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PCB Bancorp(PCB)Earnings, Financials & Key Ratios
PCB•NASDAQ•Banking & Credit
$25.07
$357M mkt cap·9.7× P/E·Price updated May 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutPCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.Show more
- Net Interest Income$104M+17.2%
- Total Revenue$209M+9.1%
- Net Income$37M+45.1%
- Return on Equity9.94%+37.2%
- Net Interest Margin3.17%+9.4%
- Efficiency Ratio28.27%-9.6%
- ROA1.18%+33.8%
- Equity / Assets11.88%
- Book Value per Share27.31+7.7%
- Tangible BV/Share26.92+7.9%
- Debt/Equity0.18+99.4%
PCB Key Insights
PCB Bancorp (PCB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 18.3%
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 28.3% efficiency ratio
- ✓10 consecutive years of dividend growth
- ✓Well capitalized: 11.9% equity/assets
- ✓Healthy dividend yield of 3.2%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PCB Price & Volume
PCB Bancorp (PCB) stock price & volume — 10-year historical chart
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PCB Growth Metrics
PCB Bancorp (PCB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years14.09%
5 Years18%
3 Years21.67%
TTM-
Profit CAGR
10 Years11.88%
5 Years18.28%
3 Years2.3%
TTM45.11%
EPS CAGR
10 Years9.72%
5 Years19.93%
3 Years3.6%
TTM47.7%
Return on Capital
10 Years13.89%
5 Years11.74%
3 Years8.02%
Last Year4.22%
PCB Recent Earnings
PCB Bancorp (PCB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (78%)●Beat Revenue 3/12 qtrs (33%)
Q2 2026Latest
Apr 23, 2026EPS
$0.74
Est $0.67
+10.4%
Revenue
$30M
Est $30M
+0.6%
Q2 2026
Mar 14, 2026EPS
$0.65
Revenue
$52M
Q1 2026
Jan 29, 2026EPS
$0.64
Est $0.61
+4.9%
Revenue
$29M
Est $29M
-0.5%
Q4 2025
Oct 23, 2025EPS
$0.78
Est $0.61
+27.9%
Revenue
$30M
Est $29M
+3.4%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.74vs $0.67+10.4% | $30Mvs $30M+0.6% |
| Q2 2026 | Mar 14, 2026 | $0.65 | $52M |
| Q1 2026 | Jan 29, 2026 | $0.64vs $0.61+4.9% | $29Mvs $29M-0.5% |
| Q4 2025 | Oct 23, 2025 | $0.78vs $0.61+27.9% | $30Mvs $29M+3.4% |
Based on last 12 quarters of dataView full earnings history →
PCB Peer Comparison
PCB Bancorp (PCB) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HAFC | 908.14M | 30.38 | 12.10 | 3.55% | 9.85% | 0.35 | ||
 HOPE | 1.6B | 12.52 | 27.22 | -3.23% | 2.62% | 0.17 | ||
 RBB | 412.29M | 24.19 | 16.46 | -1.75% | 5.09% | 0.72 | ||
 BCAL | 613.14M | 19.07 | 9.88 | 26.23% | 11.36% | 0.12 | ||
 CTBI | 1.2B | 66.31 | 14.38 | 15.23% | 11.22% | 0.42 | ||
 CZWI | 202.97M | 21.08 | 14.44 | -9.41% | 7.81% | 0.28 | ||
 BSVN | 415.88M | 43.95 | 9.77 | -3.87% | 18.21% | |||
 CHMG | 331.34M | 68.90 | 22.01 | -6.46% | 6.27% | 0.02 |
Compare PCB vs Peers
PCB Bancorp (PCB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PCB Income Statement
