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Ponce Financial Group, Inc.(PDLB)Earnings, Financials & Key Ratios
PDLB•NASDAQ•Banking & Credit
$17.94
$433M mkt cap·15.1× P/E·Price updated May 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutPonce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.Show more
- Net Interest Income$100M+30.5%
- Total Revenue$194M+16.1%
- Net Income$29M+161.6%
- Return on Equity5.48%+149.1%
- Net Interest Margin3.1%+23.1%
- Efficiency Ratio34.16%-10.9%
- ROA0.92%+141.8%
- Equity / Assets16.8%+1.0%
- Book Value per Share23.28+3.9%
- Tangible BV/Share23.28+3.9%
- Debt/Equity1.15-6.9%
PDLB Key Insights
Ponce Financial Group, Inc. (PDLB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 49.4%
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 34.2% efficiency ratio
- ✓Well capitalized: 16.8% equity/assets
- ✓Trading near 52-week high
- ✓Trading at only 0.8x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 2.8%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PDLB Price & Volume
Ponce Financial Group, Inc. (PDLB) stock price & volume — 10-year historical chart
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PDLB Growth Metrics
Ponce Financial Group, Inc. (PDLB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years18.59%
5 Years26.09%
3 Years30.65%
TTM-
Profit CAGR
10 Years27.55%
5 Years49.43%
3 Years-
TTM161.6%
EPS CAGR
10 Years14.77%
5 Years38.92%
3 Years-
TTM155.8%
Return on Capital
10 Years1.17%
5 Years1.96%
3 Years1.41%
Last Year2.39%
PDLB Recent Earnings
Ponce Financial Group, Inc. (PDLB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (100%)●Beat Revenue 5/12 qtrs (100%)
Q2 2026Latest
Apr 24, 2026EPS
$0.36
Est $0.27
+33.3%
Revenue
$30M
Est $27M
+13.4%
Q1 2026
Jan 27, 2026EPS
$0.42
Est $0.28
+50.0%
Revenue
$31M
Est $27M
+17.7%
Q4 2025
Oct 24, 2025EPS
$0.27
Est $0.22
+22.7%
Revenue
$48M
Q3 2025
Jul 25, 2025EPS
$0.25
Est $0.17
+47.1%
Revenue
$48M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 24, 2026 | $0.36vs $0.27+33.3% | $30Mvs $27M+13.4% |
| Q1 2026 | Jan 27, 2026 | $0.42vs $0.28+50.0% | $31Mvs $27M+17.7% |
| Q4 2025 | Oct 24, 2025 | $0.27vs $0.22+22.7% | $48M |
| Q3 2025 | Jul 25, 2025 | $0.25vs $0.17+47.1% | $48M |
Based on last 12 quarters of dataView full earnings history →
PDLB Peer Comparison
Ponce Financial Group, Inc. (PDLB) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CARV | 8.83M | 1.67 | -0.63 | -8.28% | -48.38% | 0.98 | ||
 MGYR | 114.53M | 17.68 | 11.33 | 12.08% | 9.18% | 0.41 | ||
 NECB | 339.07M | 24.51 | 7.54 | -1.55% | 13.07% | 0.21 | ||
 KRNY | 508.09M | 8.08 | 19.24 | 5.09% | 4.31% | 1.68 | ||
 NBTB | 2.35B | 45.07 | 13.53 | 10.36% | 9.51% | 0.17 | ||
 DCOM | 1.64B | 37.27 | 15.73 | 13.03% | 7.67% | 0.25 | ||
 FFIC | 543.83M | 16.05 | 29.72 | 11.06% | 2.67% | 0.84 | ||
 CTBI | 1.2B | 66.31 | 14.38 | 15.23% | 11.22% | 0.42 |
Compare PDLB vs Peers
Ponce Financial Group, Inc. (PDLB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PDLB Income Statement
