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Patriot National Bancorp, Inc.(PNBK)Earnings, Financials & Key Ratios
PNBK•NASDAQ•Banking & Credit
Price updated Jun 13, 2026
AboutPatriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, Internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operated through a network of eight branch offices located in Fairfield and New Haven Counties, Connecticut; and one branch offices located in Westchester County, New York. The company was founded in 1994 and is headquartered in Stamford, Connecticut.Show more
- Net Interest Income$19M-4.3%
- Total Revenue$58M-4.0%
- Net Income-$13M+68.1%
- Return on Equity-25.69%+84.3%
- Net Interest Margin1.74%-10.9%
- Efficiency Ratio69.77%+32.4%
- ROA-1.21%+68.0%
- Equity / Assets8.7%+1965.8%
- Book Value per Share1.21+13.2%
- Tangible BV/Share1.21+17.4%
- Debt/Equity0.17-97.8%
PNBK Key Insights
Patriot National Bancorp, Inc. (PNBK) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Trading at only 0.8x book value
✗Weaknesses
- ✗Profits declining 27.2% over 5 years
- ✗Weak NIM of 1.7%
- ✗Weak momentum: RS Rating 13 (bottom 13%)
- ✗Shares diluted 100.0% in last year
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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PNBK Price & Volume
Patriot National Bancorp, Inc. (PNBK) stock price & volume — 10-year historical chart
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PNBK Growth Metrics
Patriot National Bancorp, Inc. (PNBK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.7%
5 Years7.93%
3 Years7.07%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM72.41%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM98.6%
Return on Capital
10 Years-1.89%
5 Years-4.31%
3 Years-9.49%
Last Year-15.08%
PNBK Recent Earnings
Patriot National Bancorp, Inc. (PNBK) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 0/12 qtrs (0%)●Beat Revenue 3/12 qtrs (75%)
Q2 2026Latest
May 15, 2026EPS
$0.02
Est $0.25
-108.0%
Revenue
$18M
Est $8M
+116.5%
Q2 2026
May 12, 2026EPS
$0.02
Est $0.25
-108.0%
Revenue
—
Est $8M
Q2 2026
Mar 31, 2026EPS
$0.02
Est $0.25
-108.0%
Revenue
—
Est $8M
Q2 2026
Mar 10, 2026EPS
$0.02
Est $0.25
-107.9%
Revenue
$16M
Est $8M
+94.2%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 15, 2026 | $0.02vs $0.25-108.0% | $18Mvs $8M+116.5% |
| Q2 2026 | May 12, 2026 | $0.02vs $0.25-108.0% | —vs $8M |
| Q2 2026 | Mar 31, 2026 | $0.02vs $0.25-108.0% | —vs $8M |
| Q2 2026 | Mar 10, 2026 | $0.02vs $0.25-107.9% | $16Mvs $8M+94.2% |
Based on last 12 quarters of dataView full earnings history →
PNBK Peer Comparison
Patriot National Bancorp, Inc. (PNBK) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NECB | 359.41M | 25.98 | 7.99 | -1.55% | 28.41% | 13.07% | 0.21 | |
 CZWI | 206.63M | 21.46 | 14.70 | -9.41% | 16.01% | 7.81% | 0.28 | |
 PBFS | 423.05M | 16.87 | 22.20 | -10.72% | 15.32% | 6.19% | ||
 MNSB | 183.64M | 24.93 | 14.16 | -1.44% | 11.53% | 7.26% | 0.32 | |
 CTBI | 1.29B | 71.18 | 13.11 | 8.86% | 23.96% | 11.96% | 0.46 | |
 NBTB | 2.52B | 48.18 | 14.47 | 10.36% | 18.76% | 9.51% | 0.17 | |
 DCOM | 1.77B | 40.08 | 16.91 | 13.03% | 15.15% | 7.67% | 0.25 | |
 NFBK | 617.27M | 14.78 | 746.46 | -26.69% | 0.3% | 0.11% | 1.44 |
Compare PNBK vs Peers
Patriot National Bancorp, Inc. (PNBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PNBK Income Statement
Patriot National Bancorp, Inc. (PNBK) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 25.51M | 27.51M | 24.97M | 23.75M | 25.04M | 32.88M | 28M | 19.79M | 18.95M | 22.09M |
NII Growth % | 15.71% | 7.83% | -9.21% | -4.88% | 5.41% | 31.3% | -14.84% | -29.31% | -4.26% | 93.53% |
Net Interest Margin % | 2.99% | 2.89% | 2.55% | 2.7% | 2.64% | 3.15% | 2.56% | 1.95% | 1.74% | 1.88% |
Interest Income | 32.47M | 39.88M | 43.19M | 37.5M | 32.13M | 43.63M | 58.45M | 52.08M | 47.67M | 49.88M |
Interest Expense | 6.96M | 12.38M | 18.22M | 13.75M | 7.09M | 10.75M | 30.46M | 32.28M | 28.73M | 27.78M |
Loan Loss Provision | -857K | 1.3M | 4.97M | 2.17M | -500K | 1.89M | 7.43M | 12.46M | 1.5M | 590K |
Non-Interest Income | 1.76M | 2.02M | 2.78M | 2.2M | 4.51M | 3.75M | 6.25M | 8.48M | 10.48M | 11.08M |
Non-Interest Income % | 5.15% | 4.83% | 6.05% | 5.55% | 12.31% | 7.92% | 9.66% | 14.01% | 18.03% | 18.17% |
Total Revenue | 34.23M▲ 0% | 41.91M▲ 22.4% | 45.97M▲ 9.7% | 39.71M▼ 13.6% | 36.64M▼ 7.7% | 47.38M▲ 29.3% | 64.7M▲ 36.6% | 60.56M▼ 6.4% | 58.16M▼ 4.0% | 60.96M▲ 0% |
Revenue Growth % | 27.2% | 22.43% | 9.69% | -13.63% | -7.73% | 29.32% | 36.55% | -6.41% | -3.96% | 10.23% |
Non-Interest Expense | 21.11M | 24.14M | 26.5M | 27.94M | 25.04M | 26.99M | 32.45M | 31.91M | 40.57M | 44.2M |
Efficiency Ratio | 61.67% | 57.61% | 57.64% | 70.37% | 68.33% | 56.96% | 50.15% | 52.7% | 69.77% | 72.51% |
Operating Income | 7.02M▲ 0% | 4.09M▼ 41.8% | -3.72M▼ 190.9% | -4.16M▼ 11.8% | 5.01M▲ 220.6% | 7.76M▲ 54.7% | -5.63M▼ 172.6% | -16.1M▼ 185.8% | -12.65M▲ 21.4% | -11.62M▲ 0% |
Operating Margin % | 20.51% | 9.75% | -8.08% | -10.47% | 13.68% | 16.37% | -8.71% | -26.58% | -21.75% | -19.06% |
Operating Income Growth % | 123.84% | -41.81% | -190.94% | -11.84% | 220.62% | 54.74% | -172.62% | -185.76% | 21.41% | - |
Pretax Income | 7.02M▲ 0% | 4.09M▼ 41.8% | -3.72M▼ 190.9% | -4.16M▼ 11.8% | 5.01M▲ 220.6% | 7.76M▲ 54.7% | -5.63M▼ 172.6% | -16.1M▼ 185.8% | -12.65M▲ 21.4% | -11.62M▲ 0% |
Pretax Margin % | 20.51% | 9.75% | -8.08% | -10.47% | 13.68% | 16.37% | -8.71% | -26.58% | -21.75% | -19.06% |
Income Tax | 2.88M | 890K | -899K | -337K | -81K | 1.6M | -1.45M | 23.79M | 59K | 71K |
Effective Tax Rate % | 40.94% | 21.78% | 24.19% | 8.11% | -1.62% | 20.57% | 25.81% | -147.76% | -0.47% | -0.61% |
Net Income | 4.15M▲ 0% | 3.2M▼ 22.9% | -2.82M▼ 188.1% | -3.82M▼ 35.6% | 5.09M▲ 233.4% | 6.16M▲ 20.9% | -4.18M▼ 167.8% | -39.88M▼ 854.3% | -12.71M▲ 68.1% | -11.69M▲ 0% |
Net Margin % | 12.12% | 7.63% | -6.13% | -9.62% | 13.9% | 13% | -6.46% | -65.86% | -21.85% | -19.17% |
Net Income Growth % | 114.87% | -22.93% | -188.14% | -35.57% | 233.39% | 20.95% | -167.83% | -854.34% | 68.13% | 72.41% |
Net Income (Continuing) | 4.15M | 3.2M | -2.82M | -3.82M | 5.09M | 6.16M | -4.18M | -39.88M | -12.71M | -11.69M |
EPS (Diluted) | 1.06▲ 0% | 0.78▼ 26.4% | -0.72▼ 192.3% | -0.97▼ 34.7% | 1.29▲ 233.0% | 1.56▲ 20.9% | -1.05▼ 167.3% | -10.01▼ 853.3% | -0.16▲ 98.4% | -0.15▲ 0% |
EPS Growth % | 116.33% | -26.42% | -192.31% | -34.72% | 232.99% | 20.93% | -167.31% | -853.33% | 98.4% | 98.6% |
EPS (Basic) | 1.06 | 0.78 | -0.72 | -0.97 | 1.29 | 1.56 | -1.05 | -10.01 | -0.16 | - |
Diluted Shares Outstanding | 3.91M | 3.92M | 3.92M | 3.94M | 3.95M | 3.96M | 3.96M | 3.98M | 78.12M | 78.12M |
PNBK Balance Sheet
Patriot National Bancorp, Inc. (PNBK) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 74.31M | 105.93M | 87.72M | 83.9M | 141.39M | 123.01M | 73.2M | 167.36M | 395.97M | 885.35M |
Cash & Due from Banks | 48.73M | 66.44M | 39.4M | 34.64M | 47.05M | 38.49M | 52.52M | 147.57M | 186.39M | 20.97M |
Short Term Investments | 25.58M | 39.5M | 48.32M | 49.26M | 94.34M | 84.52M | 20.69M | 19.79M | 209.58M | 0 |
Total Investments | 743.89M | 817.23M | 870.1M | 774.52M | 831.5M | 932.19M | 878.84M | 740.11M | 819.81M | 1.11B |
Investments Growth % | 22.78% | 9.86% | 6.47% | -10.98% | 7.36% | 12.11% | -5.72% | -15.79% | 10.77% | 20.83% |
Long-Term Investments | 718.31M | 777.73M | 821.78M | 725.26M | 737.16M | 847.67M | 858.15M | 720.32M | 610.24M | 2.92B |
Accounts Receivables | 3.5M | 3.77M | 3.6M | 6.62M | 5.82M | 7.27M | 7.22M | 5.49M | 4.87M | 6.27M |
Goodwill & Intangibles | 0 | 2.43M | 1.73M | 1.45M | 1.4M | 1.36M | 203K | 156K | 109K | 97K |
Goodwill | 0 | 1.73M | 1.11M | 1.11M | 1.11M | 1.11M | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 698K | 623K | 343K | 296K | 249K | 203K | 156K | 109K | 97K |
PP&E (Net) | 35.36M | 35.44M | 34.57M | 33.42M | 31.5M | 30.64M | 29.88M | 28.86M | 28.12M | 28.46M |
Other Assets | 10.21M | 15.55M | 19.3M | 18.58M | 19.06M | 17.89M | 100.64M | 90.1M | 27.81M | 12.83M |
Total Current Assets | 77.8M | 109.7M | 91.32M | 90.52M | 147.21M | 130.28M | 80.42M | 172.85M | 421.57M | 27.24M |
Total Non-Current Assets | 774.28M | 842M | 888.51M | 790.21M | 801.27M | 913.08M | 1.01B | 839.44M | 666.27M | 1.15B |
Total Assets | 852.08M▲ 0% | 951.7M▲ 11.7% | 979.84M▲ 3.0% | 880.73M▼ 10.1% | 948.48M▲ 7.7% | 1.04B▲ 10.0% | 1.09B▲ 4.8% | 1.01B▼ 7.4% | 1.09B▲ 7.5% | 1.18B▲ 0% |
Asset Growth % | 12.61% | 11.69% | 2.96% | -10.11% | 7.69% | 10% | 4.8% | -7.42% | 7.46% | 17.59% |
Return on Assets (ROA) | 0.52% | 0.35% | -0.29% | -0.41% | 0.56% | 0.62% | -0.39% | -3.79% | -1.21% | -1.13% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 141.37M | 130.98M | 130.9M | 120.81M | 120.72M | 115.19M | 201.1M | 33.07M | 16.45M | 26.45M |
Net Debt | 92.64M | 64.55M | 91.5M | 86.18M | 73.68M | 76.7M | 148.59M | -114.5M | -169.94M | 5.49M |
Long-Term Debt | 141.37M | 130.98M | 130.9M | 120.81M | 120.72M | 115.19M | 201.1M | 33.07M | 16.45M | 26.45M |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 2.83M | 2.93M | 3.68M | 3.79M | 1.1M | 886K | 7.63M | 8.36M | 10.93M | 1.06B |
Total Current Liabilities | 641.13M | 748.45M | 778.26M | 692.91M | 759.32M | 867.7M | 840.31M | 966.6M | 965.79M | 1.05B |
Total Non-Current Liabilities | 144.2M | 133.91M | 134.58M | 124.6M | 121.82M | 116.08M | 208.73M | 41.43M | 27.37M | 1.09B |
Total Liabilities | 785.33M | 882.36M | 912.84M | 817.51M | 881.14M | 983.78M | 1.05B | 1.01B | 993.16M | 1.09B |
Total Equity | 66.75M▲ 0% | 69.34M▲ 3.9% | 66.99M▼ 3.4% | 63.22M▼ 5.6% | 67.34M▲ 6.5% | 59.58M▼ 11.5% | 44.38M▼ 25.5% | 4.26M▼ 90.4% | 94.68M▲ 2119.9% | 90.21M▲ 0% |
Equity Growth % | 6.68% | 3.88% | -3.38% | -5.63% | 6.52% | -11.52% | -25.51% | -90.39% | 2119.93% | 2721.04% |
Equity / Assets (Capital Ratio) | 7.83% | 7.29% | 6.84% | 7.18% | 7.1% | 5.71% | 4.06% | 0.42% | 8.7% | 7.67% |
Return on Equity (ROE) | 6.41% | 4.7% | -4.13% | -5.87% | 7.8% | 9.71% | -8.04% | -163.96% | -25.69% | -13.51% |
Book Value per Share | 17.06 | 17.71 | 17.08 | 16.07 | 17.04 | 15.04 | 11.19 | 1.07 | 1.21 | 1.15 |
Tangible BV per Share | 17.06 | 17.09 | 16.64 | 15.70 | 16.68 | 14.69 | 11.14 | 1.03 | 1.21 | 1.15 |
Common Stock | 40K | 105.96M | 106.17M | 106.33M | 106.48M | 106.56M | 106.67M | 106.85M | 1.15M | 1.17M |
Additional Paid-in Capital | 106.88M | 107.09M | 0 | 0 | 0 | 0 | 0 | 0 | 206.45M | 205.92M |
Retained Earnings | -38.83M | -35.79M | -38.77M | -42.59M | -37.5M | -31.34M | -47.03M | -86.91M | -99.62M | -101.37M |
Accumulated OCI | -155K | -826K | -403K | -518K | -1.64M | -15.64M | -15.26M | -15.68M | -12.12M | -14.34M |
Treasury Stock | -1.18M | -1.18M | 0 | 0 | 0 | 0 | 0 | 0 | -1.18M | -1.18M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PNBK Cash Flow Statement
Patriot National Bancorp, Inc. (PNBK) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 7.29M | 5.27M | -11.91M | 6.28M | 7.6M | 7.04M | -10.71M | 2.68M | -14.17M | -11.27M |
Operating CF Growth % | 61.1% | -27.68% | -326.01% | 152.72% | 20.94% | -7.37% | -252.29% | 125.04% | -628.14% | -194.2% |
Net Income | 4.15M | 3.2M | -2.82M | -3.82M | 5.09M | 6.16M | -4.18M | -39.88M | -12.71M | -11.69M |
Depreciation & Amortization | 1.27M | 1.54M | 1.69M | 1.6M | 1.64M | 1.47M | 1.35M | 1.35M | 1.19M | 896K |
Deferred Taxes | 2.26M | -265K | -1.14M | -323K | -261K | 1.49M | -4.21M | 23.82M | 59K | 58K |
Other Non-Cash Items | -36K | 1.63M | -9.1M | 13.74M | -856K | 2.24M | -5.08M | 16.7M | -9.29M | 1.73M |
Working Capital Changes | -494K | -1.04M | -766K | -5.08M | 1.83M | -4.41M | 1.3M | 505K | 1.35M | -7.32M |
Cash from Investing | -140.85M | -26.88M | -41.78M | 82.92M | -55.2M | -122.05M | -27.18M | 135.01M | -20.52M | -240.95M |
Purchase of Investments | -21.48M | -19.44M | -18.07M | -11.25M | -136.13M | -19.33M | -10.41M | -2.32M | -145.19M | -196.21M |
Sale/Maturity of Investments | 19.29M | 39.81M | 10.91M | 9.88M | 89.36M | 10.32M | 6.1M | 11.95M | 8.85M | 39.11M |
Net Investment Activity | -2.19M | 20.37M | -7.17M | -1.37M | -46.78M | -9.01M | -4.31M | 9.63M | -136.34M | -157.1M |
Acquisitions | 0 | -5.07M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -135.6M | -41.04M | -34.06M | 84.36M | -8M | -112.63M | -22.45M | 125.43M | 115.99M | -83.2M |
Cash from Financing | 90M | 39.32M | 26.66M | -93.97M | 60.02M | 106.46M | 65.93M | -41.62M | 79.21M | 225.22M |
Dividends Paid | -77K | -154K | -155K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Share Repurchases | -2K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 85.57M | 37.49M |
Net Stock Activity | -2K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 85.57M | 37.49M |
Debt Issuance (Net) | -1000K | -1000K | -195K | -1000K | -203K | -1000K | 1000K | -1000K | -1000K | 107K |
Other Financing | 108.27M | 59.76M | 27.01M | -83.77M | 60.22M | 111.67M | -19.86M | 126.59M | -5.76M | 180.37M |
Net Change in Cash | -43.56M▲ 0% | 17.71M▲ 140.7% | -27.03M▼ 252.7% | -4.77M▲ 82.4% | 12.41M▲ 360.3% | -8.55M▼ 168.9% | 28.04M▲ 427.9% | 96.07M▲ 242.6% | 44.52M▼ 53.7% | -27.01M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 97.94M |
Cash at Beginning | 92.29M | 48.73M | 66.44M | 39.4M | 34.64M | 47.05M | 38.49M | 66.54M | 162.61M | 207.13M |
Cash at End | 48.73M | 66.44M | 39.4M | 34.64M | 47.05M | 38.49M | 66.54M | 162.61M | 207.13M | 109.19M |
Interest Paid | 6.42M | 11.25M | 17.74M | 15.04M | 7.21M | 10.47M | 29.63M | 31.92M | 0 | 14.13M |
Income Taxes Paid | 515K | 1.24M | 22K | 0 | 140K | 102K | 3.54M | 66K | 0 | 0 |
Free Cash Flow | 4.23M▲ 0% | 4.13M▼ 2.4% | -12.47M▼ 401.9% | 6.21M▲ 149.8% | 7.17M▲ 15.4% | 6.62M▼ 7.6% | -11.13M▼ 268.0% | 2.63M▲ 123.6% | -14.34M▼ 645.7% | -11.92M▲ 0% |
FCF Growth % | 324.7% | -2.36% | -401.86% | 149.82% | 15.38% | -7.59% | -268.03% | 123.62% | -645.74% | -137.84% |
PNBK Banking Ratios
Patriot National Bancorp, Inc. (PNBK) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 6.41% | 4.7% | -4.13% | -5.87% | 7.8% | 9.71% | -8.04% | -163.96% | -25.69% | -13.51% |
| Return on Assets (ROA) | 0.52% | 0.35% | -0.29% | -0.41% | 0.56% | 0.62% | -0.39% | -3.79% | -1.21% | -1.13% |
| Net Interest Margin | 2.99% | 2.89% | 2.55% | 2.7% | 2.64% | 3.15% | 2.56% | 1.95% | 1.74% | 1.88% |
| Efficiency Ratio | 61.67% | 57.61% | 57.64% | 70.37% | 68.33% | 56.96% | 50.15% | 52.7% | 69.77% | 72.51% |
| Equity / Assets | 7.83% | 7.29% | 6.84% | 7.18% | 7.1% | 5.71% | 4.06% | 0.42% | 8.7% | 7.67% |
| Book Value / Share | 17.06 | 17.71 | 17.08 | 16.07 | 17.04 | 15.04 | 11.19 | 1.07 | 1.21 | 1.15 |
| NII Growth | 15.71% | 7.83% | -9.21% | -4.88% | 5.41% | 31.3% | -14.84% | -29.31% | -4.26% | 20.19% |
| Dividend Payout | 1.86% | 4.82% | - | - | - | - | - | - | - | 0% |
Related:PNBK Dividend History·PNBK Revenue History·PNBK Price History·PNBK P/E History·PNBK Financial Ratios·PNBK Institutional Holders
PNBK SEC Filings & Documents
Patriot National Bancorp, Inc. (PNBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
PNBK Frequently Asked Questions
Patriot National Bancorp, Inc. (PNBK) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Patriot National Bancorp, Inc. (PNBK) saw revenue decline by 4.0% over the past year.
Patriot National Bancorp, Inc. (PNBK) reported a net loss of $11.7M for fiscal year 2025.
Dividend & Returns
Patriot National Bancorp, Inc. (PNBK) has a return on equity (ROE) of -25.7%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Patriot National Bancorp, Inc. (PNBK) has a net interest margin (NIM) of 1.7%. NIM has been under pressure due to interest rate environment.
Patriot National Bancorp, Inc. (PNBK) has an efficiency ratio of 69.8%. This is higher than peers, suggesting room for cost optimization.