PCB Bancorp (PCB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 55.17M | 65.75M | 69.03M | 66.19M | 77.14M | 89.63M | 88.5M | 88.62M | 103.88M |
| NII Growth % | 21.04% | 19.17% | 5% | -4.12% | 16.54% | 16.2% | -1.26% | 0.13% | 17.22% |
| Net Interest Margin % | 3.83% | 3.87% | 3.95% | 3.44% | 3.59% | 3.7% | 3.17% | 2.89% | 3.17% |
| Interest Income | 65.27M | 83.7M | 92.94M | 79.76M | 81.47M | 101.75M | 151.18M | 180.82M | 197.54M |
| Interest Expense | 10.1M | 17.95M | 23.91M | 13.57M | 4.33M | 12.12M | 62.67M | 92.2M | 93.66M |
| Loan Loss Provision | 1.83M | 1.23M | 4.24M | 13.22M | -4.6M | 3.6M | -132K | 3.4M | 4.03M |
| Non-Interest Income | 13.89M | 10.45M | 11.87M | 11.74M | 18.43M | 14.5M | 10.68M | 11.09M | 11.84M |
| Non-Interest Income % | 17.55% | 11.1% | 11.32% | 12.83% | 18.45% | 12.47% | 6.6% | 5.78% | 5.65% |
| Total Revenue | 79.16M▲ 0% | 94.15M▲ 18.9% | 104.81M▲ 11.3% | 91.5M▼ 12.7% | 99.91M▲ 9.2% | 116.25M▲ 16.4% | 161.86M▲ 39.2% | 191.91M▲ 18.6% | 209.37M▲ 9.1% |
| Revenue Growth % | 20.17% | 18.94% | 11.32% | -12.7% | 9.19% | 16.36% | 39.23% | 18.57% | 9.1% |
| Non-Interest Expense | 35.9M | 40.23M | 42.31M | 41.7M | 43.21M | 51.13M | 56.06M | 60.02M | 59.2M |
| Efficiency Ratio | 45.34% | 42.72% | 40.37% | 45.57% | 43.25% | 43.98% | 34.63% | 31.28% | 28.27% |
| Operating Income | 31.34M▲ 0% | 34.74M▲ 10.9% | 34.35M▼ 1.1% | 23.01M▼ 33.0% | 56.96M▲ 147.5% | 49.4M▼ 13.3% | 43.26M▼ 12.4% | 36.29M▼ 16.1% | 52.49M▲ 44.7% |
| Operating Margin % | 39.59% | 36.9% | 32.77% | 25.15% | 57.01% | 42.5% | 26.73% | 18.91% | 25.07% |
| Operating Income Growth % | 28.43% | 10.86% | -1.13% | -33.01% | 147.53% | -13.27% | -12.43% | -16.13% | 44.65% |
| Pretax Income | 31.34M▲ 0% | 34.74M▲ 10.9% | 34.35M▼ 1.1% | 23.01M▼ 33.0% | 56.96M▲ 147.5% | 49.4M▼ 13.3% | 43.26M▼ 12.4% | 36.29M▼ 16.1% | 52.49M▲ 44.7% |
| Pretax Margin % | 39.59% | 36.9% | 32.77% | 25.15% | 57.01% | 42.5% | 26.73% | 18.91% | 25.07% |
| Income Tax | 14.94M | 10.44M | 10.24M | 6.84M | 16.86M | 14.42M | 12.56M | 10.48M | 15.04M |
| Effective Tax Rate % | 47.66% | 30.06% | 29.82% | 29.71% | 29.59% | 29.18% | 29.03% | 28.87% | 28.64% |
| Net Income | 16.4M▲ 0% | 24.3M▲ 48.1% | 24.11M▼ 0.8% | 16.18M▼ 32.9% | 40.1M▲ 147.9% | 34.99M▼ 12.8% | 30.7M▼ 12.2% | 25.81M▼ 15.9% | 37.45M▲ 45.1% |
| Net Margin % | 20.72% | 25.81% | 23% | 17.68% | 40.14% | 30.1% | 18.97% | 13.45% | 17.89% |
| Net Income Growth % | 17.15% | 48.15% | -0.79% | -32.91% | 147.93% | -12.76% | -12.24% | -15.94% | 45.11% |
| Net Income (Continuing) | 16.4M | 24.3M | 24.11M | 16.18M | 40.1M | 34.99M | 30.7M | 25.81M | 37.45M |
| EPS (Diluted) | 1.21▲ 0% | 1.66▲ 37.2% | 1.49▼ 10.2% | 1.04▼ 30.2% | 2.62▲ 151.9% | 2.32▼ 11.5% | 2.12▼ 8.6% | 1.74▼ 17.9% | 2.58▲ 48.3% |
| EPS Growth % | 9.01% | 37.19% | -10.24% | -30.2% | 151.92% | -11.45% | -8.62% | -17.92% | 48.28% |
