Plutus Financial Group Limited(PLUT)Earnings, Financials & Key Ratios
PLUT•NASDAQ•Banking & Credit
$2.92
$45M mkt cap·Price updated May 6, 2026
AboutPlutus Financial Group Limited, through its subsidiaries, provides financial services in Hong Kong. The company offers securities dealing and brokerage, margin financing, underwriting, and placing services. It also provides asset and investment management; fund management advisory services; and investment and corporate finance advisory services. The company was founded in 2018 and is based in Wan Chai, Hong Kong.Show more
- Net Interest Income$0
- Total Revenue$10M-55.6%
- Net Income-$6M+8.2%
- Return on Equity-9.53%-11.5%
- Net Interest Margin0%
- Efficiency Ratio59.59%-33.4%
- ROA-6.19%-18.4%
- Equity / Assets76.98%+35.2%
- Book Value per Share3.92-9.1%
- Tangible BV/Share3.87-10.1%
- Debt/Equity0.04+108.3%
PLUT Key Insights
Plutus Financial Group Limited (PLUT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Well capitalized: 77.0% equity/assets
- ✓Diversified revenue: 100.0% from non-interest income
✗Weaknesses
- ✗Weak Piotroski F-Score: 2/9
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PLUT Price & Volume
Plutus Financial Group Limited (PLUT) stock price & volume — 10-year historical chart
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PLUT Growth Metrics
Plutus Financial Group Limited (PLUT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-39.02%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-75.89%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-65.14%
Return on Capital
10 Years7.1%
5 Years7.1%
3 Years-7.91%
Last Year-12.37%
PLUT Peer Comparison
Plutus Financial Group Limited (PLUT) competitors in Brokerage, Trading and Market Making — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FUTU | 59.73B | 168.00 | 33.86 | 35.79% | 26.38% | 0.31 | ||
 TIGR | 676.45M | 6.93 | 19.25 | 43.68% | 17.64% | 0.27 | ||
 LSPD | 1.29B | 9.42 | -2.17 | 18.43% | -57.97% | -46.1% | 0.01 | |
 PFIS | 589.34M | 58.90 | 10.02 | 22.26% | 11.81% | 0.50 | ||
 NRDS | 832.14M | 11.20 | 17.50 | 21.67% | 18.34% | |||
 HOOD | 71.21B | 79.05 | 38.56 | 51.58% | 21.38% | 1.68 | ||
 SOFI | 20.79B | 16.30 | 41.79 | 28.78% | 5.87% | 0.17 | ||
 LC | 1.96B | 17.06 | 14.83 | 14.97% | 9.47% | 0.01 |
Compare PLUT vs Peers
Plutus Financial Group Limited (PLUT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PLUT Income Statement
Plutus Financial Group Limited (PLUT) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Net Interest Income | -30K | 0 | 0 | 0 | 0 | -117.5K |
| NII Growth % | - | 100% | - | - | - | -350.75% |
| Net Interest Margin % | -0.04% | 0% | 0% | 0% | 0% | -0.1% |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 117.5K |
| Interest Expense | 30K | 0 | 0 | 0 | 0 | 235K |
| Loan Loss Provision | 4.85M | 6.92M | 12.71M | 9.59M | 11.17M | -235K |
| Non-Interest Income | 23.91M | 42.99M | 19.28M | 21.94M | 9.75M | 10.84M |
| Non-Interest Income % | 100% | 100% | 100% | 100% | 100% | 98.93% |
| Total Revenue | 23.91M▲ 0% | 42.99M▲ 79.8% | 19.28M▼ 55.2% | 21.94M▲ 13.8% | 9.75M▼ 55.6% | 10.96M▲ 0% |
| Revenue Growth % | - | 79.84% | -55.16% | 13.81% | -55.57% | 108.71% |
| Non-Interest Expense | 5.19M | 10.63M | 7.6M | 19.63M | 5.81M | 23.17M |
| Efficiency Ratio | 21.73% | 24.72% | 39.44% | 89.48% | 59.59% | 211.38% |
| Operating Income | 13.83M▲ 0% | 25.44M▲ 84.0% | -1.04M▼ 104.1% | -7.28M▼ 601.9% | -7.23M▲ 0.6% | -12.21M▲ 0% |
| Operating Margin % | 57.85% | 59.17% | -5.38% | -33.18% | -74.19% | -111.38% |
| Operating Income Growth % | - | 83.96% | -104.08% | -601.93% | 0.65% | - |
| Pretax Income | 14.37M▲ 0% | 25.71M▲ 78.9% | -612K▼ 102.4% | -7.07M▼ 1055.6% | -6.64M▲ 6.2% | -11.44M▲ 0% |
| Pretax Margin % | 60.1% | 59.8% | -3.17% | -32.23% | -68.08% | -104.36% |
| Income Tax | 2.3M | 4.24M | 332K | -1.06M | -1.11M | 1.45M |
| Effective Tax Rate % | 16.01% | 16.48% | -54.25% | 14.96% | 16.77% | -12.63% |
| Net Income | 12.07M▲ 0% | 21.47M▲ 77.9% | -944K▼ 104.4% | -6.01M▼ 537.1% | -5.52M▲ 8.2% | -9.99M▲ 0% |
| Net Margin % | 50.48% | 49.94% | -4.9% | -27.41% | -56.66% | -91.17% |
| Net Income Growth % | - | 77.93% | -104.4% | -537.08% | 8.16% | -75.89% |
| Net Income (Continuing) | 12.07M | 21.47M | -944K | -6.01M | -5.52M | -12.88M |
| EPS (Diluted) | 0.71▲ 0% | 1.52▲ 114.1% | -0.07▼ 104.4% | -0.43▼ 541.8% | -0.39▲ 9.3% | -0.75▲ 0% |
| EPS Growth % | - | 114.08% | -104.41% | -541.79% | 9.3% | -65.14% |
| EPS (Basic) | 0.71 | 1.52 | -0.07 | -0.43 | -0.39 | - |
| Diluted Shares Outstanding | 17M | 17M | 14.1M | 14.1M | 14.1M | 13.31M |
PLUT Balance Sheet
Plutus Financial Group Limited (PLUT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 17.31M | 12.61M | 12.69M | 12.05M | 30.62M | 47.49M |
| Cash & Due from Banks | 17.31M | 12.61M | 12.69M | 12.05M | 30.62M | 76.21M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments Growth % | - | - | - | - | - | 0% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables | 1.82M | 3.42M | 4.21M | 9.74M | 777K | 0 |
| Goodwill & Intangibles | 600K | 600K | 600K | 0 | 600K | 599.14K |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 600K | 600K | 600K | 0 | 600K | 599.14K |
| PP&E (Net) | 2.85M | 1.21M | 2.25M | 1.09M | 3.05M | 2.66M |
| Other Assets | 205K | 205K | 229K | 229K | 447K | 115.08M |
| Total Current Assets | 64.22M | 122.99M | 120.02M | 102.62M | 64.55M | 0 |
| Total Non-Current Assets | 4.01M | 2.34M | 3.39M | 4.03M | 7.18M | 118.34M |
| Total Assets | 68.23M▲ 0% | 125.34M▲ 83.7% | 123.41M▼ 1.5% | 106.64M▼ 13.6% | 71.73M▼ 32.7% | 118.34M▲ 0% |
| Asset Growth % | - | 83.7% | -1.54% | -13.59% | -32.74% | -3.62% |
| Return on Assets (ROA) | 17.69% | 22.19% | -0.76% | -5.23% | -6.19% | -11.31% |
| Accounts Payable | 11.53M | 5.3M | 34.79M | 40.86M | 10.35M | 0 |
| Total Debt | 2.51M | 1.17M | 2.35M | 1.12M | 2.13M | 0 |
| Net Debt | -14.8M | -11.44M | -10.35M | -10.93M | -28.49M | -76.21M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 16.23M |
| Total Current Liabilities | 16.65M | 19.86M | 42.21M | 45.9M | 15.52M | 0 |
| Total Non-Current Liabilities | 1.06M | 0 | 1.12M | 0 | 994K | 16.23M |
| Total Liabilities | 17.71M | 19.86M | 43.34M | 45.9M | 16.51M | 16.23M |
| Total Equity | 50.52M▲ 0% | 105.47M▲ 108.8% | 80.08M▼ 24.1% | 60.74M▼ 24.1% | 55.22M▼ 9.1% | 102.11M▲ 0% |
| Equity Growth % | - | 108.76% | -24.08% | -24.15% | -9.09% | 70.19% |
| Equity / Assets (Capital Ratio) | 74.05% | 84.15% | 64.89% | 56.96% | 76.98% | 86.28% |
| Return on Equity (ROE) | 23.89% | 27.53% | -1.02% | -8.54% | -9.53% | -14.83% |
| Book Value per Share | 2.97 | 6.20 | 5.68 | 4.31 | 3.92 | 7.67 |
| Tangible BV per Share | 2.94 | 6.17 | 5.64 | 4.31 | 3.87 | 7.63 |
| Common Stock | 9K | 9K | 9K | 9K | 9K | 7.78K |
| Additional Paid-in Capital | 43M | 76.48M | 76.48M | 63.16M | 63.16M | 116.41M |
| Retained Earnings | 7.51M | 28.99M | 3.59M | -2.42M | -7.95M | -14.31M |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 |
