8-K Announcements
6Material company update
Apr 30, 2026·SEC
Material company update
Apr 30, 2026·SEC
Material company update
Apr 30, 2026·SEC
Provident Financial Services, Inc.(PFS)Earnings, Financials & Key Ratios
PFS•NYSE•Banking & Credit
$22.61
$2.95B mkt cap·10.1× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutProvident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2021, it operated 96 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.Show more
- Net Interest Income$761M+26.6%
- Total Revenue$1.38B+21.3%
- Net Income$291M+152.0%
- Return on Equity10.72%+99.0%
- Net Interest Margin3.04%+21.9%
- Efficiency Ratio33.17%-17.3%
- ROA1.19%+96.7%
- Equity / Assets11.34%+4.9%
- Book Value per Share21.71-8.4%
- Tangible BV/Share15.72-3.2%
- Debt/Equity0.89-4.5%
PFS Key Insights
Provident Financial Services, Inc. (PFS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 24.6%
- ✓Efficient operations: 33.2% efficiency ratio
- ✓Well capitalized: 11.3% equity/assets
- ✓Healthy dividend yield of 4.3%
- ✓Trading at only 1.0x book value
✗Weaknesses
- ✗Shares diluted 19.0% in last year
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PFS Price & Volume
Provident Financial Services, Inc. (PFS) stock price & volume — 10-year historical chart
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PFS Growth Metrics
Provident Financial Services, Inc. (PFS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years14.83%
5 Years25.98%
3 Years35.65%
TTM-
Profit CAGR
10 Years13.27%
5 Years24.6%
3 Years18.35%
TTM152.03%
EPS CAGR
10 Years5.3%
5 Years9.92%
3 Years-1.73%
TTM112.38%
Return on Capital
10 Years5.19%
5 Years5.46%
3 Years3.35%
Last Year1.66%
PFS Recent Earnings
Provident Financial Services, Inc. (PFS) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 29, 2026EPS
$0.61
Est $0.55
+10.9%
Revenue
$225M
Est $226M
-0.2%
Q1 2026
Jan 27, 2026EPS
$0.64
Est $0.56
+14.3%
Revenue
$225M
Est $224M
+0.4%
Q4 2025
Oct 29, 2025EPS
$0.55
Est $0.54
+1.3%
Revenue
$222M
Est $221M
+0.5%
Q3 2025
Jul 24, 2025EPS
$0.55
Est $0.50
+10.8%
Revenue
$214M
Est $221M
-3.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $0.61vs $0.55+10.9% | $225Mvs $226M-0.2% |
| Q1 2026 | Jan 27, 2026 | $0.64vs $0.56+14.3% | $225Mvs $224M+0.4% |
| Q4 2025 | Oct 29, 2025 | $0.55vs $0.54+1.3% | $222Mvs $221M+0.5% |
| Q3 2025 | Jul 24, 2025 | $0.55vs $0.50+10.8% | $214Mvs $221M-3.0% |
Based on last 12 quarters of dataView full earnings history →
PFS Peer Comparison
Provident Financial Services, Inc. (PFS) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 WSFS | 3.8B | 72.11 | 14.17 | -3.05% | 10.65% | 0.11 | ||
 OCFC | 1.09B | 19.04 | 16.27 | -4.7% | 4.26% | 0.98 | ||
 KRNY | 510.29M | 8.12 | 19.32 | 5.09% | 4.31% | 1.68 | ||
 NFBK | 587.44M | 14.05 | 19.51 | 13.88% | 5.48% | 1.08 | ||
 COLB | 7.19B | 30.20 | 13.13 | 8.35% | 8.39% | 0.51 | ||
 TRMK | 2.64B | 44.92 | 12.14 | 34.75% | 10.77% | 0.53 | ||
 FULT | 4.19B | 21.79 | 10.48 | 5.03% | 11.6% | 0.37 |
Compare PFS vs Peers