| EPS (Basic) | 1.22 | 1.69 | 1.52 | 1.05 | 2.66 | 2.36 | 2.14 | 1.75 | 2.62 |
| Diluted Shares Outstanding | 13.54M | 14.67M | 16.17M | 15.45M | 15.25M | 15.06M | 14.42M | 14.34M | 14.28M |
PCB Balance Sheet
PCB Bancorp (PCB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 203.35M | 309.26M | 243.79M | 314.63M | 326.48M | 288.89M | 385.67M | 345.14M | 185.33M |
| Cash & Due from Banks | 73.66M | 162.27M | 146.23M | 194.1M | 203.28M | 147.03M | 242.34M | 198.79M | 25.32M |
| Short Term Investments | 129.69M | 146.99M | 97.57M | 120.53M | 123.2M | 141.86M | 143.32M | 146.35M | 160.01M |
| Total Investments | 1.33B | 1.5B | 1.56B | 1.68B | 1.87B | 2.19B | 2.44B | 2.75B | 160.01M |
| Investments Growth % | 18.84% | 12.46% | 3.74% | 7.93% | 11.34% | 16.88% | 11.83% | 12.56% | -94.18% |
| Long-Term Investments | 1.2B | 1.35B | 1.46B | 1.56B | 1.75B | 2.04B | 2.3B | 2.61B | 0 |
| Accounts Receivables | 10.28M | 11.64M | 5.14M | 9.33M | 5.37M | 7.47M | 9.47M | 10.47M | 10.67M |
| Goodwill & Intangibles | 8.97M | 11.64M | 6.8M | 0 | 0 | 0 | 0 | 5.84M | 5.63M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 8.97M | 11.64M | 6.8M | 0 | 0 | 0 | 0 | 5.84M | 5.63M |
| PP&E (Net) | 4.72M | 4.59M | 12.75M | 11.66M | 9.88M | 13.27M | 24.91M | 25.53M | 25.35M |
| Other Assets | 15.66M | 15.1M | 13.98M | 20.06M | 50.33M | 63.35M | 68.39M | 64.69M | 3.58M |
| Total Current Assets | 213.63M | 320.91M | 248.93M | 323.96M | 331.85M | 296.37M | 395.13M | 355.61M | 196M |
| Total Non-Current Assets | 1.23B | 1.38B | 1.5B | 1.6B | 1.82B | 2.12B | 2.39B | 2.71B | 34.56M |
| Total Assets | 1.44B▲ 0% | 1.7B▲ 17.7% | 1.75B▲ 2.9% | 1.92B▲ 10.1% | 2.15B▲ 11.8% | 2.42B▲ 12.6% | 2.79B▲ 15.3% | 3.06B▲ 9.8% | 3.28B▲ 7.1% |
| Asset Growth % | 17.56% | 17.69% | 2.91% | 10.11% | 11.8% | 12.57% | 15.27% | 9.84% | 7.11% |
| Return on Assets (ROA) | 1.23% | 1.55% | 1.4% | 0.88% | 1.97% | 1.53% | 1.18% | 0.88% | 1.18% |
| Accounts Payable | 8.53M | 12.98M | 10.2M | 5.76M | 8.87M | 11.8M | 29.01M | 0 | 0 |
| Total Debt | 40M | 30M | 29.99M | 88.45M | 17.44M | 26.81M | 59.14M | 33.67M | 71.99M |
| Net Debt | -33.66M | -132.27M | -116.24M | -105.64M | -185.84M | -120.22M | -183.21M | -165.12M | 46.67M |
| Long-Term Debt | 40M | 30M | 20M | 80M | 10M | 20M | 39M | 0 | 53M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15M | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 50.7M | -71.99M |
| Total Current Liabilities | 1.26B | 1.46B | 1.49B | 1.6B | 1.88B | 2.06B | 2.38B | 2.63B | 1.23B |
| Total Non-Current Liabilities | 40M | 30M | 29.99M | 88.45M | 17.44M | 26.81M | 60.01M | 69.37M | 0 |
| Total Liabilities | 1.3B | 1.49B | 1.52B | 1.69B | 1.89B | 2.08B | 2.44B | 2.7B | 2.89B |
| Total Equity | 142.18M▲ 0% | 210.3M▲ 47.9% | 226.83M▲ 7.9% | 233.79M▲ 3.1% | 256.29M▲ 9.6% | 335.44M▲ 30.9% | 348.87M▲ 4.0% | 363.81M▲ 4.3% | 390.03M▲ 7.2% |
