The Bank of N.T. Butterfield & Son Limited(NTB)Earnings, Financials & Key Ratios
NTB•NYSE•Banking & Credit
$56.20
$2.25B mkt cap·10.3× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryDiversified BanksSub-IndustryWealth and private banking focused banks
AboutThe Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. It accepts retail and corporate checking, savings, term, and interest bearing and non-interest bearing deposits, as well as certificate of deposits. The company's lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit cards, overdraft facilities, commercial real estate lending, and commercial and industrial loans. It also offers investment products and services; and cash and liquidity management, foreign exchange, custody administration, and settlement services. In addition, the company provides personal and property/auto insurance products; letters of credit; and cash management, payroll, remote banking, money market, advisory, brokerage, trust, estate, company management, and fiduciary services. Further, it offers debit cards; automated teller machines; and personal and business deposit, merchant acquiring, and mobile and internet banking services. The company operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Switzerland, Singapore, Mauritius, and Canada. It also operates through 3 branches in Bermuda and 4 branches in the Cayman Islands. The Bank of N.T. Butterfield & Son Limited was founded in 1858 and is headquartered in Hamilton, Bermuda.Show more
- Net Interest Income$364M+3.7%
- Total Revenue$800M-2.0%
- Net Income$232M+7.2%
- Return on Equity21.44%+0.3%
- Net Interest Margin2.58%+4.7%
- Efficiency Ratio46.11%+4.7%
- ROA1.64%+4.5%
- Equity / Assets8.1%+13.0%
- Book Value per Share26.92+18.9%
- Tangible BV/Share24.88+20.4%
- Debt/Equity0.03-81.9%
NTB Key Insights
The Bank of N.T. Butterfield & Son Limited (NTB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Excellent 3Y average ROE of 22.3%
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 46.1% efficiency ratio
- ✓Healthy dividend yield of 3.3%
- ✓Share count reduced 5.9% through buybacks
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
NTB Price & Volume
The Bank of N.T. Butterfield & Son Limited (NTB) stock price & volume — 10-year historical chart
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NTB Growth Metrics
The Bank of N.T. Butterfield & Son Limited (NTB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.89%
5 Years9.76%
3 Years9.67%
TTM-
Profit CAGR
10 Years11.55%
5 Years9.51%
3 Years2.71%
TTM7.25%
EPS CAGR
10 Years15.54%
5 Years13.53%
3 Years8.44%
TTM15.37%
Return on Capital
10 Years3.12%
5 Years4.25%
3 Years5.81%
Last Year3.07%
NTB Recent Earnings
The Bank of N.T. Butterfield & Son Limited (NTB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
Apr 28, 2026EPS
$1.55
Est $1.40
+10.7%
Revenue
$155M
Est $150M
+2.9%
Q1 2026
Feb 9, 2026EPS
$1.54
Est $1.46
+5.5%
Revenue
$159M
Est $153M
+3.7%
Q4 2025
Oct 28, 2025EPS
$1.51
Est $1.30
+16.2%
Revenue
$153M
Est $153M
-0.1%
Q3 2025
Jul 28, 2025EPS
$1.26
Est $1.15
+9.6%
Revenue
$198M
Est $148M
+33.6%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $1.55vs $1.40+10.7% | $155Mvs $150M+2.9% |
| Q1 2026 | Feb 9, 2026 | $1.54vs $1.46+5.5% | $159Mvs $153M+3.7% |
| Q4 2025 | Oct 28, 2025 | $1.51vs $1.30+16.2% | $153Mvs $153M-0.1% |
| Q3 2025 | Jul 28, 2025 | $1.26vs $1.15+9.6% | $198Mvs $148M+33.6% |
Based on last 12 quarters of dataView full earnings history →
NTB Peer Comparison
The Bank of N.T. Butterfield & Son Limited (NTB) competitors in Wealth and private banking focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WSFS | 3.8B | 72.11 | 14.17 | -3.05% | 10.65% | 0.11 | ||
 FIBK | 3.55B | 36.39 | 12.38 | -28.52% | 8.83% | 0.23 | ||
 BOKF | 10.44B | 135.54 | 16.65 | 10.4% | 8.91% | 0.80 | ||
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 14.2% | 0.23 | ||
 CATY | 3.84B | 57.32 | 12.63 | -0.43% | 10.89% | 0.07 | ||
 HOPE | 1.62B | 12.63 | 27.46 | -3.23% | 2.62% | 0.17 | ||
 PFBC | 1.17B | 96.08 | 9.23 | -4.11% | 17.29% | 0.49 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 |
Compare NTB vs Peers
The Bank of N.T. Butterfield & Son Limited (NTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NTB Income Statement
The Bank of N.T. Butterfield & Son Limited (NTB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 289.74M | 342.99M | 345.7M | 317.6M | 299.81M | 343.58M | 366.96M | 351.2M | 364.1M |
| NII Growth % | 12.1% | 18.38% | 0.79% | -8.13% | -5.6% | 14.6% | 6.8% | -4.29% | 3.67% |
| Net Interest Margin % | 2.69% | 3.18% | 2.48% | 2.15% | 1.96% | 2.4% | 2.74% | 2.47% | 2.58% |
| Interest Income | 289.7M | 343M | 345.7M | 352.01M | 299.8M | 343.6M | 545.63M | 585.72M | 557.11M |
| Interest Expense | 15.88M | 24.6M | 59.38M | 34.41M | 0 | 0 | 178.67M | 234.51M | 193.03M |
| Loan Loss Provision | -15.88M | -24.6M | -59.38M | -34.41M | 21.96M | 57.2M | 4.45M | 1.66M | 217K |
| Non-Interest Income | 159.1M | 167.8M | 186.43M | 150.06M | 221.75M | 262.82M | 216.26M | 230.78M | 242.73M |
| Non-Interest Income % | 35.45% | 32.85% | 35.03% | 29.89% | 42.52% | 43.34% | 28.38% | 28.26% | 30.35% |
| Total Revenue | 448.8M▲ 0% | 510.8M▲ 13.8% | 532.13M▲ 4.2% | 502.07M▼ 5.6% | 521.55M▲ 3.9% | 606.42M▲ 16.3% | 761.89M▲ 25.6% | 816.5M▲ 7.2% | 799.84M▼ 2.0% |
| Revenue Growth % | 10.27% | 13.81% | 4.17% | -5.65% | 3.88% | 16.27% | 25.64% | 7.17% | -2.04% |
| Non-Interest Expense | 214.27M | 224.87M | 532.13M | 502.07M | 333.8M | 331.52M | 352.51M | 359.47M | 368.83M |
| Efficiency Ratio | 47.74% | 44.02% | 100% | 100% | 64% | 54.67% | 46.27% | 44.03% | 46.11% |
| Operating Income | 153.3K▲ 0% | 221.07M▲ 144105.5% | 0▼ 100.0% | 0▲ 0% | 165.79M▲ 0% | 217.7M▲ 31.3% | 226.26M▲ 3.9% | 220.85M▼ 2.4% | 238M▲ 7.8% |
| Operating Margin % | 0.03% | 43.28% | 0% | 0% | 31.79% | 35.9% | 29.7% | 27.05% | 29.76% |
| Operating Income Growth % | 32.27% | 144105.48% | -100% | - | - | 31.31% | 3.93% | -2.39% | 7.77% |
| Pretax Income | 154.3M▲ 0% | 196.5M▲ 27.3% | 175.7M▼ 10.6% | 149.59M▼ 14.9% | 165.79M▲ 10.8% | 217.7M▲ 31.3% | 226.26M▲ 3.9% | 220.85M▼ 2.4% | 238M▲ 7.8% |
| Pretax Margin % | 34.38% | 38.47% | 33.02% | 29.8% | 31.79% | 35.9% | 29.7% | 27.05% | 29.76% |
| Income Tax | 1.1M | 1.3M | -1.37M | 2.38M | 3.12M | 3.68M | 767K | 4.53M | 6M |
| Effective Tax Rate % | 0.71% | 0.66% | -0.78% | 1.59% | 1.88% | 1.69% | 0.34% | 2.05% | 2.52% |
| Net Income | 153.3M▲ 0% | 195.2M▲ 27.3% | 177.07M▼ 9.3% | 147.22M▼ 16.9% | 162.67M▲ 10.5% | 214.02M▲ 31.6% | 225.49M▲ 5.4% | 216.32M▼ 4.1% | 231.9M▲ 7.2% |
| Net Margin % | 34.16% | 38.21% | 33.28% | 29.32% | 31.19% | 35.29% | 29.6% | 26.49% | 28.99% |
| Net Income Growth % | 32.27% | 27.33% | -9.29% | -16.86% | 10.5% | 31.57% | 5.36% | -4.07% | 7.2% |
| Net Income (Continuing) | 153.25M | 195.18M | 177.07M | 147.22M | 162.67M | 214.02M | 225.49M | 216.32M | 232M |
| EPS (Diluted) | 2.76▲ 0% | 3.50▲ 26.8% | 3.30▼ 5.7% | 2.90▼ 12.1% | 3.26▲ 12.4% | 4.29▲ 31.6% | 4.58▲ 6.8% | 4.71▲ 2.8% | 5.47▲ 16.1% |
| EPS Growth % | 133.9% | 26.81% | -5.71% | -12.12% | 12.41% | 31.6% | 6.76% | 2.84% | 16.14% |
| EPS (Basic) | 2.82 | 3.55 | 3.33 | 2.91 | 3.28 | 4.32 | 4.62 | 4.80 | 5.61 |
| Diluted Shares Outstanding | 55.45M | 55.74M | 53.66M | 50.85M | 49.88M | 49.86M | 49.28M | 45.06M | 42.42M |
NTB Balance Sheet
The Bank of N.T. Butterfield & Son Limited (NTB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 5.1B | 4.29B | 3.77B | 4.11B | 3.38B | 4.96B | 2.29B | 4.67B | 2.7B |
| Cash & Due from Banks | 1.53B | 2.05B | 2.55B | 3.29B | 2.18B | 2.1B | 1.65B | 2B | 1.61B |
| Short Term Investments | 250M | 52M | 1.22B | 823M | 1.2B | 2.86B | 639.13M | 2.67B | 1.1B |
| Total Investments | 5.21B | 4.36B | 6.87B | 6.51B | 8.63B | 11.7B | 1.66B | 10.39B | 12.03B |
| Investments Growth % | -40.75% | -16.27% | 57.65% | -5.28% | 32.66% | 35.55% | -85.81% | 525.49% | 15.84% |
| Long-Term Investments | 4.96B | 4.31B | 5.65B | 5.69B | 7.44B | 8.85B | 1.02B | 7.72B | 10.94B |
| Accounts Receivables | 24.91M | 20.87M | 23.56M | 144.79M | 144.28M | 203.52M | 0 | 0 | 0 |
| Goodwill & Intangibles | 60.59M | 74.74M | 96.5M | 92.82M | 86.11M | 74.37M | 98.91M | 89.61M | 86.8M |
| Goodwill | 21.53M | 23.99M | 24.84M | 25.63M | 25.36M | 22.89M | 24.11M | 23.62M | 25.39M |
| Intangible Assets | 39.07M | 50.75M | 71.67M | 67.19M | 60.75M | 51.48M | 74.8M | 65.99M | 61.41M |
| PP&E (Net) | 165M | 158M | 158M | 151M | 139M | 146.14M | 154.36M | 153.78M | 159M |
| Other Assets | 12.6M | 15.16M | -5.91B | -5.93B | -7.66B | 76.43M | 9.2B | 1.6B | 197.54M |
| Total Current Assets | 5.58B | 6.22B | 3.79B | 4.28B | 3.54B | 5.16B | 2.29B | 4.67B | 2.71B |
| Total Non-Current Assets | 5.2B | 4.56B | 5.91B | 5.93B | 7.66B | 9.14B | 10.48B | 9.56B | 11.38B |
| Total Assets | 10.78B▲ 0% | 10.77B▼ 0.1% | 13.92B▲ 29.2% | 14.74B▲ 5.9% | 15.34B▲ 4.0% | 14.31B▼ 6.7% | 13.37B▼ 6.5% | 14.23B▲ 6.4% | 14.1B▼ 1.0% |
| Asset Growth % | -2.93% | -0.06% | 29.23% | 5.87% | 4.04% | -6.71% | -6.51% | 6.41% | -0.96% |
| Return on Assets (ROA) | 1.4% | 1.81% | 1.43% | 1.03% | 1.08% | 1.44% | 1.63% | 1.57% | 1.64% |
| Accounts Payable | 2.38M | 5.07M | 262.36M | 203.86M | 189.38M | 185.86M | 0 | 0 | 0 |
| Total Debt | 117M | 143M | 144M | 171M | 172M | 172.29M | 98.49M | 191.29M | 38.72M |
| Net Debt | -1.42B | -1.91B | -2.41B | -3.12B | -2.01B | -1.93B | -1.55B | -1.81B | -1.57B |
| Long-Term Debt | 117M | 143.32M | 143.5M | 171.46M | 171.88M | 172.29M | 98.49M | 98.72M | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 92.56M | 5.25M |
| Other Liabilities | 0 | 0 | 500K | 0 | 0 | 92.02M | 4.01B | 273.39M | 12.95B |
| Total Current Liabilities | 9.52B | 5.07M | 8.36M | 335M | 316M | 13.18B | 8.4B | 12.84B | 5.25M |
| Total Non-Current Liabilities | 117M | 143.32M | 144M | 171M | 172M | 264.31M | 4.11B | 372.11M | 12.95B |
| Total Liabilities | 9.96B | 9.89B | 12.96B | 13.76B | 14.36B | 13.44B | 12.37B | 13.21B | 12.95B |