Ponce Financial Group, Inc. (PDLB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 32.21M | 36.67M | 38.13M | 41.97M | 58.85M | 66.6M | 65.27M | 76.48M | 99.81M |
| NII Growth % | 15.83% | 13.85% | 4% | 10.06% | 40.21% | 13.18% | -2.01% | 17.18% | 30.51% |
| Net Interest Margin % | 3.48% | 3.46% | 3.62% | 3.1% | 3.56% | 2.88% | 2.37% | 2.52% | 3.1% |
| Interest Income | 38.99M | 46.16M | 50.49M | 53.34M | 67.1M | 82.75M | 125.87M | 162.64M | 185.53M |
| Interest Expense | 6.78M | 9.49M | 12.36M | 11.37M | 8.25M | 16.15M | 60.6M | 86.16M | 85.71M |
| Loan Loss Provision | 1.72M | 1.25M | 258K | 2.44M | 2.72M | 24.05M | 973K | 1.33M | 2.71M |
| Non-Interest Income | 2.37M | 2.15M | 1.99M | 7.62M | 10.48M | 4.37M | 8.6M | 4.66M | 8.78M |
| Non-Interest Income % | 5.72% | 4.45% | 3.79% | 12.5% | 13.51% | 5.01% | 6.4% | 2.78% | 4.52% |
| Total Revenue | 41.35M▲ 0% | 48.31M▲ 16.8% | 52.48M▲ 8.6% | 60.96M▲ 16.2% | 77.58M▲ 27.3% | 87.12M▲ 12.3% | 134.47M▲ 54.3% | 167.29M▲ 24.4% | 194.31M▲ 16.1% |
| Revenue Growth % | 17.11% | 16.81% | 8.64% | 16.16% | 27.25% | 12.3% | 54.35% | 24.41% | 16.15% |
| Non-Interest Expense | 35.82M | 33.77M | 45.91M | 41.91M | 32.98M | 83.77M | 67.04M | 64.12M | 66.38M |
| Efficiency Ratio | 86.61% | 69.91% | 87.49% | 68.76% | 42.52% | 96.16% | 49.86% | 38.33% | 34.16% |
| Operating Income | -2.96M▲ 0% | 3.8M▲ 228.2% | -6.05M▼ 259.3% | 5.24M▲ 186.5% | 33.62M▲ 542.3% | -36.85M▼ 209.6% | 5.85M▲ 115.9% | 15.69M▲ 168.0% | 39.51M▲ 151.9% |
| Operating Margin % | -7.16% | 7.86% | -11.53% | 8.59% | 43.34% | -42.29% | 4.35% | 9.38% | 20.33% |
| Operating Income Growth % | -221.93% | 228.18% | -259.27% | 186.54% | 542.29% | -209.58% | 115.88% | 167.98% | 151.89% |
| Pretax Income | -2.96M▲ 0% | 3.8M▲ 228.2% | -6.05M▼ 259.3% | 5.24M▲ 186.5% | 33.62M▲ 542.3% | -36.85M▼ 209.6% | 5.85M▲ 115.9% | 15.69M▲ 168.0% | 38.43M▲ 145.0% |
| Pretax Margin % | -7.16% | 7.86% | -11.53% | 8.59% | 43.34% | -42.29% | 4.35% | 9.38% | 19.78% |
| Income Tax | 1.42M | 1.12M | -924K | 1.38M | 8.21M | -6.84M | 2.5M | 4.71M | 9.73M |
| Effective Tax Rate % | -48.06% | 29.52% | 15.28% | 26.4% | 24.41% | 18.58% | 42.73% | 30.05% | 25.31% |
| Net Income | -4.39M▲ 0% | 2.68M▲ 161.0% | -5.13M▼ 291.4% | 3.85M▲ 175.2% | 25.41M▲ 559.6% | -30M▼ 218.0% | 3.35M▲ 111.2% | 10.97M▲ 227.3% | 28.7M▲ 161.6% |
| Net Margin % | -10.61% | 5.54% | -9.77% | 6.32% | 32.76% | -34.44% | 2.49% | 6.56% | 14.77% |
| Net Income Growth % | -407.86% | 161.02% | -291.45% | 175.18% | 559.62% | -218.04% | 111.17% | 227.33% | 161.6% |
| Net Income (Continuing) | -4.39M | 2.68M | -5.13M | 3.85M | 25.41M | -30M | 3.35M | 10.97M | 28.7M |
| EPS (Diluted) | -0.16▲ 0% | 0.15▲ 193.8% | -0.29▼ 293.3% | 0.23▲ 179.3% | 1.51▲ 556.5% | -1.32▼ 187.4% | 0.15▲ 111.4% | 0.46▲ 206.7% | 1.19▲ 158.7% |
| EPS Growth % | -194.12% | 193.75% | -293.33% | 179.31% | 556.52% | -187.42% | 111.36% | 206.67% | 158.7% |
| EPS (Basic) | -0.16 | 0.15 | -0.29 | 0.23 | 1.52 | -1.32 | 0.15 | 0.46 | 1.21 |