| Equity Growth % | 11.95% | 47.9% | 7.86% | 3.07% | 9.62% | 30.89% | 4% | 4.28% | 7.2% |
| Equity / Assets (Capital Ratio) | 9.86% | 12.39% | 12.99% | 12.16% | 11.92% | 13.86% | 12.51% | 11.87% | 11.88% |
| Return on Equity (ROE) | 12.19% | 13.79% | 11.03% | 7.02% | 16.37% | 11.83% | 8.97% | 7.24% | 9.94% |
| Book Value per Share | 10.50 | 14.34 | 14.03 | 15.13 | 16.80 | 22.27 | 24.20 | 25.37 | 27.31 |
| Tangible BV per Share | 9.84 | 13.54 | 13.61 | 15.13 | 16.80 | 22.27 | 24.20 | 24.96 | 26.92 |
| Common Stock | 125.43M | 174.37M | 169.22M | 164.14M | 154.99M | 149.63M | 142.56M | 143.19M | 139.26M |
| Additional Paid-in Capital | 2.94M | 3.3M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 15.04M | 37.58M | 57.67M | 67.69M | 101.14M | 127.18M | 146.09M | 160.8M | 186.49M |
| Accumulated OCI | -1.22M | -4.95M | -57K | 1.96M | 154K | -10.51M | -8.92M | -9.32M | -4.86M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 69.14M | 69.14M | 69.14M | 69.14M |
PCB Cash Flow Statement
PCB Bancorp (PCB) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 21.21M | 30.68M | 30.12M | 17.09M | -1.62M | 57.27M | 63.34M | 38.98M | 26.59M |
| Operating CF Growth % | -47.23% | 44.66% | -1.83% | -43.26% | -109.46% | 3641.56% | 10.61% | -38.45% | -31.8% |
| Net Income | 16.4M | 24.3M | 24.11M | 16.18M | 40.1M | 34.99M | 30.7M | 25.81M | 37.45M |
| Depreciation & Amortization | 3.35M | 4.03M | 3.92M | 3.44M | 3.38M | 3.73M | 4.07M | 4.02M | 0 |
| Deferred Taxes | 1.73M | 641K | -2.57M | -3.67M | -1.95M | 12.17M | 4.1M | -7.98M | 0 |
| Other Non-Cash Items | -1.53M | -2.03M | 5.25M | 9.61M | -48.21M | 16.85M | 10.84M | -1.23M | -5.48M |
| Working Capital Changes | 557K | 3.09M | -1.29M | -9.17M | 4.6M | -11.02M | 13.14M | 17.87M | -5.39M |
| Cash from Investing | -215.51M | -168.12M | -61.9M | -132.82M | -175.22M | -356.67M | -275.27M | -311.74M | -200.14M |
| Purchase of Investments | -72.97M | -44.04M | -14.11M | -39.38M | -47.31M | -57.36M | -17.27M | -24.48M | 0 |
| Sale/Maturity of Investments | 21.04M | 24.66M | 67.36M | 38.49M | 41.08M | 23.2M | 17.86M | 19.76M | 0 |
| Net Investment Activity | -51.93M | -19.38M | 53.25M | -894K | -6.23M | -34.16M | 594K | -4.73M | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -162.29M | -147.6M | -114.44M | -130.14M | -168.56M | -317.05M | -274.55M | -302.94M | -200.14M |
| Cash from Financing | 198M | 226.05M | 15.74M | 163.6M | 186.03M | 243.14M | 307.24M | 229.2M | 181.9M |
| Dividends Paid | -1.61M | -1.76M | -3.96M | -6.15M | -6.66M | -8.95M | -9.91M | -11.04M | -11.81M |
| Share Repurchases | 0 | 0 | -6.48M | -6.49M | -10.88M | -6.73M | -8.83M | -222K | -7.19M |
| Stock Issued | 134K | 45.04M | 0 | 0 | 0 | 0 | 0 | 0 | 2.28M |
| Net Stock Activity | 134K | 45.04M | -6.48M | -6.49M | -10.88M | -6.73M | -8.83M | -222K | -4.91M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K |
