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Peoples Financial Services Corp.(PFIS)Earnings, Financials & Key Ratios
PFIS•NASDAQ•Banking & Credit
$58.90
$589M mkt cap·10.0× P/E·Price updated May 6, 2026
AboutPeoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.Show more
- Net Interest Income$166M+43.2%
- Total Revenue$281M+22.3%
- Net Income$59M+596.5%
- Return on Equity11.97%+470.1%
- Net Interest Margin3.15%+38.3%
- Efficiency Ratio40.89%-12.0%
- ROA1.14%+493.8%
- Equity / Assets9.86%+7.1%
- Book Value per Share51.60-5.5%
- Tangible BV/Share41.31-0.8%
- Debt/Equity0.50+49.8%
PFIS Key Insights
Peoples Financial Services Corp. (PFIS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 15.1%
- ✓Efficient operations: 40.9% efficiency ratio
- ✓Healthy dividend yield of 4.2%
- ✓Trading near 52-week high
- ✓Trading at only 1.1x book value
✗Weaknesses
- ✗Shares diluted 17.3% in last year
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PFIS Price & Volume
Peoples Financial Services Corp. (PFIS) stock price & volume — 10-year historical chart
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PFIS Growth Metrics
Peoples Financial Services Corp. (PFIS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years13.95%
5 Years20.46%
3 Years31.46%
TTM-
Profit CAGR
10 Years12.82%
5 Years15.06%
3 Years15.83%
TTM596.48%
EPS CAGR
10 Years9.56%
5 Years8.01%
3 Years3.65%
TTM419.47%
Return on Capital
10 Years7.86%
5 Years7.31%
3 Years3.94%
Last Year2.45%
PFIS Recent Earnings
Peoples Financial Services Corp. (PFIS) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (56%)●Beat Revenue 2/12 qtrs (22%)
Q2 2026Latest
Apr 30, 2026EPS
$1.43
Est $1.54
-7.1%
Revenue
$50M
Est $50M
-0.4%
Q2 2026
Mar 16, 2026EPS
$1.19
Revenue
$70M
Q1 2026
Feb 5, 2026EPS
$1.36
Est $1.52
-10.5%
Revenue
$47M
Est $48M
-3.1%
Q1 2026
Jan 30, 2026EPS
$1.36
Est $1.52
-10.5%
Revenue
$47M
Est $50M
-6.3%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $1.43vs $1.54-7.1% | $50Mvs $50M-0.4% |
| Q2 2026 | Mar 16, 2026 | $1.19 | $70M |
| Q1 2026 | Feb 5, 2026 | $1.36vs $1.52-10.5% | $47Mvs $48M-3.1% |
| Q1 2026 | Jan 30, 2026 | $1.36vs $1.52-10.5% | $47Mvs $50M-6.3% |
Based on last 12 quarters of dataView full earnings history →
PFIS Peer Comparison
Peoples Financial Services Corp. (PFIS) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 FULT | 4.19B | 21.79 | 10.48 | 5.03% | 11.6% | 0.37 | ||
 CZWI | 202.59M | 21.04 | 14.41 | -9.41% | 7.81% | 0.28 | ||
 CZNC | 389.19M | 21.73 | 14.88 | -0.82% | 7.79% | 0.56 | ||
 WSBC | 3.31B | 34.44 | 15.24 | 51.41% | 5.67% | 0.41 | ||
 UVSP | 1.1B | 38.76 | 12.27 | 3.58% | 9.82% | 0.37 | ||
 MBIN | 2.15B | 46.67 | 12.35 | -5.65% | 9.89% | 1.68 | ||
 NFBK | 587.44M | 14.05 | 19.51 | 13.88% | 5.48% | 1.08 |
Compare PFIS vs Peers
Peoples Financial Services Corp. (PFIS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PFIS Income Statement
Peoples Financial Services Corp. (PFIS) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 65.49M | 71.27M | 75.43M | 79.7M | 84.56M | 95.75M | 86.75M | 115.9M | 165.96M |
| NII Growth % | 6.17% | 8.82% | 5.84% | 5.67% | 6.09% | 13.23% | -9.4% | 33.6% | 43.19% |
| Net Interest Margin % | 3.02% | 3.11% | 3.05% | 2.76% | 2.51% | 2.69% | 2.32% | 2.28% | 3.15% |
| Interest Income | 74.19M | 84.59M | 93.3M | 94.03M | 93.98M | 111.33M | 149.85M | 211.37M | 259.7M |
| Interest Expense | 8.7M | 13.32M | 17.87M | 14.32M | 9.42M | 15.59M | 63.1M | 95.47M | 93.73M |
| Loan Loss Provision | 4.8M | 4.2M | 6.1M | 7.4M | 1.75M | -449K | 566K | 19.13M | 98K |
| Non-Interest Income | 14.96M | 13.73M | 15.2M | 16.74M | 13.77M | 12.32M | 14.15M | 18.43M | 21.25M |
| Non-Interest Income % | 16.78% | 13.97% | 14.01% | 15.11% | 12.78% | 9.97% | 8.63% | 8.02% | 7.57% |
| Total Revenue | 89.15M▲ 0% | 98.32M▲ 10.3% | 108.5M▲ 10.4% | 110.77M▲ 2.1% | 107.75M▼ 2.7% | 123.66M▲ 14.8% | 164M▲ 32.6% | 229.8M▲ 40.1% | 280.95M▲ 22.3% |
| Revenue Growth % | 8.88% | 10.29% | 10.36% | 2.09% | -2.72% | 14.76% | 32.63% | 40.12% | 22.26% |
| Non-Interest Expense | 49.02M | 52.49M | 55.64M | 54.87M | 43.06M | 63.16M | 67.84M | 106.73M | 114.89M |
| Efficiency Ratio | 54.98% | 53.38% | 51.28% | 49.53% | 39.96% | 51.07% | 41.36% | 46.44% | 40.89% |
| Operating Income | 26.64M▲ 0% | 28.31M▲ 6.3% | 28.89M▲ 2.0% | 34.17M▲ 18.3% | 53.52M▲ 56.6% | 45.37M▼ 15.2% | 32.5M▼ 28.4% | 8.47M▼ 73.9% | 72.23M▲ 753.0% |
| Operating Margin % | 29.88% | 28.79% | 26.63% | 30.85% | 49.67% | 36.69% | 19.82% | 3.69% | 25.71% |
| Operating Income Growth % | 8.32% | 6.28% | 2.05% | 18.29% | 56.6% | -15.23% | -28.36% | -73.95% | 753.02% |
| Pretax Income | 26.64M▲ 0% | 28.31M▲ 6.3% | 28.89M▲ 2.0% | 34.17M▲ 18.3% | 53.52M▲ 56.6% | 45.37M▼ 15.2% | 32.5M▼ 28.4% | 8.47M▼ 73.9% | 72.23M▲ 753.0% |
| Pretax Margin % | 29.88% | 28.79% | 26.63% | 30.85% | 49.67% | 36.69% | 19.82% | 3.69% | 25.71% |
| Income Tax | 8.18M | 3.39M | 3.15M | 4.82M | 10M | 7.28M | 5.12M | -30K | 13.05M |
| Effective Tax Rate % | 30.71% | 11.98% | 10.92% | 14.11% | 18.68% | 16.04% | 15.76% | -0.35% | 18.06% |
| Net Income | 18.46M▲ 0% | 24.92M▲ 35.0% | 25.74M▲ 3.3% | 29.35M▲ 14.1% | 43.52M▲ 48.3% | 38.09M▼ 12.5% | 27.38M▼ 28.1% | 8.5M▼ 69.0% | 59.19M▲ 596.5% |
| Net Margin % | 20.7% | 25.35% | 23.72% | 26.5% | 40.39% | 30.8% | 16.69% | 3.7% | 21.07% |
| Net Income Growth % | -5.75% | 35.02% | 3.27% | 14.06% | 48.26% | -12.47% | -28.12% | -68.96% | 596.48% |
| Net Income (Continuing) | 18.46M | 24.92M | 25.74M | 29.35M | 43.52M | 38.09M | 27.38M | 8.5M | 59.19M |
| EPS (Diluted) | 2.50▲ 0% | 3.37▲ 34.8% | 3.72▲ 10.4% | 4.00▲ 7.5% | 6.01▲ 50.2% | 5.28▼ 12.1% | 3.83▼ 27.5% | 0.99▼ 74.2% | 5.88▲ 493.9% |
| EPS Growth % | -5.66% | 34.8% | 10.39% | 7.53% | 50.25% | -12.15% | -27.46% | -74.15% | 493.94% |
| EPS (Basic) | 2.50 | 3.37 | 3.72 | 4.02 | 6.05 | 5.31 | 3.85 | 1.00 | 5.92 |
| Diluted Shares Outstanding | 7.4M | 7.4M | 7.39M | 7.34M | 7.24M | 7.21M | 7.15M | 8.59M | 10.07M |
PFIS Balance Sheet
Peoples Financial Services Corp. (PFIS) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 310.04M | 302.3M | 361.63M | 341.1M | 554.83M | 515.57M | 441.59M | 323.18M | 259.66M |
| Cash & Due from Banks | 37.49M | 32.62M | 31.15M | 45.19M | 37.51M | 37.87M | 42.66M | 55.62M | 58.42M |
| Short Term Investments | 272.55M | 269.68M | 330.48M | 295.91M | 517.32M | 477.7M | 398.93M | 267.56M | 201.24M |
| Total Investments | 1.97B | 2.1B | 2.27B | 2.48B | 2.91B | 3.3B | 3.34B | 4.6B | 4.83B |
| Investments Growth % | 9.32% | 6.32% | 8.5% | 8.88% | 17.33% | 13.53% | 1.14% | 37.94% | 4.87% |
| Long-Term Investments | 1.7B | 1.83B | 1.94B | 2.18B | 2.39B | 2.82B | 2.94B | 4.33B | 4.63B |
| Accounts Receivables | 6.94M | 7.12M | 6.98M | 8.26M | 8.53M | 11.71M | 12.73M | 15.63M | 17.63M |
| Goodwill & Intangibles | 67.28M | 66.38M | 65.67M | 65.17M | 64.72M | 64.39M | 64.24M | 111.49M | 103.69M |
| Goodwill | 63.37M | 63.37M | 63.37M | 63.37M | 63.37M | 63.37M | 63.37M | 75.99M | 75.99M |
| Intangible Assets | 3.91M | 3.01M | 2.3M | 1.8M | 1.35M | 1.02M | 870K | 35.5M | 27.7M |
| PP&E (Net) | 37.56M | 38.89M | 47.93M | 47.05M | 51.5M | 55.67M | 61.28M | 73.28M | 78.5M |
| Other Assets | 44.15M | 42.52M | 45.65M | 237.92M | 296.23M | 60.86M | 201.63M | 183.65M | 159.32M |
| Total Current Assets | 316.97M | 309.41M | 368.61M | 349.36M | 563.36M | 532.69M | 463.88M | 352.94M | 286.62M |
| Total Non-Current Assets | 1.85B | 1.98B | 2.11B | 2.53B | 2.81B | 3.02B | 3.28B | 4.74B | 4.99B |
| Total Assets | 2.17B▲ 0% | 2.29B▲ 5.4% | 2.48B▲ 8.2% | 2.88B▲ 16.5% | 3.37B▲ 16.8% | 3.55B▲ 5.5% | 3.74B▲ 5.3% | 5.09B▲ 36.1% | 5.27B▲ 3.5% |
| Asset Growth % | 8.53% | 5.43% | 8.18% | 16.5% | 16.84% | 5.46% | 5.31% | 36.06% | 3.51% |
| Return on Assets (ROA) | 0.89% | 1.12% | 1.08% | 1.1% | 1.39% | 1.1% | 0.75% | 0.19% | 1.14% |
| Accounts Payable | 497K | 1.2M | 1.28M | 736K | 408K | 903K | 5.76M | 5.5M | 0 |
| Total Debt | 173.41M | 124.41M | 184.88M | 97.77M | 35.71M | 148.49M | 75.59M | 155.58M | 258.4M |
| Net Debt | 135.92M | 91.79M | 153.73M | 52.58M | -1.8M | 110.62M | 32.92M | 99.95M | 199.98M |
| Long-Term Debt | 49.73M | 37.91M | 32.73M | 47.77M | 35.71M | 33.55M | 58M | 139.68M | 225.68M |
| Short-Term Debt | 123.67M | 86.5M | 152.15M | 50M | 0 | 114.93M | 17.59M | 15.9M | 32.72M |
| Other Liabilities | 0 | 9.76M | 18.67M | 31.31M | 29.84M | 42.18M | 41.48M | 54.08M | 4.49B |
| Total Current Liabilities | 1.84B | 1.96B | 2.12B | 2.49B | 2.96B | 3.16B | 3.3B | 4.43B | 32.72M |
| Total Non-Current Liabilities | 60.87M | 47.66M | 51.4M | 79.08M | 65.55M | 75.73M | 99.47M | 193.75M | 4.72B |
| Total Liabilities | 1.91B | 2.01B | 2.18B | 2.57B | 3.03B | 3.24B | 3.4B | 4.62B | 4.75B |
| Total Equity | 264.98M▲ 0% | 279.08M▲ 5.3% | 299.01M▲ 7.1% | 316.88M▲ 6.0% | 340.13M▲ 7.3% | 315.35M▼ 7.3% | 340.42M▲ 8.0% | 468.95M▲ 37.8% | 519.85M▲ 10.9% |
| Equity Growth % | 3.26% | 5.32% | 7.14% | 5.98% | 7.34% | -7.28% | 7.95% | 37.76% | 10.85% |
| Equity / Assets (Capital Ratio) | 12.21% | 12.2% | 12.08% | 10.99% | 10.09% | 8.87% | 9.1% | 9.21% | 9.86% |
| Return on Equity (ROE) | 7.08% | 9.16% | 8.9% | 9.53% | 13.25% | 11.62% | 8.35% | 2.1% | 11.97% |
| Book Value per Share | 35.83 | 37.70 | 40.43 | 43.18 | 47.01 | 43.73 | 47.60 | 54.62 | 51.60 |
| Tangible BV per Share | 26.73 | 28.73 | 31.55 | 34.30 | 38.07 | 34.80 | 38.62 | 41.63 | 41.31 |
| Common Stock | 14.79M | 14.79M | 14.78M | 14.43M | 14.34M | 14.32M | 14.09M | 20M | 20.02M |
| Additional Paid-in Capital | 135.04M | 135.31M | 135.25M | 129.27M | 127.55M | 126.85M | 122.13M | 250.69M | 251.02M |
| Retained Earnings | 121.35M | 136.58M | 152.19M | 171.02M | 203.75M | 230.51M | 248.55M | 238.96M | 273.5M |
| Accumulated OCI | -6.21M | -8.08M | -3.21M | 2.15M | -5.51M | -56.34M | -44.35M | -40.7M | -24.69M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PFIS Cash Flow Statement
Peoples Financial Services Corp. (PFIS) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 28.59M | 32.63M | 37.08M | 37.18M | 40.77M | 42.36M | 33.25M | 33.92M | 54.27M |
| Operating CF Growth % | 1.92% | 14.1% | 13.65% | 0.27% | 9.66% | 3.89% | -21.5% | 2.02% | 59.99% |
| Net Income | 18.46M | 24.92M | 25.74M | 29.35M | 43.52M | 38.09M | 27.38M | 8.5M | 59.19M |
| Depreciation & Amortization | 2.98M | 3.21M | 4.21M | 4.25M | 3.64M | 4.03M | 3.5M | 7.24M | 0 |
| Deferred Taxes | 1.67M | -681K | 394K | -1.78M | 450K | 611K | 1.27M | -3.65M | 0 |
| Other Non-Cash Items | 5.78M | 5.3M | 6.94M | 5.32M | -9.79M | 3.53M | 1.29M | 9.48M | -1.44M |
| Working Capital Changes | -467K | -401K | -758K | -534K | 2.4M | -4.44M | -1.07M | 11.56M | -3.47M |
| Cash from Investing | -184.56M | -134.81M | -184.72M | -201.24M | -440.1M | -467.82M | -25.75M | 387.15M | -24.44M |
| Purchase of Investments | -73.47M | -32.71M | -124.5M | -107.2M | -358.6M | -138.71M | 0 | -4.84M | 0 |
| Sale/Maturity of Investments | 57.02M | 31.99M | 67.85M | 150.17M | 60.4M | 90.44M | 98.9M | 307.45M | 0 |
| Net Investment Activity | -16.45M | -718K | -56.65M | 42.97M | -298.2M | -48.27M | 98.9M | 302.61M | 0 |
| Acquisitions | 2.3M | 0 | 0 | 0 | 12.15M | 0 | 0 | 28.07M | 0 |
| Other Investing | -164.17M | -130.02M | -122.47M | -241.92M | -149.17M | -411.72M | -118.73M | 59.05M | -24.44M |
| Cash from Financing | 153.52M | 97.31M | 146.18M | 361.1M | 451.07M | 183.4M | 142M | -472.58M | 103.3M |
| Dividends Paid | -9.32M | -9.69M | -10.13M | -10.52M | -10.79M | -11.32M | -11.66M | -18.09M | -24.64M |
| Share Repurchases | 0 | 0 | -634K | -6.89M | -2.36M | -1.25M | -5.89M | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | -634K | -6.89M | -2.36M | -1.25M | -5.89M | 0 | 0 |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | 130.26M | 156M | 96.47M | 465.62M | 526.28M | 83.2M | 232.44M | -299.81M | 25.82M |