| Diluted Shares Outstanding | 18.46M | 17.81M | 17.43M | 16.68M | 16.79M | 22.69M | 22.82M | 22.55M | 23.26M |
PDLB Balance Sheet
Ponce Financial Group, Inc. (PDLB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 88.62M | 96.92M | 49.18M | 92.31M | 269.73M | 185.36M | 259.34M | 245.06M | 120.71M |
| Cash & Due from Banks | 59.72M | 69.78M | 27.68M | 74.82M | 156.38M | 55.85M | 139.44M | 140.09M | 28.51M |
| Short Term Investments | 28.9M | 27.14M | 21.5M | 17.5M | 113.35M | 129.5M | 119.9M | 104.97M | 92.2M |
| Total Investments | 827.6M | 945.65M | 978.27M | 1.21B | 1.44B | 2.14B | 2.49B | 2.77B | 2.97B |
| Investments Growth % | 18.74% | 14.26% | 3.45% | 24.02% | 18.29% | 48.79% | 16.49% | 11.37% | 7.13% |
| Long-Term Investments | 798.7M | 918.51M | 956.77M | 1.2B | 1.32B | 2.01B | 2.37B | 2.67B | 2.88B |
| Accounts Receivables | 3.33M | 3.79M | 3.98M | 11.4M | 12.36M | 15.05M | 18.01M | 17.77M | 2.62B |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 27.17M | 31.14M | 32.75M | 32.05M | 19.62M | 50.87M | 47.33M | 45.89M | 43.22M |
| Other Assets | 3.78M | 5.73M | 7.36M | 19.03M | 26.13M | 38.65M | 44.1M | 53.88M | -2.88B |
| Total Current Assets | 91.96M | 100.72M | 53.16M | 103.71M | 282.09M | 200.41M | 277.35M | 262.83M | 2.74B |
| Total Non-Current Assets | 833.57M | 959.18M | 1B | 1.25B | 1.37B | 2.11B | 2.47B | 2.78B | 54.72M |
| Total Assets | 925.52M▲ 0% | 1.06B▲ 14.5% | 1.05B▼ 0.6% | 1.36B▲ 28.6% | 1.65B▲ 22.0% | 2.31B▲ 39.8% | 2.75B▲ 19.0% | 3.04B▲ 10.5% | 3.22B▲ 6.1% |
| Asset Growth % | 24.23% | 14.52% | -0.58% | 28.61% | 22.01% | 39.82% | 18.98% | 10.51% | 6.05% |
| Return on Assets (ROA) | -0.53% | 0.27% | -0.48% | 0.32% | 1.69% | -1.51% | 0.13% | 0.38% | 0.92% |
| Accounts Payable | 42K | 63K | 97K | 60K | 228K | 1.39M | 11.96M | 3.71M | 3.79M |
| Total Debt | 36.4M | 69.4M | 104.4M | 148.7M | 121.34M | 551.91M | 717.11M | 626.8M | 625.45M |
| Net Debt | -23.32M | -374K | 76.73M | 73.88M | -35.04M | 496.05M | 577.67M | 486.71M | 596.94M |
| Long-Term Debt | 16.4M | 44.4M | 93.38M | 29.86M | 106.25M | 517.38M | 684.42M | 596.1M | 625.45M |
| Short-Term Debt | 20M | 25M | 11.03M | 118.84M | 15.09M | 0 | 0 | 0 | 229.03M |
| Other Liabilities | 10.31M | 11.5M | 8.81M | 17.35M | 137.97M | 13.58M | 22.64M | 19.07M | 952.03M |
| Total Current Liabilities | 734.03M | 834.82M | 793.17M | 1.15B | 1.22B | 1.25B | 1.52B | 1.89B | 1.08B |
| Total Non-Current Liabilities | 26.71M | 55.91M | 102.19M | 47.21M | 244.22M | 565.49M | 739.74M | 645.86M | 1.61B |
| Total Liabilities | 760.74M | 890.73M | 895.35M | 1.2B | 1.46B | 1.82B | 2.26B | 2.53B | 2.68B |
| Total Equity | 164.78M▲ 0% | 169.17M▲ 2.7% | 158.4M▼ 6.4% | 159.54M▲ 0.7% | 189.26M▲ 18.6% | 492.7M▲ 160.3% | 491.39M▼ 0.3% | 505.5M▲ 2.9% | 541.55M▲ 7.1% |
| Equity Growth % | 77.2% | 2.66% | -6.37% | 0.72% | 18.62% | 160.34% | -0.26% | 2.87% | 7.13% |
| Equity / Assets (Capital Ratio) | 17.8% | 15.96% | 15.03% | 11.77% | 11.45% | 21.31% | 17.86% | 16.63% | 16.8% |