PLUT Cash Flow Statement
Plutus Financial Group Limited (PLUT) cash flow — operating, investing & free cash flow history
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Cash from Operations | -3.62M | -17.75M | 35.95M | 10.2M | -8.09M | -8.09M |
| Operating CF Growth % | - | -390.93% | 302.52% | -71.62% | -179.28% | 168.02% |
| Net Income | 12.07M | 21.47M | -944K | -6.01M | -5.52M | -9.99M |
| Depreciation & Amortization | 1.3M | 302K | 33K | 8K | 350K | 312K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 0 | 0 | 0 | 10.94M | -1.4M | -23.02M |
| Working Capital Changes | -16.99M | -39.53M | 36.86M | 5.26M | -1.51M | 27.01M |
| Cash from Investing | -18K | 0 | 0 | -19K | -1.3M | -650K |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | 8M | 2.93M | -5.2M | -7.17M | -558K | -532K |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 8M | 33.48M | 0 | 0 | 0 | 0 |
| Net Stock Activity | 8M | 33.48M | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 0 | -30.55M | -5.2M | -7.17M | -558K | -532K |
| Net Change in Cash | 4.37M▲ 0% | -14.82M▼ 439.6% | 30.75M▲ 307.4% | 3.01M▼ 90.2% | -9.95M▼ 430.5% | 0▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 27.23M | 31.6M | 16.77M | 47.52M | 50.53M | 0 |
| Cash at End | 31.6M | 16.77M | 47.52M | 50.53M | 40.59M | 0 |
| Interest Paid | 30K | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 5.55M | 69K | 1.73M | 0 |
| Free Cash Flow | -3.63M▲ 0% | -17.75M▼ 388.5% | 35.95M▲ 302.5% | 10.18M▼ 71.7% | -9.39M▼ 192.2% | -6.34M▲ 0% |
| FCF Growth % | - | -388.5% | 302.52% | -71.68% | -192.19% | -291.48% |
PLUT Banking Ratios
Plutus Financial Group Limited (PLUT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Return on Equity (ROE) | 27.53% | -1.02% | -8.54% | -9.53% | -14.83% |
| Return on Assets (ROA) | 22.19% | -0.76% | -5.23% | -6.19% | -11.31% |
| Net Interest Margin | 0% | 0% | 0% | 0% | -0.1% |
| Efficiency Ratio | 24.72% | 39.44% | 89.48% | 59.59% | 211.38% |
| Equity / Assets | 84.15% | 64.89% | 56.96% | 76.98% | 86.28% |
| Book Value / Share | 6.2 | 5.68 | 4.31 | 3.92 | 7.67 |
| NII Growth | 100% | - | - | - | -280.77% |
| Dividend Payout | - | - | - | - | 0% |
PLUT Frequently Asked Questions
Plutus Financial Group Limited (PLUT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Plutus Financial Group Limited (PLUT) saw revenue decline by 55.6% over the past year.
Plutus Financial Group Limited (PLUT) reported a net loss of $10.0M for fiscal year 2024.
Dividend & Returns
Plutus Financial Group Limited (PLUT) has a return on equity (ROE) of -9.5%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Plutus Financial Group Limited (PLUT) has a net interest margin (NIM) of N/A. NIM has been under pressure due to interest rate environment.
Plutus Financial Group Limited (PLUT) has an efficiency ratio of 59.6%. This is reasonable for a bank.
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Plutus Financial Group Limited (PLUT) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
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Dividend History
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Earnings History
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Price History
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Revenue History
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Financial Ratios
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