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PAYSPaysign, Inc.
$14.69$821M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
PAYS logo

Paysign, Inc.

PAYS
NASDAQ · Payment Processors & Networks
$14.69
At close - Nov 6, 4:00 PM EST - USD
Market Cap$821M
P/E57.7x
52W High$16.15
Volume696.29K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Explosive Revenue Growth Confronts Volatile Cash Conversion

Paysign, Inc. is executing a high-growth strategy, evidenced by a 48.1% year-over-year revenue acceleration in 2026Q2, accompanied by significant operating leverage that expanded the operating margin to 24.8%.

GrowthAccelerating
ProfitabilityStrong
ValuationExpensive
TechnicalsHealthy
Explore valuation models
MARKET ACTION

PAYS price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+161% Peers

P/E is 161% above peer median

03

Market leadership

RS 98 · Leader

High momentum (Outperforming 98% of market)

04

Healthy Uptrend

Uptrend

Price > 50DMA > 200DMA

Next CatalystConfirmed earnings · Nov 9

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
PAYS+196.17%
S&P 500 (^GSPC)+7.63%
1-Year Return
PAYS+187.48%
S&P 500 (^GSPC)+9.69%
3-Year Return
PAYS+638.19%
S&P 500 (^GSPC)+75.87%
5-Year Return
PAYS+448.13%
S&P 500 (^GSPC)+61.99%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
57.7x
Forward P/EExpansion
42.6x
EV/EBITDA50th %ile
30.7x
FCF YieldCash Flow
8.2%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
57.7x
44.0x
75th· Fair
EV/EBITDA
30.7x
35.8x
50th· Fair
Price/FCF
12.2x
6.5x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$82M+40.5% YoY
Net income FY25
$8M+97.9% YoY
Free cash flow FY25
$51M+280.7% YoY
Operating margin FY25
8.8%+7.1 pts YoY
ROIC (FY25)17%
Avg ROIC 5Y0.3%
ROE (TTM)30.1%
Piotroski Score5 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (64%)
Revenue Beat Rate9/12 (75%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Aug 5, 2026
$0.11+83.3%
vs $0.06
$28M+7.2%
vs $26M
Q2 2026
May 12, 2026
$0.09+28.6%
vs $0.07
$28M+3.8%
vs $27M
Q2 2026
Mar 24, 2026
$0.02+0.0%
vs $0.02
$23M+5.6%
vs $22M
Q4 2025
Nov 12, 2025
$0.04+33.3%
vs $0.03
$22M+0.2%
vs $22M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Seeking Alpha·3d ago
Post-Election Hidden Gems: 3 Under-The-Radar Growth Stocks

Favorable post-midterm election momentum, plus annual market seasonality accelerating with Black Friday, could provide powerful tailwinds for equities. Meanwhile, extreme market fear and macroeconomic uncertainty can create attractive buying opportunities in under-the-radar technology companies with strong fundamentals and exceptional long-term growth potential. In this environment, it's important to remain selective, consider company-specific risks, and evaluate appropriate entry points and long-term portfolio allocations.

GuruFocus·Oct 19, 2026
PaySign Inc (PAYS) Stock Up 3.6% but GF Value Says Overvalued -- GF Score: 62/100

On October 19, 2026, PaySign Inc (PAYS) shares rose 3.6% to $15.34, continuing a notable upward trend with a 52-week range of $3.08 to $15.80. The stock has sho

Defense World·Oct 16, 2026
Paysign (NASDAQ:PAYS) Reaches New 12-Month High – Here’s What Happened

Paysign, Inc. (NASDAQ: PAYS - Get Free Report)'s stock price hit a new 52-week high during trading on Wednesday. The stock traded as high as $15.62 and last traded at $15.48, with a volume of 799,987 shares traded. The stock had previously closed at $15.17. Analyst Upgrades and Downgrades Several analysts have weighed in on PAYS

Business Wire·Oct 13, 2026
Paysign to Host Third Quarter 2026 Earnings Call

HENDERSON, Nev.--(BUSINESS WIRE)--Paysign, Inc. (NASDAQ: PAYS), a leading provider of patient affordability programs, donor compensation solutions, engagement and management platforms and integrated payment processing for the life sciences industries, will discuss third quarter 2026 earnings at 5:00 p.m. Eastern time on Monday, November 9, 2026. Participant details are as follows: U.S. dial-in: 877.407.2988 International dial-in: +1.201.389.0923 Webcast: Click Here Replay: Dial-in: 877.660.6853.

Filtered for Paysign, Inc.More Headlines
04

Compare before deciding

Benchmark PAYS against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Paysign, Inc. (PAYS)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
PAYS logoPAYSPaysign, Inc.Current
$14.69$821.26M57.7240.5%15.67%30.13%—
USIO logoUSIOUsio, Inc.
$2.96$81.68M-54.612.97%-1.63%-8.2%—
PRTH logoPRTHPriority Technology Holdings, Inc.
$7.88$648.96M16.288.33%3.97%——
EVTC logoEVTCEVERTEC, Inc.
$33.55$2.07B21.4310.21%9%12.9%0.59%
GDOT logoGDOTGreen Dot Corporation
$12.24$693.77M-27.3820.72%-1.14%-2.82%—
RPAY logoRPAYRepay Holdings Corporation
$4.40$387.58M-2.19-1.21%-49.57%-32.69%—

Compare PAYS vs Peers

Paysign, Inc. (PAYS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs USIO

Most directly comparable listed peer for PAYS.

Scale Benchmark

vs V

Larger-name benchmark to compare PAYS against a more recognizable public peer.

Peer Set

Compare Top 5

vs USIO, PRTH, EVTC, GDOT

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

PAYS SEC Filings & Documents

Paysign, Inc. (PAYS) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 5, 2026·SEC

Material company update

May 13, 2026·SEC

Material company update

May 12, 2026·SEC

10-K Annual Reports

4
FY 2026

Mar 25, 2026·SEC

FY 2025

Mar 26, 2025·SEC

FY 2024

Mar 27, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 6, 2026·SEC

FY 2026

May 13, 2026·SEC

FY 2025

Nov 13, 2025·SEC

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PAYS Frequently Asked Questions

Paysign, Inc. (PAYS) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Paysign, Inc.'s revenue?

Paysign, Inc. (PAYS) reported $100.6M in revenue over the trailing twelve months. Revenue was $82.0M in fiscal year 2025. That is 1816% more than the $4.3M of fiscal year 2010.

How fast is Paysign, Inc. growing?

Paysign, Inc. (PAYS) grew revenue by 46.8% over the trailing twelve months, compared with the twelve months before.

Is PAYS profitable?

Yes. Paysign, Inc. (PAYS) earned $15.8M in net income over the trailing twelve months (a 15.7% net margin).

Dividend & Returns
What is PAYS's return on equity?

Paysign, Inc. (PAYS) had a return on equity (ROE) of 30.1% over the trailing twelve months. That is well above the market's typical 10-15%.

What is Paysign, Inc.'s free cash flow?

Paysign, Inc. (PAYS) generated $67.1M in free cash flow over the trailing twelve months.

What if you invested $1,000 in PAYS back in 2010?

Total return calculator · dividends reinvested · 16+ years of data

See returns →