| Net Change in Cash | -2.45M▲ 0% | -4.87M▼ 98.6% | -1.46M▲ 70.0% | 197.04M▲ 13568.1% | 51.74M▼ 73.7% | -242.06M▼ 567.8% | 149.5M▲ 161.8% | -51.51M▼ 134.5% | 133.13M▲ 358.4% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 39.94M | 37.49M | 32.62M | 31.15M | 228.19M | 279.93M | 37.87M | 187.37M | 135.85M |
| Cash at End | 37.49M | 32.62M | 31.15M | 228.19M | 279.93M | 37.87M | 187.37M | 135.85M | 268.98M |
| Interest Paid | 8.66M | 12.62M | 17.79M | 14.87M | 9.75M | 15.09M | 58.23M | 95.73M | 92.45M |
| Income Taxes Paid | 5.9M | 2.65M | 4.55M | 6.25M | 6.74M | 10M | 3.46M | 1.85M | 7.56M |
| Free Cash Flow | 22.35M▲ 0% | 28.56M▲ 27.8% | 31.48M▲ 10.2% | 34.89M▲ 10.8% | 35.89M▲ 2.9% | 34.53M▼ 3.8% | 27.33M▼ 20.9% | 31.35M▲ 14.7% | 43.34M▲ 38.3% |
| FCF Growth % | 4.96% | 27.79% | 10.22% | 10.84% | 2.86% | -3.79% | -20.85% | 14.71% | 38.26% |
PFIS Banking Ratios
Peoples Financial Services Corp. (PFIS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.75% | 7.08% | 9.16% | 8.9% | 9.53% | 13.25% | 11.62% | 8.35% | 2.1% | 11.97% |
| Return on Assets (ROA) | 1.03% | 0.89% | 1.12% | 1.08% | 1.1% | 1.39% | 1.1% | 0.75% | 0.19% | 1.14% |
| Net Interest Margin | 3.08% | 3.02% | 3.11% | 3.05% | 2.76% | 2.51% | 2.69% | 2.32% | 2.28% | 3.15% |
| Efficiency Ratio | 55% | 54.98% | 53.38% | 51.28% | 49.53% | 39.96% | 51.07% | 41.36% | 46.44% | 40.89% |
| Equity / Assets | 12.83% | 12.21% | 12.2% | 12.08% | 10.99% | 10.09% | 8.87% | 9.1% | 9.21% | 9.86% |
| Book Value / Share | 34.69 | 35.83 | 37.7 | 40.43 | 43.18 | 47.01 | 43.73 | 47.6 | 54.62 | 51.6 |
| NII Growth | 8.28% | 6.17% | 8.82% | 5.84% | 5.67% | 6.09% | 13.23% | -9.4% | 33.6% | 43.19% |
| Dividend Payout | 46.83% | 50.49% | 38.9% | 39.37% | 35.83% | 24.8% | 29.73% | 42.58% | 212.91% | 41.63% |
PFIS SEC Filings & Documents
Peoples Financial Services Corp. (PFIS) SEC filings — annual & quarterly reports (10-K, 10-Q)
PFIS Frequently Asked Questions
Peoples Financial Services Corp. (PFIS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Peoples Financial Services Corp. (PFIS) grew revenue by 22.3% over the past year. This is strong growth.
Yes, Peoples Financial Services Corp. (PFIS) is profitable, generating $59.2M in net income for fiscal year 2025 (21.1% net margin).
Dividend & Returns
Yes, Peoples Financial Services Corp. (PFIS) pays a dividend with a yield of 4.15%. This makes it attractive for income-focused investors.
Peoples Financial Services Corp. (PFIS) has a return on equity (ROE) of 12.0%. This is reasonable for most industries.
Industry Metrics
Peoples Financial Services Corp. (PFIS) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
Peoples Financial Services Corp. (PFIS) has an efficiency ratio of 40.9%. This is excellent, indicating strong cost control.
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Peoples Financial Services Corp. (PFIS) financial analysis — history, returns, DCA and operating performance tools
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