| Total Equity | 823M▲ 0% | 882M▲ 7.2% | 964M▲ 9.3% | 982M▲ 1.9% | 977M▼ 0.5% | 864.82M▼ 11.5% | 1B▲ 16.0% | 1.02B▲ 1.7% | 1.14B▲ 11.9% |
| Equity Growth % | 15.75% | 7.17% | 9.3% | 1.87% | -0.51% | -11.48% | 16.05% | 1.72% | 11.87% |
| Equity / Assets (Capital Ratio) | 7.64% | 8.19% | 6.92% | 6.66% | 6.37% | 6.05% | 7.5% | 7.17% | 8.1% |
| Return on Equity (ROE) | 19.99% | 22.9% | 19.18% | 15.13% | 16.61% | 23.24% | 24.14% | 21.37% | 21.44% |
| Book Value per Share | 14.84 | 15.82 | 17.97 | 19.31 | 19.59 | 17.34 | 20.37 | 22.65 | 26.92 |
| Tangible BV per Share | 13.75 | 14.48 | 16.17 | 17.49 | 17.86 | 15.85 | 18.36 | 20.66 | 24.88 |
| Common Stock | 823M | 882M | 530K | 500K | 499K | 503K | 475K | 435K | 399K |
| Additional Paid-in Capital | 1.16B | 1.17B | 1.08B | 1.01B | 1.02B | 1.03B | 988.9M | 916.39M | 851.22M |
| Retained Earnings | -204.16M | -92.68M | -9.24M | 33.92M | 104.33M | 229.73M | 342.52M | 422.46M | 494.38M |
| Accumulated OCI | -129.05M | -148.53M | -87.1M | -49.68M | -124.92M | -377.45M | -310.2M | -295.42M | -204.16M |
| Treasury Stock | 0 | -48.44M | -22.02M | -16.12M | -20.06M | -20.6M | -18.1M | -23.06M | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
NTB Cash Flow Statement
The Bank of N.T. Butterfield & Son Limited (NTB) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 193.36M | 296.35M | 249.65M | 188.15M | 251.35M | 219.27M | 300.29M | 265.43M | 279.56M |
| Operating CF Growth % | 8.51% | 53.26% | -15.76% | -24.63% | 33.59% | -12.76% | 36.95% | -11.61% | 5.32% |
| Net Income | 153.25M | 195.18M | 177.07M | 147.22M | 162.67M | 214.02M | 225.49M | 216.32M | 231.9M |
| Depreciation & Amortization | 23.98M | 46.48M | 48.39M | 62.44M | 69.46M | 40.18M | 36.21M | 42.16M | 0 |
| Deferred Taxes | -31.52M | -8.65M | -1.63M | 8.92M | 4.53M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 2.42M | 322K | 5K | 104K | 53K | 2.08M | 11.25M | 2.08M | 59.17M |
| Working Capital Changes | 36.82M | 50.43M | 8.09M | -45.77M | -505K | -54.09M | 6.52M | -16.13M | -11.51M |
| Cash from Investing | 81.36M | 338.55M | 1.09B | -41.71M | -1.91B | 292.02M | 681.8M | -581.02M | 102.36M |
| Purchase of Investments | -795.18M | -1.15B | -2.64B | -3.66B | -5.75B | -3.02B | 0 | -2.75B | 0 |
| Sale/Maturity of Investments | 928.01M | 1.69B | 1.42B | 3.67B | 3.86B | 3.39B | 0 | 3B | 0 |
| Net Investment Activity | 132.83M | 543.73M | -1.22B | 8.06M | -1.9B | 370.94M | 0 | 244.47M | 0 |
| Acquisitions | -426K | -20.72M | 2.82B | 0 | 1.93M | 0 | 584.05M | 0 | 0 |
| Other Investing | -36.27M | -164.62M | -476.46M | -29.2M | 4.43M | -52.04M | 124.68M | -804.44M | 102.36M |
| Cash from Financing | -686.28M | -125.15M | -919.43M | 546.45M | 535.78M | -506.81M | -1.45B | 735.56M | -745.64M |
| Dividends Paid | -69.73M | -83.7M | -93.64M | -88.93M | -87.28M | -87.34M | -86.19M | -79.58M | -77.72M |
| Share Repurchases | 0 | -48.44M | -81.53M | -86.64M | -19.75M | -3.9M | -88.59M | -155.31M | -146.69M |
| Stock Issued | 13K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 13K | -48.44M | -81.53M | -86.64M | -19.75M | -3.9M | -88.59M | -155.31M | -146.69M |
| Debt Issuance (Net) | 0 | 1000K | 0 | 1000K | 0 | 0 | -1000K | 1000K | -1000K |
| Other Financing | -616.56M | 3.32M | -744.26M | 694.37M | 642.82M | -415.57M | -1.2B | 873.12M | -331.2M |
