Zacks Investment Research·Aug 18, 2026
Pioneer Bancorp Q2 Earnings Fall Y/Y as Expenses Offset Income GrowthPBFS's Q2 earnings fall y/y as litigation, acquisition and staffing costs outweigh higher net interest income and loan growth.
Pioneer Bancorp maintains a fortress-like balance sheet with an equity-to-assets ratio of 15%, providing a significant buffer against regional commercial real estate volatility. While net interest income has shown resilience with an 8.7% year-over-year growth ...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 10, 2026 | $0.14 vs — | $37M vs — |
Q3 2026 Jul 30, 2026 | $0.27 vs — | $29M vs — |
Q3 2026 Jul 29, 2026 | $0.27 vs — | $29M vs — |
Q2 2026 May 11, 2026 | $0.22 vs — | $32M vs — |
PBFS's Q2 earnings fall y/y as litigation, acquisition and staffing costs outweigh higher net interest income and loan growth.
PBFS trades near its 52-week high as acquisitions, loan and deposit growth, and stronger core banking performance support its premium valuation.
Benchmark PBFS against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Pioneer Bancorp, Inc. (PBFS)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $17.45 | $437.59M | 21.02 | 30.2% | 16.02% | 6.36% | — | |
| $39.95 | $1.76B | 16.86 | 44.2% | 26.34% | 8.67% | — | |
| $50.48 | $2.63B | 15.16 | 14.54% | 22.65% | 11.26% | — | |
| $9.34 | $587.79M | 22.24 | 9.53% | 20.36% | 4.77% | — | |
| $15.31 | $639.41M | 773.23 | -43.3% | 1.79% | 0.68% | — | |
| $55.54 | $945.74M | 17.09 | 9.38% | 26.95% | 9.62% | — |
Pioneer Bancorp, Inc. (PBFS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Pioneer Bancorp, Inc. (PBFS) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 30, 2026·SEC
Jul 29, 2026·SEC
Jul 23, 2026·SEC
Get notified when PBFS posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
Pioneer Bancorp, Inc. (PBFS) stock FAQ — growth, dividends, profitability & financials explained
Pioneer Bancorp, Inc. (PBFS) grew revenue by 30.2% over the past year. This is strong growth.
Yes, Pioneer Bancorp, Inc. (PBFS) is profitable, generating $19.8M in net income for fiscal year 2026 (16.0% net margin).
Pioneer Bancorp, Inc. (PBFS) has a return on equity (ROE) of 6.4%. This is below average, suggesting room for improvement.
Pioneer Bancorp, Inc. (PBFS) has a net interest margin (NIM) of 3.7%. This indicates healthy earnings from lending activities.
Pioneer Bancorp, Inc. (PBFS) has an efficiency ratio of 52.2%. This is excellent, indicating strong cost control.