| Return on Equity (ROE) | -3.4% | 1.6% | -3.13% | 2.42% | 14.57% | -8.8% | 0.68% | 2.2% | 5.48% |
| Book Value per Share | 8.93 | 9.50 | 9.09 | 9.56 | 11.27 | 21.71 | 21.53 | 22.41 | 23.28 |
| Tangible BV per Share | 8.93 | 9.50 | 9.09 | 9.56 | 11.27 | 21.71 | 21.53 | 22.41 | 23.28 |
| Common Stock | 185K | 185K | 185K | 185K | 185K | 249K | 249K | 249K | 249K |
| Additional Paid-in Capital | 84.35M | 84.58M | 84.78M | 85.11M | 85.6M | 206.51M | 207.11M | 207.32M | 208.6M |
| Retained Earnings | 94.86M | 98.81M | 93.69M | 97.54M | 122.96M | 92.95M | 97.42M | 107.75M | 135.33M |
| Accumulated OCI | -7.85M | -8.13M | 20K | 135K | -1.46M | -17.86M | -15.65M | -15.3M | -10.82M |
| Treasury Stock | 0 | 0 | -14.48M | -18.11M | -13.69M | -2K | -9.75M | -7.71M | -6.16M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 225M | 225M | 225M | 225M |
PDLB Cash Flow Statement
Ponce Financial Group, Inc. (PDLB) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 8.65M | 7.88M | 5.05M | -27.5M | 18.55M | 9.8M | 6.49M | 7.21M | 42.98M |
| Operating CF Growth % | 99.08% | -8.8% | -36.01% | -644.99% | 167.47% | -47.18% | -33.74% | 11.07% | 495.99% |
| Net Income | -4.39M | 2.68M | -5.13M | 3.85M | 25.41M | -30M | 3.35M | 10.97M | 28.7M |
| Depreciation & Amortization | 1.63M | 1.8M | 2.22M | 2.52M | 2.47M | 4.27M | 4.53M | 4.74M | 0 |
| Deferred Taxes | -40K | -184K | -2.1M | -932K | 1.26M | -7.94M | 1.26M | 2.17M | 0 |
| Other Non-Cash Items | 7.97M | 1.3M | 10.33M | -1.83M | -17.67M | 42.56M | -1.18M | -189K | -1.57M |
| Working Capital Changes | 2.74M | 1.58M | -2.31M | -33.05M | 4.28M | -2.02M | -4.49M | -14.03M | 15.85M |
| Cash from Investing | -135.9M | -126.61M | -38.67M | -204.6M | -211.14M | -777.06M | -332.91M | -294.9M | -207.11M |
| Purchase of Investments | 0 | -5M | -34M | -15.37M | -109.88M | -587.31M | 0 | 0 | 0 |
| Sale/Maturity of Investments | 23.65M | 6.66M | 39.55M | 17.77M | 12.89M | 40.32M | 60.95M | 109.49M | 113.45M |
| Net Investment Activity | 23.65M | 1.67M | 5.55M | 2.4M | -96.99M | -546.99M | 60.95M | 109.49M | 113.45M |
| Acquisitions | 0 | 0 | 0 | -1M | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -156.78M | -122.51M | -40.41M | -204.09M | -109.98M | -229.57M | -393.45M | -401.67M | -319.58M |
| Cash from Financing | 175.26M | 128.78M | -8.48M | 276.5M | 274.4M | 667.73M | 411.25M | 288.33M | 150.44M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -588K | -1.13M |
| Share Repurchases | 0 | 0 | -15.76M | -4.71M | -1.61M | 0 | -11.01M | 0 | 0 |
| Stock Issued | 78.19M | 0 | 0 | 0 | 4.74M | 2K | 0 | 0 | 142K |
| Net Stock Activity | 78.19M | 0 | -15.76M | -4.71M | 3.14M | 2K | -11.01M | 0 | 142K |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 0 |
| Other Financing | 63.67M | 95.77M | -27.71M | 247.54M | 297.14M | 46.7M | 255.21M | 377.24M | 151.42M |
