8-K Announcements
6Apr 22, 2026·SEC
Mar 26, 2026·SEC
Mar 2, 2026·SEC
Peapack-Gladstone Financial Corporation (PGC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Peapack-Gladstone Financial Corporation (PGC) stock price & volume — 10-year historical chart
Peapack-Gladstone Financial Corporation (PGC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Peapack-Gladstone Financial Corporation (PGC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.80vs $0.66+21.2% | $83Mvs $79M+4.4% |
| Q1 2026 | Feb 24, 2026 | $0.69vs $0.65+5.7% | $116M |
| Q1 2026 | Jan 29, 2026 | $0.69vs $0.65+6.2% | $78Mvs $78M+0.0% |
| Q4 2025 | Nov 7, 2025 | $0.54vs $0.59-8.5% | $70Mvs $72M-2.9% |
Peapack-Gladstone Financial Corporation (PGC) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Peapack-Gladstone Financial Corporation (PGC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Peapack-Gladstone Financial Corporation (PGC) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 111.14M | 115.16M | 120.27M | 127.6M | 138.06M | 176.08M | 156.09M | 149.01M | 200.91M |
NII Growth % | 15.25% | 3.62% | 4.44% | 6.09% | 8.2% | 27.54% | -11.35% | -4.54% | 34.83% |
Net Interest Margin % | 2.61% | 2.49% | 2.32% | 2.17% | 2.27% | 2.77% | 2.41% | 2.13% | 2.67% |
Interest Income | 138.73M | 159.69M | 180.67M | 165.75M | 160.07M | 211.88M | 304.01M | 327.8M | 362.52M |
Interest Expense | 27.59M | 44.52M | 60.4M | 38.15M | 22.01M | 35.8M | 147.92M | 178.79M | 161.62M |
Loan Loss Provision | 5.85M | 3.55M | 4M | 36.83M | 6.47M | 6.35M | 14.09M | 7.5M | 23.52M |
Non-Interest Income | 34.63M | 43.96M | 54.7M | 61.76M | 68.71M | 62.85M | 69.74M | 75.11M | 78.84M |
Non-Interest Income % | 19.97% | 21.59% | 23.24% | 27.15% | 30.03% | 22.88% | 18.66% | 18.64% | 17.86% |
Total Revenue | 173.35M▲ 0% | 203.65M▲ 17.5% | 235.37M▲ 15.6% | 227.51M▼ 3.3% | 228.78M▲ 0.6% | 274.72M▲ 20.1% | 373.75M▲ 36.0% | 402.91M▲ 7.8% | 441.36M▲ 9.5% |
Revenue Growth % | 20.44% | 17.47% | 15.58% | -3.34% | 0.56% | 20.08% | 36.05% | 7.8% | 9.54% |
Non-Interest Expense | 85.61M | 97.85M | 104.85M | 120.53M | 122.64M | 130.23M | 144.46M | 171.66M | 203.92M |
Efficiency Ratio | 49.39% | 48.05% | 44.55% | 52.98% | 53.6% | 47.4% | 38.65% | 42.61% | 46.2% |
Operating Income | 54.31M▲ 0% | 57.72M▲ 6.3% | 66.12M▲ 14.6% | 32M▼ 51.6% | 77.66M▲ 142.7% | 102.34M▲ 31.8% | 67.28M▼ 34.3% | 44.95M▼ 33.2% | 52.31M▲ 16.4% |
Operating Margin % | 31.33% | 28.34% | 28.09% | 14.07% | 33.95% | 37.25% | 18% | 11.16% | 11.85% |
Operating Income Growth % | 27.06% | 6.28% | 14.56% | -51.6% | 142.67% | 31.78% | -34.26% | -33.19% | 16.37% |
Pretax Income | 54.31M▲ 0% | 57.72M▲ 6.3% | 66.12M▲ 14.6% | 32M▼ 51.6% | 77.66M▲ 142.7% | 102.34M▲ 31.8% | 67.28M▼ 34.3% | 44.95M▼ 33.2% | 52.31M▲ 16.4% |
Pretax Margin % | 31.33% | 28.34% | 28.09% | 14.07% | 33.95% | 37.25% | 18% | 11.16% | 11.85% |
Income Tax | 17.81M | 13.55M | 18.69M | 5.81M | 21.04M | 28.1M | 18.43M | 11.96M | 14.98M |
Effective Tax Rate % | 32.8% | 23.48% | 28.26% | 18.16% | 27.09% | 27.45% | 27.39% | 26.62% | 28.64% |
Net Income | 36.5M▲ 0% | 44.17M▲ 21.0% | 47.43M▲ 7.4% | 26.19M▼ 44.8% | 56.62M▲ 116.2% | 74.25M▲ 31.1% | 48.85M▼ 34.2% | 32.99M▼ 32.5% | 37.33M▲ 13.2% |
Net Margin % | 21.05% | 21.69% | 20.15% | 11.51% | 24.75% | 27.03% | 13.07% | 8.19% | 8.46% |
Net Income Growth % | 37.84% | 21.02% | 7.39% | -44.78% | 116.18% | 31.13% | -34.2% | -32.48% | 13.15% |
Net Income (Continuing) | 36.5M | 44.17M | 47.43M | 26.19M | 56.62M | 74.25M | 48.85M | 32.99M | 37.33M |
EPS (Diluted) | 2.03▲ 0% | 2.31▲ 13.8% | 2.44▲ 5.6% | 1.37▼ 43.9% | 2.93▲ 113.9% | 4.00▲ 36.5% | 2.71▼ 32.3% | 1.85▼ 31.7% | 2.11▲ 14.1% |
EPS Growth % | 26.88% | 13.79% | 5.63% | -43.85% | 113.87% | 36.52% | -32.25% | -31.73% | 14.05% |
EPS (Basic) | 2.06 | 2.33 | 2.46 | 1.39 | 3.01 | 4.09 | 2.74 | 1.87 | 2.12 |
Diluted Shares Outstanding | 17.94M | 19.15M | 19.41M | 19.08M | 19.29M | 18.57M | 18.05M | 17.84M | 17.71M |
Peapack-Gladstone Financial Corporation (PGC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 440.98M | 538.61M | 598.84M | 1.28B | 943.56M | 744.72M | 738.29M | 441.51M | 782.91M |
Cash & Due from Banks | 113.35M | 160.67M | 208.08M | 653.22M | 146.8M | 190.07M | 187.67M | 391.37M | 8.71M |
Short Term Investments | 327.63M | 377.94M | 390.75M | 622.69M | 796.75M | 554.65M | 550.62M | 50.15M | 774.2M |
Total Investments | 4B | 4.28B | 4.77B | 4.98B | 5.7B | 5.91B | 6.04B | 6.35B | 6.42B |
Investments Growth % | 11.43% | 7.02% | 11.51% | 4.31% | 14.62% | 3.64% | 2.23% | 5.05% | 1.21% |
Long-Term Investments | 3.67B | 3.9B | 4.38B | 4.35B | 4.91B | 5.36B | 5.49B | 6.3B | 6.2B |
Accounts Receivables | 9.45M | 10.81M | 10.49M | 22.5M | 21.59M | 25.16M | 30.68M | 29.9M | 31.97M |
Goodwill & Intangibles | 23.84M | 32.4M | 40.59M | 43.89M | 48.9M | 47.33M | 46.01M | 44.93M | 43.84M |
Goodwill | 17.11M | 24.42M | 30.21M | 33.1M | 36.21M | 36.21M | 36.21M | 36.21M | 36.21M |
Intangible Assets | 6.73M | 7.98M | 10.38M | 10.79M | 12.69M | 11.12M | 9.8M | 8.71M | 7.63M |
PP&E (Net) | 29.48M | 27.41M | 38.12M | 35.36M | 36.4M | 39.54M | 38.35M | 70.16M | 79.89M |
Other Assets | 87.08M | 109.36M | 115.99M | 160.43M | 122.06M | 141.52M | 131.87M | 111.36M | -6.2B |
Total Current Assets | 450.43M | 549.42M | 609.33M | 1.3B | 965.15M | 769.88M | 768.96M | 471.41M | 814.89M |
Total Non-Current Assets | 3.81B | 4.07B | 4.57B | 4.59B | 5.11B | 5.58B | 5.71B | 6.54B | 123.73M |
Total Assets | 4.26B▲ 0% | 4.62B▲ 8.4% | 5.18B▲ 12.2% | 5.89B▲ 13.7% | 6.08B▲ 3.2% | 6.35B▲ 4.5% | 6.48B▲ 1.9% | 7.01B▲ 8.3% | 7.53B▲ 7.3% |
Asset Growth % | 9.85% | 8.39% | 12.24% | 13.65% | 3.18% | 4.53% | 1.94% | 8.25% | 7.35% |
Return on Assets (ROA) | 0.9% | 1% | 0.97% | 0.47% | 0.95% | 1.19% | 0.76% | 0.49% | 0.51% |
Accounts Payable | 0 | 0 | 7.95M | 0 | 0 | 0 | 0 | 18.51M | 0 |
Total Debt | 129.99M | 199.56M | 336.54M | 213.28M | 148.63M | 530.92M | 553.39M | 178.48M | 260.07M |
Net Debt | 16.65M | 38.88M | 128.46M | -439.94M | 1.83M | 340.84M | 365.72M | -212.89M | 251.36M |
Long-Term Debt | 120.92M | 191.19M | 188.42M | 181.79M | 132.7M | 132.99M | 133.27M | 133.56M | 142.32M |
Short-Term Debt | 0 | 0 | 128.1M | 15M | 0 | 379.53M | 403.81M | 0 | 73.27M |
Other Liabilities | 0 | 0 | 0 | 177.09M | 0 | 0 | 0 | 0 | 532.89M |
Total Current Liabilities | 3.73B | 3.93B | 4.44B | 4.95B | 5.34B | 5.65B | 5.74B | 6.23B | 6.15B |
Total Non-Current Liabilities | 129.99M | 215.58M | 234.59M | 408.35M | 187.95M | 166.82M | 149.58M | 178.48M | 719.7M |
Total Liabilities | 3.86B | 4.15B | 4.68B | 5.36B | 5.53B | 5.82B | 5.89B | 6.41B | 6.87B |
Total Equity | 403.68M▲ 0% | 469.01M▲ 16.2% | 503.65M▲ 7.4% | 527.12M▲ 4.7% | 546.39M▲ 3.7% | 532.98M▼ 2.5% | 583.68M▲ 9.5% | 605.85M▲ 3.8% | 658.21M▲ 8.6% |
Equity Growth % | 24.51% | 16.18% | 7.39% | 4.66% | 3.65% | -2.45% | 9.51% | 3.8% | 8.64% |
Equity / Assets (Capital Ratio) | 9.47% | 10.16% | 9.72% | 8.95% | 8.99% | 8.39% | 9.01% | 8.64% | 8.75% |
Return on Equity (ROE) | 10.03% | 10.12% | 9.75% | 5.08% | 10.55% | 13.76% | 8.75% | 5.55% | 5.91% |
Book Value per Share | 22.50 | 24.49 | 25.95 | 27.63 | 28.32 | 28.70 | 32.34 | 33.96 | 37.18 |
Tangible BV per Share | 21.17 | 22.80 | 23.86 | 25.33 | 25.79 | 26.16 | 29.79 | 31.44 | 34.70 |
Common Stock | 15.86M | 16.46M | 16.73M | 16.96M | 17.22M | 17.51M | 17.83M | 17.95M | 18.1M |
Additional Paid-in Capital | 283.55M | 309.09M | 319.38M | 326.59M | 332.36M | 338.71M | 346.95M | 348.26M | 353.27M |
Retained Earnings | 114.47M | 154.8M | 199.03M | 221.44M | 274.29M | 348.8M | 394.09M | 423.55M | 457.36M |
Accumulated OCI | -1.21M | -2.35M | -1.5M | -1.39M | -12.37M | -74.21M | -64.88M | -66.41M | -47.56M |
Treasury Stock | -8.99M | -8.99M | -29.99M | -36.48M | -65.1M | -97.83M | -110.32M | -117.51M | -122.95M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Peapack-Gladstone Financial Corporation (PGC) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 55.94M | 64.25M | 86.3M | 36.72M | 75.46M | 118.9M | 70.08M | 71.1M | 43.13M |
Operating CF Growth % | 30.31% | 14.86% | 34.32% | -57.45% | 105.51% | 57.56% | -41.06% | 1.46% | -39.34% |
Net Income | 36.5M | 44.17M | 47.43M | 26.19M | 56.62M | 74.25M | 48.85M | 32.99M | 37.33M |
Depreciation & Amortization | 3.6M | 4.31M | 4.17M | 4.41M | 4.79M | 5.04M | 5.01M | 4.63M | 469K |
Deferred Taxes | 14.12M | 17.04M | 10.01M | 8.22M | 9.45M | -6.64M | -15.28M | -14.3M | 0 |
Other Non-Cash Items | 11.37M | 10.08M | 7.06M | 29.16M | 8.83M | 42.83M | 34.32M | 11.03M | 45.83M |
Working Capital Changes | -9.76M | -11.54M | 17.46M | -31.5M | -4.35M | 3.28M | -3M | 36.6M | -40.49M |
Cash from Investing | -435.51M | -297.71M | -486.96M | -214M | -753.8M | -356.07M | -147.48M | -303.43M | -735.76M |
Purchase of Investments | -91.56M | -156.89M | -215.97M | -452.05M | -762.45M | -420.17M | -629.37M | -899.67M | 0 |
Sale/Maturity of Investments | 66.45M | 98.86M | 208.63M | 217.07M | 453.76M | 565.93M | 638.54M | 668.46M | 0 |
Net Investment Activity | -25.11M | -58.04M | -7.35M | -234.98M | -308.69M | 145.76M | 9.17M | -231.21M | 0 |
Acquisitions | -13.5M | -3.5M | -2.6M | -4.16M | -5.5M | 0 | 0 | 0 | 0 |
Other Investing | -394.52M | -235.11M | -475.31M | 28.22M | -435.58M | -498.31M | -153.37M | -64.12M | -735.76M |
Cash from Financing | 330.33M | 280.79M | 448.08M | 622.41M | 171.82M | 280.44M | 75M | 436.02M | 489.08M |
Dividends Paid | -3.55M | -3.71M | -3.87M | -3.78M | -3.77M | -3.65M | -3.56M | -3.53M | -3.52M |
Share Repurchases | -1.83M | -1.54M | -22.11M | -7.23M | -31.01M | -35.66M | -15.74M | -8.07M | -5.5M |