| Net Change in Cash | -601.78M▲ 0% | 512.39M▲ 185.1% | 508.78M▼ 0.7% | 735.6M▲ 44.6% | -1.11B▼ 251.0% | -86.95M▲ 92.2% | -444.29M▼ 411.0% | 416.28M▲ 193.7% | -311.86M▼ 174.9% |
| Exchange Rate Effect | 46.65M | 2.65M | 86.06M | 42.71M | 7.54M | -91.44M | 21.55M | -3.69M | 51.86M |
| Cash at Beginning | 1.21B | 1.56B | 2.07B | 2.58B | 3.31B | 2.2B | 2.12B | 1.67B | 2.09B |
| Cash at End | 604.99M | 2.07B | 2.58B | 3.31B | 2.2B | 2.12B | 1.67B | 2.09B | 1.78B |
| Interest Paid | 15.97M | 27.37M | 56.27M | 39.13M | 24.46M | 48.64M | 162.39M | 235.51M | 203.16M |
| Income Taxes Paid | 696K | 544K | 2.63M | 5.05M | 463K | 4.82M | 1.93M | 2.23M | 4.01M |
| Free Cash Flow | 178.58M▲ 0% | 276.51M▲ 54.8% | 226.87M▼ 18.0% | 167.58M▼ 26.1% | 235.63M▲ 40.6% | 192.4M▼ 18.3% | 246.02M▲ 27.9% | 243.9M▼ 0.9% | 254.81M▲ 4.5% |
| FCF Growth % | 6.05% | 54.84% | -17.95% | -26.13% | 40.6% | -18.35% | 27.87% | -0.86% | 4.47% |
NTB Banking Ratios
The Bank of N.T. Butterfield & Son Limited (NTB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 15.86% | 19.99% | 22.9% | 19.18% | 15.13% | 16.61% | 23.24% | 24.14% | 21.37% | 21.44% |
| Return on Assets (ROA) | 1.08% | 1.4% | 1.81% | 1.43% | 1.03% | 1.08% | 1.44% | 1.63% | 1.57% | 1.64% |
| Net Interest Margin | 2.33% | 2.69% | 3.18% | 2.48% | 2.15% | 1.96% | 2.4% | 2.74% | 2.47% | 2.58% |
| Efficiency Ratio | 49.86% | 47.74% | 44.02% | 100% | 100% | 64% | 54.67% | 46.27% | 44.03% | 46.11% |
| Equity / Assets | 6.4% | 7.64% | 8.19% | 6.92% | 6.66% | 6.37% | 6.05% | 7.5% | 7.17% | 8.1% |
| Book Value / Share | 14.33 | 14.84 | 15.82 | 17.97 | 19.31 | 19.59 | 17.34 | 20.37 | 22.65 | 26.92 |
| NII Growth | 8.03% | 12.1% | 18.38% | 0.79% | -8.13% | -5.6% | 14.6% | 6.8% | -4.29% | 3.67% |
| Dividend Payout | 16.69% | 45.49% | 42.88% | 52.88% | 60.41% | 53.66% | 40.81% | 38.22% | 36.79% | 33.52% |
NTB Frequently Asked Questions
The Bank of N.T. Butterfield & Son Limited (NTB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
The Bank of N.T. Butterfield & Son Limited (NTB) saw revenue decline by 2.0% over the past year.
Yes, The Bank of N.T. Butterfield & Son Limited (NTB) is profitable, generating $232.0M in net income for fiscal year 2025 (29.0% net margin).
Dividend & Returns
Yes, The Bank of N.T. Butterfield & Son Limited (NTB) pays a dividend with a yield of 3.26%. This makes it attractive for income-focused investors.
The Bank of N.T. Butterfield & Son Limited (NTB) has a return on equity (ROE) of 21.4%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
The Bank of N.T. Butterfield & Son Limited (NTB) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
The Bank of N.T. Butterfield & Son Limited (NTB) has an efficiency ratio of 46.1%. This is excellent, indicating strong cost control.
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The Bank of N.T. Butterfield & Son Limited (NTB) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
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Dividend History
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Revenue History
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Financial Ratios
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Valuation
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