Provident Financial Services, Inc. (PFS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PFS Income Statement
Provident Financial Services, Inc. (PFS) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 278.2M | 300.68M | 297.97M | 312.57M | 366.02M | 417.55M | 399.45M | 600.61M | 760.57M |
| NII Growth % | 7.59% | 8.08% | -0.9% | 4.9% | 17.1% | 14.08% | -4.33% | 50.36% | 26.63% |
| Net Interest Margin % | 2.83% | 3.09% | 3.04% | 2.42% | 2.66% | 3.03% | 2.81% | 2.5% | 3.04% |
| Interest Income | 323.85M | 359.83M | 371.47M | 363.31M | 402.34M | 466.18M | 615.82M | 1.05B | 1.27B |
| Interest Expense | 45.64M | 59.15M | 73.5M | 50.74M | 36.32M | 48.63M | 216.37M | 445.52M | 512.21M |
| Loan Loss Provision | 5.6M | 23.7M | 13.1M | 31.53M | -22.82M | 5M | 28.17M | 87.56M | 3.58M |
| Non-Interest Income | 55.7M | 58.68M | 63.79M | 72.43M | 86.81M | 87.79M | 79.83M | 94.11M | 109.84M |
| Non-Interest Income % | 14.67% | 14.02% | 14.66% | 16.62% | 17.75% | 15.85% | 11.48% | 8.25% | 7.94% |
| Total Revenue | 379.54M▲ 0% | 418.5M▲ 10.3% | 435.26M▲ 4.0% | 435.74M▲ 0.1% | 489.15M▲ 12.3% | 553.97M▲ 13.3% | 695.65M▲ 25.6% | 1.14B▲ 63.9% | 1.38B▲ 21.3% |
| Revenue Growth % | 6.1% | 10.27% | 4% | 0.11% | 12.26% | 13.25% | 25.58% | 63.91% | 21.25% |
| Non-Interest Expense | 187.82M | 191.74M | 201.58M | 225.91M | 248.54M | 260.23M | 275.34M | 457.55M | 458.66M |
| Efficiency Ratio | 49.49% | 45.81% | 46.31% | 51.85% | 50.81% | 46.98% | 39.58% | 40.13% | 33.17% |
| Operating Income | 140.48M▲ 0% | 143.92M▲ 2.4% | 147.09M▲ 2.2% | 127.55M▼ 13.3% | 227.12M▲ 78.1% | 240.11M▲ 5.7% | 175.78M▼ 26.8% | 149.62M▼ 14.9% | 408.16M▲ 172.8% |
| Operating Margin % | 37.01% | 34.39% | 33.79% | 29.27% | 46.43% | 43.34% | 25.27% | 13.12% | 29.52% |
| Operating Income Growth % | 12.58% | 2.45% | 2.2% | -13.28% | 78.06% | 5.72% | -26.79% | -14.88% | 172.8% |
| Pretax Income | 140.48M▲ 0% | 143.92M▲ 2.4% | 147.09M▲ 2.2% | 127.55M▼ 13.3% | 227.12M▲ 78.1% | 240.11M▲ 5.7% | 175.78M▼ 26.8% | 149.62M▼ 14.9% | 408.16M▲ 172.8% |
| Pretax Margin % | 37.01% | 34.39% | 33.79% | 29.27% | 46.43% | 43.34% | 25.27% | 13.12% | 29.52% |
| Income Tax | 46.53M | 25.53M | 34.45M | 30.6M | 59.2M | 64.46M | 47.38M | 34.09M | 117M |
| Effective Tax Rate % | 33.12% | 17.74% | 23.42% | 23.99% | 26.06% | 26.85% | 26.95% | 22.79% | 28.66% |
| Net Income | 93.95M▲ 0% | 118.39M▲ 26.0% | 112.63M▼ 4.9% | 96.95M▼ 13.9% | 167.92M▲ 73.2% | 175.65M▲ 4.6% | 128.4M▼ 26.9% | 115.53M▼ 10.0% | 291.16M▲ 152.0% |
| Net Margin % | 24.75% | 28.29% | 25.88% | 22.25% | 34.33% | 31.71% | 18.46% | 10.13% | 21.06% |
| Net Income Growth % | 7% | 26.01% | -4.86% | -13.92% | 73.2% | 4.6% | -26.9% | -10.03% | 152.03% |
| Net Income (Continuing) | 93.95M | 118.39M | 112.63M | 96.95M | 167.92M | 175.65M | 128.4M | 115.53M | 291.16M |
| EPS (Diluted) | 1.45▲ 0% | 1.82▲ 25.5% | 1.74▼ 4.4% | 1.39▼ 20.1% | 2.19▲ 57.6% | 2.35▲ 7.3% | 1.71▼ 27.2% | 1.05▼ 38.6% | 2.23▲ 112.4% |
| EPS Growth % | 5.07% | 25.52% | -4.4% | -20.11% | 57.55% | 7.31% | -27.23% | -38.6% | 112.38% |
| EPS (Basic) | 1.46 | 1.82 | 1.74 | 1.39 | 2.20 | 2.35 | 1.72 | 1.05 | 2.23 |
