M&T Bank demonstrates a conservative capital management strategy, evidenced by a consistent equity-to-assets ratio of 13% to 14% that supports ongoing shareholder returns despite integration-related operational friction.
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Net interest income has remained flat between $1.7B and $1.8B over the last ten quarters, while the efficiency ratio has experienced significant volatility, fluctuating between 38.4% and 54.2%.
Institutional investors have markedly increased their holdings in M&T Bank, signaling strong confidence in the bank's future performance. The uptick in institutional stakes reflects growing belief in the bank's stability and growth prospects.
Several research firms have upgraded their ratings for MTB, moving from neutral to buy or strong buy. The consensus shift indicates analysts view the bank favorably amid its solid fundamentals.
M&T Bank offers a broad spectrum of banking and financial services, from retail to commercial lending. This diversified model provides resilience against market fluctuations and economic downturns.
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 16, 2026 | $5.08+3.0% vs $4.93 | $2.5B+0.6% vs $2.5B |
Q3 2026 Jul 15, 2026 | $5.35+14.8% vs $4.66 | $2.5B+2.8% vs $2.5B |
Q2 2026 Apr 15, 2026 | $4.18+4.0% vs $4.02 | $2.4B+0.4% vs $2.4B |
Q1 2026 Jan 16, 2026 | $4.67+4.2% vs $4.48 | $2.5B+0.1% vs $2.5B |
Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our analyst ratings page.
Industry veteran to direct Investment Strategy across M&T Bank and Wilmington Trust BUFFALO, N.Y. and WILMINGTON, Del.
BUFFALO, N.Y., Oct. 22, 2026 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE: MTB) will participate in the BancAnalysts Association of Boston Conference being held in Boston, MA.
M&T Bank Strengthens Commitment to Connecticut with Expanded UConn Partnership and Gampel Pavilion Naming RightsPR NewswireSTORRS, Conn., Oct. 21, 2026UConn bas
Benchmark MTB against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for M&T Bank Corporation (MTB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $217.75 | $31.56B | 10.48 | -4.98% | 30.21% | 10.65% | 2.64% | |
| $63.24 | $26.74B | 11.87 | -5.85% | 25.4% | 8.74% | 2.74% | |
| $15.47 | $31.26B | 12.72 | 10.58% | 24% | 8.17% | 3.9% | |
| $28.31 | $24.16B | 10.56 | 6.25% | 29.89% | 12.26% | 3.66% | |
| $20.85 | $22.5B | 10.47 | 69.31% | 29.3% | 10.88% | 4.62% | |
| $53.04 | $48.07B | 18.98 | 8.37% | 21.86% | 8.3% | 3.28% |
M&T Bank Corporation (MTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
M&T Bank Corporation (MTB) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 21, 2026·SEC
Jul 15, 2026·SEC
Jun 16, 2026·SEC
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M&T Bank Corporation (MTB) stock FAQ — growth, dividends, profitability & financials explained
M&T Bank Corporation (MTB) grew revenue by 4.2% over the trailing twelve months, compared with the twelve months before.
Yes. M&T Bank Corporation (MTB) earned $3.02B in net income over the trailing twelve months (a 30.2% net margin).
Yes. M&T Bank Corporation (MTB) pays a dividend that yields 2.64% at the current price, a moderate yield.
M&T Bank Corporation (MTB) had a return on equity (ROE) of 10.7% over the trailing twelve months. That is in line with the market's typical 10-15%.
M&T Bank Corporation (MTB) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
M&T Bank Corporation (MTB) has an efficiency ratio of 62.6%. This is reasonable for a bank.