Stock Issued | 36.59M | 16.68M | 0 | 0 | 0 | 0 | 0 | 0 | 1.13M |
Net Stock Activity | 34.76M | 15.14M | -22.11M | -7.23M | -31.01M | -35.66M | -15.74M | -8.07M | -4.37M |
Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K |
Other Financing | 288.89M | 199.26M | 348.95M | 576.28M | 448.69M | -59.79M | 70.01M | 851.43M | 458.71M |
Net Change in Cash | -49.24M▲ 0% | 47.33M▲ 196.1% | 47.41M▲ 0.2% | 445.14M▲ 838.9% | -506.52M▼ 213.8% | 43.27M▲ 108.5% | -2.4M▼ 105.6% | 203.7M▲ 8573.2% | -4.27M▼ 102.1% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 203.55M |
Cash at Beginning | 162.69M | 113.45M | 160.77M | 208.19M | 653.32M | 146.8M | 190.07M | 187.67M | 20.14M |
Cash at End | 113.45M | 160.77M | 208.19M | 653.32M | 146.8M | 190.07M | 187.67M | 391.37M | 15.87M |
Interest Paid | 26.51M | 42.77M | 60.29M | 38.28M | 22.36M | 33.16M | 141.17M | 170.8M | 163.97M |
Income Taxes Paid | 11.6M | 3.6M | 3.6M | 9.79M | 16.08M | 25M | 18.47M | 17.67M | 19.68M |
Free Cash Flow | 53.55M▲ 0% | 63.19M▲ 18.0% | 84.59M▲ 33.9% | 33.65M▼ 60.2% | 71.53M▲ 112.6% | 115.38M▲ 61.3% | 66.8M▼ 42.1% | 63.01M▼ 5.7% | 28.58M▼ 54.6% |
FCF Growth % | 34.87% | 17.99% | 33.87% | -60.23% | 112.62% | 61.3% | -42.11% | -5.68% | -54.64% |
Peapack-Gladstone Financial Corporation (PGC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.83% | 10.03% | 10.12% | 9.75% | 5.08% | 10.55% | 13.76% | 8.75% | 5.55% | 5.91% |
| Return on Assets (ROA) | 0.73% | 0.9% | 1% | 0.97% | 0.47% | 0.95% | 1.19% | 0.76% | 0.49% | 0.51% |
| Net Interest Margin | 2.49% | 2.61% | 2.49% | 2.32% | 2.17% | 2.27% | 2.77% | 2.41% | 2.13% | 2.67% |
| Efficiency Ratio | 50.77% | 49.39% | 48.05% | 44.55% | 52.98% | 53.6% | 47.4% | 38.65% | 42.61% | 46.2% |
| Equity / Assets | 8.36% | 9.47% | 10.16% | 9.72% | 8.95% | 8.99% | 8.39% | 9.01% | 8.64% | 8.75% |
| Book Value / Share | 19.63 | 22.5 | 24.49 | 25.95 | 27.63 | 28.32 | 28.7 | 32.34 | 33.96 | 37.18 |
| NII Growth | 14.19% | 15.25% | 3.62% | 4.44% | 6.09% | 8.2% | 27.54% | -11.35% | -4.54% | 34.83% |
| Dividend Payout | 12.45% | 9.72% | 8.4% | 8.15% | 14.43% | 6.67% | 4.91% | 7.28% | 10.7% | 9.43% |
Peapack-Gladstone Financial Corporation (PGC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 22, 2026·SEC
Mar 26, 2026·SEC
Mar 2, 2026·SEC
Peapack-Gladstone Financial Corporation (PGC) stock FAQ — growth, dividends, profitability & financials explained
Peapack-Gladstone Financial Corporation (PGC) grew revenue by 9.5% over the past year. This is steady growth.
Yes, Peapack-Gladstone Financial Corporation (PGC) is profitable, generating $37.3M in net income for fiscal year 2025 (8.5% net margin).
Yes, Peapack-Gladstone Financial Corporation (PGC) pays a dividend with a yield of 0.43%. This makes it attractive for income-focused investors.
Peapack-Gladstone Financial Corporation (PGC) has a return on equity (ROE) of 5.9%. This is below average, suggesting room for improvement.
Peapack-Gladstone Financial Corporation (PGC) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
Peapack-Gladstone Financial Corporation (PGC) has an efficiency ratio of 46.2%. This is excellent, indicating strong cost control.