| Diluted Shares Outstanding | 64.58M | 65.1M | 64.73M | 69.63M | 76.56M | 74.78M | 74.87M | 109.71M | 130.51M |
PFS Balance Sheet
Provident Financial Services, Inc. (PFS) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.23B | 1.21B | 1.16B | 1.64B | 2.77B | 1.99B | 1.87B | 2.97B | 3.38B |
| Cash & Due from Banks | 190.83M | 142.66M | 186.75M | 532.35M | 712.46M | 186.44M | 180.25M | 205.91M | 211.48M |
| Short Term Investments | 1.04B | 1.06B | 976.92M | 1.11B | 2.06B | 1.8B | 1.69B | 2.77B | 3.16B |
| Total Investments | 8.78B | 8.74B | 8.71B | 11.28B | 12B | 12.35B | 12.82B | 21.74B | 3.16B |
| Investments Growth % | 3.67% | -0.49% | -0.34% | 29.51% | 6.36% | 2.98% | 3.78% | 69.6% | -85.45% |
| Long-Term Investments | 7.74B | 7.68B | 7.73B | 10.17B | 9.94B | 10.55B | 11.13B | 18.98B | 0 |
| Accounts Receivables | 29.65M | 31.48M | 29.03M | 46.45M | 41.99M | 51.9M | 58.97M | 91.16M | 95.8M |
| Goodwill & Intangibles | 420.29M | 418.18M | 437.02M | 466.21M | 464.18M | 460.89M | 457.94M | 819.23M | 782.15M |
| Goodwill | 411.6M | 411.6M | 420.56M | 443M | 443.62M | 443.62M | 443.62M | 624.07M | 0 |
| Intangible Assets | 8.69M | 6.58M | 16.46M | 23.21M | 20.56M | 17.27M | 14.32M | 195.16M | 782.15M |
| PP&E (Net) | 63.19M | 58.12M | 55.21M | 75.95M | 80.56M | 79.79M | 71M | 119.62M | 113.33M |
| Other Assets | 360.33M | 337.17M | 391.84M | 519.93M | 485.8M | 650.86M | 621.69M | 1.07B | 0 |
| Total Current Assets | 1.26B | 1.24B | 1.19B | 1.68B | 2.81B | 2.04B | 1.93B | 3.07B | 3.47B |
| Total Non-Current Assets | 8.59B | 8.49B | 8.62B | 11.24B | 10.97B | 11.74B | 12.28B | 20.99B | 895.48M |
| Total Assets | 9.85B▲ 0% | 9.73B▼ 1.2% | 9.81B▲ 0.9% | 12.92B▲ 31.7% | 13.78B▲ 6.7% | 13.78B▲ 0.0% | 14.21B▲ 3.1% | 24.05B▲ 69.3% | 24.98B▲ 3.9% |
| Asset Growth % | 3.63% | -1.21% | 0.85% | 31.72% | 6.67% | 0.02% | 3.1% | 69.25% | 3.86% |
| Return on Assets (ROA) | 0.97% | 1.21% | 1.15% | 0.85% | 1.26% | 1.27% | 0.92% | 0.6% | 1.19% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 1.74B | 1.44B | 1.13B | 1.2B | 637.06M | 1.35B | 1.53B | 2.42B | 2.52B |
| Net Debt | 1.55B | 1.3B | 938.4M | 668.75M | -75.41M | 1.16B | 1.35B | 2.22B | 2.31B |
| Long-Term Debt | 1.6B | 1.32B | 1.06B | 1.1B | 520.3M | 1.25B | 1.46B | 2.31B | 2.52B |
| Short-Term Debt | 143.18M | 121.32M | 60.74M | 99.94M | 116.76M | 98M | 72.16M | 113.22M | 0 |
| Other Liabilities | 64M | 68.82M | 140.18M | 226.71M | 178.6M | 239.14M | 660.13M | 362.51M | 19.63B |
| Total Current Liabilities | 6.88B | 6.98B | 7.19B | 9.97B | 11.39B | 10.7B | 10.4B | 18.78B | 0 |
| Total Non-Current Liabilities | 1.66B | 1.39B | 1.2B | 1.33B | 698.89M | 1.49B | 2.12B | 2.67B | 22.15B |
| Total Liabilities | 8.55B | 8.37B | 8.39B | 11.3B | 12.08B | 12.19B | 12.52B | 21.45B | 22.15B |
| Total Equity | 1.3B▲ 0% | 1.36B▲ 4.6% | 1.41B▲ 4.0% | 1.62B▲ 14.6% | 1.7B▲ 4.8% | 1.6B▼ 5.9% | 1.69B▲ 5.8% | 2.6B▲ 53.9% | 2.83B▲ 8.9% |
| Equity Growth % | 3.75% | 4.64% | 4.04% | 14.57% | 4.77% | -5.86% | 5.81% | 53.86% | 8.92% |
| Equity / Assets (Capital Ratio) | 13.19% | 13.97% | 14.41% | 12.54% | 12.31% | 11.59% | 11.9% | 10.82% | 11.34% |
| Return on Equity (ROE) | 7.37% | 8.91% | 8.12% | 6.39% | 10.13% | 10.66% | 7.81% | 5.38% | 10.72% |
| Book Value per Share | 20.11 | 20.87 | 21.84 | 23.26 | 22.17 | 21.36 | 22.58 | 23.71 | 21.71 |
| Tangible BV per Share | 13.60 | 14.45 | 15.09 | 16.57 | 16.10 | 15.20 | 16.46 | 16.24 | 15.72 |
| Common Stock | 832K | 832K | 832K | 832K | 832K | 832K | 832K | 1.38M | 1.38M |
| Additional Paid-in Capital | 1.01B | 1.02B | 1.01B | 962.45M | 969.82M | 981.14M | 989.06M | 1.83B | 1.84B |
| Retained Earnings | 586.13M | 651.1M | 695.27M | 718.09M | 814.53M | 918.16M | 974.54M | 989.11M | 1.15B |
| Accumulated OCI | -7.46M | -12.34M | 3.82M | 17.66M | 6.86M | -165.04M | -141.12M | -135.35M | -76.18M |
| Treasury Stock | -259.91M | -272.47M | -268.5M | -59.02M | -79.6M | -127.15M | -127.83M | -88.42M | -91.29M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PFS Cash Flow Statement
Provident Financial Services, Inc. (PFS) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 117.22M | 155.72M | 136.93M | 103.3M | 156.81M | 200.31M | 173.4M | 426.38M | 442.26M |
| Operating CF Growth % | -7.92% | 32.84% | -12.07% | -24.56% | 51.8% | 27.74% | -13.44% | 145.9% | 3.73% |
| Net Income | 93.95M | 118.39M | 112.63M | 96.95M | 167.92M | 175.65M | 128.4M | 115.53M | 291.16M |
| Depreciation & Amortization | 11.62M | 10.1M | 18.83M | 20.02M | 22.73M | 23.69M | 22.19M | 54.59M | 65.51M |
| Deferred Taxes | 40.63M | -18.54M | 1.67M | -7.93M | 12.41M | 2.22M | 2.73M | -12.27M | 24.46M |
| Other Non-Cash Items | 9.75M | 26.77M | 10.89M | 24.79M | -22.83M | -9.34M | 20.27M | 220.77M | 120.88M |
| Working Capital Changes | -48.5M | 8.25M | -18.48M | -38.46M | -33.39M | -5.66M | -10.98M | 35.58M | -70.21M |
| Cash from Investing | -306.34M | 46.7M | 42.87M | -504.37M | -716.57M | -647.56M | -469.6M | 507.67M | -1.05B |
| Purchase of Investments | -276.26M | -280.96M | -137.32M | -298.09M | -1.44B | -317.47M | -57.19M | -422.36M | -802.35M |
| Sale/Maturity of Investments | 275.86M | 238.44M | 266.5M | 426.29M | 450.25M | 352.62M | 230.36M | 953.98M | 573.43M |
| Net Investment Activity | -399K | -42.53M | 129.18M | 128.2M | -985.33M | 35.15M | 173.17M | 531.62M | -228.91M |
| Acquisitions | 0 | 0 | -15.02M | 78.09M | 0 | 0 | 0 | 194.55M | 0 |
| Other Investing | -302.71M | 92.39M | -66.41M | -697.84M | 282.56M | -673.3M | -635.28M | -217.19M | -811.88M |
| Cash from Financing | 235.65M | -250.6M | -135.71M | 746.68M | 739.86M | -78.7M | 289.95M | -908.37M | 615.62M |
| Dividends Paid | -59.98M | -53.6M | -72.81M | -65.82M | -71.48M | -72.02M | -72.45M | -100.96M | -125.91M |
| Share Repurchases | -443K | -13.17M | -19.87M | -21.16M | -20.71M | -46.53M | 0 | -1.32M | 0 |
| Stock Issued | 2.11M | 1.71M | 2.23M | 451K | 0 | 0 | 0 | 0 | -2.87M |
| Net Stock Activity | 1.67M | -11.46M | -17.64M | -20.71M | -20.71M | -46.53M | 0 | -1.32M | -2.87M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K |
| Other Financing | 164.19M | 114.7M | 271.88M | 983.97M | 1.4B | -670.74M | -270.26M | -291.75M | 652.88M |
| Net Change in Cash | 46.54M▲ 0% | -48.17M▼ 203.5% | 44.09M▲ 191.5% | 272.31M▲ 517.7% | 180.11M▼ 33.9% | -525.96M▼ 392.0% | -6.25M▲ 98.8% | 25.68M▲ 510.7% | 5.54M▼ 78.4% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 144.3M | 190.83M | 142.66M | 145.75M | 532.35M | 712.46M | 186.44M | 180.19M | 205.94M |
| Cash at End | 190.83M | 142.66M | 186.75M | 418.05M | 712.46M | 186.51M | 180.19M | 205.87M | 211.48M |
| Interest Paid | 46.39M | 58.96M | 73.66M | 49.42M | 35.91M | 46.9M | 210.34M | 397.28M | 494.1M |
| Income Taxes Paid | 40.57M | 15.26M | 34.49M | 36.51M | 57.47M | 51.05M | 46.46M | 36.18M | 102.65M |
| Free Cash Flow | 113.99M▲ 0% | 152.56M▲ 33.8% | 132.04M▼ 13.4% | 90.48M▼ 31.5% | 143.01M▲ 58.1% | 190.9M▲ 33.5% | 165.91M▼ 13.1% | 425.07M▲ 156.2% | 430.73M▲ 1.3% |
| FCF Growth % | -6.81% | 33.83% | -13.45% | -31.48% | 58.06% | 33.49% | -13.09% | 156.21% | 1.33% |
PFS Banking Ratios
Provident Financial Services, Inc. (PFS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.17% | 7.37% | 8.91% | 8.12% | 6.39% | 10.13% | 10.66% | 7.81% | 5.38% | 10.72% |
| Return on Assets (ROA) | 0.95% | 0.97% | 1.21% | 1.15% | 0.85% | 1.26% | 1.27% | 0.92% | 0.6% | 1.19% |
| Net Interest Margin | 2.72% | 2.83% | 3.09% | 3.04% | 2.42% | 2.66% | 3.03% | 2.81% | 2.5% | 3.04% |
| Efficiency Ratio | 51.38% | 49.49% | 45.81% | 46.31% | 51.85% | 50.81% | 46.98% | 39.58% | 40.13% | 33.17% |
| Equity / Assets | 13.18% | 13.19% | 13.97% | 14.41% | 12.54% | 12.31% | 11.59% | 11.9% | 10.82% | 11.34% |
| Book Value / Share | 19.6 | 20.11 | 20.87 | 21.84 | 23.26 | 22.17 | 21.36 | 22.58 | 23.71 | 21.71 |
| NII Growth | 3.48% | 7.59% | 8.08% | -0.9% | 4.9% | 17.1% | 14.08% | -4.33% | 50.36% | 26.63% |
| Dividend Payout | 51.67% | 63.84% | 45.28% | 64.64% | 67.89% | 42.57% | 41% | 56.42% | 87.39% | 43.24% |
PFS SEC Filings & Documents
Provident Financial Services, Inc. (PFS) SEC filings — annual & quarterly reports (10-K, 10-Q)
PFS Frequently Asked Questions
Provident Financial Services, Inc. (PFS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Provident Financial Services, Inc. (PFS) grew revenue by 21.3% over the past year. This is strong growth.
Yes, Provident Financial Services, Inc. (PFS) is profitable, generating $291.2M in net income for fiscal year 2025 (21.1% net margin).
Dividend & Returns
Yes, Provident Financial Services, Inc. (PFS) pays a dividend with a yield of 4.27%. This makes it attractive for income-focused investors.
Provident Financial Services, Inc. (PFS) has a return on equity (ROE) of 10.7%. This is reasonable for most industries.
Industry Metrics
Provident Financial Services, Inc. (PFS) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.
Provident Financial Services, Inc. (PFS) has an efficiency ratio of 33.2%. This is excellent, indicating strong cost control.
Explore More PFS
Provident Financial Services, Inc. (PFS) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates