Fool - Investing News·Oct 29, 2026
Butterfield: 3 Key Takeaways for Long-Term InvestorsConservative lending practices and a planned deposit normalization position the bank to sustain returns through market cycles.
NTB's net interest income has risen roughly 11% from $87.4M in 2024Q2 to $97.2M in 2026Q3, but year-over-year NII growth has slowed to 4.8%, suggesting the rate tailwind is maturing.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 27, 2026 | $1.58+6.0% vs $1.49 | $162M+0.7% vs $161M |
Q3 2026 Jul 27, 2026 | $1.58+4.6% vs $1.51 | $158M+0.9% vs $157M |
Q2 2026 Apr 28, 2026 | $1.55+10.7% vs $1.40 | $155M+2.9% vs $150M |
Q1 2026 Feb 9, 2026 | $1.54+5.5% vs $1.46 | $159M+3.7% vs $153M |
Conservative lending practices and a planned deposit normalization position the bank to sustain returns through market cycles.
Bank of N.T. Butterfield & Son NYSE: NTB reported third-quarter 2026 net income of $61 million, or $1.50 per share, as net interest income and fee-based revenue increased.
The Bank of N.T. Butterfield & Son Limited ( NTB ) Q3 2026 Earnings Call October 28, 2026 10:00 AM EDT Company Participants Noah Fields - Head of Investor Relations Michael Collins - Chairman & CEO Michael Schrum - President, Group CFO & Executive Director Bri Hidalgo - Group Chief Risk Officer Conference Call Participants Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Evan Kwiatkowski - Raymond James & Associates, Inc., Research Division Robert Rutschow - Wells Fargo Securities, LLC, Research Division Presentation Operator Good morning.
Bank of NT Butterfield & Son (NTB) came out with quarterly earnings of $1.58 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.51 per share a year ago.
Benchmark NTB against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for The Bank of N.T. Butterfield & Son Limited (NTB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $54.74 | $2.17B | 9.47 | 4.27% | 42.12% | 20.62% | 3.35% | |
| $78.94 | $4.11B | 12.11 | 2.08% | 29.98% | 12.42% | 0.87% | |
| $37.80 | $3.67B | 11.41 | 5.86% | 39.97% | 9.49% | 5% | |
| $129.48 | $7.87B | 11.62 | 9.59% | 29.56% | 11.21% | 1.87% | |
| $36.31 | $748.21M | 11.25 | 4.57% | 29.92% | 13.61% | 2.85% | |
| $64.22 | $4.31B | 11.75 | 12.08% | 40.65% | 12.14% | 2.15% |
The Bank of N.T. Butterfield & Son Limited (NTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Get notified when NTB posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
The Bank of N.T. Butterfield & Son Limited (NTB) stock FAQ — growth, dividends, profitability & financials explained
The Bank of N.T. Butterfield & Son Limited (NTB) revenue fell by 7.4% over the trailing twelve months, compared with the twelve months before.
Yes. The Bank of N.T. Butterfield & Son Limited (NTB) earned $234.3M in net income over the trailing twelve months (a 42.1% net margin).
Yes. The Bank of N.T. Butterfield & Son Limited (NTB) pays a dividend that yields 3.35% at the current price, a moderate yield.
The Bank of N.T. Butterfield & Son Limited (NTB) had a return on equity (ROE) of 20.6% over the trailing twelve months. That is well above the market's typical 10-15%.
The Bank of N.T. Butterfield & Son Limited (NTB) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
The Bank of N.T. Butterfield & Son Limited (NTB) has an efficiency ratio of 60.8%. This is reasonable for a bank.