| Other Financing | 159.61M | 192.77M | 36.18M | 116.24M | 273.56M | 179.68M | 306.98M | 264.47M | 179.62M |
| Net Change in Cash | 3.71M▲ 0% | 88.61M▲ 2290.5% | -16.05M▼ 118.1% | 47.87M▲ 398.3% | 9.19M▼ 80.8% | -56.25M▼ 712.3% | 95.31M▲ 269.4% | -43.55M▼ 145.7% | 8.35M▲ 119.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 69.95M | 73.66M | 162.27M | 146.23M | 194.1M | 203.28M | 147.03M | 242.34M | 198.79M |
| Cash at End | 73.66M | 162.27M | 146.23M | 194.1M | 203.28M | 147.03M | 242.34M | 198.79M | 207.14M |
| Interest Paid | 9.46M | 13.98M | 24.13M | 17.35M | 5.79M | 9.73M | 47.78M | 85.84M | 92.84M |
| Income Taxes Paid | 12.06M | 7.57M | 13.38M | 10.05M | 14.98M | 13.98M | 4.28M | 6.37M | 23.05M |
| Free Cash Flow | 19.93M▲ 0% | 29.54M▲ 48.2% | 29.41M▼ 0.5% | 15.31M▼ 48.0% | -2.05M▼ 113.4% | 51.81M▲ 2631.2% | 62.03M▲ 19.7% | 34.91M▼ 43.7% | 25.66M▼ 26.5% |
| FCF Growth % | -47.85% | 48.24% | -0.45% | -47.95% | -113.37% | 2631.22% | 19.71% | -43.72% | -26.5% |
PCB Banking Ratios
PCB Bancorp (PCB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 12.44% | 12.19% | 13.79% | 11.03% | 7.02% | 16.37% | 11.83% | 8.97% | 7.24% | 9.94% |
| Return on Assets (ROA) | 1.23% | 1.23% | 1.55% | 1.4% | 0.88% | 1.97% | 1.53% | 1.18% | 0.88% | 1.18% |
| Net Interest Margin | 3.72% | 3.83% | 3.87% | 3.95% | 3.44% | 3.59% | 3.7% | 3.17% | 2.89% | 3.17% |
| Efficiency Ratio | 48.84% | 45.34% | 42.72% | 40.37% | 45.57% | 43.25% | 43.98% | 34.63% | 31.28% | 28.27% |
| Equity / Assets | 10.35% | 9.86% | 12.39% | 12.99% | 12.16% | 11.92% | 13.86% | 12.51% | 11.87% | 11.88% |
| Book Value / Share | 10.07 | 10.5 | 14.34 | 14.03 | 15.13 | 16.8 | 22.27 | 24.2 | 25.37 | 27.31 |
| NII Growth | 23.06% | 21.04% | 19.17% | 5% | -4.12% | 16.54% | 16.2% | -1.26% | 0.13% | 17.22% |
| Dividend Payout | 9.86% | 9.81% | 7.24% | 16.43% | 38.04% | 16.59% | 25.57% | 32.27% | 39.79% | 30.61% |
PCB SEC Filings & Documents
PCB Bancorp (PCB) SEC filings — annual & quarterly reports (10-K, 10-Q)
PCB Frequently Asked Questions
PCB Bancorp (PCB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
PCB Bancorp (PCB) grew revenue by 9.1% over the past year. This is steady growth.
Yes, PCB Bancorp (PCB) is profitable, generating $37.5M in net income for fiscal year 2025 (17.9% net margin).
Dividend & Returns
Yes, PCB Bancorp (PCB) pays a dividend with a yield of 3.20%. This makes it attractive for income-focused investors.
PCB Bancorp (PCB) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.
Industry Metrics
PCB Bancorp (PCB) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
PCB Bancorp (PCB) has an efficiency ratio of 28.3%. This is excellent, indicating strong cost control.
Explore More PCB
PCB Bancorp (PCB) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates