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Apr 22, 2026·SEC
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Origin Bancorp, Inc.(OBK)Earnings, Financials & Key Ratios
OBK•NYSE•Banking & Credit
20.6× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutOrigin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi. It offers noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, residential mortgage, and paycheck protection program loans. The company also offers personal and commercial property, and casualty insurance products; and Internet banking and voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit box, U.S. savings bonds, and automatic account transfer services; and treasury management, mortgage origination and servicing facilities, peer-to-peer electronic pay solutions, and personal financial management solutions. The company was founded in 1912 and is headquartered in Ruston, Louisiana.Show more
- Net Interest Income$331M+10.2%
- Total Revenue$599M-3.0%
- Net Income$75M-1.7%
- Return on Equity6.29%-9.2%
- Net Interest Margin3.4%+9.7%
- Efficiency Ratio41.71%+3.8%
- ROA0.78%-1.7%
- Equity / Assets12.82%+8.3%
- Book Value per Share40.13+9.3%
OBK Key Insights
Origin Bancorp, Inc. (OBK) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Strong 5Y profit CAGR of 15.6%
- ✓Efficient operations: 41.7% efficiency ratio
- ✓Well capitalized: 12.8% equity/assets
- ✓Trading near 52-week high
- ✓Trading at only 1.2x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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OBK Price & Volume
Origin Bancorp, Inc. (OBK) stock price & volume — 10-year historical chart
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OBK Growth Metrics
Origin Bancorp, Inc. (OBK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years15.84%
3 Years16.58%
TTM-
Profit CAGR
10 Years-
5 Years15.64%
3 Years-5%
TTM-1.69%
EPS CAGR
10 Years-
5 Years9.14%
3 Years-9.89%
TTM-2.44%
Return on Capital
10 Years6.41%
5 Years7.71%
3 Years5.76%
Last Year2.15%
OBK Recent Earnings
Origin Bancorp, Inc. (OBK) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 5/12 qtrs (42%)
Q2 2026Latest
Apr 22, 2026Metric
Actual
Est
EPS
$0.89-1.1%
$0.90
Rev
$104M+0.0%
$104M
Q1 2026
Jan 28, 2026Metric
Actual
Est
EPS
$0.95+8.0%
$0.88
Rev
$103M+3.2%
$100M
Q4 2025
Oct 22, 2025Metric
Actual
Est
EPS
$0.27-69.7%
$0.89
Rev
$108M+8.2%
$100M
Q3 2025
Jul 23, 2025Metric
Actual
Est
EPS
$0.47-39.7%
$0.78
Rev
$85M-13.9%
$98M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.89vs $0.90-1.1% | $104Mvs $104M+0.0% |
| Q1 2026 | Jan 28, 2026 | $0.95vs $0.88+8.0% | $103Mvs $100M+3.2% |
| Q4 2025 | Oct 22, 2025 | $0.27vs $0.89-69.7% | $108Mvs $100M+8.2% |
| Q3 2025 | Jul 23, 2025 | $0.47vs $0.78-39.7% | $85Mvs $98M-13.9% |
Based on last 12 quarters of dataView full earnings history →
OBK Peer Comparison
Origin Bancorp, Inc. (OBK) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HOMB | 5.47B | 27.65 | 11.47 | -5.35% | 34.59% | 11.43% | 0.22 | |
 SFNC | 3.18B | 21.90 | -7.42 | -56.66% | -64.33% | -11.48% | 0.19 | |
 IBCP | 706.3M | 34.31 | 10.49 | -0.3% | 22.12% | 14.2% | 0.23 | |
 HOPE | 1.64B | 12.84 | 27.91 | -3.23% | 6.05% | 2.62% | 0.17 | |
 FFIN | 4.7B | 32.78 | 18.52 | 11.71% | 30.71% | 14.16% | 0.01 | |
 CVBF | 2.83B | 20.81 | 13.69 | -2.33% | 32.48% | 9.25% | 0.43 | |
 BANR | 2.2B | 64.83 | 11.49 | -0.95% | 23.84% | 10.34% | 0.19 | |
 BOKF | 7.92B | 130.33 | 14.20 | -1.07% | 17.38% | 9.79% | 0.78 |
Compare OBK vs Peers
Origin Bancorp, Inc. (OBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OBK Income Statement
Origin Bancorp, Inc. (OBK) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 130.31M | 153.45M | 173.71M | 191.54M | 216.25M | 275.28M | 299.56M | 300.37M | 330.99M |
NII Growth % | 7.97% | 17.76% | 13.2% | 10.26% | 12.9% | 27.3% | 8.82% | 0.27% | 10.2% |
Net Interest Margin % | 3.14% | 3.18% | 3.26% | 2.51% | 2.75% | 2.84% | 3.08% | 3.1% | 3.4% |
Interest Income | 152.59M | 188.1M | 227.08M | 228.7M | 241.66M | 326.6M | 523.39M | 564.59M | 537.96M |
Interest Expense | 22.29M | 34.64M | 53.37M | 37.17M | 25.4M | 51.33M | 223.83M | 264.22M | 206.97M |
Loan Loss Provision | 8.34M | 1.01M | 9.57M | 59.9M | -10.77M | 24.69M | 16.75M | 7.45M | 43.13M |
Non-Interest Income | 24.32M | 37.38M | 42.31M | 58.26M | 48.8M | 51.18M | 53.3M | 52.22M | 60.64M |
Non-Interest Income % | 13.75% | 16.58% | 15.71% | 20.3% | 16.8% | 13.55% | 9.24% | 8.47% | 10.13% |
Total Revenue | 176.92M▲ 0% | 225.47M▲ 27.4% | 269.39M▲ 19.5% | 286.96M▲ 6.5% | 290.46M▲ 1.2% | 377.78M▲ 30.1% | 576.69M▲ 52.7% | 616.8M▲ 7.0% | 598.6M▼ 3.0% |
Revenue Growth % | -0.13% | 27.45% | 19.48% | 6.52% | 1.22% | 30.06% | 52.65% | 6.96% | -2.95% |
Non-Interest Expense | 125.81M | 127.37M | 139.91M | 145.54M | 143.39M | 194.32M | 230.18M | 247.87M | 249.71M |
Efficiency Ratio | 71.11% | 56.49% | 51.93% | 50.72% | 49.37% | 51.44% | 39.91% | 40.19% | 41.71% |
Operating Income | 20.48M▲ 0% | 62.44M▲ 204.9% | 66.55M▲ 6.6% | 44.35M▼ 33.4% | 132.43M▲ 198.6% | 107.44M▼ 18.9% | 105.92M▼ 1.4% | 97.26M▼ 8.2% | 98.8M▲ 1.6% |
Operating Margin % | 11.58% | 27.69% | 24.7% | 15.46% | 45.59% | 28.44% | 18.37% | 15.77% | 16.5% |
Operating Income Growth % | 29.91% | 204.86% | 6.58% | -33.35% | 198.58% | -18.87% | -1.41% | -8.18% | 1.58% |
Pretax Income | 20.48M▲ 0% | 62.44M▲ 204.9% | 66.55M▲ 6.6% | 44.35M▼ 33.4% | 132.43M▲ 198.6% | 107.44M▼ 18.9% | 105.92M▼ 1.4% | 97.26M▼ 8.2% | 95.64M▼ 1.7% |
Pretax Margin % | 11.58% | 27.69% | 24.7% | 15.46% | 45.59% | 28.44% | 18.37% | 15.77% | 15.98% |
Income Tax | 5.81M | 10.84M | 12.67M | 8M | 23.89M | 19.73M | 22.12M | 20.77M | 20.44M |
Effective Tax Rate % | 28.38% | 17.36% | 19.03% | 18.03% | 18.04% | 18.36% | 20.89% | 21.35% | 21.38% |
Net Income | 14.67M▲ 0% | 51.6M▲ 251.8% | 53.88M▲ 4.4% | 36.36M▼ 32.5% | 108.55M▲ 198.6% | 87.72M▼ 19.2% | 83.8M▼ 4.5% | 76.49M▼ 8.7% | 75.2M▼ 1.7% |
Net Margin % | 8.29% | 22.89% | 20% | 12.67% | 37.37% | 23.22% | 14.53% | 12.4% | 12.56% |
Net Income Growth % | 14.16% | 251.8% | 4.41% | -32.52% | 198.56% | -19.19% | -4.46% | -8.72% | -1.69% |
Net Income (Continuing) | 14.67M | 51.6M | 53.88M | 36.36M | 108.55M | 87.72M | 83.8M | 76.49M | 75.2M |
EPS (Diluted) | 0.45▲ 0% | 2.20▲ 388.9% | 2.28▲ 3.6% | 1.55▼ 32.0% | 4.60▲ 196.8% | 3.28▼ 28.7% | 2.71▼ 17.4% | 2.45▼ 9.6% | 2.40▼ 2.0% |
EPS Growth % | 21.62% | 388.89% | 3.64% | -32.02% | 196.77% | -28.7% | -17.38% | -9.59% | -2.04% |
EPS (Basic) | 0.45 | 2.21 | 2.30 | 1.56 | 4.63 | 3.29 | 2.72 | 2.46 | 2.43 |
Diluted Shares Outstanding | 22.02M | 22.19M | 23.67M | 23.51M | 23.61M | 26.76M | 30.93M | 31.2M | 31.07M |
OBK Balance Sheet
Origin Bancorp, Inc. (OBK) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 591.72M | 692.32M | 792.59M | 1.38B | 2.21B | 2B | 1.53B | 1.57B | 104.19M |
Cash & Due from Banks | 187.19M | 116.68M | 291.52M | 377.21M | 705.62M | 358.97M | 280.44M | 470.25M | 73.12M |
Short Term Investments | 404.53M | 575.64M | 501.07M | 1B | 1.5B | 1.64B | 1.25B | 1.1B | 31.07M |
Total Investments | 3.71B | 4.41B | 4.71B | 6.88B | 6.78B | 8.71B | 8.85B | 8.61B | 31.07M |
Investments Growth % | 4.66% | 19.08% | 6.76% | 46.1% | -1.48% | 28.45% | 1.62% | -2.71% | -99.64% |
Long-Term Investments | 3.3B | 3.84B | 4.21B | 5.88B | 5.28B | 7.07B | 7.6B | 7.51B | 0 |
Accounts Receivables | 83.88M | 83.77M | 110.93M | 141.04M | 141.76M | 209.2M | 0 | 0 | 0 |
Goodwill & Intangibles | 48.52M | 57.98M | 52.24M | 44.14M | 67.55M | 199.33M | 189.77M | 166.15M | 162.04M |
Goodwill | 22.19M | 26.74M | 26.74M | 26.74M | 34.37M | 128.68M | 128.68M | 128.68M | 128.68M |
Intangible Assets | 26.33M | 31.23M | 25.5M | 17.4M | 33.18M | 70.65M | 61.09M | 37.47M | 33.36M |
PP&E (Net) | 77.41M | 75.01M | 80.46M | 81.76M | 80.69M | 100.2M | 118.98M | 126.62M | 124.25M |
Other Assets | 41.93M | 74.86M | 77.77M | 100.14M | 83.54M | 106.42M | 280.42M | 302.4M | 0 |
Total Current Assets | 675.6M | 776.09M | 903.52M | 1.52B | 2.35B | 2.21B | 1.53B | 1.57B | 104.19M |
Total Non-Current Assets | 3.48B | 4.05B | 4.42B | 6.11B | 5.51B | 7.48B | 8.19B | 8.11B | 286.29M |
Total Assets | 4.15B▲ 0% | 4.82B▲ 16.1% | 5.32B▲ 10.4% | 7.63B▲ 43.3% | 7.86B▲ 3.1% | 9.69B▲ 23.2% | 9.72B▲ 0.4% | 9.68B▼ 0.5% | 9.72B▲ 0.5% |
Asset Growth % | 2.03% | 16.07% | 10.43% | 43.26% | 3.05% | 23.21% | 0.38% | -0.45% | 0.48% |
Return on Assets (ROA) | 0.36% | 1.15% | 1.06% | 0.56% | 1.4% | 1% | 0.86% | 0.79% | 0.78% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 153.98M | 454.87M | 426.86M | 1.14B | 467.22M | 841M | 277.88M | 172.4M | 35.59M |
Net Debt | -33.21M | 338.19M | 135.34M | 764.58M | -238.4M | 482.02M | -2.56M | -297.85M | -37.53M |
Long-Term Debt | 153.98M | 454.87M | 282.28M | 427.9M | 414.42M | 208.5M | 200.75M | 166.14M | 35.59M |
Short-Term Debt | 0 | 0 | 144.58M | 713.89M | 52.8M | 632.49M | 77.12M | 6.26M | 0 |
Other Liabilities | 34.99M | 0 | 0 | 0 | 0 | 0 | 130.68M | 137.93M | 6.46B |
Total Current Liabilities | 3.54B | 3.82B | 4.44B | 6.55B | 6.72B | 8.53B | 8.33B | 8.23B | 1.98B |
Total Non-Current Liabilities | 188.97M | 454.87M | 282.28M | 427.9M | 414.42M | 208.5M | 331.43M | 304.07M | 6.5B |
Total Liabilities | 3.73B | 4.27B | 4.73B | 6.98B | 7.13B | 8.74B | 8.66B | 8.53B | 8.48B |
Total Equity | 420.35M▲ 0% | 549.78M▲ 30.8% | 599.26M▲ 9.0% | 647.15M▲ 8.0% | 730.21M▲ 12.8% | 949.94M▲ 30.1% | 1.06B▲ 11.9% | 1.15B▲ 7.7% | 1.25B▲ 8.9% |
Equity Growth % | 0.06% | 30.79% | 9% | 7.99% | 12.83% | 30.09% | 11.89% | 7.75% | 8.86% |
Equity / Assets (Capital Ratio) | 10.12% | 11.4% | 11.25% | 8.48% | 9.29% | 9.81% | 10.93% | 11.83% | 12.82% |
Return on Equity (ROE) | 3.49% | 10.64% | 9.38% | 5.83% | 15.76% | 10.44% | 8.33% | 6.93% | 6.29% |
Book Value per Share | 19.09 | 24.77 | 25.31 | 27.52 | 30.93 | 35.50 | 34.36 | 36.70 | 40.13 |
Tangible BV per Share | 16.88 | 22.16 | 23.11 | 25.65 | 28.07 | 28.05 | 28.23 | 31.38 | 34.91 |
Common Stock | 97.59M | 118.63M | 117.41M | 117.53M | 118.73M | 153.73M | 154.93M | 155.99M | 154.76M |
Additional Paid-in Capital | 146.06M | 242.04M | 235.62M | 237.34M | 242.11M | 520.67M | 528.58M | 537.37M | 533.54M |
Retained Earnings | 145.12M | 191.59M | 239.9M | 266.63M | 363.63M | 435.42M | 500.42M | 557.92M | 612.52M |
Accumulated OCI | 1.31M | -2.48M | 6.33M | 25.65M | 5.73M | -159.88M | -121.02M | -106.03M | -54.14M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 65.26M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
OBK Cash Flow Statement
Origin Bancorp, Inc. (OBK) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 61.99M | 77.83M | 61.55M | 887K | 171.49M | 145.65M | 129.92M | 108.48M | 158.92M |
Operating CF Growth % | 13.58% | 25.55% | -20.91% | -98.56% | 19233.15% | -15.07% | -10.8% | -16.5% | 46.49% |
Net Income | 14.67M | 51.6M | 53.88M | 36.36M | 108.55M | 87.72M | 83.8M | 76.49M | 75.2M |
Depreciation & Amortization | 5.85M | 5.87M | 6.71M | 6.88M | 6.83M | 12.3M | 17.63M | 16.8M | 16.81M |
Deferred Taxes | 4.93M | 5.64M | -2.6M | -11.88M | 6.28M | 18.31M | 27.71M | -1.47M | -4.52M |
Other Non-Cash Items | 35.7M | 13.97M | 2.07M | -31.87M | 42.04M | 27.76M | -4.29M | 6.51M | 66.04M |
Working Capital Changes | -631K | -713K | -755K | -917K | 5.5M | -3.89M | -207K | 2.98M | -2.87M |
Cash from Investing | -197.65M | -764.93M | -291.19M | -2.12B | 12.85M | -455.99M | -130.03M | 231.94M | -113.69M |
Purchase of Investments | -448.41M | -497.41M | -106.06M | -733.25M | -718.51M | -588.61M | -14.2M | -260.56M | -853.32M |
Sale/Maturity of Investments | 410.08M | 301.46M | 186.6M | 218.32M | 227.91M | 677.57M | 455.51M | 400.89M | 883.78M |
Net Investment Activity | -38.33M | -195.95M | 80.53M | -514.93M | -490.6M | 88.95M | 441.31M | 140.34M | 30.46M |
Acquisitions | 844K | -6.14M | 503K | 818K | -7.46M | 69.95M | 0 | 0 | 0 |
Other Investing | -157.14M | -557.35M | -361.07M | -1.59B | 515.92M | -606.43M | -544.52M | 113.65M | -136.28M |
Cash from Financing | 62.97M | 616.59M | 404.47M | 2.2B | 144.07M | -36.31M | -78.42M | -150.61M | -91.27M |
Dividends Paid | -7M | -5.94M | -5.86M | -8.85M | -11.53M | -15.89M | -18.57M | -18.75M | -18.87M |
Share Repurchases | 0 | -48.26M | -10.06M | -723K | -1.26M | 0 | 0 | 0 | -15.81M |
Stock Issued | 123K | 95.74M | 166K | 248K | 146K | 2.95M | 3.14M | 1.87M | 954K |
Net Stock Activity | 123K | 47.48M | -9.89M | -475K | -1.11M | 2.95M | 3.14M | 1.87M | -14.85M |
Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K |
Other Financing | 71.13M | 275.23M | 421.88M | 1.51B | 820.42M | -353.11M | 454.63M | -28.87M | 91M |
Net Change in Cash | -72.7M▲ 0% | -70.51M▲ 3.0% | 174.84M▲ 348.0% | 85.7M▼ 51.0% | 328.4M▲ 283.2% | -346.65M▼ 205.6% | -78.53M▲ 77.3% | 189.81M▲ 341.7% | -46.03M▼ 124.3% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 259.88M | 187.19M | 116.68M | 291.52M | 377.21M | 705.62M | 358.97M | 280.44M | 470.25M |
Cash at End | 187.19M | 116.68M | 291.52M | 377.21M | 705.62M | 358.97M | 280.44M | 470.25M | 424.22M |
Interest Paid | 22.69M | 34.39M | 53.23M | 36.43M | 26.27M | 50.1M | 215.48M | 268.46M | 211.76M |
Income Taxes Paid | 5.27M | 675K | 10.02M | 24.97M | 21.16M | 6.26M | 383K | 24.17M | 34.48M |
Free Cash Flow | 58.96M▲ 0% | 72.34M▲ 22.7% | 50.4M▼ 30.3% | -6.31M▼ 112.5% | 166.47M▲ 2737.8% | 137.18M▼ 17.6% | 103.09M▼ 24.9% | 86.43M▼ 16.2% | 151.05M▲ 74.8% |
FCF Growth % | 26.37% | 22.71% | -30.33% | -112.52% | 2737.78% | -17.59% | -24.85% | -16.16% | 74.76% |
OBK Banking Ratios
Origin Bancorp, Inc. (OBK) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 3.06% | 3.49% | 10.64% | 9.38% | 5.83% | 15.76% | 10.44% | 8.33% | 6.93% | 6.29% |
Return on Assets (ROA) | 0.32% | 0.36% | 1.15% | 1.06% | 0.56% | 1.4% | 1% | 0.86% | 0.79% | 0.78% |
Net Interest Margin | 2.96% | 3.14% | 3.18% | 3.26% | 2.51% | 2.75% | 2.84% | 3.08% | 3.1% | 3.4% |
Efficiency Ratio | 63.7% | 71.11% | 56.49% | 51.93% | 50.72% | 49.37% | 51.44% | 39.91% | 40.19% | 41.71% |
Equity / Assets | 10.32% | 10.12% | 11.4% | 11.25% | 8.48% | 9.29% | 9.81% | 10.93% | 11.83% | 12.82% |
Book Value / Share | 19.07 | 19.09 | 24.77 | 25.31 | 27.52 | 30.93 | 35.5 | 34.36 | 36.7 | 40.13 |
NII Growth | - | 7.97% | 17.76% | 13.2% | 10.26% | 12.9% | 27.3% | 8.82% | 0.27% | 10.2% |
Dividend Payout | 44.86% | 47.69% | 11.51% | 10.88% | 24.35% | 10.62% | 18.11% | 22.16% | 24.51% | 25.1% |
Related:OBK Dividend History·OBK Revenue History·OBK Price History·OBK P/E History·OBK Financial Ratios·OBK Institutional Holders
OBK SEC Filings & Documents
Origin Bancorp, Inc. (OBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
OBK Frequently Asked Questions
Origin Bancorp, Inc. (OBK) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Origin Bancorp, Inc. (OBK) saw revenue decline by 3.0% over the past year.
Yes, Origin Bancorp, Inc. (OBK) is profitable, generating $75.2M in net income for fiscal year 2025 (12.6% net margin).
Dividend & Returns
Yes, Origin Bancorp, Inc. (OBK) pays a dividend with a yield of 1.23%. This makes it attractive for income-focused investors.
Origin Bancorp, Inc. (OBK) has a return on equity (ROE) of 6.3%. This is below average, suggesting room for improvement.
Industry Metrics
Origin Bancorp, Inc. (OBK) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
Origin Bancorp, Inc. (OBK) has an efficiency ratio of 41.7%. This is excellent, indicating strong cost control.