| Net Change in Cash | 48.01M▲ 0% | 10.05M▼ 79.1% | -42.1M▼ 518.7% | 44.4M▲ 205.5% | 81.82M▲ 84.3% | -99.53M▼ 221.7% | 84.83M▲ 185.2% | 649K▼ 99.2% | -13.69M▼ 2208.6% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13.69M |
| Cash at Beginning | 11.72M | 59.72M | 69.78M | 27.68M | 72.08M | 153.89M | 54.36M | 139.19M | 139.84M |
| Cash at End | 59.72M | 69.78M | 27.68M | 72.08M | 153.89M | 54.36M | 139.19M | 139.84M | 126.15M |
| Interest Paid | 6.82M | 9.47M | 12.32M | 11.36M | 8.08M | 14.99M | 50.03M | 94.41M | 85.64M |
| Income Taxes Paid | 1.47M | 549K | 1.18M | 531K | 5.97M | 173K | 1.01M | 2.18M | 8.46M |
| Free Cash Flow | 5.88M▲ 0% | 2.12M▼ 63.9% | 1.23M▼ 42.1% | -29.4M▼ 2490.4% | 14.38M▲ 148.9% | 9.31M▼ 35.3% | 6.08M▼ 34.7% | 4.49M▼ 26.1% | 42.01M▲ 834.7% |
| FCF Growth % | 54.13% | -63.86% | -42.09% | -2490.41% | 148.91% | -35.29% | -34.65% | -26.11% | 834.69% |
PDLB Banking Ratios
Ponce Financial Group, Inc. (PDLB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 1.55% | -3.4% | 1.6% | -3.13% | 2.42% | 14.57% | -8.8% | 0.68% | 2.2% | 5.48% |
| Return on Assets (ROA) | 0.2% | -0.53% | 0.27% | -0.48% | 0.32% | 1.69% | -1.51% | 0.13% | 0.38% | 0.92% |
| Net Interest Margin | 3.73% | 3.48% | 3.46% | 3.62% | 3.1% | 3.56% | 2.88% | 2.37% | 2.52% | 3.1% |
| Efficiency Ratio | 76.47% | 86.61% | 69.91% | 87.49% | 68.76% | 42.52% | 96.16% | 49.86% | 38.33% | 34.16% |
| Equity / Assets | 12.48% | 17.8% | 15.96% | 15.03% | 11.77% | 11.45% | 21.31% | 17.86% | 16.63% | 16.8% |
| Book Value / Share | 11.19 | 8.93 | 9.5 | 9.09 | 9.56 | 11.27 | 21.71 | 21.53 | 22.41 | 23.28 |
| NII Growth | -0.48% | 15.83% | 13.85% | 4% | 10.06% | 40.21% | 13.18% | -2.01% | 17.18% | 30.51% |
PDLB SEC Filings & Documents
Ponce Financial Group, Inc. (PDLB) SEC filings — annual & quarterly reports (10-K, 10-Q)
PDLB Frequently Asked Questions
Ponce Financial Group, Inc. (PDLB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Ponce Financial Group, Inc. (PDLB) grew revenue by 16.1% over the past year. This is strong growth.
Yes, Ponce Financial Group, Inc. (PDLB) is profitable, generating $28.7M in net income for fiscal year 2025 (14.8% net margin).
Dividend & Returns
Yes, Ponce Financial Group, Inc. (PDLB) pays a dividend with a yield of 0.27%. This makes it attractive for income-focused investors.
Ponce Financial Group, Inc. (PDLB) has a return on equity (ROE) of 5.5%. This is below average, suggesting room for improvement.
Industry Metrics
Ponce Financial Group, Inc. (PDLB) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
Ponce Financial Group, Inc. (PDLB) has an efficiency ratio of 34.2%. This is excellent, indicating strong cost control.
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Ponce Financial Group, Inc. (PDLB) financial analysis — history, returns, DCA and operating performance tools
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Dividend History
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Earnings History
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Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates