6% |
| Return on Equity (ROE) | 8.05% | 8.6% | 12.1% | 12.38% | 8.48% | 10.91% | 9.22% | 10.49% | 9.25% | 9.65% |
| Book Value per Share | 104.81 | 106.53 | 111.62 | 116.89 | 125.77 | 138.99 | 154.35 | 161.42 | 173.48 | 183.50 |
| Tangible BV per Share | 74.99 | 75.95 | 78.12 | 82.51 | 89.97 | 103.30 | 101.32 | 109.85 | 122.33 | 128.96 |
| Common Stock | 82.12M | 81.76M | 81.61M | 81.44M | 81.22M | 81.08M | 91M | 91M | 91M | 91M |
| Additional Paid-in Capital | 6.68B | 6.59B | 6.58B | 6.59B | 6.62B | 6.63B | 10B | 10.02B | 10B | 9.99B |
| Retained Earnings | 9.22B | 10.16B | 11.52B | 12.82B | 13.44B | 14.65B | 15.75B | 17.52B | 19.08B | 20.39B |
| Accumulated OCI | -294.64M | -363.81M | -420.08M | -206.68M | -63.03M | -127.58M | -790M | -459M | -164M | 277M |
| Treasury Stock | -431.8M | -1.45B | -3.53B | -4.82B | -5.14B | -5.08B | -1.75B | -2.23B | -2.37B | -4.42B |
| Preferred Stock | 1.23B | 1.23B | 1.23B | 1.25B | 1.25B | 1.75B | 2.01B | 2.01B | 2.39B | 2.39B |
MTB Cash Flow Statement
M&T Bank Corporation (MTB) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.18B | 2.78B | 2.09B | 2.36B | 789.19M | 2.71B | 4.57B | 3.9B | 3.61B | 3.61B |
| Operating CF Growth % | -32.08% | 135.08% | -24.88% | 12.81% | -66.53% | 244.02% | 68.47% | -14.63% | -7.55% | 3751.27% |
| Net Income | 1.32B | 1.41B | 1.92B | 1.93B | 1.35B | 1.86B | 1.99B | 2.74B | 2.59B | 2.77B |
| Depreciation & Amortization | 200.59M | 197.13M | 179M | 301.31M | 320.29M | 324.21M | 435M | 497M | 508M | 472M |
| Deferred Taxes | 174.01M | 400.79M | 15.86M | 57.55M | -31.29M | 87.16M | -30M | -97M | -27M | -52M |
| Other Non-Cash Items | 147.81M | 129.96M | 133.27M | 215.23M | 801.57M | -77.09M | 372M | 400M | 620M | 496M |
| Working Capital Changes | -654.12M | 645.75M | -156.36M | -145.68M | -1.65B | 521.72M | 1.8B | 364M | -79M | 467M |
| Cash from Investing | -720.77M | 3.39B | -1.41B | 727.01M | -22.02B | -13.63B | 16.59B | -7.87B | -550M | -1.24B |
| Purchase of Investments | -3.78B | -1.81B | -1.29B | -1.5B | -48.58M | -2.31B | -9.57B | -4.5B | -14.94B | -11.23B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
| Net Investment Activity | -3.78B | -1.81B | -1.29B | -1.5B | -47.58M | -2.31B | -9.57B | -4.5B | -14.94B | -11.23B |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 394M | 0 | 0 | 0 |
| Other Investing | 89.69M | 1.91B | -3.15B | -2.55B | -24.39B | -13.24B | 23.43B | -6.05B | 6.6B | 8.66B |
| Cash from Financing | -510.13M | -6.08B | -495.25M | -3.25B | 21.35B | 10.7B | -20.98B | 4.18B | -2.88B | -3.73B |
| Dividends Paid | -523.16M | -530.14M | -582.9M | -619.59M | -636.37M | -648M | -881M | -968M | -1.03B | -1.04B |
| Share Repurchases | -1.14B | -1.21B | -2.19B | -1.73B | -373.75M | -495M | -1.8B | -594M | -746M | -2.33B |
| Stock Issued | 495M | 0 | 0 | 396M | 0 | 495M | 0 | 0 | 733M | 0 |
| Net Stock Activity | -646.33M | -1.21B | -2.19B | -1.34B | -373.75M | 0 | -1.8B | -594M | -13M | -2.33B |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 0 |
| Other Financing | 3.72B | -3.06B | -2.26B | 4.59B | 25.03B | 11.71B | -21.01B | -230M | -2.07B | -1.65B |
| Net Change in Cash | -47.49M▲ 0% | 100.34M▲ 311.3% | 184.55M▲ 83.9% | -169.13M▼ 191.6% | 116.44M▲ 168.8% | -215M▼ 284.6% | 182.67M▲ 185.0% | 211M▲ 15.5% | 178M▼ 15.6% | -266M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1000K |
| Cash at Beginning | 1.37B | 1.32B | 1.42B | 1.61B | 1.44B | 1.55B | 1.34B | 1.52B | 1.73B | 2.13B |
| Cash at End | 1.32B | 1.42B | 1.61B | 1.44B | 1.55B | 1.34B | 1.52B | 1.73B | 1.91B | 1.95B |
| Interest Paid | 498.95M | 405.29M | 516.23M | 735.79M | 372.29M | 139M | 429M | 2.69B | 4.32B | 3.75B |
| Income Taxes Paid | 276.87M | 494.2M | 375.12M | 320.51M | 275.56M | 314M | 488M | 452M | 236M | 74M |
| Free Cash Flow | 1.08B▲ 0% | 2.7B▲ 151.3% | 1.99B▼ 26.3% | 2.18B▲ 9.4% | 616.9M▼ 71.7% | 2.57B▲ 315.9% | 4.36B▲ 69.9% | 3.65B▼ 16.3% | 3.39B▼ 7.0% | 4.07B▲ 0% |
| FCF Growth % | -35.22% | 151.27% | -26.3% | 9.4% | -71.7% | 315.91% | 69.91% | -16.29% | -6.99% | 61.84% |
MTB Banking Ratios
M&T Bank Corporation (MTB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.05% | 8.6% | 12.1% | 12.38% | 8.48% | 10.91% | 9.22% | 10.49% | 9.25% | 9.65% |
| Return on Assets (ROA) | 1.07% | 1.16% | 1.61% | 1.61% | 1.03% | 1.25% | 1.12% | 1.34% | 1.24% | 1.31% |
| Net Interest Margin | 2.81% | 3.19% | 3.39% | 3.45% | 2.71% | 2.47% | 2.9% | 3.42% | 3.29% | 3.26% |
| Efficiency Ratio | 53.26% | 52.17% | 50.94% | 49.97% | 53.9% | 58.95% | 57.88% | 41.05% | 39.62% | 44.28% |
| Equity / Assets | 13.35% | 13.7% | 12.87% | 13.11% | 11.35% | 11.54% | 12.61% | 12.94% | 13.95% | 13.6% |
| Book Value / Share | 104.81 | 106.53 | 111.62 | 116.89 | 125.77 | 138.99 | 154.35 | 161.42 | 173.48 | 183.5 |
| NII Growth | 22.07% | 8.97% | 7.7% | 1.42% | -6.39% | -1.07% | 52.21% | 22.21% | -3.7% | 0.74% |
| Dividend Payout | 33.6% | 32.48% | 26.61% | 28.62% | 41.98% | 31.2% | 39.36% | 31.67% | 34.58% | 32.28% |
MTB SEC Filings & Documents
M&T Bank Corporation (MTB) SEC filings — annual & quarterly reports (10-K, 10-Q)
MTB Frequently Asked Questions
M&T Bank Corporation (MTB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
M&T Bank Corporation (MTB) grew revenue by 7.2% over the past year. This is steady growth.
Yes, M&T Bank Corporation (MTB) is profitable, generating $2.77B in net income for fiscal year 2024 (19.3% net margin).
Dividend & Returns
Yes, M&T Bank Corporation (MTB) pays a dividend with a yield of 2.46%. This makes it attractive for income-focused investors.
M&T Bank Corporation (MTB) has a return on equity (ROE) of 9.2%. This is below average, suggesting room for improvement.
Industry Metrics
M&T Bank Corporation (MTB) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
M&T Bank Corporation (MTB) has an efficiency ratio of 39.6%. This is excellent, indicating strong cost control.
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